
Credit Analyst
at a fintech start-up building payment solutions to make education payments convenient
Responsibilities:
- Analyze and assess the financial statements and credit history of existing and potential clients.
- Review credit applications and perform credit checks.
- Structure deals and perform risk assessments.
- present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay.
- Ability to make informed decisions backed by sound assessment.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Ability to handle multiple projects and submit applications on time.
- Financial forecasting.
- Practice due diligence.
- Keep up to date with the company's lending protocols.
Requirements:
- Bachelor's degree in finance, accounting, or other business-related fields.
- Strong proficiency in MS Office and general computer use.
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.
- Strong attention to detail and ability to notice discrepancies in data.
- Impeccable understanding of financial statements, ratios, and concepts.

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📍 Location: Remote (India-wide)
🖥 Role: *Full-Time | Permanent WFH*
👤 Candidate Profile Required
- Fluent in English + French (B2+)
- Fresher or experienced
- Graduate/Undergraduate
- Age limit: up to 40 years
- Must own a device (smartphone, laptop/desktop) and have WiFi access
💼 Why Support This Role?
- ✅ Permanent Work From Home
- ✅ Company-provided system
- ✅ Transparent salaries:
• French (B2+): Up to ₹10 LPA
- ✅ Pan India accessibility
- ✅ No certification needed — just strong language skills!
📝 Screening Workflow
1. HR Round
2. AMCAT Assessment (English 70 + Chosen Language) 3+
3 OPS round
Job Description below:
Software Engineer-Java
- Experience in Core Java 5.0 and above, Data Structures, OOPS, Multithreading, Algorithms, Collections, Unix/Linux
- Possess good architectural knowledge and be aware of enterprise application design patterns.
- Should have the ability to analyze, design, develop and test complex, low-latency client-facing applications.
- Good development experience with RDBMS
- Good knowledge of multi-threading and high-volume server-side development
- Basic working knowledge of Unix/Linux
- Excellent problem solving and coding skills in Java
- Strong interpersonal, communication and analytical skills.
- Should have the ability to express their design ideas and thoughts.
Job Brief-
· Understand product requirements and come up with solution approaches
· Build and enhance large scale domain centric applications
· Deploy high quality deliverables into production adhering to the security, compliance and SDLC guidelines
Proven experience in PostgreSQL DBA.
Familiarity with tools like pgadmin, pgBackRest and Replication methods.
basic knowledge in Linux
Experience in migration from Oracle to PostgreeSql is plus
- KEY SKILLS REQUIRED-
- HAND ON 2+ YRS EXPERINCE AS A GRAPHIC DESIGNER IN THE TEXTILE INDUSTRY / GARMENTS
- A keen eye for visual details.
- Ability to meet deadlines and collaborate with team members.
- Designing graphic content, ECOMMERCE CLOTHING DESAIGNIG
Key Skills required
1. Understanding of the entire Mobile Application Development lifecycle
2. Solid experience of 2 years + in building Native Swift based iOS applications
3. Excellent knowledge of iOS specific user interfaces, user experiences and guidelines
4. Working experience with MVC and MVVM architectures
5. In depth knowledge of iOS specific user experiences and human interface guidelines
6. In depth experience in implementing user interfaces for iOS - Auto Layout
7. Hands on experience working with API integration within iOS applications
8. Hands on experience working with 3rd party SDKs, Libraries and APIs
9. Experience with media streaming & playback using AV Player, AV Foundation & AV Capture
10. Experience working with analytical SDKs like Firebase Crashlytics, Branch.io etc
11. Experience with Push Messaging, Local Notifications, Background services
12. Experience in debugging errors and crashes using tools such as Crashlytics or Sentry
13. Experience with Marketing and Attribution SDKs such as Clevertap, Branch and/or Appsflyer
14. Experience in releasing applications to the Apple App Store
15. Ability to work in an Agile environment
16. An inclination towards cross platform technologies such as React Native
What is expected from you:
● Strong Corporate Training selling skills including excellent relationship-building, networking, and time-management skills
● Excellent in Business communications and email etiquette
● Exposure to LinkedIn and other portals
● Ability to generate B2B leads
● Experience in Lead Research and Prospecting
● Experience in cold calling, email campaigns, and using social media to generate leads.
● Data Maintenance and organization skills
● MBA qualification or Experience in Business development is preferred ● Any exposure to IT Training & Talent Acquisition will be an added advantage
● Previous sales experience in a B2B environment.
What will you be doing?
● Conduct Market Research on the company and understand the need of the training needs
● Acquire new clients through networking, direct contact, or marketing campaigns
● Sending 40 to 50 emails customizing to each client
● Good at researching the email id, and contact number of the concerned person
● Close sales and achieve quarterly quotas.
● Build and nurture client relationships via various channels
● Coordinating with multiple internal stakeholders on daily basis
● Develop and implement marketing plans designed to maintain and increase existing business and capture new opportunities
Required Skills:
- 3+ year of experience in Development in JAVA technology.
- Strong Java Basics
- SpringBoot or Spring MVC
- Hands on experience on Relational Databases (SQL query or Hibernate) + Mongo (JSON parsing)
- Proficient in REST API development
- Messaging Queue (RabitMQ or Kafka)
- Microservices
- Any Caching Mechanism
- Good at problem solving
Good to Have Skills:
- 4+ years of experience in using Java/J2EE tech stacks
- Good understanding of data structures and algorithms.
- Excellent analytical and problem solving skills.
- Ability to work in a fast paced internet start-up environment.
- Experience in technical mentorship/coaching is highly desirable.
- Understanding of AI/ML algorithms is a plus.
- Own the lifecycle of users from on-boarding, setup, to the day-to-day support, including serving as front-line for issues on the ongoing engagements.
- Crafting delightful user experiences around user on-boarding and support, such as ticketing, support channels, and customer communications.
- Tracking metrics and measurements of user engagement and behavior.
- Crafting well-written user-facing communications and documentation.
- Translating user feedback and needs to well-scoped requirements, and collaborating with Engineering to deliver them.
- For the first 6-9 months, expect a lot of hands-on, detail-oriented work, often requiring your exposure to other areas like sales/account management, including occasionally plugging in on for other functions.
- In the mid-to-long-term, expect an increasing amount of specialization into a deeper role, with the possibility of eventually building and scaling a team.











