Cutshort logo
Mintifi logo
Credit Underwriter
Credit Underwriter
Mintifi's logo

Credit Underwriter

Suchita Upadhyay's profile picture
Posted by Suchita Upadhyay
2 - 5 yrs
₹2L - ₹4L / yr
Mumbai
Skills
Financial Ratio Analysis
credit assessment
credit analysis
Quality analytics
SME lending
business loan
Credit policies
Job Description: - Analysis of Financial Statement, Bank statement and other key parameter to check the credit worthiness for Unsecured Working Capital Loan. - Personal discussion with clients to understand the business model & financial aspects to justify the working capital gap and to establish Credit worthiness. - Maintaining strict TAT for credit application analysed and Providing Credit-related inputs for deciding variables of the algorithms and help Data Scientists for Credit-worthiness Model -Credit approval and ensuring approval is within TAT -Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) -To ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. - Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis ensuring proper KYC etc before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO -To prepare Credit Appraisal Memo (CAM). -Responsible for Credit Assessment -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. -To ensure credit policy adherence to the accepted standards. -To control and contain front-end delinquencies by calling up customer on first presentation. -Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Desired Candidate Profile: Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement, ratio Good eye for detail Good analytical Skills Understanding of credit policies and procedures Understanding of Financial /Banking products and services Experience in Credit CPA role or similar profile Experience in SME business lending Behavioural Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality
Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About Mintifi

Founded :
2017
Type :
Products & Services
Size :
20-100
Stage :
Raised funding

About

About Mintifi 
We are Mintifi, a Mumbai based fin-tech working on India's first data-driven supply chain financing platform.

We are solving huge problem of inefficient and costly access to credit for millions of Indians distributors and retailers. We use hi-tech data driven and new-age credit models and IT solutions to solve this.

We are founded by experienced entrepreneurs having experience in Investment Banking, SME Lending and Distributed Processing systems and building the businesses ground up.

We have big ambitions and dreams of disrupting the supply chain lending landscape in India. In fact, we are already doing it from last 1 year. Yet, we have only scratched the surface of the problem and the underlying opportunity and that’s where the fun begins.

If you want to part of exciting and challenging journey, love to solve complex problems, if finding the path amid uncertainties excites you, we are the place for you.


Read more

Connect with the team

Profile picture
Mihir Jadhav
Profile picture
Suchita Upadhyay
Profile picture
Pravin Mhatre

Company social profiles

linkedinfacebook

Similar jobs

Emproto Technologies Private Limited
at Emproto Technologies Private Limited
1 video
5 recruiters
Ravindra Manvi
Posted by Ravindra Manvi
Bengaluru (Bangalore)
1 - 4 yrs
₹3L - ₹8L / yr
skill iconAndroid Development
Object Oriented Programming (OOPs)
skill iconJava
Algorithms
iOS App developer: Candidate should have good knowledge in Android app development Preferably has working knowledge of Node Js, Mongo DB. Candidate should have sound knowledge of MVVM architecture. Should have at least one application in Google Play store. Should have good communication skills.
Read more
All-in-one AI-powered Account Based Marketing (ABM) solution
All-in-one AI-powered Account Based Marketing (ABM) solution
Agency job
via Qrata by Rayal Rajan
Hyderabad, Pune
5 - 9 yrs
₹17L - ₹30L / yr
skill iconJava
skill iconSpring Boot
Hibernate (Java)
Microservices
Spring
+3 more

Role - Senior Backend Developer

About

It is an AI powered GTM intelligence platform for B2B companies. We aims to become the

Master OS on top of the company's entire martech stack. We are integrating multiple sales and

marketing products into an all-in-one platform, adding smart workflows and machine learning/LLM

based intelligence applications to increase qualified pipeline and funnel conversions. It is growing

fast, has an experienced founding team and is funded by top tier investors.


About the Role

We are seeking a Senior Java Microservices Developer who is a highly skilled professional responsible for designing, developing, and maintaining microservices-based applications using Java technologies.

