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a fintech start-up building payment solutions to make education payments convenient logo
Credit Analyst
a fintech start-up building payment solutions to make education payments convenient
Credit Analyst
a fintech start-up building payment solutions to make education payments convenient's logo

Credit Analyst

at a fintech start-up building payment solutions to make education payments convenient

Agency job
via Qrata
2 - 5 yrs
₹3L - ₹6L / yr
Bengaluru (Bangalore)
Skills
Analytical Skills
MS-Office
Customer Service
Credit Underwriting

Responsibilities:

  • Analyze and assess the financial statements and credit history of existing and potential clients.
  • Review credit applications and perform credit checks.
  • Structure deals and perform risk assessments.
  •  present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay.
  • Ability to make informed decisions backed by sound assessment.
  • Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
  • Ability to handle multiple projects and submit applications on time.
  • Financial forecasting.
  • Practice due diligence.
  • Keep up to date with the company's lending protocols.

 

Requirements:

  • Bachelor's degree in finance, accounting, or other business-related fields.
  • Strong proficiency in MS Office and general computer use.
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.
  • Strong attention to detail and ability to notice discrepancies in data.
  • Impeccable understanding of financial statements, ratios, and concepts.
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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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