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- This position requires you to lead and manage the whole engineering team.
- Manage your OKRs, contribute to product strategy and help develop your team.
- Create clear career paths for team members and help them grow with regular & deep mentoring.
- You work closely with the Product Management, Business Development, and Operations team and enable them by providing scalable and high-quality technology solutions at a rapid pace.
- Architect & design technically robust, flexible, and scalable solutions.
- Lead multiple modules, third party integrations and business partners integration.
- Taking architectural decisions, defining high level and low level design.
- Track record of bringing in and growing engineering talent and more to be shared via email.
Skills you are expected to have :
- Hands-on experience in advanced Golang, Python, PHP, Reactjs, React Native PWA, Javascript, AWS Cloud Services.
- Deep understanding of technologies, high level design, low level design in a secure, scalable and available set-up.
- Deep understanding & expertise with highly transactional, large relational and complex systems.
- Hands-on experience in system design, architecture or developing distributed systems.
- Should be good in writing code keeping scalability, flexibility and monitoring at center.
- Good understanding of source control tools GIT, Jira and Bitbucket, code reviews etc.
- Preferable experience in Django and Laravel frameworks, but not limited to these only.
- Experience in the development of robust and scalable Rest APIs and APIs testing tools such as postman etc.
- Experience in micro service-based development would be a plus.
- Experience in queuing systems such as rabbitMQ, Active MQ would be a plus.
- Experience in AWS cloud services.
- Experience and understanding of CI/CD pipeline.
- Good analytical and communication skills.
- Candidates from the fintech domain would be preferred (Payments/ Banking/ Wallets/ Insurance/ Financial Markets).
About Us :
- We are a consumer lending fintech start-up on a mission to provide Fair Finance to Everyone. We have raised $15 million in debt and equity funding from leading angels that have previously backed Ola, Oyo, Myntra, Uniphore and 1mg as well as marquee NBFCs.
- Our loans are originated in partnership with 1000+ merchants who are present in over 80 cities -
- Leading healthcare chains: Indra IVF, Partha Dental, VLCC
- Home improvements: Asian Paints, Design Cafe, @home by Nilkamal
- Education : upGrad, Toppr, Board Infinity, Career Point, Bansal Learning, Miles Education E-Bikes - Ampere, Hero Electric, Lectrix, Benlng
- Our founding team has worked at fintech companies in London where they won a Banking Technology Award for Best Mobile Initiative as well as Indian FinTechs such as Coverfox and Liquiloans.
- The team has extensive experience in credit, investment banking and vendor management. They have graduated from London Business School, Northwestern University (USA), and attained the CFA charter.

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As a Senior Backend & Infrastructure Engineer, you will take ownership of backend systems and cloud infrastructure. You’ll work closely with our CTO and cross-functional teams (hardware, AI, frontend) to design scalable, fault- tolerant architectures and ensure reliable deployment pipelines.
- What You’ll Do :
- Backend Development: Maintain and evolve our Node.js (TypeScript) and Python backend services with a focus on performance and scalability.
- Cloud Infrastructure: Manage our infrastructure on GCP and Firebase (Auth, Firestore, Storage, Functions, AppEngine, PubSub, Cloud Tasks).
- Database Management: Handle Firestore and other NoSQL DBs. Lead database schema design and migration strategies.
- Pipelines & Automation: Build robust real-time and batch data pipelines. Automate CI/CD and testing for backend and frontend services.
- Monitoring & Uptime: Deploy tools for observability (logging, alerts, debugging). Ensure 99.9% uptime of critical services.
- Dev Environments: Set up and manage developer and staging environments across teams.
- Quality & Security: Drive code reviews, implement backend best practices, and enforce security standards.
- Collaboration: Partner with other engineers (AI, frontend, hardware) to integrate backend capabilities seamlessly into our global system.
Must-Haves :
- 5+ years of experience in backend development and cloud infrastructure.
- Strong expertise in Node.js (TypeScript) and/or Python.
- Advanced skills in NoSQL databases (Firestore, MongoDB, DynamoDB...).
- Deep understanding of cloud platforms, preferably GCP and Firebase.
- Hands-on experience with CI/CD, DevOps tools, and automation.
- Solid knowledge of distributed systems and performance tuning.
- Experience setting up and managing development & staging environments.
• Proficiency in English and remote communication.
Good to have :
- Event-driven architecture experience (e.g., Pub/Sub, MQTT).
- Familiarity with observability tools (Prometheus, Grafana, Google Monitoring).
- Previous work on large-scale SaaS products.