The job description for a Senior Java Microservices Developer typically includes the following responsibilities and requirements:


Responsibilities:

Design and develop microservices-based applications using Java technologies such as Spring

Boot, Spring Cloud, and Hibernate.

Collaborate with cross-functional teams including product managers, architects, and DevOps to

develop and implement scalable and reliable microservices.

Develop and maintain high-quality code by adhering to coding standards, best practices, and

software development methodologies.

Participate in code reviews, bug fixing, and troubleshooting to ensure high-quality code and

maintain system stability.

Work with stakeholders to understand business requirements and translate them into technical

designs.

Conduct performance analysis and optimization of microservices to ensure optimal system

performance.

Continuously improve the codebase through refactoring, code optimization, and documentation


Requirements:

Bachelor's or Master's degree in Computer Science or a related field.

5+ years of experience in Java development, with a focus on microservices development.

Strong knowledge of Java technologies such as Spring Boot, Spring Cloud, Hibernate, and RESTful

API development.

Experience in designing and developing highly scalable and reliable microservices.

Experience with containerization technologies such as Docker and Kubernetes.

Experience in developing and maintaining CI/CD pipelines.

Strong understanding of database technologies, SQL, and NoSQL databases.

Experience with cloud technologies such as AWS or Azure.

Excellent communication and collaboration skills to work effectively with cross-functional teams.


A Senior Java Microservices Developer is a critical role in the development of microservices-based

applications, and they must have a deep understanding of Java technologies and microservices

architecture to be successful in the role

Read more
.
.
Agency job
via The Hub by Sridevi Viswanathan
Remote only
1 - 3 yrs
₹8L - ₹9L / yr
skill iconC#
skill iconAngular (2+)
ASP.NET
skill iconAngularJS (1.x)
skill iconHTML/CSS
+2 more
.Net Developer with Angular and C# experiance.
  • Improving system quality by identifying issues and common patterns and developing standard operating procedures.
  • Enhancing applications by identifying opportunities for improvement, making recommendation and designing and implementing systems.
Read more
Raisonminds Solutions pvt ltd
Remote, Hyderabad
0 - 1 yrs
₹1.2L - ₹1.8L / yr
skill iconPHP
MySQL
skill iconLaravel
skill iconCodeIgniter
skill iconJavascript
+1 more
  • Should have knowledge in Core PHP and object-oriented programming.
  • You will be responsible in developing applications using Laravel/ wordpress/ Codeignitor - preffered (Laravel)
  • Responsible for Developing High-Quality Web Applications, Admin dashboards and PHP Scripts, APIs.
  • Should be able to Develop, record and maintain cutting edge web-based php applications on portal plus permiium service platforms
  • Need to Identify and fix bugs that are found within code.
  • Strong knowledge to Interact with SQL databases.
  • Must be Creative problem-solving skills with a focus on delivering business value quickly
  • Knowledge of MySQL and ability to write/ Maintain complex queries.
  • Understanding of object-oriented PHP programming, Jquery and Javascript
  • Should have good communication skills


Read more
Rakuten
at Rakuten
1 video
1 recruiter
Agency job
via Viral Technologies Pvt Ltd by JigishaKishor Ratthod
Remote only
3 - 4 yrs
₹1L - ₹40L / yr
Keycloak
LDAP
SSO
OAuth
SAML
+6 more

Keycloak IAM Engineer

Should have 3-4 years experience in IAM domain, out of which at least one project implementation of Keycloak IAM product. Specific skill set requirements are:

  •   Understanding User Organization and its mapping onto LDAP

  •   Agent/Agent-less, OAUTH, SAML based & custom token based SSO.

  •   User reconciliation from HR and creation in LDAP/IAM using automation.

  •   SSO with Enterprise Applications such as telecom billing, ERP applications

  •   Integration of OOTB connectors & creation of custom connectors (Rest/SOAP

    API based).

  •   Advanced customization at UI, workflow levels.

  •   Setting up Groups and Roles

  •   Setting up system and processes for Access certifications.

  •   Target application account provisioning and birthright role assignment to users

    based on default and request based policies.

  •   Using UMS Email & SMPP driver to configure email/sms notifications.

