
Credit Analyst
at a fintech start-up building payment solutions to make education payments convenient
Responsibilities:
- Analyze and assess the financial statements and credit history of existing and potential clients.
- Review credit applications and perform credit checks.
- Structure deals and perform risk assessments.
- present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay.
- Ability to make informed decisions backed by sound assessment.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Ability to handle multiple projects and submit applications on time.
- Financial forecasting.
- Practice due diligence.
- Keep up to date with the company's lending protocols.
Requirements:
- Bachelor's degree in finance, accounting, or other business-related fields.
- Strong proficiency in MS Office and general computer use.
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.
- Strong attention to detail and ability to notice discrepancies in data.
- Impeccable understanding of financial statements, ratios, and concepts.

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We are looking for Business Development Associates who are driven, self-motivated, and highly passionate about working in the Ed-tech space while impacting careers via quality education & expert mentorship. You’ll work closely with top school graduates, ex-McKinsey, Hotstar, Disney, Deloitte, EY, Byju, Paytm employees to establish, nurture, and grow business across categories & territories. This is a great opportunity to learn from an extraordinary team, grow massively, and help students around the globe build an awesome career for themselves.
What will you do
- Identify and develop strategic relationships with potential customers.
- Develop a strong pipeline of new customers through direct or indirect customer contact and prospecting.
- Monitor and analyze pipeline to review performance & optimize accordingly to ensure objectives are met.
- Maintain strong follow-ups and regular feedback calls ● Create lead engagement plans and strategy
- Study the details of each offering & stay abreast of updates to these offerings
- Proactively connect with leads while..ensuring consistent follow-ups, low Turn-AroundTime (TAT), and increased connectivity with multiple attempts Update and create tailored client proposals and negotiate further to close the deals
What will you need:
● Graduate/MBA in the field of Business/ Management (preferable)
● 0-4 years of experience
● Keen interest in education & innovation along with an acumen for sales Inherent ability to position, market, and sell an idea or product
What will you get:
● Industry-best perks
● Phenomenal work environment, with massive ownership and growth opportunities
● Super young & enthusiastic colleagues in Tech/ Marketing/ PR/ Editorial/ Social Media & Events!
● Quick iterations & deployments – fail-fast attitude
● Opportunity to work on cutting-edge technologies, and lead teams in the future
● Access to a world-class mentorship network
● Opportunity to create a massive and direct impact in the lives of students making the biggest decision of their lives to pursue higher education abroad
Responsibilities:
- Manage daily accounting operations including bookkeeping, journal entries, and ledgers.
- Handle accounts payable/receivable, vendor invoices, and expense records. Perform bank reconciliations, vendor reconciliations, and balance sheet reconciliations.
- Assist in preparing financial statements, MIS reports, and monthly closing.
- Ensure compliance with GST, TDS, and other statutory requirements.
- Support audits and coordinate with auditors for data and reports.
- Maintain proper documentation and records of financial transactions.
- Maintain proper documentation and records of financial transactions.
- Collaborate with internal teams to streamline accounting and financial processes.
- Provide accurate and timely financial information to management.
If interested kindly share your updated resume on 82008 31681
| Must have | Proficient exp of minimum 4 years into DevOps with at least one devops end to end project implementation. Strong expertise on DevOps concepts like Continuous Integration (CI), Continuous delivery (CD) and Infrastructure as Code, Cloud deployments. Minimum exp of 2.5-3 years of Configuration, development and deployment with their underlying technologies including Docker/Kubernetes and Prometheus. Should have implemented an end to end devops pipeline using Jenkins or any similar framework. Experience with Microservices architecture. Sould have sound knowledge in branching and merging strategies. Experience working with cloud computing technologies like Oracle Cloud *(preferred) /GCP/AWS/OpenStack Strong experience in AWS/Azure/GCP/open stack , deployment process, dockerization. Good experience in release management tools like JIRA or similar tools. |
| Good to have | Knowledge of Infra automation tools Terraform/CHEF/ANSIBLE (Preferred) Experience in test automation tools like selenium/cucumber/postman Good communication skills to present devops solutions to the client and drive the implementation. Experience in creating and managing custom operational and monitoring scripts. Good knowledge in source control tools like Subversion, Git,bitbucket, clearcase. Experience in system architecture design |
We are looking for a highly skilled 3D Character Artist with rigging expertise to join our team. The ideal candidate should be proficient in creating characters from scratch and rigging them for Unity and Unreal Engine. The role requires a keen eye for detail and a passion for bringing characters to life.
Responsibilities:
- Create 3D characters from concept art or references, adhering to project specifications and style
- Design and implement realistic or stylized facial expressions using blend shapes and rigging techniques
- Create efficient and optimized character rigs for animation, including skinning and weight painting
- Collaborate with the art and animation team to ensure consistency of character design and quality across all assets
- Troubleshoot and fix technical issues related to rigging, animation, and integration into game engines
- Stay up-to-date with industry trends and techniques, continuously improving skills and workflows
Requirements:
- Proficiency in 3D modeling and texturing using software such as Maya, 3ds Max, or and any major 3D softwares.
- Strong knowledge of character rigging techniques, including skinning, weight painting, and blend shapes
- Experience in creating characters for Unity and Unreal Engine, and knowledge of their respective pipelines and limitations
- Understanding of human anatomy, facial expressions, and body mechanics
- Excellent communication and collaboration skills, ability to work effectively in a team environment
- Strong problem-solving skills and attention to detail
- A portfolio demonstrating high-quality character modeling, rigging, and animation work
If you are passionate about creating engaging and realistic characters for games and have the required skills and experience, we encourage you to apply for this exciting opportunity. We offer competitive salary, benefits, and a dynamic work environment.
- Bachelor's Degree or equivalent experience.
- 5-8 years of experience with software development, preferably in Agile environment.
- Advanced knowledge of in software development tools, programming languages, databases, and environments, including but not limited to:
- Python 3.x, Django, functional Python, procedural Python, object oriented Python, Asynchronous Design, Micro Services, memcache, REDIS, Celery, ElastiSearch, RESTful web services, Relational (Oracle & MySQL) and Non-Relational (NOSQL & DynamoDB) databases, AWS.
What is the role?
The role will be focused on the front end of the sales cycle. You will be responsible for identifying opportunities and generating a sales pipeline. This will be a hands-on position in a start-up environment, so we are looking for a motivated self-starter.
This role is for the US market with shift start time at 5 PM IST.
Key Responsibilities
- Pitch the company and its products through rigorous prospecting.
- Strike and initiate conversations with high-profile personas in the prospective companies.
- Generate qualified sales lead opportunities.
- Maintain excellent data discipline.
What are we looking for?
An enthusiastic individual with the following skills. Please do not hesitate to apply if you do not match all of it. We are open to promising candidates who are passionate about their work and are team players.
- 2-4 years of SaaS sales experience required.
- Graduate in any stream or equivalent.
- Have a basic knowledge of technology and a detailed understanding of SaaS.
- Excellent communication and interpersonal skills.
- Well versed in using tools such as LinkedIn, HubSpot, etc.
- Be self-motivated, data driven and result oriented.
- Should have experience & comfortable working in the US timezone.
Whom will you work with?
You will work with the Sales team and report to Sales Account Executive
What can you look for?
A wholesome opportunity in a fast-paced environment will enable you to juggle between concepts yet maintain the quality of content, interact, share your ideas, and have loads of learning while at work. Work with a team of highly talented young professionals and enjoy the benefits of being at Xoxoday.
We are
A fast-growing SaaS commerce company based in Bangalore with offices in Delhi, Mumbai, SF, Dubai, Singapore, and Dublin. We have three products in our portfolio: Plum, Empuls, and Compass. Xoxoday works with over 1000 global clients. We help our clients engage and motivate their employees, sales teams, channel partners, or consumers for better business results.
Way forward
We look forward to connecting with you. As you may take time to review this opportunity, we will wait for a reasonable time of around 3-5 days before we screen the collected applications and start lining up job discussions with the hiring manager. However, we assure you that we will attempt to maintain a reasonable time window for successfully closing this requirement. The candidates will be kept informed and updated on the feedback and application status.
- Minimum 7 years of relevant work experience in similar roles.
- Hands-on experience developing and delivering scalable multi-tenant SaaS applications on AWS platform.
- In-depth knowledge of Spring, Spring Boot, Java, REST Web Services, SQL databases, microservices, GRAND stack, SQL and NoSQL databases.
- In-depth knowledge and experience developing and delivering scalable data lakes, data ingestion and processing pipelines, data access microservices.
- In-depth knowledge of AWS platform, tools and services, specifically AWS networking and security, Route53, API Gateway, ECS/Fargate, RDS; Java/Spring development; modern database and data processing technologies; DevOps; microservices architecture; container/Docker technology.
- Outstanding collaboration and communication skills. Ability to effectively collaborate with distributed team.
- Understand and practice agile development methodology.
- Prior experience working in a software product company.
- Prior experience with security product development.
Nice to Have:
- AWS Certified Developer certification is highly desired.
- Prior experience with Apache Spark and Scala.








