SmartCoin
https://smartcoin.co.inAbout
SmartCoin is working towards building the NextGen FinTech company with a mission to provide a state-of-the-art, user-friendly and scalable lending platform. Your contribution will directly impact millions of Indians who lack access to simple and transparent financial products, the first being quick and easy loans.
We are an early-stage startup and we believe in giving complete freedom and responsibility to team members and helping them prosper in a collaborative and fun-loving environment. Our team comprises of IIT/IIM graduates with senior-level experience in various investment banks and tech start-ups. We are well funded by marquee investors and working towards building the largest and first-of-its-kind mobile app-based digital lending startup. Our founders have experience in growing and nurturing strong technology teams and have always encouraged entrepreneurship.
SmartCoin in News:
https://www.vccircle.com/unicorn-india-ventures-backs-micro-lending-startup-smartcoin/
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The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Overview:
The Risk Manager will oversee the organization's risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization.
Key Responsibilities:
- Designing and managing the consumers' credit portfolio and risk within the desired target
- Driving new experiments with deeper cust understanding and segmentation
- Leverage traditional and alternate data to create risk policies and ensure effective implementation
- Continuously plans, monitors, and reviews risk management and perform regular checking and/or surveillance to ensure that risk treatment is effective
- Establish, implement and manage risk policy and control frameworks, ensuring that minimum standards, ownership and operation are documented and communicated across the Group
- Manage a governance structure to monitor, challenge and test business compliance with risk policies and control frameworks
- Develop, lead and maintain a center of expertise within 1st line risk management
- Maintain comprehensive credit policy inventory and facilitate timely periodic review/approval of credit policies
- Monitor and communicate new regulatory issues/guidance impacting credit policy, analyze the impact, interpret and implement into policy
Education and Experience:
- Bachelor's degree in Risk Management, Finance, or related field required.
- At least 7+ of related experience is preferred.
- Strong knowledge and experience in risk management and policy
- Excellent verbal and written communication skills.
- Excellent mathematical and critical thinking skills.
- Excellent analytical and problem-solving skills.
- Excellent organizational skills and attention to detail.
- Strong supervisory and leadership skills
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Java
Spring Boot• Knowledge of Agile methodologies & best practices for the SDLC (including coding standards, code
reviews, source control management & build processes).
• Must have experience in designing Factories/API/Interfaces independently in Java
• Highly skilled in using OR Tools like Hibernate/Ebean.
• Must have a good understanding of relational databases (MySQL/Postgres), transactions, and indexing.
• Must be able to do performance optimization, and use multi-threading wherever possible.
• Experience with Kafka, Big Query, and ElasticSearch a plus.
• Drive test coverage and continuous delivery automation within the team.
• Experience with building highly available and scalable distributed systems a plus.
Preferred Qualifications:
• 3-4 Years of experience with a Bachelor’s/Master's degree in Computer Science, Math, or Related
technical domain from reputed organizations.
• Strong communication & mentoring skills
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
JavaSpring Boot
Redis• Determining project requirements and developing work schedules for the team.
• Delegating tasks and achieving daily, weekly, and monthly goals.
• Liaising with team members, management, and clients to ensure projects are completed
to standard.
• Identifying risks and forming contingency plans as soon as possible.
• Analyzing existing operations and scheduling training sessions and meetings to discuss
improvements.
• Keeping up-to-date with industry trends and developments.
• Updating work schedules and performing troubleshooting as required.
• Motivating staff and creating a space where they can ask questions and voice their
concerns.
• Being transparent with the team about challenges, failures, and successes.
• Writing progress reports and delivering presentations to the relevant stakeholders.
Technical Lead Requirements:
• Bachelor’s degree in computer science, engineering, or a related field.
• Relevant Management certification may be required.
• Experience in a similar role would be advantageous.
• Excellent technical, diagnostic, and troubleshooting skills.
• Strong leadership and organizational abilities.
• Willingness to build professional relationships with staff and clients.
• Excellent communication, motivational, and interpersonal skills
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About the company
SmartCoin is working towards building the NextGen FinTech company with a mission to provide a state-of-the-art, user-friendly and scalable lending platform. Your contribution will directly impact millions of Indians who lack access to simple and transparent financial products, first being quick and easy loans.
About SmartCoin We are an early-stage startup and we believe in giving complete freedom and responsibility to team members, and help them prosper in collaborative and fun-loving environment. Our team comprises of IIT/IIM graduates with senior level experience in various investment banks and tech start-ups. We are well funded by marquee investors and working towards building the largest and first of its kind mobile app based digital lending startup. Our founders have experience in growing and nurturing strong technology teams, and has always encouraged entrepreneurship.