  •   Custom web application for Forget password, Reset password & LDAP account

    unlock for user who can't access IAM over internet.

Read more
Editorialistyx
at Editorialistyx
1 recruiter
Amrita Patwal
Posted by Amrita Patwal
Remote only
6 - 10 yrs
₹10L - ₹15L / yr
skill iconElastic Search
Solr
Federated search
Auto suggestion
recommendation search
+2 more
PRODUCT
  • Editorialist YX is looking for a Technical Architect - Search. As part of this role, you will work with a team that builds a unified search platform to power various searches for our .com website,IOS app, and internal support tools. This search impacts thousands of customers in a day and will also become pivotal to our tech efforts as we continue to grow 30x YoY.

  • You will own the technical direction for the team, and you will be leading key search projects from ideation all the way to deployment. You will be working closely with both technical and business leaders to fulfill your mission.
  • Salary is no bar for the relevant candidate. 


QUALIFICATION

  • 6+ years of experience working in java and web services.
  • 6+ years of experience working in the Search domain.
  • Proven skills in designing scalable, highly available distributed systems which can handle high data volumes.
  • Strong understanding of software engineering principles and fundamentals including data structures and algorithms.
  • Solid understanding of concurrency and multi-threading, multiple design patterns, and debugging and analytical methodologies.
  • Hands-on experience on Solr Cloud or ElasticSearch.
  • Deep understanding of information retrieval concepts.
  • Deep understanding of Linguistic processing like tokenizers, spellers, and stemmers.
  • Hands-on experience on big data tech stacks, like Hadoop, Hive, Cassandra, and Spark is a plus.
  • Self-directed, self-motivated, and detail-oriented with the ability to come up with good design proposals and thorough analysis of production issues.
  • Excellent written and oral communication skills on both technical and non-technical topics.

RESPONSIBILITIES

  • Designing and building a search engine using elastic search with engineers in the team for overall success for Search and other ML-based systems.
  • Collaborate with peers from other Engineering groups to tackle complex and meaningful problems with efficient and scalable delivery of Search solutions.
  • You are expected to be self-motivated, dedicated, and a solution-oriented individual. The main responsibilities for this position include:Leading effort to build large-scale, distributed, and highly available systems and pipelines.
  • Leading effort to build large scale and highly available information retrieval systems
  • Design and develop solutions using Java tech stack.
  • Design and implement as per secure guidelines
  • Work with QA to identify issues and fix them.


EDUCATION & EXPERIENCE

  • B.Tech. in Computer Science or equivalent experience
  • 6+ Yrs of experience in Java, Web services & Search Domain
  • Experience working in Product based company

BENEFITS

  • Retiral Benefits
  • Medical Insurance
  • Remote Working Opportunity for the time being
  • MacBook
  • Stock Options
  • Gym Membership
Read more
Zymr
at Zymr
1 recruiter
Amit Patel
Posted by Amit Patel
Pune, Bengaluru (Bangalore), Ahmedabad
5 - 8 yrs
₹15L - ₹20L / yr
skill iconJava
Spring
Hibernate (Java)
SQL
REST API
+1 more

Must-Have:

  • Core Java (Must be good in Core Java concepts, Java programming practices, Clean coding.)
  • Spring Framework(Must have working experience in Spring Core)
  • Any SQL framework(hands-on working experience in any of these: Hibernate/JPA/MyBatis/Spring Data/Others)
  • Hands-on experience in REST API
  • Hands-on experienceSQL Database(any of the databases: Oracle/MySQL/PostgreSQL/SQLServer)
  • Must have working experience with basic GIT
  • Maven or Gradle (Must have working experience in building Java projects using maven or Gradle.)
  • Should be able to work independently under someone's guidance.