- Knowledge of telecommunication protocols (MQTT, WebSockets, SNMP).
- Experience with edge computing on Nvidia Jetson devices.
What We Offer :
- Competitive salary for the Indian market (depending on experience).
- Remote-first culture with async-friendly communication.
- Autonomy and responsibility from day one.
- A modern stack and a fast-moving team working on cutting-edge AI and cloud infrastructure.
- A mission-driven company tackling real-world environmental challenges.

Senior Software Engineer - Backend
A Senior Software Backend Engineer is responsible for designing, building, and maintaining the server-side
logic and infrastructure of web applications or software systems. They typically work closely with frontend
engineers, DevOps teams, and other stakeholders to ensure that the back-end services perform optimally and
meet business requirements. Below is an outline of a typical Senior Backend Developer job profile:
Key Responsibilities:
1. System Architecture & Design:
- Design scalable, high-performance backend services and APIs.
- Participate in the planning, design, and development of new features.
- Ensure that systems are designed with fault tolerance, security, and scalability in mind.
2. Development & Implementation:
- Write clean, maintainable, and efficient code.
- Implement server-side logic, databases, and data storage solutions.
- Work with technologies like REST, GraphQL, and other backend communication methods.
- Design and optimize database schemas, queries, and indexes.
3. Performance Optimization:
- Diagnose and fix performance bottlenecks.
- Optimize backend processes and database queries for speed and efficiency.
- Implement caching strategies and load balancing.
4. Security:
- Ensure the security of the backend systems by implementing secure coding practices.
- Protect against common security threats such as SQL injection, cross-site scripting (XSS), and others.
5. Collaboration & Leadership:
- Collaborate with frontend teams, product managers, and DevOps engineers.
- Mentor junior developers and guide them in best practices.
- Participate in code reviews and ensure that the development team follows consistent coding standards.
6. Testing & Debugging:
- Develop and run unit, integration, and performance tests to ensure code quality.
- Troubleshoot, debug, and upgrade existing systems.
7. Monitoring & Maintenance:
- Monitor system performance and take preventive measures to ensure uptime and reliability.
- Maintain technical documentation for reference and reporting.
- Stay updated on emerging technologies and incorporate them into the backend tech stack.
Required Skills:
1. Programming Languages:
- Expertise in one or more backend programming languages in the list Python, Java, Go, Rust.
2. Database Management:
- Strong understanding of both relational databases (e.g., PostgreSQL, MySQL) and NoSQL databases (e.g.,
MongoDB, Redis).
- Knowledge of data modeling, query optimization, and database scaling strategies.
3. API Design & Development:
- Proficiency in designing and implementing RESTful and GraphQL APIs.
- Experience with microservices architecture.
- Good understanding of containers
4. Cloud & DevOps:
- Familiarity with cloud platforms like AWS, Azure, or Google Cloud.
- Understanding of DevOps principles, CI/CD pipelines, containerization (Docker), and orchestration
(Kubernetes).
5. Version Control:
- Proficiency with Git and branching strategies.
6. Testing & Debugging Tools:
- Familiarity with testing frameworks, debugging tools, and performance profiling.
7. Soft Skills:
- Strong problem-solving skills.
- Excellent communication and teamwork abilities.
- Leadership and mentorship qualities.
Qualifications:
- Bachelor’s or Master’s degree in Computer Science, Software Engineering, or related field.
- 5+ years of experience in backend development or software engineering.
- Proven experience with system design, architecture, and high-scale application development.
Preferred Qualifications:
- Experience with distributed systems, event-driven architectures, and asynchronous processing.
- Familiarity with message queues (e.g., RabbitMQ, Kafka) and caching layers (e.g., Redis, Memcached).
- Knowledge of infrastructure as code (IaC) tools like Terraform or Ansible.
Tools & Technologies:
- Languages: Python, Java, Golang, Rust.
- Databases: PostgreSQL, MySQL, MongoDB, Redis, Cassandra.
- Frameworks: Django, Flask, Spring Boot, Go Micro.
- Cloud Providers: AWS, Azure, Google Cloud.
- Containerization: Docker, Kubernetes.
- CI/CD: Jenkins, GitLab CI, CircleCI.
This job profile will vary depending on the company and industry, but the core principles of designing,
developing, and maintaining back-end systems remain the same.

We are looking for a Frontend Developer who would be working on the bleeding edge of technologies. We work primarily with React, Typescript and Redux.
Responsibilities:
- Understand why a particular design was chosen and code accordingly.
