
Responsibilities:
- Responsible for design and development of high end, robust, scalable products that disrupt the market
- Technically-intense role with primary focus on building cool products in a niche domain
- Evolution into Principal Software Engineers and Team leads and beyond based on one’s ability to demonstrate very strong technical expertise and project & people management skills.
- Reviewing code work for accuracy and functionality
- Analyzing code segments regularly.
Requirements:
Experience Range: 3+
Role: Software Engineer – final role will depend on candidate’s experience and credentials
Education: BE/B. Tech/MCA/M.Sc./MTech
Technology Stack: Java, Hibernate, spring, spring boot, Microservices, MySQL, reactJS, Elastic Search, AWS Infra

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Strong Engineering Manager / Lead Profiles
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Mandatory (Experience 1) – Must have minimum 8+ years of overall Software Engineering / Development experience with a strong IC foundation.
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Mandatory (Experience 2) – Must have 2+ years of formal Engineering Manager experience with direct people-management responsibility (informal Senior Engineer / Tech Lead experience managing a team does not count)
4
Mandatory (Experience 3) – Must have directly managed 4–6+ engineers, including 1:1s, performance management, growth plans, promotions, mentoring, and team development.
5
Mandatory (Experience 4) – Must own technical direction and delivery for an engineering team/pod, including architecture, system design, code/PR reviews, execution planning, and engineering quality.
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Mandatory (Experience 5) – Must have strong backend/software engineering experience with hands-on technical depth in building APIs, services, integrations, and scalable systems; specific language/framework can vary.
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Mandatory (Experience 6) – Must have experience owning production operations, including on-call, incident management, debugging, and postmortems for their area.
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Mandatory (Experience 7) – Must have experience driving cross-functional alignment with Product and Design and translating ambiguous business/product requirements into scalable technical solutions.
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Mandatory (Company) – Must be from a Product Company / Startup, particularly B2B SaaS, Fintech, Payments, or similar technology product environments. (Refer Target Company List)
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Mandatory (Role Fit) – Role is 80% people/team management and 20% technical/IC involvement;
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Preferred (Education) - Tier 1 engineering college
📍 Position : Java Architect
📅 Experience : 10 to 15 Years
🧑💼 Open Positions : 3+
📍 Work Location : Bangalore, Pune, Chennai
💼 Work Mode : Hybrid
📅 Notice Period : Immediate joiners preferred; up to 1 month maximum
🔧 Core Responsibilities :
- Lead architecture design and development for scalable enterprise-level applications.
- Own and manage all aspects of technical development and delivery.
- Define and enforce best coding practices, architectural guidelines, and development standards.
- Plan and estimate the end-to-end technical scope of projects.
- Conduct code reviews, ensure CI/CD, and implement TDD/BDD methodologies.
- Mentor and lead individual contributors and small development teams.
- Collaborate with cross-functional teams, including DevOps, Product, and QA.
- Engage in high-level and low-level design (HLD/LLD), solutioning, and cloud-native transformations.
🛠️ Required Technical Skills :
- Strong hands-on expertise in Java, Spring Boot, Microservices architecture
- Experience with Kafka or similar messaging/event streaming platforms
- Proficiency in cloud platforms – AWS and Azure (must-have)
- Exposure to frontend technologies (nice-to-have)
- Solid understanding of HLD, system architecture, and design patterns
- Good grasp of DevOps concepts, Docker, Kubernetes, and Infrastructure as Code (IaC)
- Agile/Lean development, Pair Programming, and Continuous Integration practices
- Polyglot mindset is a plus (Scala, Golang, Python, etc.)
🚀 Ideal Candidate Profile :
- Currently working in a product-based environment
- Already functioning as an Architect or Principal Engineer
- Proven track record as an Individual Contributor (IC)
- Strong engineering fundamentals with a passion for scalable software systems
- No compromise on code quality, craftsmanship, and best practices
🧪 Interview Process :
- Round 1: Technical pairing round
- Rounds 2 & 3: Technical rounds with panel (code pairing + architecture)
- Final Round: HR and offer discussion
- Strong experience in Core Java, Multi-Threading, data structures (List/Map/Set) and unit testing with (Junit, Mockito)
- Strong experience with Spring Framework (Spring MVC, Spring REST, Spring Data), ORM frameworks (JPA, Hibernate) and RDBMS (Oracle/MySQL/Postgres)
- Strong experience in applying Object-Oriented design principles and Design Patterns
- Good knowledge of Multi-Tier architecture, Micro Services architecture and Service Oriented Architecture
- Exposure to AWS Cloud, NoSQL Database (Mongo, Cassandra), Message Broker (Active
- MQ/RabbitMQ/Apache Kafka) and Big Data Technologies (Hadoop/Hive/Spark)
- Additionally, must possess capability to review code, produce technical specification document
- and knowledge of code quality tools (PMD/FindBugs/Sonar)
● Care about things like fault tolerance, durability, backups and recovery,
performance, maintainability, code simplicity etc.
