Business Development Executive

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Summary:

We are seeking a highly skilled Python Backend Developer with proven expertise in FastAPI to join our team as a full-time contractor for 12 months. The ideal candidate will have 5+ years of experience in backend development, a strong understanding of API design, and the ability to deliver scalable, secure solutions. Knowledge of front-end technologies is an added advantage. Immediate joiners are preferred. This role requires full-time commitment—please apply only if you are not engaged in other projects.

Job Type:

Full-Time Contractor (12 months)

Location:

Remote / On-site (Jaipur preferred, as per project needs)

Experience:

5+ years in backend development

Key Responsibilities:

• Design, develop, and maintain robust backend services using Python and FastAPI.
•  Implement and manage Prisma ORM for database operations.
• Build scalable APIs and integrate with SQL databases and third-party services.
• Deploy and manage backend services using Azure Function Apps and Microsoft Azure Cloud.
• Collaborate with front-end developers and other team members to deliver high-quality web applications.
• Ensure application performance, security, and reliability.
• Participate in code reviews, testing, and deployment processes.

Required Skills:

• Expertise in Python backend development with strong experience in FastAPI.
• Solid understanding of RESTful API design and implementation.
• Proficiency in SQL databases and ORM tools (preferably Prisma)
• Hands-on experience with Microsoft Azure Cloud and Azure Function Apps.
• Familiarity with CI/CD pipelines and containerization (Docker).
• Knowledge of cloud architecture best practices.

Added Advantage:

• Front-end development knowledge (React, Angular, or similar frameworks).
• Exposure to AWS/GCP cloud platforms.
• Experience with NoSQL databases.

Eligibility:

• Minimum 5 years of professional experience in backend development.
• Available for full-time engagement.
• Please excuse if you are currently engaged in other projects—we require dedicated availability.

🚨 Hiring Alert 🚨

We are Hiring Java Backend Intern for 2 months !

Skills Required:

1. Good understanding of Java 17, Spring and any Sql database

2. Good Understanding on designing low level code from scratch

3. Experience in building database schema and code architecture

4. Familiar with design patterns and willingness to write clean, readable, and well-documented code.

5. Familiarity with tools like postman, STS or intelij

6. Understanding of REST APIs and their role in application development.

7. Good DSA and problem solving skills

Roles & Responsibilities:

1. Assist in developing and maintaining web applications.

2. Learn to utilize open source tools for integration

3. Collaborate with team members to design and implement new features.

4. Contribute to optimizing application performance and resolving bugs.

5. Stay curious and keep learning new technologies relevant to spring boot and spring reactive

6. Exposure to version control systems like Git.

7. Passion for learning and contributing to real-world projects.

Preferred Qualifications:

1. Min exp of 0-2 years.

2. Skills in computer science/IT and relevant.

What You’ll Gain:

1. Stipend - 8k -10k/ month, subjective to your performance

2. Hands-on experience in building production-grade applications.

Required Skills

• 4-6 years of professional experience building server applications with Node.js and the Spring framework.
• Experience working with the AWS Development stack, including: Lambda, API Gateway, DynamoDB, Cognito, Mobile Analytics, EC2 and RDS

Experience working with a handful of the following:

• relational databases: MySQL, or PostgreSQL or Oracle
• document-based data stores: MongoDB or CouchDB,
• key-value stores: DynamoDB, Redis, Memcached
• column-stores: Cassandra, Vertica
• Ability to work with front-end web technologies, like: HTML5/CSS3/Angular/Bootstrap
• Strong familiarity with *nix command line operations

Job Summary: Our growing company is in need of an experienced and resourceful Business Development Executive (Online Bidder) to develop the growth opportunities in existing and new IT Markets. Expected Qualities -

1. Must have experience in Online bidding.

2. Must be familiar with Online portals like Upwork

3. Experience in proposal writing.

4. Confident enough to do international Client Communication using emails, chat, audio and video call, Skype call

5. Excellent expertise in Sales for the projects as IT Services for Digital Marketing, SEO, and online branding projects.

6. Good working experience in effort estimation, client follow up, proposal writing.

7. Excellent communication/presentation skills and ability to build relationships

8. Analytical and time-management skills

9. Up selling and cross selling skills

10. A flexible work schedule

Roles & Responsibilities:

1. To identify profitable business opportunities based on the analysis of potential profit margins, timescales, and competition

2. The candidate is responsible for generating business from online Bidding Portals like Upwork.

3. Responsible for bidding on Digital Marketing, SEO, and online branding projects.

4. To develop and maintain a lead generation plan.

5. Will be responsible for generate new leads and contribute to revenue generation.

6. Creating and maintaining a list/database of prospect clients, maintaining a database of prospective client information.

7. Responsible for costing, negotiations, follow up & requirement gathering.

8. To identify and report on market trends, competitor activity, customer demand, buying process developments and other relevant market intelligence

Build new features, enhance existing functionality and fix issues in the Windows Desktop application.

Help develop and maintain UI component library (Windows, dialogs , complex widgets)

Advise and assist the other developers in the Desktop.

Skills required

1. Very strong programming skills in UI development using Qt/C++
2. A strong ability to think about components and modules as they relate to other components as part of a larger system.
3. QML knowledge is a plus
4. Cross platform application development knowledge is a plus, not mandatory
5. A very strong attention to detail and the willingness to deliver pixel perfect UI according to the designs.
6. Must have: Very strong in ModelView architecture
7. Must have : In-depth C++, STL, and data structures knowledge

Desirable : Familiar with unit test frameworks like QtTest or Gtest

Desirable : Experienced with Agile methodology

Desirable : Knowledge in GIT or any other config management tool

Good understanding of object oriented techniques methodologies.

Good hands-on experience of C++ system programming and design.

Key Skills

C/C++, Qt, STL, Design, QML

Experience In product development is good to have

• Bachelor's degree in Computer Science, Engineering, Operations Research, Math, or related discipline.
• Minimum 2+ years of experience as an Analyst role preferred.
• Highly proficient in Microsoft Office and Windows based applications.
• SQL AND Excel Knowledge and Hands-on experience is a must.
• Demonstrated Analytical ability, results-oriented environment with external customer interaction.
• Excellent written and verbal communication and presentation skills and the ability to express thoughts logically and succinctly.
• Entrepreneurial drive and demonstrated ability to achieve stretch goals in an innovative and fast-paced environment.

Preferred Qualifications

• Experience with E-Commerce, Retail and Business Analytics would be an advantage.
• Understanding of data warehousing, data modeling concept and building new DW tables
• Advanced SQL skills, fluent in R and/or Python, advanced Microsoft Office skills, particularly Excel and analytical platforms