Cutshort logo
Mintifi logo
Credit Underwriter
Credit Underwriter
Mintifi's logo

Credit Underwriter

Suchita Upadhyay's profile picture
Posted by Suchita Upadhyay
2 - 5 yrs
₹2L - ₹4L / yr
Mumbai
Skills
Financial Ratio Analysis
credit assessment
credit analysis
Quality analytics
SME lending
business loan
Credit policies
Job Description: - Analysis of Financial Statement, Bank statement and other key parameter to check the credit worthiness for Unsecured Working Capital Loan. - Personal discussion with clients to understand the business model & financial aspects to justify the working capital gap and to establish Credit worthiness. - Maintaining strict TAT for credit application analysed and Providing Credit-related inputs for deciding variables of the algorithms and help Data Scientists for Credit-worthiness Model -Credit approval and ensuring approval is within TAT -Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) -To ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. - Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis ensuring proper KYC etc before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO -To prepare Credit Appraisal Memo (CAM). -Responsible for Credit Assessment -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. -To ensure credit policy adherence to the accepted standards. -To control and contain front-end delinquencies by calling up customer on first presentation. -Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Desired Candidate Profile: Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement, ratio Good eye for detail Good analytical Skills Understanding of credit policies and procedures Understanding of Financial /Banking products and services Experience in Credit CPA role or similar profile Experience in SME business lending Behavioural Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality
Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About Mintifi

Founded :
2017
Type :
Products & Services
Size :
20-100
Stage :
Raised funding

About

About Mintifi 
We are Mintifi, a Mumbai based fin-tech working on India's first data-driven supply chain financing platform.

We are solving huge problem of inefficient and costly access to credit for millions of Indians distributors and retailers. We use hi-tech data driven and new-age credit models and IT solutions to solve this.

We are founded by experienced entrepreneurs having experience in Investment Banking, SME Lending and Distributed Processing systems and building the businesses ground up.

We have big ambitions and dreams of disrupting the supply chain lending landscape in India. In fact, we are already doing it from last 1 year. Yet, we have only scratched the surface of the problem and the underlying opportunity and that’s where the fun begins.

If you want to part of exciting and challenging journey, love to solve complex problems, if finding the path amid uncertainties excites you, we are the place for you.


Read more

Connect with the team

Profile picture
Mihir Jadhav
Profile picture
Suchita Upadhyay
Profile picture
Pravin Mhatre

Company social profiles

linkedinfacebook

Similar jobs

Bengaluru (Bangalore)
0 - 1 yrs
₹1.8L - ₹2.5L / yr
Digital Marketing
PPC
Social Media Marketing (SMM)
Social Media Optimization (SMO)
Social media management
+3 more

Role: Digital Marketing Executive


Experience: 0-1 years (Freshers are Most Welcome)

Location: Ambattur, Chennai


Responsibilities:


● Assist in the execution and monitoring of digital marketing campaigns across various channels, including social media, email marketing, search engine marketing (SEM), search engine optimization (SEO), and content marketing.

● Help create engaging and persuasive content for digital platforms, including website copy, blog posts, social media updates, and email newsletters.

● Support the management and optimization of website content to improve search engine rankings, user experience, and conversion rates.

● Collaborate with the digital marketing team to develop and implement strategies for social media management, including content creation, scheduling, and community engagement.

● Conduct market research to identify target audiences, competitors, and industry trends to optimize marketing campaigns.

● Assist in monitoring and analyzing key performance indicators (KPIs) to measure the effectiveness of digital marketing efforts and contribute to regular reports and insights.

● Stay updated with the latest digital marketing trends, tools, and best practices, and contribute innovative ideas to enhance campaign performance.

● Assist in coordinating digital marketing projects and campaigns, ensuring timely execution and adherence to budget and objectives.

● Provide support in managing relationships with external partners, such as agencies, vendors, and influencers, to support marketing initiatives and leverage their expertise.

● Assist in monitoring competitor activities and industry trends to identify opportunities for differentiation and competitive advantage.

● Collaborate with cross-functional teams, such as design, sales, and product development, to ensure marketing efforts align with overall business objectives.

● Keep track of industry news and developments related to digital marketing and provide regular updates to the team.

