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REVIEW CRITERIA:
- Strong Credit & Risk strategist profile
- Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
- Must have strong understanding of automated underwriting and SMS underwriting for lending
- Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
- B2C Fintech Product companies
ROLE & RESPONSIBILITIES:
We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.
WHAT YOU’LL DO:
- Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
- Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
- Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
- Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
- Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
- Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
- Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
- Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
- Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.
IDEAL CANDIDATE:
- 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
- Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
- Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
- Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
- