Web and Mobile App Designer

Job Title: Business Development Manager

Experience: 2-5 Year

Location: Chennai/Indore

Required Skills:

● Proven track record in US-based IT service sales (preferably in B2B).

● Excellent communication and interpersonal skills.

● Strong negotiation and closing capabilities.

● Familiarity with CRM tools like HubSpot, Salesforce, or Zoho.

Key Responsibilities:

● Identify, generate, and qualify leads for US-based service sales through various

channels (Upwork, LinkedIn, email campaigns, cold calling, etc.).

● Pitch IT services (Web/App Development, Digital Marketing, etc.) to prospects in

the US market.

● Handle the entire sales cycle – from lead generation to closure, including

negotiation and follow-ups.

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

The candidates should have:

·  Strong knowledge on Windows and Linux OS

·   Experience working in Version Control Systems like git

·  Hands-on experience in tools Docker, SonarQube, Ansible, Kubernetes, ELK.

·  Basic understanding of SQL commands

·  Experience working on Azure Cloud DevOps

Android Developer 

JD:- 

We are looking for an Android Developer who possesses a passion for pushing mobile technologies to the limits. This Android app developer will work with our team of talented engineers to design and build the next generation of our mobile applications. Android programming works closely with other app development and technical teams. 

Responsibilities: 

• Design and build advanced applications for the Android platform
• Collaborate with cross-functional teams to define, design, and ship new features Work with outside data sources and APIs
• Unit-test code for robustness, including edge cases, usability, and general reliability • Work on bug fixing and improving application performance
• Continuously discover, evaluate, and implement new technologies to maximize development efficiency

Requirements: 

• Proven software development experience and Android skills development • Proven working experience in Android app development and
• Have published at least one original Android app
• Experience with Android SDK
• Experience working with remote data via REST and JSON
• Experience with third-party libraries and APIs
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies

Job Description:

- Must have knowledge in developing web applications in PHP/MySQL

- Knowledge of Codeigniter Framework/LARAVEL

- Strong knowledge of Core PHP, OOPS and any PHP framework(Codeigniter)

- Strong knowledge of relational databases (MySQL, SQL)

Skills Required:

Excellent Communication skills, Positive attitude, Flexible, Quick learner.

Candidates who have completed training in PHP / Codeigniter Framework

Actively seeks to apply technology to appropriate tasks.

Shows willingness to learn new technology.