Good to have:

  • Advanced Java(Threading, Performance optimization)
  • Spring Boot
  • Other Spring frameworks(Spring Security, Spring Batch, Others)
  • Microservices - Any NoSQL database(MongoDB, Cassandra, others)
  • Application designing concepts.
Read more
Xpresslane
at Xpresslane
1 recruiter
Mithileshkumar R
Posted by Mithileshkumar R
Bengaluru (Bangalore)
2 - 4 yrs
₹4L - ₹8L / yr
skill iconReact.js
skill iconJavascript
skill iconVue.js
skill iconDocker
skill iconKubernetes
+4 more

About Xpresslane:
Xpresslane is a universal one-click checkout platform for eCommerce. We want to transform the way online shoppers buy, Democratize optimized checkout and post checkout experience. We have achieved 150+ signups from D2C merchants in the last year alone and are aggressively adding new features to help solve problems in their checkout process.


Engineering @Xpresslane:
We are a small group of Tech Enthusiasts, Product Managers. We give incredible value to design and UX is our topmost priority. We've implemented products using Go, Java, Kubernetes, Docker, Temporal, GraphDB, Svelte & React, Cypress, Gitlab CI/CD.


Why Engineering @Xpresslane:

  • Opportunity to Design & Implement new features which are internet-facing.
  • Opportunity to Design Scalable Distributed System spanning many regions.
  • Freedom to learn & work across Frontend/Backend/Devops/Design Expertise.
  • 2-4 years of experience in Frontend Engineering.
  • Expertise in one or more frontend frameworks like React/Angular/Vue/Svelte
  • Style the frontend applications with an incredible focus on design & UX.
  • Self-driven in identifying opportunities to make things better and efficient.
  • Ensure code quality and reliability through automated test implementations.
  • View frontend as Engineering i.e, plan & implement components for reusability, testability
    and scalability.
  • Nice to have, experience in using Figma/Sketch for quick mockups & prototypes
  • Nice to have knowledge of cache busting, CSRF, XSS attacks.


At the moment, we are looking for engineers for our Bangalore office.
Read more
It's a Global IT Firm
It's a Global IT Firm
Agency job
via Millions Advisory by Vasuki N
Chennai
5 - 10 yrs
₹7L - ₹15L / yr
SAP PM
SAP
SAP EAM
SAP WCM
Experience: 5-10 Years
1.Minimum 4 years of SAP Plant Maintenance Consulting Experience with S/4 Hana experience preferred.
2.Minimum 1 End to End Implementation (Handling Requirement Gathering, BBP, Realization, UAT, Go-Live Phases) as Independent Consultant
3.Experience Handling customers (Preferably Deployed at customer Locations)
4.Experience in related modules like PP, WCM, ETM, EAM are preferable
5.Good Academics, Job stability are mandatory Prerequisites.
Read more
Black Turtle Diginovation Pvt Ltd
Anusha Dabade
Posted by Anusha Dabade
Bengaluru (Bangalore)
1 - 4 yrs
₹2L - ₹5L / yr
Shopify
skill iconRuby
skill iconHTML/CSS
Object Oriented Programming (OOPs)
Job Responsibilities

    Build custom Shopify themes and modifying existing themes depending on requirememts
    Migrating websites from other eCommerce platforms to Shopify
    Extending Shopify's functionalities using storefront APIs, liquid programming, meta fields, etc
    Integrating third-party and platform supported apps in the sites
    Work closely with clients to gather requirement, develop and deliver on the same

Required Skillsets
    Strong knowledge of liquid programming language
    Working Experience on Shopify Platform along with exposure towards application development.
    Shopify theme development and customization
    Strong knowledge of OOPs with clear concepts and work experience in HTML5, CSS3, Javascript/Jquery.
    Knowledge in other ecommerce platform like Magento, woocommerce, BigCommerce will be preferred.
    Strong hands on experience on Installing & Customization of new Shopify themes.
    Good verbal and oral communication skills
    Working with international clients would be an advantage


Strong knowledge of OOPs with clear concepts and work experience in HTML5, CSS3, Javascript/Jquery.
please extend those with the following: SASS or/ LESS Experience

also i would focus on full stack frontend web developer - building apps should be done by a proper backend developer 
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly. No 3rd party agencies here.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
21,01,133
Matches delivered
37,12,187
Network size
15,000
Companies hiring
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos