IT- Business Development Manager

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Who are we aka "About Us":

We are an early-stage Fintech Startup - working on exciting Fintech Products for some of the Top 5 Global Banks and building our own. If you are looking for a place where you can make a mark and not just be a cog in the wheel, Baker street Fintech Pvt Ltd (Parent Company) might be the place for you. We have a flat, ownership-oriented culture, and deliver world-class quality. You will be working with a founding team that has delivered over 26 industry-leading product experiences and won the Webby awards for Digital Strategy. In short, a bleeding edge team. 

As Cambridge Wealth, we are well-established in the wealth and mutual fund distribution segment, having won awards from BSE Star as well as Mutual Fund houses. Our UHNI/HNI/NRI clients include renowned professionals from various industries. 

What are we looking for a.k.a “The JD” :

We are seeking a skilled and detail-oriented Data Analyst to join our product team. As a Data Analyst, you will play a crucial role in extracting, analysing, and interpreting complex financial data to drive strategic decision-making and optimize our data solutions. The ideal candidate should possess a strong foundation in SQL / NoSQL databases, Python programming, and proficiency in tools like PostgreSQL and Excel. A deep understanding of financial concepts is also a plus. Additionally, having an interest in business intelligence tools and machine learning will be valuable for this role.

Responsibilities:

• Proficient in writing complex SQL Queries
• Utilize Python for data manipulation, analysis, and visualisation, using libraries such as pandas, matplotlib, psycopg etc.
• Perform database optimization, indexing, and query tuning to ensure high performance.
• Monitor and maintain data quality, troubleshoot data-related issues, and implement solutions to optimize data integrity and performance.
• Design, configure, and maintain PostgreSQL databases
• Set up and manage database clusters, replication, and backups for disaster recovery

Preferred Qualifications:

• Intermediate-level Excel skills for data analysis and reporting.
• Strong communication skills to present findings effectively and recommendations to both technical and non-technical stakeholders.
• Detail-oriented mindset with a commitment to data accuracy and quality.

*(Only Applicants who have finished their educational commitments are requested to apply)

Not sure whether you should apply? Here's a quick checklist to make things easier. You are someone who:

• Has worked (1-3 years preferably) or is looking to work specifically with an early-stage startup.
• You are ready to be a part of a Zero To One Journey which implies that you shall be involved in building fintech products and process from the ground up.
• You are comfortable to work in an unstructured environment with a small team where you decide what your day looks like and take initiative to take up the right piece of work, own it and work with the founding team on it.
• This is not an environment where someone will be checking up on you every few hours. It is up to you to schedule check-ins whenever you find the need to, else we assume you are progressing well with your tasks. You will be expected to find solutions to problems and suggest improvements.
• You want complete ownership for your role & be able to drive it the way you think is right.
• You can be a self-starter and take ownership of deliverables to develop a consensus with the team on approach and methods and deliver to them.
• Are looking to stick around for the long term and grow with the company.

Advanced SQL, data modeling skills - designing Dimensional Layer, 3NF, denormalized views & semantic layer, Expertise in GCP services

Role & Responsibilities:

● Design and implement robust semantic layers for data systems on Google Cloud Platform (GCP)

● Develop and maintain complex data models, including dimensional models, 3NF structures, and denormalized views

● Write and optimize advanced SQL queries for data extraction, transformation, and analysis

● Utilize GCP services to create scalable and efficient data architectures

● Collaborate with cross-functional teams to translate business requirements(specified in mapping sheets or Legacy

Datastage jobs) into effective data models

● Implement and maintain data warehouses and data lakes on GCP

● Design and optimize ETL/ELT processes for large-scale data integration

● Ensure data quality, consistency, and integrity across all data models and semantic layers

● Develop and maintain documentation for data models, semantic layers, and data flows

● Participate in code reviews and implement best practices for data modeling and database design

● Optimize database performance and query execution on GCP

● Provide technical guidance and mentorship to junior team members

● Stay updated with the latest trends and advancements in data modeling, GCP services, and big data technologies

● Collaborate with data scientists and analysts to enable efficient data access and analysis

● Implement data governance and security measures within the semantic layer and data model

Hiring: AWS DevOps Developer

📍 Location: Bangalore

🧑‍💻 Experience: 4–7 Years

📌 Job Summary

We are looking for a skilled AWS DevOps Developer with strong experience in AWS cloud infrastructure, CI/CD automation, containerization, and Infrastructure as Code. The ideal candidate should have hands-on experience building scalable and secure cloud environments.

