Backend Developer - Java / Go / Product Development

Title: Software Engineer

Location: Noida preference

Years of Exp: 2-4

I need a Java Developer who has Java development experience with minimum

-  6 months of experience in Groovy and Grails both.(must) 

Must have good communication.

The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.

In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.

Responsibilities

• Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
• Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
• Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
• Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
• Lead and mentor a team of analysts.

• Possess 7+ years of relevant experience in financial services industry in a risk role.
• Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
• Should have held a position of authority in terms of allocation and appropriating limits.
• Sector understanding in financial institution space and good knowledge of interpreting financial trends.
• High proficiency in Python and SQL/NoSQL.
• Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
• Outstanding written, verbal and interpersonal communication skills.
• Ability to speak at various levels of an organization (CXOs to analysts).
• Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
• Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
• Excellent communication and presentation skills.
• Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
• Learns continuously; Seeks out knowledge, ideas and feedback.

About the company- FPL Technologies

Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.

“Re-imaging credit and payments from First Principles”

Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies. 

OneCard (Best credit card app) : http://www.getonecard.app/">www.getonecard.app

OneScore (Over 10 million downloads): http://www.onescore.app/">www.onescore.app

Create a consumer facing credit card product that will be used by millions of users. 

What you will do:

• Be a part of our backend for frontend/ credit card processing engineering teams to build the best homegrown credit card stack.
• Partner with the product teams to understand the product features and specifications, translate them into high level and low-level design.
• Work with frontend and backend developers to build out a customer-centric experience that will constantly evolve.
• Respond to support team tickets as needed to resolve bugs and issues.
• Participate in contributing ideas, updates, and product development areas to the team.

Experience Range: 

5- 7 years with technical hands-on experience in building large-scale B2C applications catering to millions of users. Previous experience in building scalable products is a must.

Technical Expertise:

• Strong insight into Java programming language (Class loading, Memory Management, Transactions, Executors, Lambdas and Streams).
• Experience in distributed technologies, real-time, high throughput and low latency systems.
• Hands-on prior experience with scalable Cloud based architectures.
• Experience in one or more frameworks like Spring is a plus but not required.
• Proficiency in data structures & algorithms.
• Strong problem solving and analytical skills.
• Any experience in payments is a plus.

• Understand the fundamentals of Software Engineering, such as Data Structures, Algorithms, Design Patterns
• Ability to write Java applications using Spring, Springboot or any other microservices frameworks
• Experience in the development of REST applications, in Java or Kotlin
• Capable of writing effective APIs
• Solid knowledge of JVM fundamentals such as classloading, memory management, garbage collection
• Demonstrated experience in platform API design and development
• Knowledge on microservice and event-driven architecture
• Experience in working with version control frameworks such as Git (preferable), SVN
•      Experience with NoSQL databases (MongoDB or Cassandra) & Relational Databases
• Solid understanding of TDD & Agile principles such as CI / CD, with a proven track record of implementing solutions centred around those concepts
• Excellent communication, collaboration, reporting, analytical and problem solving skills

• java 8+
• springcore 
• springboot
• MongoDB
• Angular
• Agile

• 6 to 8 years of experience with the majority as Java engineer
• Strong hands-on experience on building the application using technologies Java, Spring/Springboot/Microservices
• Experience in building Micro Services using Spring Boot would be a plus
• Strong knowledge and experience with SQL queries and databases like Postgre SQL/Oracle.