BPO Sales Team Leader

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

•  Work experience as a Java Developer.
•  Experience designing, building and testing Java EE applications.
•  In-depth knowledge of popular Java frameworks like JSF and Spring MVC.
•  Very good understanding of design patterns Hands on experience on ORM framework
•  Design and develop reusable libraries and APIs.
•  Experience with Object-Oriented Design (OOD).
•  Experience on handling exceptions Experience on handling transaction
•  Excellent knowledge of Relational Databases, SQL and ORM technologies ( JPA2, Hibernate)

Company: Barcadly Services (www.barcadlyservices.com)

Team Lead Intern

Location: Kolhapur , Maharashtra

Job Type: Internship

Duration: [6 months]

About Us:

Barcadly Services is a full fledge "Digital Marketing Agency" Our head office is in Mumbai & Kolhapur, the company was established in the year 2018.

We strongly supports and follows the mission of Digital India laid down by Prime Minister Shri. Narendra Modi and provides cost-effective branding solutions for start-ups & big companies in India. At Barcadly services, you will get an insight regarding what is it like to work with a pioneering Digital Marketing Agency in India.

After all, you will only seldom find someone as efficient as we are, when it comes to offering personalized performance marketing.

Thanks to our tight-knit team we have been able to assist over 170 + businesses and establishing themselves in the digital arena."

Key Responsibilities:

·      Lead and manage a team of interns or junior team members on various tasks and projects.

·      Organize team meetings and ensure clear communication across team members.

·      Help establish and track project goals, timelines, and deliverables.

·      Provide support, guidance, and feedback to ensure the team meets deadlines and maintains high standards of quality.

·      Collaborate with senior leaders and team members to align project goals with company objectives.

·      Motivate and inspire the team to achieve individual and collective goals.

·      Help resolve conflicts and maintain a positive and productive work environment.

·      Assist in evaluating team members' performance and offering constructive feedback.

·      Ensure all team members have the resources and support they need to succeed.

·      Contribute to the development and implementation of processes to improve team efficiency.

Qualifications:

·      Current student or recent graduate in Business, Management, Communications, or a related field.

·      Previous experience in a leadership or supervisory role (academic projects, student organizations, or prior internships are acceptable).

·      Strong organizational and time-management skills.

·      Excellent communication skills, both written and verbal.

·      Ability to work independently and collaboratively in a fast-paced environment.

·      Problem-solving mindset with the ability to make decisions and manage team dynamics.

·      A proactive and positive attitude with a focus on team success.

·      Strong interest in developing leadership skills and experience in a professional setting.

·      Preferred Skills (Optional):

·      Experience with project management tools (e.g., Trello, Asana, Monday.com) is a plus.

·      Familiarity with team collaboration platforms (e.g., Slack, Microsoft Teams) is a plus.

·      Previous internship or experience in team management is a plus.

Benefits:

·      Develop valuable leadership and team management skills.

·      Gain hands-on experience managing real-world projects and coordinating a team.

·      Opportunity to work directly with senior management and learn from experienced professionals.

·      Mentorship and professional development opportunities.

·      Exposure to cross-functional work and project management tools.

● 1-2 years in outbound focused sales position desired; customer-oriented background

required (sales, support, customer service) in B2B preferably

● Bachelor’s degree in business, marketing, or related field

● Excellent communication and interpersonal skills

● The ability to generate leads independently.

● Willingness to learn and apply the fundamentals of the MEDDIC Sales process approach

● Great to have-Artificial Intelligence, Machine Learning and/or Computer Vision

● Knowledge of the AI industry and emerging technologies

Role and Responsibilities:

We are seeking a skilled and experienced individual to join our team as a Post Silicon Validation Engineer. In this role, you will be responsible for validating and analyzing the performance of SOC level environments. Your primary duties will include functional and compliance testing, characterization across power, performance, and thermal parameters, as well as data collection and analysis for PVT analysis, SNR, harmonic distortions, dynamic range, and data rates. Additionally, you will be involved in debugging silicon failures to optimize the overall system performance.

Candidate Qualifications:

To be considered for this position, you must have the following qualifications:

• Strong exposure to validation methodologies and analysis techniques
• Proven experience in SOC level environment bring up
• Expertise in functional and compliance testing
• Experience with data collection and analysis for PVT analysis, SNR, harmonic distortions, dynamic range, and data rates
• Ability to debug silicon failures and optimize system performance

Required Skills:

In order to succeed in this role, you should have the following skills:

• Proficiency in C and Python programming languages
• Familiarity with NI LabVIEW, TestStand, and Actor-framework
• Experience in developing test plans and integrating serial communication protocols
• Ability to automate lab instruments using SCPI commands with GPIB controllers
• Experience in developing test cases and drivers
• Knowledge of tools such as Infiinium Test Compliance Application, Lauterbach T32 Trace32, DMM, FG, DSO, Temp C, Digital Multimeter, Function Generator, Digital Storage Oscilloscope, and National Instruments PXI – DAQ
• Proficiency in SPI, I2C, USB2, RS232, USB3 SS, JTAG, and AMBA protocols
• Ability to analyze and debug protocol level failures

1. Create Exclusive Distributors (minimum 4 in 4 months) in your respective areas of operation

1. To work directly with the distributor and the sales executives in designing and implementing key marketing campaigns.

1. To actively engage yourself to collect inventory, stocks and work reports of the distributor in a

daily/weekly basis.

1. To look after smooth functioning and supply chain of the authorized distributor under your

periphery.

1. To oversee sales executive schedule and plan them accordingly.

1. To facilitate cross-functional communications among project stakeholders.

1. To actively engage yourself with core marketing policies required for business development.

1. To look after the grievances and claims arising from time to time maintaining proper

coordination with the company.

1. To actively follow other marketing strategies and instructions as and when instructed by the company.