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Credit Risk Analyst
High-Growth Fintech Startup
Credit Risk Analyst
High-Growth Fintech Startup's logo

Credit Risk Analyst

at High-Growth Fintech Startup

Agency job
via Unnati
1 - 6 yrs
₹10L - ₹12L / yr
Mumbai
Skills
Risk analysis
Want to join the trailblazing Fintech company which is leveraging software and technology to change the face of short-term financing in India!

Our client is an innovative Fintech company that is revolutionizing the business of short term finance. The company is an online lending startup that is driven by an app-enabled technology platform to solve the funding challenges of SMEs by offering quick-turnaround, paperless business loans without collateral. It counts over 2 million small businesses across 18 cities and towns as its customers. Its founders are IIT and ISB alumni with deep experience in the fin-tech industry, from earlier working with organizations like Axis Bank, Aditya Birla Group, Fractal Analytics, and Housing.com. It has raised funds of Rs. 100 Crore from finance industry stalwarts and is growing by leaps and bounds.
 
As a Credit Risk Analyst, you will be responsible for analyzing data to better understand potential risks, concerns and outcomes of decisions.

What you will do:

  • Reviewing the portfolio monitoring/ early warning signals mechanism on ongoing basis
  • Monitoring internal and external data points that may affect the risk level of a decision
  • Aggregating data from multiple sources to provide a comprehensive assessment
  • Coming up with the solution to reduce risks
  • Bringing fresh ideas to the table and being keen observers of trends on analytics and financial services industry
  • Creating reports, summaries, presentations and process documents to display results

 

Desired Candidate Profile

What you need to have:
 
  • MBA/BE/ Masters Statistics/ Mathematics, with work experience of 1-5 years in a similar company or related field
  • Work experience with analytics consulting into financial services Indian Banks/ NBFCs in-house analytics units or Fintech/analytics start-ups would be a plus

 

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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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ALTERNATE TITLES Tech Support, IT Assistant, Technical Support
DEPARTMENT Technology
COMPANY Sanghi Tech
SCENARIO Consulting Startup
REPORT TO IT Systems Administrator

We are looking for a technology enthusiast, carrying 2+ years of Assisting in IT Infrastructure setup in a startup environment with mixed computing (Windows + Mac) experience. This professional should be tech crazy, energetic and willing to learn new technologies and processes, and also assist the team in creating different solutions for the firm, and the external clients.
We are a futuristic startup, and this opportunity will not only enhance your existing skills, but also give you an edge over other tech professionals to learn and implement new technologies in-house, as well as, for external clients globally.

ABOUT COMPANY
Founded by Tarang Sanghi, Sanghi Tech is a tech consulting firm based in Jaipur, Rajasthan (INDIA).

We offer a wide variety of technology services tailored to our client's unique needs. We create high quality and scalable solutions across all stages of hardware and software setups — consultation, design, procurement, deployment, migration, and tech support.
For more details: www.sanghi.tech

ABOUT DEPARTMENT

We make awesome IT solutions using technology in creative ways and delivering the best user experience for all business requirements and provide business critical support. While ensuring all systems and applications run at peak performance. At SanghiTech, the Technology & Security team works together, to secure all information and physical infrastructure.

THE PROJECT(s)

Assist the team in developing and deploying the complete IT System backbone for our entire organisation and group businesses including, networking, security, storage and backup, user management etc.
Assist the team in deploying a CRM system across various sales teams.
Establish key relationships with various hardware and software vendors.

AREA OF RESPONSIBILITIES

IT SETUP
  • Source- Assess pain-areas in which new technology, solutions and workflows can be implemented to improve efficiency and productivity.
  • Identify- Test, flag and fix potential problems, inefficiencies and weaknesses in all IT platforms used across the company/ clients.
  • Analyse- Analysing a company's IT system and infrastructure.
  • Assistance- Assist the team in research, testing and deploying new solutions based on the requirements of different departments across the company - Admin, HR, IT, Accounts, Sales, Client Relations, Marketing & Design.
  • Innovate- Evaluate and foster innovation, to deliver high impact IT solutions by coordinating the business process-integration, automation and operation of all IT systems across the company / clients.
  • Implement- Installing computer equipment and software, working with users to recommend appropriate hardware and software upgrades.
  • Rearrange- Dealing with product faults and arranging repairs and replacements.
  • Maintain- Periodic updates and maintenance of all the software used across different departments.
  • Manage- Handle all employee joining and exiting formalities, for a smooth experience.
  • Update- Be able to provide strong day-to-day server and workstation support.