Read more
Cyber Identity solutions
Remote only
3 - 6 yrs
₹5L - ₹10L / yr
Business Development
SaaS
Cyber Security

We are seeking a dynamic and results-driven IT Staffing Sales Specialist with a strong background in SaaS sales.The ideal candidate will have a proven track record of building client relationships, generating new business, and driving revenue growth in the IT/Cybersecurity/Analytics/Product engineering staffing and SaaS domains For India/APAC Region.

This role requires a combination of strategic thinking, excellent communication skills, and the ability to thrive in a fast-paced environment.

Key Responsibilities

Client Acquisition & Account Management: Identify, target, and secure new clients for IT/Cybersecurity/Analytics/Product engineering staffing services.

Build and maintain strong relationships with key stakeholders, including HR leaders, hiring managers, and decision-makers in SaaS companies.

Sales Strategy: Develop and execute a sales plan to achieve revenue targets. Leverage market insights to identify opportunities and position IT staffing solutions effectively within the SaaS industry.

SaaS Sales Expertise: Leverage your experience in SaaS sales to understand client needs and align staffing solutions with their technology objectives. Collaborate with clients to identify skill gaps and provide tailored staffing solutions, including contract, contract-to-hire, and direct placement services.

Networking & Business Development: Attend industry events, trade shows, and networking opportunities to build the company’s presence in the IT and SaaS sectors. Maintain a strong pipeline of prospects and consistently achieve or exceed sales quotas.

Collaboration & Reporting: Work closely with recruitment teams to ensure client requirements are met with high-quality candidates. Prepare and deliver sales reports, forecasts, and presentations to management.

Qualifications & Skills Bachelor’s degree in Business, Marketing, IT, or a related field (preferred).

Minimum of 3–5 years of experience in IT IT/Cybersecurity/Analytics/Product engineering staffing sales and SaaS sales. Proven ability to meet and exceed sales targets and quotas.

Strong understanding of IT roles, technologies, and industry trends, especially in SaaS. Exceptional negotiation, presentation, and interpersonal skills. Proficiency in CRM tools (e.g., Salesforce, HubSpot) and sales automation software.Ability to work independently and as part of a team in a fast-paced environment.

Preferred Qualifications Established network of clients in the SaaS or IT industry. Knowledge of workforce management, talent acquisition, and recruitment trends. Experience with MSP (Managed Service Provider) or VMS (Vendor Management System) environments is a plus.

Read more
Plumhq
at Plumhq
3 recruiters
Shimran Gupta
Posted by Shimran Gupta
Bengaluru (Bangalore)
4 - 8 yrs
₹20L - ₹40L / yr
skill iconAngularJS (1.x)
skill iconAngular (2+)
skill iconReact.js
skill iconNodeJS (Node.js)
skill iconHTML/CSS

About Plum

 

We are making health insurance - simple, accessible and affordable. Hundreds of businesses of all sizes from startups to large corporates trust Plum for their employee's health protection.

 

Healthcare in India is seeing a phenomenal shift. Healthcare cost is seeing an inflation that is three times the general inflation. Treatments of diseases including Covid-19 can wipe out entire household savings. Majority of Indians won't be able to afford a health insurance on their own. As many as 600mn Indians would depend on employer-sponsored insurance.

 

Enter Plum. Plum is re-imagining the health insurance stack, and accelerating the penetration of health insurance in India to 100%. Plum has forged new underwriting and fraud detection algorithms to enable companies as small as 2 to benefit from a group insurance. The platform enables realtime insurance design & pricing to enable companies to buy insurance in 3-clicks. And offers employees a hassle-free claims experience through an integrated digital process.

 

Plum is backed by leading global investors including Tiger Global, Sequoia Capital, Tanglin Ventures and Incubate Fund (read more https://www.plumhq.com/blog/plum-series-a-funding">here)

 

About the role

 

Having found exceptional product/market fit, we’re in the midst of transitioning from 'start-up' to ‘scale-up’, and looking for a full stack engineer to help us scale Plum.

 

You will have a direct impact on the customer experience through the design and implementation of new features and functionalities in our product. You'll work as part of a small but rapidly growing high-energy team delivering incredible, creative improvements to our product. You'll be in charge of reviewing the implementation of applications following code standards and style guides.


Roles and Responsibilities:

  • Spec, build, test, and deliver new features while improving the performance and quality of the product.
  • Run test-harness to guarantee the structure, integrity, and design of the application.
  • Solve complex CSS, HTML, and User Interface compatibility issues across browsers.
  • Optimize JavaScript implementations to ensure that code remains performant.
  • Implement front-end development workflows: build systems, dependency management, quality checkers (linting), etc.
  • Push things over the line, ship awesome features, and delight customers.

Experience and Qualifications:

  • 4+ years of hands-on experience building web applications with Nodejs, React.
  • Comfortable with Responsive Web Design and Development and weave out beautiful code in React.
  • Strong product and design sensibilities and has an obsessive attention to detail.
  • Write testable, maintainable code that's easy to understand.
  • Understand complex problems and break them down into smaller tasks.
  • Strong sense of ownership and integrity demonstrated through clear communication and collaboration.
Read more
Cibirix
at Cibirix
2 recruiters
Pranjal Pachori
Posted by Pranjal Pachori
Remote, Indore
2 - 3 yrs
₹6L - ₹8L / yr
PPC
Google Adwords
Pay per click management
Digital Marketing
- The PPC / Paid Search Analyst is responsible for administering and managing Pay per Click media strategies for clients. She/he should be able to quickly understand & support initiatives that will contribute to the goals and success of client campaigns.
- Perform daily account management on Google AdWords, Facebook, Bing and other search platforms.
- Assist in the maintenance and monitoring of keyword bids, Account daily and monthly budget caps, impression shares, quality score & other important account metrics.
- Provide creative copy suggestions and graphical ad templates.
Assist in the management of Display network placement lists on AdWords & through other contextual advertising platforms.
- Can devise strategies to increase ROI – Is good at increasing CTR & reducing the cost per clicks
- Support the generation of new paid search campaigns, ad groups, and accounts and aid in the creation of new paid search marketing initiatives.
- Able to understand the business website thoroughly so as to implement a strategic plan for Google AdWords
- Keep pace with search engine and PPC industry trends and developments
Read more
Zumen Software India Pvt Ltd
harishankar krishnamurthi
Posted by harishankar krishnamurthi
Chennai
2 - 6 yrs
₹7L - ₹15L / yr
skill iconJava
skill iconSpring Boot
Microservices
RESTful APIs
Company website http://www.zumen.com/" target="_blank">www.zumen.com

Zumen is a Cloud-based Source-to-Pay software for product manufacturing companies.Zumen enables product manufacturing companies to digitize their direct sourcing and procurement, and manage every detail of the process in a transparent, collaborative platform. With Zumen’s part life cycle management, BOM interface, supplier base visibility and product cost management, companies can build an agile, resilient supply chain and get their products to market faster. Zumen is headquartered in Delaware, USA

 

 

Responsibilities:

  • Develop features and modules independently based on the overall product architecture provided.
  • Research and find solutions to challenging new problems; align with technology needs of the future.
  • Fully grasp the product concept and think through challenging customer variations and use cases.
  • Proactively seek to identify issues and resolve them at the stages of design, deployment and QA.
  • Maintain quality and ensure responsiveness of applications.
  • Demonstrate a strong sense of milestone-based performance and adherence to overall development timelines.

 

Requirements:

Experience - 2 to 5 years experience in Java Tech stack

  • Strong hands-on experience in Java, Spring Boot, microservices and Rest API.
  • Good understanding of general data privacy and information security.
  • Exposure to cloud securities for SAAS application development would be an added advantage.
  • A good understanding of all facets of building and delivering data-centric products is desirable.
  • Knowledge of code versioning tools.
Read more
Growisto
at Growisto
2 recruiters
Heena Sayed
Posted by Heena Sayed
Mumbai, Navi Mumbai, Indore
3 - 9 yrs
₹7L - ₹15L / yr
skill iconHTML/CSS
API
skill iconReact.js
skill iconJavascript
skill iconRedux/Flux