🛠 Required Technical Skills

☁️ AWS Services

• Amazon EC2
• Amazon S3
• IAM
• VPC
• Amazon EKS
• RDS
• Route 53
• CloudWatch
• AWS Lambda

🔄 DevOps & CI/CD

• Jenkins (Pipelines, Shared Libraries)
• Git / GitHub
• Maven / Build tools
• CI/CD pipeline design & implementation

🐳 Containers & Orchestration

• Docker
• Kubernetes (EKS preferred)
• Helm

🏗 Infrastructure as Code

• Terraform
• Ansible

📊 Monitoring & Logging

• CloudWatch
• Prometheus
• Grafana

📋 Roles & Responsibilities

• Design and implement scalable AWS infrastructure
• Build and maintain CI/CD pipelines
• Deploy containerized applications using Docker & Kubernetes
• Automate infrastructure provisioning using Terraform
• Implement monitoring and alerting solutions
• Ensure security, compliance, and cost optimization
• Troubleshoot production issues and improve system reliability

➕ Good to Have

• AWS Certification (Solutions Architect / DevOps Engineer)
• Experience with Microservices architecture
• Knowledge of DevSecOps practices
• Experience in Agile methodology

Position Title: Area Sales Manager

Sales Key Responsibilities: Franchisee Onboarding • Identify potential mobile retailers in alignment with SmartDukaan’s business goals and convince them to onboard as franchise partners. • Ensure new franchise partners understand the product offerings, sales process, and operational procedures. • Take ownership of the completion of the onboarding process for finalized franchise partners, ensuring all necessary documentation and agreements are processed accurately. • Develop and maintain strong, lasting relationships with new franchise partners, offering guidance and support throughout the onboarding journey. • Follow up with franchise partners to ensure they comply with payment terms and resolve any concerns or delays in payment. Sales Performance • Achieve and consistently exceed sales targets for the assigned region. • Manage and monitor sales performance across multiple stores. • Prepare and execute the assigned sales plan, including store-wise targets, stock forecasting, order planning, brand placement, and inventory management for the assigned stores. Partner Relationship Management & Partner Retention • Build and maintain strong, long-term relationships with partners, addressing their needs and ensuring satisfaction. • Serve as a bridge between management and partners, ensuring open communication and addressing concerns, grievances, or issues effectively. • Actively engage with partners to understand their business needs and identify opportunities for growth. • Ensure partner retention by providing consistent support and aligning with their business goals.

Education Qualification: Bachelor’s / Masters / Post Graduate Diploma in Business Management Work Experience & Skills: 4+ years of relevant experience in Smartphone, Telecom, Retail Franchisee, similar organizations with a proven track record of franchisee onboarding, payment realization, and effectively managing customer relationships within high-growth environments. .

Job Title: Java Developer 

Experience: 5 –14 Years 

Location: Mumbai / Bangalore 

Employment Type: Full-time 

We are looking for experienced and passionate Java Developers with strong expertise in Core Java, multithreading, and performance tuning. You will be responsible for designing and developing high-performance, scalable, and resilient backend systems. This is an exciting opportunity to work on complex, enterprise-level systems and modern architectures like microservices and event-driven frameworks.

 • 5–10 years of hands-on experience in Java (8 or above) development. 

 • Strong foundation in OOPs, data structures, algorithms, and design patterns.

 • Deep understanding of multithreading, concurrency, and synchronization techniques.

 • Experience with Spring Boot, Spring MVC, JPA/Hibernate. 

 • Good working knowledge of RESTful API development. 

 • Proficient in SQL and experience with relational databases like MySQL, PostgreSQL, etc.

 • Familiarity with Git, Maven/Gradle, and CI/CD pipelines. 

 • Exposure to Agile/Scrum methodology

We are looking "Senior SAP PS Functional Consultant" for Reputed Client @ Chennai Permanent Role.

• 6+ Years of Experience in SAP PS support / implementation with knowledge of integration to other modules.

• Will be able to Configure SAP PS Module as per Change Requests, Assessment Reports & Business Blueprint Documents.

• Must be able to produce/perform System Configuration, System developments & Testing Reports and conduct Training Sessions.

• Able to conduct User Acceptance Testing and Training Sessions.

• Able to Handle project Testing Data & Project Cutover Data.

• Expert in Master Data Management of SAP PS related Objects.

• Support End Users for all SAP Project Systems processes including cost planning, controlling & procurement items.

• Able to support reporting requirements from Business.

• Ability to communicate effectively.

• The ideal candidate should be an enterprising person with fair exposure to government business / departments. The candidate should have prior exposure to deal with decision makers and should have the hunger for business.
• Prior experience in dealing with Civil Supplies, Consumer Affairs, Dairy, Agriculture Marketing departments will be an added advantage.
• Exposure to commodity trade in general. Exposure in pulses, sugar , oilseeds, F&V would be desirable
• Understanding of the commodity markets and its entire value chain across the commodity ecosystem
• Linkages with Agri commodity trade houses, export firms and Agri related corporates.
• Demonstrated ability to lead and coordinate effectively with a wide variety of stakeholders, including national and local government, trade, banks, community- based organizations, and the private sector
• Experience in networking with the various stakeholders in the government departments and agencies along with ability to influence the decision makers. Prior experience in bid / tendering process including record of accomplishment of successful wins. Should have handled projects worth a min of 10 Cr. plus.
• Ability to commercially manage (revenue collections) large projects within stipulated timelines is necessary for this position.
• Should have lead a team size of ten member’s direct reportees.
• Prior experience in managing technology intensive projects will be highly advantageous for the candidature.