Niro Career

• Applying engineering and analytical skills to solve real business problems.
• Owning end to end responsibility of design/architect/develop/deploy phases.
• You will build BE modules from the ground up, write modular and maintainable code in Java/ Kotlin.
• Participate in code reviews.

• 4+ years’ experience in software development building production grade web systems.
• Able to design APIs and associated database schema.
• Experience developing software services and an understanding of design for scale, performance and reliability.
• Extensive knowledge in MySQL and Spring Boot (Java/ Kotlin).
• API Documentation and Unit Testing.

• As a founding member of the Product team, you will be responsible for managing the roadmap, features and manage the product lifecycle of the Niro credit applications.

• Setup data-driven experiments to optimize for key metrics, conversions etc.

• Communicate extensively with users and stakeholders to understand their pain points and eliminate those.

• Define clear and well-scoped requirement documents.

• Work with engineers and designers and ship features and product improvements.

• 4+ years experience in Product Management and working closely with designers and engineering team members to ship products.

• Passion for solving consumer problems.

• Excellent communication skills.

• High affinity for making decisions with data.

• Prior Fintech experience and/ or experience in shipping delightful products is a plus.

• Prior experience with product experimentation is a plus.

• To work with smart, talented, fun people all around you.

• To work for a well-funded, fintech company with a good comp and benefits.

• Generous ESOP with no nasty clauses.

• Unlimited sick leave

• A learning wallet to upgrade your skills

Niro allows any consumer internet platform to become a provider of competitive, frictionless and innovative credit products, thereby helping the platform:

• Drive engagement

• Create Value

• Drive Revenue

What this means is that we will be occupying real estate on large consumer platforms (think Swiggy, Uber etc.), and offering fintech services on such platforms to a large number of their users. Thus it becomes very important for us:

• To effectively reach out to our target customers to drive product demand (through an industry-leading CRM)

• Work with our platform partner(s) to design marketing campaigns that will optimise response-rates and in-funnel conversions

Marketing, optimisation & retargeting will have a defining impact on all the firm's acquisition & operating metrics. To that end, we are looking for a talented performance marketing manager to join us, and build a best-in-class acquisition engine using the power of pre-filtered segmentation, personalized communication & marketing automation.

You will be a great fit if you:

• Are a good person, flexible and can understand/ operate within constraints.

• Have worked on marketing automation tools like- WebEngage/ MoEngage / Clevertap / LeadSquared / Netcore / etc.

• Set up automated journeys on these platforms for new customer acquisition and funnel conversion across various communication mediums e.g. WhatsApp, SMS, IVR, Custom Audience (Paid Media), Email / Chatbot

• Familiar with A/B and multivariate testing

• Enjoy end-to-end responsibility on campaign management (right from ideation to conceptualization to creation of landing pages, emails, content, to implementation & monitoring

• Are open to being challenged by a talented team, and can build consensus around your views

• Eager to work on on hard problems and are known for paying a great attention to detail.

• Have worked in an early stage startup in the past.

• Have fintech experience

• Own campaign management for all product across the org, starting with unsecured credit products

• Collaborate closely with product, sales, and analytics to leverage learnings and optimise CRM performance in order to maximize conversions & minimise acquisition costs

• Report to the CEO in this role.

• To work with smart, talented, fun people all around you.

• To work for a well funded, fintech company with a good comp and benefits.

• To be a part of a generous, transparent ESOP plan

• Unlimited sick leave

• A learning wallet to upgrade your skills

• Gather information from multiple data sources make Approval Decisions mechanically
• Read and interpret credit related information to the borrowers
• Interpret, analyze and assess all forms of complex information
• Embark on risk assessment analysis
• Maintain the credit exposure of the company within certain risk level with set limit in mind
• Build strategies to minimize risk and increase approval rates
• Design Champion and Challenger tests, implement and read test results
• Build Line assignment strategies