- Will have to deliver clean bug-free unit-tested code with minimal guidance.
- Strive for continuous improvement by refactoring and applying best practices.
- Learn and adapt to new technologies as necessary.
Requirements:
- Must be proficient in React, Redux, Redux Toolkit and Typescript.
- Used Typescript for React Components.
- Unit Testing, Component Testing, and Custom React hook tests with React Testing Library.
- Integration Tests with Cypress.
- Data Fetching libraries like Axios, React Query, RTK Query etc.
- Should have maintained React Components with Storybook.
- Experience contributing to open-source software will be preferred.
- Used various CSS stylings methods like CSS Modules, LESS, SCSS, Tailwind, Styled Components, Emotion etc.
- Should understand Git.
- Ability to work in a fast-paced and dynamic work environment.
- Exceptional interpersonal skills and demonstrated leadership abilities.
Executive/ Sr. Executive/ Analyst /Sr. Analyst - AR
Demonstrated Skills:
• Average ability on calling, spoken and written English with moderate medical billing knowledge.
• Should be able to work independently with minimal supervision, on moderate and complex tasks with guidance from supervisors
• Should be a team player and collaborate in solving the issues and problems.
Roles & Responsibilities:
• Ability to talk to insurance companies & check online for outstanding payments and document the conversation/ findings on patient account and assigned WP as per the standardization protocol with required accuracy.
• Willingness to work in the night shift
• Meet Compliance requirements like HIPPA etc.
• Meet QMS and ISMS requirements
• Meet productivity and quality standards
• Should have good typing speed of 25 wpm
• Should ensure 100% attendance.
Sr. Executive - AR:-
Demonstrated Skills:
• Above average calling, spoken and written English skills, high medical billing knowledge
• Should work independently, and with minimal supervision, on complex tasks with guidance from supervisors
• Should be a team player and collaborate in solving the issues
Roles & Responsibilities:
• Ability to analyze a claim and talk to insurance companies & check online for outstanding payments and take necessary action, so that the claim is closed
• Mentor and guide team members
• Willing to work in Night shifts
• Typing skills should be at min 30 wpm
• Should ensure 100% attendance. Should not have any unapproved absenteeism
• Ensure required quality standards.
As a Branding and Communication Specialist, you will be responsible for developing and executing strategic branding and communication initiatives to enhance the visibility, reputation, and market positioning of our organization or client. You will play a pivotal role in shaping the brand identity, messaging, and storytelling across various channels to effectively engage target audiences and stakeholders.
Key Responsibilities:
- Brand Strategy Development: Collaborate with internal stakeholders to define and refine brand positioning, values, and messaging strategies. Develop comprehensive brand guidelines to ensure consistency across all communication touchpoints.
- Communication Planning: Develop and execute integrated communication plans that align with the overall brand strategy and business objectives. Identify target audiences, key messages, and optimal channels for reaching and engaging stakeholders.
- Content Creation and Management: Create compelling and relevant content for various communication channels, including websites, social media, blogs, press releases, and marketing collateral. Develop storytelling narratives that resonate with target audiences and reinforce brand messaging.
- Collaboration and Coordination: Collaborate closely with cross-functional teams, including marketing, digital, and creative teams, to ensure alignment and synergy across branding and PR efforts. Coordinate PR activities with marketing campaigns and initiatives for maximum impact.
We are looking for a person with proven recruitment experience to join our Human Resources department and help bring in quality candidates for our company. Your contribution will directly impact the workforce that joins our company, directly contributing to our growth and image as an organization.
Responsibilities:
· Overlooking at end-to-end recruitment process.
· Prepare recruitment materials and post jobs to appropriate job boards.
· Ensure all the best-recruiting equipment, software and practices are being used in the process.
· Developing a strategic continuous candidate pipeline.
· Consistent networking, future candidate engagement strategies and communication cadence.
· Handling communication within the team and aiding in preparing schedules for recruitment activities and their execution.
Required Skills:
· Proven recruitment experience at start-ups.
· Experience with applicant tracking systems and HR databases. Prior experience with freshteam will be desirable.
· Hands-on experience with recruiting and sourcing candidates.
· Excellent knowledge of MS Office (PPT, Word, Excel).
· Excellent analytical & time management skills.
· Excellent communication, interpersonal and people skills.
Recognizing the manpower needs and taking them to the HR Manager for approval
• Creating job descriptions for various roles and advertising them on various
platforms
• Managing HR activities like meetings, interviews, and other schedules.
• Managing and handling the orientation of new employees.
• Assessing the training needs and coordinating the training and development
programs for employees with HR Heads.
• Provide support to employees in various HR related topics such as leaves,
compensation etc. and resolve issues and problems.
• Process, verify and maintain documentation relating to HR activities such as
staffing, training and performance evaluations.
• Conduct employee onboarding and help plan training & development
• Maintain employee files and records in electronic and paper form
• Overlooking the daily operations of the HR department.
• Exit interviews and Full & Final Settlement.
• Payroll, Time office and attendance management.
Requirements
• Must have proven experience working as an HR executive or its equivalent.
• Experienced with recruiting and its full cycle.
• Good knowledge of employment/labor laws
• Outstanding knowledge of MS Office
• Excellent verbal and written communication skills
• Excellent communication, interpersonal and collaboration skills
• Strong analytical and problem-solving skills
• Ability to prioritize and multi-task
• High ethical conduct
• BSc/BA in Business administration or relevant field
• Additional HR training is an advantag
We are looking for a Business Development Executive for our Inside Sales team. The role will involve inside sales cycle management - from lead generation to closure (on-boarding the customer). You will get significant startup exposure that will provide you a suitable career platform.
RESPONSIBILITIES
- Complete sales cycle management from lead generation to closure
- Educate and nurture prospects through product utility and fitment
- Conduct demos and knowledge sharing to onboard new clients
- On-board the client company and its employees on Kredily
- Follow up with potential customers by providing product usability
- Develop and maintain relationships with existing customers
- Collaborate with the support and product team to improve the
- product experience
QUALIFICATIONS
- 1-5 years of experience in inside sales for a technology product
- Previous experience in B2B product sales will be a bonus
- Knowledge of HR and payroll process will be desirable
SKILLS
- Good spoken and written English skills, + spoken Hindi skills
- Technology savvy with a keen interest in software product working
- Demonstrated customer service orientation
- Strong decision making and problem-solving skills
- Work independently with little or no hand-holding
- Easily adapt to changing situations and priorities
PERKS
- Chart a rapid career growth in a fast-paced start-up company
- Opportunity to be the core team member of the technology team
- Opportunity to work in an upcoming B2B2C Fintech start-up founded by IITians
- Stock options for high performers
- Health Insurance
What is the role?
We are looking for a performance marketer who can profoundly understand the user and plan search engine and display advertising to generate MQLs. You are someone who likes working with data and insights and making decisions based on it. You should be able to lead multiple performance marketing initiatives like Google Ads, Linkedin Ads, Facebook Ads, Display Ads, GDN, Bing Ads etc in international markets like MENA, USA, EMEA & SEA. An eager candidate to make an impact at Xoxoday and thrive in a fast-paced, dynamic, hyper-growth environment and can operate fluidly between the 30,000-foot strategy level and the micro-detail to get things right.
Key Responsibilities
- Segment our users by deeply understanding our clients and end users. You will talk regularly to users and prospects and draw qualitative and quantitative insights.
- Define and execute the SEM & performance marketing strategy. It will include work like demand generation, landing pages, keywords research, Ad copies, competition research & analytics.
- Work closely with a range of cross-functional teams - product, design, marketing, and sales to craft highly effective, data driven campaigns on Google Adwords, Linkedin & Facebook.
- Understand and analyze campaigns regularly and optimize the CTR, CPL & CPA.
What are we looking for?
An enthusiastic individual with the following skills. Please do not hesitate to apply if you do not match all of it. We are open to promising candidates who are passionate about their work and are team players.
- Expertise in Google Adwords campaigns for international markets.
- Experience working on marketing or growth throughout a product’s lifecycle.
- Working experience in SaaS, preferably for international markets.
- Hands-on experience in Google Analytics, Google AdWords, Linkedin Ads, Facebook Ads, Hubspot CRM, Landing pages and Webflow.
Who will you work with?
You will be working closely with the growth marketing head and the marketing team members.
What can you look for?
A wholesome opportunity in a fast-paced environment that will enable you to juggle between concepts, yet maintain the quality of work, interact and share your ideas and have loads of learning while at work. Work with a team of highly talented young professionals and enjoy the comprehensive benefits that Xoxoday offers.
We are
A fast-growing PE funded Fintech SaaS company based in Bangalore with offices in Delhi, Mumbai, California, New York, Dubai, Singapore, and Dublin. We have three products in our portfolio: Plum, Empuls and Compass. Works with over 2000 global clients. We help our clients in engaging and motivating their employees, sales teams, channel partners and consumers for better business results.