DOCUMENTATION
  • Prepare accurate and timely reports.
  • Document technical knowledge in the form of notes and manuals.
  • Ensure the creation and maintenance of all written documentation, including system and user manuals, company wiki, license agreements, warranties, and modifications & upgrades.

VENDOR MANAGEMENT
  • Coordinate with the vendors for specialised setups, be the company representative in supervising and coordination when an external agency is involved.
Requirements
Years of Relevant Experience- 2+ years

Education & Certifications-
  • We prioritise skills over degrees but B.E (Computer Science/ Computer Engg/ IT Engg.), MCA or equivalent education and experience is a bonus.
  • Progressive IT experience, including experience in a multi-office environment.
  • Some sort of certification and/or training on Mac based IT systems is highly desired.
Software and Applications-
  • In depth knowledge and expertise of the latest Microsoft and Mac OS & Server systems. Mobile Devices: iPhone, Android
  • GSuite / Google Workspace, Microsoft Office 365
  • Experience in backup, restoration and NAS setup & management.
  • Networking & Internet Technologies, Active Directory, Group Policy, DNS, DHCP, IIS, iSCSI, VPN
  • SaaS Applications, Business Apps & Tools (CRM, POS, CMS, ERP, ATS, HRMS etc.)
  • Knowledge of Adobe Creative Suite / Design software, Zoho products is a bonus.
Qualities & Capabilities-
Nature / Personality
  • Hunger to learn and grow, with a can-do attitude and immense passion in technology and how it can enhance the way people work. Keeping current with the latest technologies and developments.
  • A true “customer service” attitude is required along with excellent verbal/written communication skills, and strong time management/organisational skills.
  • Good listener, confident personality, courteous and friendly manner, absolute integrity.
  • Work to deadlines and adapt quickly to a fast changing environment.
  • Should adhere to strict confidentiality in maintaining all company and client data.
Abilities
  • Good organization skills and the ability to work closely in collaboration with all teams and external vendors.
  • The ability to troubleshoot in a complex technical environment and to work with limited supervision is critical.
  • The ability to manage expectations in a deadline driven culture (where a feeling of urgency is the norm) is vital in this role.
  • Must possess a strong creative ability to apply IT to solve business problems.
  • Superior analytical, evaluative, technical, and problem-solving abilities.
Knowledge
  • IT Budget, Procurement and Vendor management.
  • IT Infrastructure Management.

Benefits
We offer competitive compensation and benefits.
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Professor:

To drive the campus academic operations in close coordination with,

    a) Head of Departments. b) Faculty members c) Students

To create an 'IT centre of excellence' at the campus.

Should have driven the academic function of IT dept.

Should have experience of handling the academic operations

Associate / Assistant Professor:

Adhering to university time line (other the new courses)

To ensure coverage of Syllabus as per university standards

Learning Outcome

Examination Result ( Includes both Internal & Main Exams)

Knowledge Improvement Program

Innovation & Development

 

Technical Skills:

  • General: C++, Java, OS, RDBMS, Software Engg, Data Structure etc
  • Niche technologies like Cloud, Mobility, Information security, Data Science, IoT and Artificial Intelligence to name a few

 

 Behavioural Competencies:

  • Strong Leadership Qualities              
  • Excellent Communication skills              
  • Strong interpersonal skills to work with diverse teams        
  • Strong Presentation Skills

 

Qualification: B.Tech, M.Tech & Ph.D - Completed / Pursuing

Year of Exp:

  • Professor: Min 12+ years of exp post PG and 5 years post Ph.D
  • Associate Professor: Min 10+ years of exp post PG and 3 years post Ph.D
  • Assistant Professor: 2+ years exp

 

How you match

 
Criteria provided by job poster

Skills

  • Match
     
    Teaching
  • No match
    Data Privacy
  • No match
    Internet of Things (IoT)
  • No match
    Artificial Intelligence (AI)
  • No match
    Curriculum
  • No match
    Network Security
  • No match
    Presentation Skills
  • No match
    Information Security
  • No match
    RDBMS
  • No match
    Interpersonal Skills.
Read more
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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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