● Lead a team of software engineers and help create an environment of ownership
and learning.
● Introduce best practices of software development and ensure their adoption
across the team.
● Help set and maintain coding standards for the team.
· 4+ years of experience as a Python Developer.
· Good Understanding of Object-Oriented Concepts and Solid principles.
· Good Understanding in Programming and analytical skills.
· Should have hands on experience in AWS Cloud Service like S3, Lambda functions Knowledge. (Must Have)
· Should have experience Working with large datasets (Must Have)
· Proficient in using NumPy, Pandas. (Must Have)
· Should have hands on experience on Mysql (Must Have)
· Should have experience in debugging Python applications (Must have)
· Knowledge of working on Flask.
· Knowledge of object-relational mapping (ORM).
· Able to integrate multiple data sources and databases into one system
· Proficient understanding of code versioning tools such as Git, SVN
· Strong at problem-solving and logical abilities
· Sound knowledge of Front-end technologies like HTML5, CSS3, and JavaScript
· Strong commitment and desire to learn and grow.
PhonePe is India’s leading digital payments platform with over 280 million registered users. Using
PhonePe, users can send and receive money, recharge mobile, DTH, data cards, pay at stores,
make utility payments, buy gold, and make investments. PhonePe went live for customers in
August 2016 and was the first non-banking UPI app and offered money transfer to individuals
and merchants, recharges and bill payments to begin with. In 2017, PhonePe forayed into
financial services with the launch of digital gold, providing users with a safe and convenient
option to buy 24-karat gold securely on its platform. PhonePe has since launched Mutual Funds
and Insurance products like tax-saving funds, liquid funds, international travel insurance, Corona
Care, a dedicated insurance product for the COVID-19 pandemic among others.
PhonePe launched its Switch platform in 2018, and today its customers can place orders on over
300 apps including Ola, Myntra, IRCTC, Goibibo, RedBus, Oyo etc. directly from within the
PhonePe mobile app. PhonePe is accepted at over 18 million merchant outlets across 500 cities
nationally.
Culture
At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating
the right environment for you is just one of the things we do. We empower people and trust
them to do the right thing. Here, you own your work from start to finish, right from day one.
Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology
that impacts millions, ideating with some of the best minds in the country and executing on your
dreams with purpose and speed, join us!
Challenges
Building for Scale, Rapid Iterative Development, and Customer-centric Product Thinking at each
step defines every day for a developer at PhonePe. Though we engineer for a 50million+ strong
user base, we code with every individual user in mind. While we are quick to adopt the latest in
Engineering, we care utmost for security, stability, and automation. Apply if you want to
experience the best combination of passionate application development and product-driven
thinking
As a Software Engineer:
3+ years of experience in the art of writing code and solving problems on a Large Scale.
You will build Robust and scalable web-based applications You will need to think of
platforms & reuse
Build abstractions and contracts with separation of concerns for a larger scope
Drive problem-solving skills for high-level business and technical problems.
Do high-level design with guidance; Functional modeling, break-down of a module
Do incremental changes to architecture: impact analysis of the same
Do performance tuning and improvements in large scale distributed systems
Mentor young minds and foster team spirit, break down execution into phases to bring
predictability to overall execution
Work closely with Product Manager to derive capability view from features/solutions, Lead
execution of medium-sized projects
Work with broader stakeholders to track the impact of projects/features and proactively
iterate to improve them As a senior software engineer you must have
Extensive and expert programming experience in at least one general programming
language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code.
Experience with multi-threading and concurrency programming
Extensive experience in object-oriented design skills, knowledge of design patterns, and
huge passion and ability to design intuitive module and class-level interfaces
Excellent coding skills – should be able to convert the design into code fluently
Knowledge of Test Driven Development
Good understanding of databases (e.g. MySQL) and NoSQL (e.g. HBase, Elasticsearch,
Aerospike, etc)
Strong desire to solving complex and interesting real-world problems
Experience with full life cycle development in any programming language on a Linux
platform
Go-getter attitude that reflects in energy and intent behind assigned tasks
Worked in a startups environment with high levels of ownership and commitment
BTech, MTech, or Ph.D. in Computer Science or related technical discipline (or equivalent).
Experience in building highly scalable business applications, which involve implementing
large complex business flows and dealing with a huge amount of data.