SmartCoin in News:
https://www.vccircle.com/unicorn-india-ventures-backs-micro-lending-startup-smartcoin/ https://inc42.com/buzz/smartcoin-funding-unicorn/
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FlexiLoans, a dynamic digital financing platform, emerged with a mission to address the challenges that small businesses encounter in securing quick, flexible, and adequate funds to foster their growth. With a vision to provide "Financial access at a click," our team comprises seasoned professionals from diverse backgrounds, including ex-founders, investment bankers, and experts in e-commerce and payments, all driven by a passion to make a positive impact on the lives of over 70 million MSME businesses in India.
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Our 100% digital origination process is fortified by over 100 embedded partnerships with industry giants such as Amazon, Flipkart, Nykaa, Paisabazaar, and more, facilitating seamless credit access for MSME businesses. Founded by CA/ISB alumni, FlexiLoans has garnered support from marquee funds and high-net-worth individuals, including MAJinvest, Fasanara Capital, Sanjay Nayar, Dr. Harry Banga, Yogesh Mahansaria, Gunit Chaddha, Anil Jaggia, Vikram Sud, Narayan Seshadri, Gopal Srinivasan, and Siddharth Parekh.
Explore our diverse range of financial solutions on our website: https://www.flexiloans.com/. Join us in revolutionizing financial access for small businesses, one click at a time.
Why Join Us:-
At FlexiLoans we are a three-time certified ‘Great Place to Work’ workplace. You will be working with top-tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front-row seat to the MSME Fintech revolution in India.
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At Smartstaff we are building an ecosystem focused to make work better for the 100 million blue-collar people working in India's industrial hubs.
Want to know how we are doing this? By leveraging technology to provide a layer of trust & efficiency between companies & their blue-collar people. And helping reward the blue-collar with the right nudges & incentives throughout their work journey.
Smartstaff is a full-stack blue-collar platform designed for manufacturing companies & their biggest asset, the people. Its key offerings are:
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- Benefits like advance salary, insurance, great accommodation, and more. These benefits can improve blue-collar retention by ~30%.
- A mobile-first HRMS platform that automates and digitizes all aspects of workforce management for manufacturing plants, starting with attendance capturing to payrolling & compliance
- Rewarding good behavior - both professionally & financially by incentivizing savings & goal-based investments, regular turn up to work, applying for leave and many other ways
Our team is made up of seasoned entrepreneurs, brilliant engineers, driven sales professionals, creative marketers, and persistent operations folks who have done this before and want to do it again. This time bigger…
What’s left to add?
You
Website: http://www.smartstaff.co.in/
Meet our Founders:http://www.smartstaff.co.in/our-company
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About Us:
At OneCode, we are redefining the way India earns. We are bringing fintech to the untapped Bharat of 500 million online users. We are building the largest network of trusted agents via a platform that connects consumers to financial brands with the power of technology. Alongside providing a source of income to the largest unemployed sector.
Challenges:
- Lack of awareness - Consumers are unaware of the best financial solutions in the market.
- No proper medium - Fintech brands find it difficult to reach out to the right consumers in tier 2,3 & 4 cities.
- Trust deficit - Unlike an urban user, consumers from rural areas lack trust in modern fintech services & products
The rise of OneCode
- April 2019, Founded by Manish Shara & Yash Desai
- August, 2020, Raised Seed Funding led by Waterbridge Ventures
- July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors.
- March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors.
Investors who trust our mission
- Kunal Shah - Co Founder, CRED
- Kalyan Krishnamurthy- CEO Flipkart
- Harshil Mathur - Co Founder, Razorpay
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- Sujeet Kumar - Co Founder, Udaan
- Lalit Keshre - CEO, GROWW
- Gaurav Munjal - Co-founder & CEO, Unacademy
- Aakrit Vaish - Co-founder & CEO, Haptik
- Jitendra Gupta - Founder, Jupiter
- Amrish Rau - CEO PineLabs
- Gokul Rajaram - Product & Business, Doordash
Why OneCode
- High-end Technology
- Make in India
- Accelerated Growth
- Build for next Billion users
- Fast pace & Innovation
- Opportunity to Strive
Culture:
- Flat hierarchy
- Flexible working hours
- Open leave policy
- Peer group
Perks:
- Insurance
- Game Club
- Jamborees
- Wellness
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Culture overview
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Wealth Creation: Equity-based compensation above regular pay with easy dilution events. The allocated budget on continuing education and General well-being apart from your salary. Performance-based, Joining and Year-end fixed Bonuses with yearly increments. As our start-up grows, so do our perks and benefits. We’re actively innovating how we support our employees.
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