About the role:
We’re looking for a React.Js Developer who can adapt to new tech stacks and innovate with cutting-edge technology solutions, to build eCommerce platforms that are unique, disruptive, and powerful

What you'll do:
● Develop new user-facing features using React.js
● Build reusable components and front-end libraries for future use
● Translate designs and wireframes into high-quality code
● Optimize components for maximum performance across a vast array of web-capable devices and browsers

What you'll need:
● 
Bachelor's degree with minimum 3 years of work experience as a React Js
● Strong proficiency in JavaScript or Typescript, including DOM manipulation and the JavaScript object model
● Experience with data structure libraries (e.g., Immutable.js)
● Knowledge of object-oriented programming
● Experience with popular React.js workflows (such as Flux or Redux)
● Integration of multiple data sources and databases into one system
● Familiarity with newer specifications of EcmaScript
● Experience with common front-end development tools such as Babel, Webpack, NPM, etc.
● Ability to understand business requirements and translate them into technical requirements

Who Should Consider Joining:
 If you like challenges and think from a first principle basis,
● If you are driven to take ownership and are adept at rolling with the punches,
● If you have the aspiration to grow fast in the dynamic environment of a start-up,
● If you are a collaborative team member, who believes in collective success,
● If you are someone who makes objective, fact-based decisions

Who should not consider joining:

● If the role description does not excite you, then you should not join us
● We are a startup and things will move fast. If you are not comfortable in a fast-paced environment, then you should not join us
● If you are not a self-starter who is willing to learn & experiment more, then you should not join us.

What We Offer:
● Limitless growth and learning opportunities
● Exposure to cutting edge technology solutions and upcoming stacks in the market
● In house technical training on GIT, Automated Testing, Code Coverage, Language Training and much more
● A collaborative and positive culture — Your team will be as smart and driven as you.
● Guidance and mentorship from industry experts and renowned IIT Alumnus
● An opportunity to make an impact — Your work will contribute directly to our strategy and growth

Read more
Company which offers an array of financial products&Services
Company which offers an array of financial products&Services
Agency job
via Millions Advisory by Vasuki N
Bengaluru (Bangalore)
8 - 13 yrs
₹12L - ₹22L / yr
angular
skill iconJavascript
skill iconHTML/CSS
User Interface (UI) Development
Looking for a Senior UI Developer with experience between 8 to 13 years.
Candidate must have experience in HTML, CSS, Javascript.
Must have work experience in Angular 4 or above versions