An open communicator who shares thoughts and opinions frequently listens intently and
takes constructive feedback.
As a Software Engineer, good to have
The ability to drive the design and architecture of multiple subsystems
Ability to break-down larger/fuzzier problems into smaller ones in the scope of the product
Understanding of the industry’s coding standards and an ability to create appropriate
technical documentation.
PhonePe Full Time Employee Benefits
Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life
Insurance
Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency
Support System
Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance
Program, Day-care Support Program
Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS,
Leave Encashment
Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband
Reimbursements, Salary Advance Policy
Roles & Responsibilities
As a member of our fast-growing engineering team, your responsibility will be to get involved in day-to-day development operations and solve complex problems of digitization to meet the demands of business.
To be successful, you must have a self-driven mindset, go getter attitude.
The responsibilities include:
- Writing the clean quality code & Understanding functional requirements thoroughly and analyzing the requirements in the context of the product
- Envisioning the overall solution for defined functional and non-functional requirements, and being able to define technologies, patterns and frameworks
- Determining and implementing design methodologies and tool sets
- Enabling application development by coordinating requirements, schedules, and activities
- Being able to lead/support UAT and production roll outs
- Creating, understanding and validating estimated effort for given module/task, and being able to justify it
- Addressing issues promptly, responding positively to setbacks and challenges with a mindset of continuous improvement
- Giving constructive feedback to the team members and setting clear expectations
- Helping the team in troubleshooting and resolving complex bugs
- Coming up with solutions to any issue that is raised during code/design review and being able to justify the decision taken
- Carrying out POCs to make sure that suggested design/technologies meet the requirements
- Carrying out DevOps activities which includes creating Jenkins pipeline
Key Skills
Should possess hands-on full life-cycle development experience (architect, design, code, test, release) be comfortable around both front-end and back-end coding languages, client/server-side development frameworks and third-party libraries.
- Should be strong in data structures and algorithms. Solid understanding of object-oriented programming
- Work with cutting edge technologies like Java 8, Scala, React, Akka, Docker, Puppet, and Salt
- Hands-on knowledge of Spring core, MVC, JPA. Working knowledge of Spring Boot
- Should have strong hands-on on one of the JavaScript frameworks: jQuery, AngularJS, ReactJS, and Vue.js.
- Willing to working with latest Cloud and Container technologies like AWS
- Experience with both external and embedded databases. NoSQL DB experience is good to have
- Implementing unit testing using frameworks like JUnit, Mockito, etc.
- Proficient understanding of code versioning tools, such as Git
- Familiarity with Maven (Other building tools Ant and Gradle are good to have)
- Familiarity with continuous integration
- Good understanding of Agile practices
About Card91
Card91 is simplifying business payments by providing a plug and play issuance infrastructure to businesses for domestic and cross-border payments. Our full stack platform enables businesses to gain control and visibility into their payment flows, controlling the entire payment lifecycle from onboarding, to issuance, to transaction and data reconciliation. The platform aims to provide holistic solutions around payment issuance and distribution management. Our deep focus in payments will help us in bringing new issuance formats as well as technologies to businesses.
The company has been founded by seasoned technology entrepreneurs who have founded successful companies like Myntra, Mastiff Tech earlier. Headquartered in Bangalore, with presence in Mumbai and NCR, Card91 aims to disrupt the payment infrastructure space in the issuer-processor segment.
About the role
Our core issuance and processing system runs on Java. This system is responsible for powering the card issuance and management user experience as well. We are using Spring Boot stack for building our services.
The issuance backend team will be a small team of 2-4 developers, with a meaty responsibility to bring the user experience to life. It will be a hands-on role where every member of the team enjoys writing high quality code, and thrives on each other's experience.
If the following broad attributes sound like you, we would love to talk to you
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4-6 years experience in backend services in Java.
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Strong understanding of relational databases.
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Ability to develop clean data models for complex problem domains.
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Pragmatic approach to architecture and design - knowing when it is ok to deviate from
said best practices in the interest of practicality.
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Above average writing and communication skills in English. Enjoy writing crisp and understandable documentation.
Why you should join
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You enjoy working in smaller teams. We are a startup, and we believe that smaller teams are a super-power. There is lesser management overhead, and more talk about the work that matters.
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You care about end-user and developer experience - and how the backend impacts that. Working backwards from what the user experience demands, rather than giving up to the path of least resistance.
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We pay well (above market average). We are sufficiently capitalised by some prestigious investors in the Fintech space and we are looking at the long game. It is a fun and exhilarating journey ahead and we look forward to having some great team mates!










