Business Analyst

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Role Finance Account Manager

Location Remote

Job Type Full-Time

Qualification. Chartered Accountant

Job Responsibilities

• Analysing customers’ financial systems and procedures.
• Day-to-day or monthly accounting and maintaining accounting records of Indian entities.
• Review customers' business accounts and financial statements to ensure they are complete and accurate and rectify any financial discrepancies.
• Prepare monthly financial reports.
• Ensure timely periodic compliance filing w.r.t GST/TDS/ESI/PF/ROC etc.
• Provide ongoing accounting and reporting support.
• Manage and improve the end-to-end financial process.
• Handling Zoho Books and other relevant accounting software.
• Liaising with clients, business partners, and auditors.
• Offering expert financial advice and providing assistance on tax planning.
• Help BizPilot product team in identifying accounting areas that can be automated 

What are we looking for?

• Strong understanding of accounting principles and should have handled accounting up to the finalisation of accounts of Indian entities.
• Experience in dealing with customers.
• Ability to learn new concepts quickly.
• Attention to detail and problem-solving ability.
• Excellent written and oral communication skills.
• Ability to manage stressful situations effectively.
• Ability to prioritise tasks efficiently.

About BizPilot

BizPilot is an online accounting service for SMEs in India. BizPilot combines the power of software with the expertise of CAs in a single platform. BizPilot helps businesses get clear visibility into their key financial metrics, streamlines their financial processes, and improves financial efficiency via automation. 

BizPilot is a fintech startup that was founded in the year 2021.

*Timely Submission of Tender and techno commercial offers. *Support to Regional Sales Team for offers and techno commercial queries.

*Arrange to keep Enquiry Tracking system updated.

*Preparation and analysis of cost sheet.

*Techno commercial discussion with customers.

*Arrange to organize a team to keep back up offers from vender for Non-STD jobs.

*Coordination with D & D for new product developments.

*Able to develop new clients and market segments.

*Know how about the market trend and competitors.

*To deal with the vendors for the offers required during pre-bid stage. *Having the knowledge about the compressor and package related items like heat exchangers, motor, control panel, piping etc.

*Having the knowledge of Reciprocating, Centrifugal air compressor and Reciprocating gas compressor.

*Adequate support to the regions. Sound knowledge of the different types of compressor packages.

*Review and submission of Tender.

*To deal directly with Customer / Consultants for getting drawing approvals, techno commercial discussion.

Selected intern's day-to-day responsibilities include:

1. Working on Photoshop, Illustrator, and Figma

2. Designing infographics, posters, carousels, and journals

3. Create compelling, error-free content aligned with brand guidelines

4. Designing and creating visual assets

5. Assisting in creating graphics, illustrations, and layouts

6. Developing materials for marketing, social media, and websites

7. Staying updated with design trends

8. Researching and referencing before every project

What you need to have:

• 7-10 years experience in FMCG brand as a Trade Marketing Executive/ Manager
• Excellent verbal and written communication skills
• Good coordination skills    

We are looking for an Angular 10+  Developer responsible for to implement a complete user interface in the form of a mobile and desktop web app, with a focus on performance. Your main duties will include creating modules and components and coupling them together into a functional app. The artistic design will be delivered to you, together with a few HTML templates, but we will ask for your help in regard to animations, CSS, and final HTML output. You will work in a team with the back-end developer, and communicate with the API using standard methods. A thorough understanding of all of the components of our platform and infrastructure is required.

• Delivering a complete front end application in angular 8+ framework.
• Ensuring high performance on mobile and desktop
• Writing tested, idiomatic, and documented JavaScript, HTML and CSS
• Coordinating the workflow between the graphic designer, the HTML coder, and yourself
• Cooperating with the back-end developer in the process of building the RESTful API
• Communicating with external web services

• Proficiency with JavaScript and HTML5, Bootstrap and Angular
• Professional, precise communication skills
• Deep knowledge of AngularJS practices and commonly used modules based on extensive work experience
• Creating self-contained, reusable, and testable modules and components
• Ensuring a clear dependency chain, in regard to the app logic as well as the file system
• Extensive knowledge of CSS and JS methods for providing performant visual effects and keeping the framerate above 30fps at all times
• Thorough understanding of the responsibilities of the platform, database, API, caching layer, proxies, and other web services used in the system
• Validating user actions on the client side and providing responsive feedback
• Writing non-blocking code, and resorting to advanced techniques such as multi-threading, when needed
• Creating custom, general use modules and components which extend the elements and modules of core Angular10+ versions
• Experience with all levels of operation available to the front-end, 
• Experience with building the infrastructure for serving the front-end app and assets
• Architecting and automating the build process for production, using task runners or scripts
• Documenting the code inline using JSDoc or other conventions

You will:

• Build services that serve millions of users
• Build for performance, reliability, and scalability
• Design easy-to-use APIs, systems, and tools
• Work with small teams of engineers, product, design, operation and other teams
• Lead projects, achieve goals, celebrate success with your teams

What you bring:

• 5+ years as individual contributor
• Strong background in Computer Science
• Strong technical expertise in robust and scalable server platform
• Helpful experiences include Java, Python, AWS, GCP, DevOps
• Leadership at bijnis is a service - you must be influential, patient, compassionate, able to prioritize, and able to inspire
• Ability to collaborate across multiple and cross functional teams
• Strategic mindset combined with pragmatic execution, and bias for action