Digital Marketing

HelloTrade is a wholly-owned subsidiary of Indiamart, India’s largest B2B marketplace. We are building a next-generation financial services and wealth management platform for MSMEs. Leveraging Indiamart’s 20M+ SME user base, HelloTrade aims to revolutionize access to loans, insurance, credit cards, deposits, and financing solutions—becoming the financial operating system for Indian MSMEs.

Role Overview:

We’re looking for a Product Manager – Lending Platform to lead the buildout of HelloTrade’s fintech ecosystem.

You’ll define and deliver the core lending, insurance, and wealth modules—owning the roadmap, integrations, and user experience from concept to scale.

You’ll collaborate cross-functionally with engineering, data, compliance, and business teams to ship high-impact financial products.

Key Responsibilities

1. Core Lending Stack

• Build and scale borrower and partner journeys: onboarding, application, KYC, offer, disbursal, servicing, repayment, and delinquency.
• Develop architecture for LOS, LMS, rule engines, and internal operational tools.
• Integrate with partners: bureaus, NBFCs/Banks, GST, AAs, PAN, CKYC, DigiLocker, BBPS, and others.

2. Free Credit Score Product (Immediate Priority)

• Launch and scale a free credit score module for MSMEs.
• Integrate with credit bureaus (CRIF, Experian, CIBIL) to fetch and display scores and reports.
• Design user education flows on credit health, repayment behavior, and improvement tips.
• Build funnels for upsell into lending and financial wellness products.

3. Insurance & Wealth (Future-Ready Platform Build)

• Design a framework for embedded insurance (term, health, credit-life) with contextual offerings.
• Architect journeys for micro-investments, recurring deposits, or mutual funds for MSMEs.
• Partner with insurance and wealth providers to build APIs and co-branded experiences.
• Ensure compliance with IRDAI and SEBI norms and embed customer suitability logic.

4. Decisioning, Risk & Lifecycle Infrastructure

• Manage rules engines, scorecard integrations, fraud layers, and partner fallback logic.
• Own architecture for lifecycle automation: reminders, upsell triggers, payment follow-ups, and collections.

5. Internal Systems & Ops Tooling

• Build internal CRMs, dashboards, and case management tools for support, credit ops, and collections.
• Define monitoring and alerting layers for partner SLAs, exceptions, reconciliation, and financial reporting.

6. Data, Reporting & Governance

• Define data schema and structures in collaboration with engineering and analytics.
• Enable regulatory and business reporting: bureau pulls, performance metrics, and RBI-ready logs.

7. Cross-Functional Execution

• Collaborate with Engineering, Analytics, Legal, Compliance, Marketing, and Business teams.
• Drive alignment on priorities, write clear specs, manage releases, and own platform performance KPIs.

Skill Set

• 5–10 years of experience in lending product roles at fintechs, NBFCs, or banks.
• Proven success in building lending tech stacks and financial services products.
• Strong grasp of APIs, backend architecture, decision systems, and regulatory landscapes.
• Experience scaling products from MVP to full-stack, multi-vertical platforms.
• Excellent documentation, communication, and stakeholder management skills.

Job brief

We are looking for an ambitious and energetic Business Development Manager to help us expand our clientele. You will be the front of the company and will have the dedication to create and apply an effective sales strategy.

The goal is to drive sustainable financial growth through boosting sales and forging strong relationships with clients.

Responsibilities

• Develop a growth strategy focused both on financial gain and customer satisfaction
• Conduct research to identify new markets and customer needs
• Arrange business meetings with prospective clients
• Promote the company’s products/services addressing or predicting clients’ objectives
• Prepare sales contracts ensuring adherence to law-established rules and guidelines
• Keep records of sales, revenue, invoices etc.
• Provide trustworthy feedback and after-sales support
• Build long-term relationships with new and existing customers
• Develop entry level staff into valuable salespeople 

Requirements and skills

• Proven working experience as a business development manager, sales executive or a relevant role
• Proven sales track record
• Experience in customer support is a plus
• Proficiency in MS Office and CRM software (e.g. Salesforce)
• Proficiency in English
• Market knowledge
• Communication and negotiation skills
• Ability to build rapport
• Time management and planning skills

Job Description:-

• Should be able to analyse requirements, design solutions, write code, debug code and modify existing software enhancements or develop new product software.
• Should be able mentor junior developers to perform their tasks more effectively and efficiently.
• Should be able to perform executions against project plans and meet delivery commitments.
• Should have good experience in source control, unit testing, code verification, documentation, automated build, continuous integration, metrics, and code reviews.
• May interact with product specialists / Project Managers / Product Owners to define system requirements and/or necessary modifications and to give status feedback.
• Should be able to work in an Agile Development Environment using SCRUM methodology.
• Should be able to communicate with other teams and stakeholders to achieve the given goal.
• Should be able to participate in the hiring processes.

• Craft a coherent product vision, strategy, and roadmap
• Vision: Understand the company vision align the product vision and evangelize the same across the cross-functional teams
• Internalize  existing products and then align your team's mission, strategy, and roadmap with this direction
• Execute: This means being constantly biased towards action, being in the details with data, focusing on the most important problems, building strong collaborative relationships with other teams, always thinking of the customer first, and rapidly iterating towards something demonstrably awesome.
• Champion and ship bold product bets that will significantly alter the business trajectory.

• 4+ years of experience with a minimum of 2 years of experience in Product Management delivering highly successful and innovative products.
• Computer science undergraduate degree or equivalent plus hands-on software engineering experience.
• Analytical chops. You live and breathe data. You find a way to get the data you need and whip it into an insightful story with no help. You know how to wield it but also where it can lead you astray

• Having experience in Hospitality/Travel/Internet/Online/Start-up/IT/Logistic/Courier/Cargo/ Transportation would be preferable.