Staff Backend Engineer

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

• Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
• Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
• Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
• Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
• Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
• Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
• Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
• Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
• Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

• 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
• Strong backend architecture experience in Python and/or TypeScript.
• Comfortable designing distributed systems and financial workflows.
• Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
• Strong understanding of API design, state management, and data modeling.
• Able to navigate ambiguity and build 0→1 infrastructure.
• Hands-on builder who leads by writing production-grade code.

We Value

• Experience with underwriting engines or policy-driven decision systems.
• Exposure to smart contracts and blockchain integrations.
• Familiarity with PostgreSQL and event-driven architectures.
• Experience in early-stage or high-growth startups.
• Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

• Lead the architecture of a programmable credit infrastructure platform.
• Join the founding technical leadership team.
• High autonomy and ownership — your decisions shape the company.
• In-office collaboration in Bangalore for speed and iteration.
• Competitive compensation and meaningful equity.

Our Culture

We operate with:

• First-principles thinking
• Technical craftsmanship
• High ownership
• Fast execution with long-term architectural discipline

Prefer Immediate Joiners with Node experience only
Minimum 2 Years of experience in NodeJS. Minimum 1 Year experience in MongoDB Minimum 1 Year of experience in ElasticSearch.

Responsibilities: 
Developing and maintaining all server-side network components. 
Ensuring optimal performance of the central database and responsiveness to front-end requests. 

Collaborating with front-end developers on the integration of elements. 

Designing back-end services for various business processes.ses. 

Developing high-performance applications by writing testable, reusable, and efficient code. 

Implementing effective security protocols, data protection measures, and storage solutions. 

Running diagnostic tests, repairing defects, and providing technical support. 

Documenting Node.js processes, including database schemas, as well as preparing reports. 

Recommending and implementing improvements to processes and technologies. 

Keeping informed of advancements in the field of Node.js development. 

Skills: 

Bachelor's degree in computer science, information science, or similar. 

At least two years' experience as a Node.js developer. 

Extensive knowledge of JavaScript, web stacks, libraries, and frameworks. 

Knowledge of front-end technologies such as HTML5 and CSS3. 

Superb interpersonal, communication, and collaboration skills. 

Exceptional analytical and problem-solving aptitude. 

Great organizational and time management skills. 

Availability to resolve urgent web application issues outside of business hours. 

We are seeking an experienced web developer to join our friendly team to participate in the development of the next-generation app.

You will take a lead role in the technical side of our company with room to grow as we continue to grow.

Technologies/Frameworks: PHP, Laravel, Lumen, mySQL/postgres, react,

Skills Required :

- Extensive experience in PHP and Laravel (OOP experience).

- REST APIs and Integrations technologies

- JSON Language and scripting

- Familiarity with Bitbucket (Git), Node

- Database Management tools such as MySQL.

- Comfortable working with JavaScript and jQuery

- Understanding of coding best practices.

What you'll do :

- Work with us to contribute and plan ideas for features and improvements to the platform. Write clean, functional code on back-end to develop new features, integrations and refine existing ones.

- Help to improve our platform by refactoring existing code (PHP/Laravel/JavaScript). Work with, and sometimes manage the work of external contract developers.

Role Description of Senior Software Engineer (.Net) – Full Stack

Your role would primarily be to strengthen our product by building and adding new product and improving the existing product features on the platform to improve existing offerings like

1. AI enabled remote proctoring and video-based Virtual Examination Solutions
2. Coding Skills Evaluation Solution for 15+ programming languages
3. Interview Product Like AonLive for corporates to virtually interview candidates.
4. CoCubes Assessment to assess candidates and apply for Jobs

The position will be based out of Gurgaon.

Primary Responsibilities

• .Net programming to build a world class product which is scalable and secure (model to be used by millions of users)
• Responsible for designing and appropriately structuring of code, developing modules, testing and productionalizing the modules with minimal handholding.
• Own the delivery of modules with minimal supervision and ensure delivery as per release plan
• Deliver product releases in rapid iterations; manage risks, dependencies, quality issues, delivery and integration timelines
• Contribute individually as well as manage a small team of junior resources
• Ensure compliance with guidelines, framework and best practices of the organization
• Work with global team and global products

Experience

• 3-6 years of strong experience in C#, Asp.Net/MVC/Razor Pages, SQL, Java Script, Jquery/Angular JS and HTML
  • Strong programming and web development expertise in ASP.Net
  • Experienced in handling end to end modules / client delivery independently
  • Should have managed junior team members

Desired Qualifications / Traits

• Good business acumen and analytical / problem solving abilities (including eye for detail)
  • Self driven, persistent, action oriented and goal driven
  • Integrity and professionalism in work

We Strongly Believe in

• Work Life Balance – Maintain a healthy balance between your work and personal life.
• Open Culture– We encourage open communication and feedback. Every one is easily approachable. No closed work cubicle in the office.
• Empowerment–Employees are given certain degree of autonomy and responsibility for decision making.
• Fun at Work – We believe fun and work go hand in hand. Parties and celebrating various occasions are integral part of the culture.
• Learning & Development–Through periodic AON training programs, focus is to keep improving employee’s technical and business skill.

Compensation
Compensation is best in the industry depending on experience and skills.

• BS/MS in Computer Science or Engineering.
• 8+ years of experience in software development in an object-oriented language such as Java, .NET or Node.Js
• Exceptional design, coding, and problem-solving skills, with a bias for architecture at scale.
• Experience with HTML5, JavaScript, TypeScript, front-end technologies like AngularJS, Redux / React and upcoming web technologies.
• Real-world experience developing large scale commercial services with robust performance, resiliency, and telemetry, delivered both Online and OnPrem.
• Strong knowledge of computer science, algorithms, and design patterns.
• Ability to appreciate complex problems with a thorough design.

• Lead the engineering effort across projects 
• Interface with key stakeholders and apply your technical proficiency across different stages including Application Architecture, Design and Development
• Understand client's business requirements and be able to map them to technology solutions and make them work
• Design and build modern solutions informed by a deep understanding of cloud architecture and how distributed systems operate at scale
• Provide regular support and guidance to teams on complex coding, issue resolution and execution 
• Establish and enforce best development and engineering practices including QA and DevOps
• Lead and manage your own team, but also get down to coding, testing, and designing solutions as and when needed
• Communicate effectively with teams, clients and business leaders within the company

• Minimum 6+ years of experience designing and building full stack applications using UI frameworks like Angular, React or Vue.JS and backend frameworks like Node.JS/ExpressJS or Python/Django/Flask or Laravel/Yii2/Symphony
• Minimum 2-3 years of experience as a Technical Lead mentoring team of 3 to 5 developers
• Strong knowlegde of cloud and distributed systems (AWS, GCP, Azure). Cloud certifications would be an added advantage.
• Deep knowledge of relational databases, SQL and NoSQL databases. Experience with Graph databases like Neo4j is desirable.
• Proficient in Git and CI-CD frameworks
• Strong communicator with visual, verbal, and writing skills to clearly articulate complex design problems and solutions
• Ability to work in an agile environment