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Underwriting Jobs in Bangalore (Bengaluru)

2+ Underwriting Jobs in Bangalore (Bengaluru) | Underwriting Job openings in Bangalore (Bengaluru)

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SmartCoin

at SmartCoin

1 recruiter
Suchoritha Chatterjee
Posted by Suchoritha Chatterjee
Bengaluru (Bangalore)
6 - 16 yrs
₹20L - ₹80L / yr
Risk Management
Risk management framework
Policy analysis
Risk analysis
Risk assessment
+5 more

Overview:

 

The Risk Manager will oversee the organization's risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization.

 

Key Responsibilities:

 

  1. Designing and managing the consumers' credit portfolio and risk within the desired target
  2. Driving new experiments with deeper cust understanding and segmentation 
  3. Leverage traditional and alternate data to create risk policies and ensure effective implementation 
  4. Continuously plans, monitors, and reviews risk management and perform regular checking and/or surveillance to ensure that risk treatment is effective
  5. Establish, implement and manage risk policy and control frameworks, ensuring that minimum standards, ownership and operation are documented and communicated across the Group
  6. Manage a governance structure to monitor, challenge and test business compliance with risk policies and control frameworks
  7. Develop, lead and maintain a center of expertise within 1st line risk management
  8. Maintain comprehensive credit policy inventory and facilitate timely periodic review/approval of credit policies
  9. Monitor and communicate new regulatory issues/guidance impacting credit policy, analyze the impact, interpret and implement into policy

 

 

Education and Experience:

  1. Bachelor's degree in Risk Management, Finance, or related field required.
  2. At least 7+ of related experience is preferred.
  3. Strong knowledge and experience in risk management and policy 
  4. Excellent verbal and written communication skills.
  5. Excellent mathematical and critical thinking skills.
  6. Excellent analytical and problem-solving skills.
  7. Excellent organizational skills and attention to detail.
  8. Strong supervisory and leadership skills
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Bengaluru (Bangalore)
2 - 5 yrs
₹10L - ₹15L / yr
Underwriting
skill iconData Analytics
Investment analysis
Payment gateways
Credit Analytics
+5 more
If you are interested in joining a purpose-driven community that is dedicated to creating ambitious and inclusive workplaces, then be a part of a high growth startup with a world class team, building a revolutionary product!

Our client is a vertical fintech play focused on solving industry-specific financing gaps in the food sector through the application of data. The platform provides skin-in-the-game growth capital to much-loved F&B brands. Founded in 2019, they're VC funded and based out of Singapore and India-Bangalore.

Founders are the alumnus of IIT-D, IIM-B and Wharton. They have 12+ years of experience as Venture capital and corporate entrepreneurship at DFJ, Vertex, InMobi, VP at Snyder UAE, investment banking at Unitus Capital - leading the financial services practice, and institutional equities at Kotak. They've a team of high-quality professionals coming together for this mission to disrupt the convention.

As a Data Analyst - Underwriting & Risk, you will be developing a first of its kind risk engine for revenue-based financing in India and automating investment appraisals for the company's different revenue-based financing products

What you will do:
  • Identifying alternate data sources beyond financial statements and implementing them as a part of assessment criteria.
  • Automating appraisal mechanisms for all newly launched products and revisiting the same for an existing product.
  • Back-testing investment appraisal models at regular intervals to improve the same.
  • Complementing appraisals with portfolio data analysis and portfolio monitoring at regular intervals.
  • Working closely with the business and the technology team to ensure the portfolio is performing as per internal benchmarks and that relevant checks are put in place at various stages of the investment lifecycle.
  • Identifying relevant sub-sector criteria to score and rating investment opportunities internally.

 


Candidate Profile:

What you need to have:

  • Bachelor’s degree with relevant work experience of at least 3 years with CA/MBA (mandatory).
  • Experience in working in lending/investing fintech (mandatory).
  • Strong Excel skills (mandatory).
  • Previous experience in credit rating or credit scoring or investment analysis (preferred).
  • Prior exposure to working on data-led models on payment gateways or accounting systems (preferred).
  • Proficiency in data analysis (preferred)
  • Good verbal and written skills.
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