Sales Executive

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Responsibilities & Duties:

Making Call to Customers, Maintaining the Database, Online Sales

Maintain a relations with the existing clients and ask to upgrade their packages or renewals

Prepare and follow up on sales quotations made to clients.

Will be responsible for client retention, per client revenue optimization & renewals.

Handle `client queries/escalations.

Should have effective sales & negotiation ability.

Interacting with vendors for product upload in their respective Domain.

Manage and create product listing and another day to day activities on portal

Improve Customer perception and product-wise market share, a good understanding of technical and market feasibility of the product.

Required Experience, Skills and Qualifications

Experience: Minimum 6 Months in Online and Concept Sales

Skills: Proficient Written & Verbal Communication Skills in English

Qualifications: Any Graduate

Must have laptop

We let you manage feature flags and remote config across web, mobile and server-side applications. Deliver true Continuous Integration. Get builds out faster. Control who has access to new features

We are looking to grow! We are a remote-first team, looking to scale our Open Source Feature Flagging, Remote Config and A/B Testing product. With both SaaS and on-premises customers, we are investing in making our platform more accessible to large organizations

We are looking for a Python / Full Stack Engineer, with experience working on large-scale web platforms, who can help build out our existing APIs and web dashboard. 

Must haves

● Python, JavaScript

● REST API design and development

● Django / Django Rest Framework (or similar web framework, e.g. Flask, FastAPI)

● PostgreSQL

Nice to haves

● ReactJS

● OracleDB, MySQL DB

● Mobile Technologies (Flutter, Kotlin for Android, Swift)

We also have SDKs written in most modern programming languages so the more polyglot, the better! We are an Open Source company first and foremost, so working with our community on GitHub to build features, fix bugs and cultivate pull requests is also on the job spec.

What you'll do:

· Perform complex application programming activities with an emphasis on mobile development: Angular, ionic, Node, TypeScript, JavaScript, Apache Cordova, RESTful APIs and more

· Assist in the definition of system architecture and detailed solution design that are scalable and extensible

· Collaborate with Product Owners, Designers, and other engineers on different permutations to find the best solution possible

· Own the quality of code and do your own testing. Automate feature testing and contribute UI testing framework

· Become a subject matter expert for our mobile applications

· Deliver amazing solutions to production that knock everyone’s socks off

· Mentor junior developers on the team

What we’re looking for:

· Amazing technical instincts. You know how to evaluate and choose the right technology and approach for the job. You have stories you could share about what problem you thought you were solving at first, but through testing and iteration, came to solve a much bigger and better problem that resulted in positive outcomes all-around.

· A love for learning. Technology is continually evolving around us, and you want to keep up to date to ensure we are using the right tech at the right time.

· A love for working in ambiguity—and making sense of it. You can take in a lot of disparate information and find common themes, recommend clear paths forward and iterate along the way. You don’t form an opinion and sell it as if it’s gospel; this is all about being flexible, agile, dependable, and responsive in the face of many moving parts.

· Confidence, not ego. You have an ability to collaborate with others and see all sides of the coin to come to the best solution for everyone.

· Flexible and willing to accept change in priorities, as necessary

Preferred Qualifications:

· Proficient with Apache Cordova framework

· Built or maintained custom Cordova plugin

· Demonstrable knowledge of native coding background in iOS

· Understanding of Apple certificate and profile management

· Experience developing and deploying applications within Kubernetes based containers

· Experience in Agile and SCRUM development techniques

Full Stack Developer Job Description

Position: Full Stack Developer

Department: Technology/Engineering

Location: Pune

Type: Full Time

Job Overview:

As a Full Stack Developer at Invvy Consultancy & IT Solutions, you will be responsible for both front-end and back-end development, playing a crucial role in designing and implementing user-centric web applications. You will collaborate with cross-functional teams including designers, product managers, and other developers to create seamless, intuitive, and high-performance digital solutions.

Responsibilities:

Front-End Development:

Develop visually appealing and user-friendly front-end interfaces using modern web technologies such as C# Coding, HTML5, CSS3, and JavaScript frameworks (e.g., React, Angular, Vue.js).

Collaborate with UX/UI designers to ensure the best user experience and responsive design across various devices and platforms.

Implement interactive features, animations, and dynamic content to enhance user engagement.

Optimize application performance for speed and scalability.

Back-End Development:

Design, develop, and maintain the back-end architecture using server-side technologies (e.g., Node.js, Python, Ruby on Rails, Java, .NET).

Create and manage databases, including data modeling, querying, and optimization.

Implement APIs and web services to facilitate seamless communication between front-end and back-end systems.

Ensure security and data protection by implementing proper authentication, authorization, and encryption measures.

Collaborate with DevOps teams to deploy and manage applications in cloud environments (e.g., AWS, Azure, Google Cloud).

Qualifications:

Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent experience).

Proven experience as a Full Stack Developer or similar role.

Proficiency in front-end development technologies like HTML5, CSS3, JavaScript, and popular frameworks (React, Angular, Vue.js, etc.).

Strong experience with back-end programming languages and frameworks (Node.js, Python, Ruby on Rails, Java, .NET, etc.).

Familiarity with database systems (SQL and NoSQL) and their integration with web applications.

Knowledge of web security best practices and application performance optimization.

Job Description: SAP SuccessFactors Cloud Platform Integration (CPI) Developer

Experience: 10+ years of SAP SF Techno-Functional experience

Work Location: Hyderabad, Chennai, Mumbai, Pune, Bangalore

Technical Skills Required:

• 10+ Years of extensive work exp in SAP SF - Employee Central (preferred), Payroll, Compensation, Learning, RBS
• 5+ years of experience working on SAP CPI Implementations and SAP SuccessFactors Employee Central
• Experience with SF-API’s and ODATA Data Dictionary for SuccessFactors
• Hands-on Experience in developing custom complex interfaces with SAP Cloud Platform Integration (SAP CPI/HCI) using various HCI/CPI tools
• Excellent Knowledge of utilizing CPI Standard Adapters and connectivity technologies (SOAP, REST, SFTP, IDOC and etc.)
• Good to have experience in using OAuth Authentication between SAP CPI and SAP SuccessFactors
• Sound knowledge of Groovy Scripting, XSLT Mappings, XMLs
• SAP Certifications – CPI is required
• Optional: SAP Mobile Platform – SMP: Experience in developing mobile apps (hybrid and native) using SAP Mobile Services is added advantage
• Good knowledge around MDF, and associated system configuration is preferred

Roles & Responsibilities:

• Responsible for developing inbound and outbound interfaces to/from the SAP Products cloud to cloud and On-Premises.
• Responsible for Technical Requirement gathering, effort estimation, technical design, and development of interfaces.
• Actively participate in end-to-end project activities to ensure the team delivers effective business systems solution.
• Coordinate extensively with business users, functional and cross-functional team members, developers, integration resources.
• Solution Architecting to ensure that technical designs utilize the appropriate integration pattern and standards
• Proactively scan for troubleshooting and resolve system related issues that could impact end-to-end system functionality.
• Design, implement and support complex business processes in an SAP SuccessFactors Human Capital Management (HCM) environment
• Experience working with international clients at onsite locations will be an added advantage
• Workbook Business Blueprint Preparation Execution of Test Cases, Test Plans, Test scripts, Knowledge of MDF foundation objects associations Business rules and workflows
• Conduct thorough Joint Application Design sessions with the business end users to review business needs and document any additional system/reporting requirements

Inter-Personal & Soft skills required:

• Positive work ethic to deliver results within tight deadlines and in demanding situations
• Flexibility to adapt to a variety of engagement types, working hours and work environments and locations
• Excellent written and verbal communication skills
• Proactive, self-directed, resourceful, and highly organized
• Team player: Team management skills, self-driven and ability to work independently
• Exhibit strong leadership and comprehension abilities to develop business documents and to anchor system support activities
• Ability to explain SAP concept to business in non-technical terms

• Readsoft INVOICES
• AP invoices process cycle from Readsoft OCR to Cockpit & final posting
• Understanding on Readsoft INVOICES, configurations, mailbox/collector setup
• New profile setup in Readsoft INVOICES & Cockpit & customization on existing profile & fields
• Good understanding on Process Director (Cockpit), PDWeb
• Troubleshooting in Readsoft OCR & Cockpit to fix the issues
• Understating on USER EXISTS & basics on ABAP programming
• Invoices Optimization
• SAP transport process including Charm
• Analyze and Identify impact of Kofax patches
• Linkages in ABAP and Ariba to SAP integration
• Knowledge of any core functional module of SAP will be an added advantage
• Good Communication skill, Very Good team player and good analytical and problem-solving skill
• Knowledge of Kofax KPI analytics an added advantage

You will:

• Build services that serve millions of users
• Build for performance, reliability, and scalability
• Design easy-to-use APIs, systems, and tools
• Work with small teams of engineers, product, design, operation and other teams
• Lead projects, achieve goals, celebrate success with your teams

What you bring:

• 5+ years as individual contributor
• Strong background in Computer Science
• Strong technical expertise in robust and scalable server platform
• Helpful experiences include Java, Python, AWS, GCP, DevOps
• Leadership at bijnis is a service - you must be influential, patient, compassionate, able to prioritize, and able to inspire
• Ability to collaborate across multiple and cross functional teams
• Strategic mindset combined with pragmatic execution, and bias for action