Credit Analyst
at a fintech start-up building payment solutions to make education payments convenient
Responsibilities:
- Analyze and assess the financial statements and credit history of existing and potential clients.
- Review credit applications and perform credit checks.
- Structure deals and perform risk assessments.
- present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay.
- Ability to make informed decisions backed by sound assessment.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Ability to handle multiple projects and submit applications on time.
- Financial forecasting.
- Practice due diligence.
- Keep up to date with the company's lending protocols.
Requirements:
- Bachelor's degree in finance, accounting, or other business-related fields.
- Strong proficiency in MS Office and general computer use.
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.
- Strong attention to detail and ability to notice discrepancies in data.
- Impeccable understanding of financial statements, ratios, and concepts.
Shubham Vishwakarma
Full Stack Developer - Averlon
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