Note: Candidate must be currently in Bangalore location.
Read more
CanvasFlip
Bengaluru (Bangalore)
1 - 3 yrs
₹3L - ₹6L / yr
skill iconJavascript
skill iconHTML/CSS
Technical Writing
CSS3
You should be a JavaScript developer having an experience of 1-3 years. Your primary focus will be to implement a complete user interface, with a focus on performance. Your main duties will include creating modules and components and coupling them together into a functional app. The artistic design will be delivered to you, but we will ask for your help in regard to animations, CSS, and final HTML output. You will work in a team with the back-end developer and communicate with the API using standard methods. A thorough understanding of client-side technologies and infrastructure is required.    Responsibilities  Delivering a complete front-end application  Writing tested, idiomatic, and documented JavaScript, HTML and CSS/CSS3  Coordinating the front end workflow  Cooperating with the back-end developer in the process of building the RESTful API  Communicating with external web services    Skills and Qualifications    Proficiency with JavaScript, HTML and CSS/CSS3.  Professional, precise communication skills  Cross-browser and platform development experience  A thorough understanding of development practices such as source code control and change management, and documentation  Creating self-contained, reusable, and testable modules and components    Required Competencies   An eye for detail and quality, even within fast-paced environments  A professional development approach  Able to take ownership and responsibility  Excellent investigative and problem-solving abilities  Flexible approach and a self-starter  Works well within a team and individually  Must be able to manage own time successfully
Read more
Upskillist
at Upskillist
1 recruiter
Naushath Khan
Posted by Naushath Khan
Bangarmau
4 - 10 yrs
₹10L - ₹20L / yr
skill iconJavascript
skill iconPython
skill iconPHP
skill iconAngularJS (1.x)
LAMP Stack
+2 more
Senior Software Engineer The Company - ShawAcademy.com Design and technology are at the forefront of our focus to deliver the best, live, online education on the planet. As the largest provider, we must deploy complex engineering solutions, while being in a ground-breaking sector of education requires innovation in UI/UX, graphical and interaction design. We're always looking for the best candidates and love to work with the most technically strong and most creatively minded individuals. The Position The company seeks to further expand with the addition of a Senior Software Engineer who will hold the ability to further develop their career within the business. This is a permanent, full-time position, offering an excellent salary and benefits, plus exceptional career prospects. This role will suit an ambitious, hardworking and highly driven individual who has a proven track record of working within a role of this nature to join our growing team in Bengaluru. Working with the Shaw Academy gives all our engineering team a massive opportunity to work with the latest technology with a great deal of creative freedom. We like to work in small teams so any work you do will have a massive impact on the business! Key Responsibilities & Accountabilities: We're looking for passionate, creative developers who are excited about solving new problems. As a Senior Software Engineer, you'll work with everything from front-end HTML, CSS and JS (AngularJS and other) to server-side PHP, Python, C and several other different data stores including MongoDB and Elasticsearch. What you'll do: • Work in an agile team of 5-7 software engineers, QA engineers and product owners • Play an active role in developing new features for a high performance, scalable web platform • Play a central role in creating the best online education environment in the world • Assess and communicate how your work impacts business and other systems • Write and test clean, secure and scalable features and services • Solve non-trivial coding and architecture problems with simple and innovative solutions • Mentor less experienced members of the team Skills & Experience Required: • A recognised third-level degree in Computer Science, Engineering or similar • You have a minimum of 3 years of hands-on software development experience • You have experience with coding in more than one programming language, e.g. Python, C, C++, C#, Java, Ruby or PHP • Experience with AngularJS, MongoDB, Chef and PHP (Laravel 4) is a plus but not required • You are an open source fanatic • You have a sound understanding of programming fundamentals and their application to highly scalable web based systems What we like to see: • Any open source code or example projects that you're proud of • Blog around the subject of software development or technology • Evidence of your passion for building great software • Experience working in an agile team Salary / Remuneration: • Competitive basic salary in addition to a generous, uncapped commission structure • Opportunity to join a rapidly expanding technology-based firm with a foundation of real talent, and work with real innovators whilst achieving ones own goals.
Read more
Xome
at Xome
1 recruiter
Uma P
Posted by Uma P
Chennai
4 - 7 yrs
₹10L - ₹20L / yr
skill iconJava
J2EE
Struts
Spring
Hibernate (Java)
+1 more
Internal Title/Job Req Title: Senior Software Engineer /Lead Engineer Job Profile: Senior Software Engineer II Job Description Summary: Design, develop, build, implement, document, deploy, operate, analyze, and deliver large-scale, multi-threaded, high-throughput, highly reliable, distributed software applications, tools, systems and services with multiple interacting processes using Object Oriented design, Java, Perl, C++, .Net or any open Source Technologies. Job Description: • Education: Bachelor's degree or higher in Computer Science or related field (BE/BTech/ME/MTech/MS in computer science etc). • Experience : 4 to 8 • Strong Data structure, Algorithm and Problem solving skills. • Experience in seeing through a complete software life cycle and showing ownership on building components in them • Hands on experience in any of the technologies like Java,.Net, C#, ASP.Net, Nodejs, Ember.js, Python, PostgreSQL, Reactjs or open source. etc • Good Problem Solving skills to be able to work independently without guidance • Strong in design patterns • Responsible for development of enhancements to the product and design. • Passion for building scalable, global, complex systems to solve problems with proven ability to deliver high quality software. Preferred Qualifications • Demonstrated ability to achieve stretch goals in a highly innovative and fast-paced environment. • Solid understanding of Object-Oriented design and concepts • Hard core Engineer with passion for learning new technologies • Expertise in delivering high quality and innovative applications. • Strong desire to build, sense of ownership, urgency, and drive. • Excellent written communication and verbal agility are strong assets.
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly. No 3rd party agencies here.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
21,01,133
Matches delivered
37,12,187
Network size
15,000
Companies hiring
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos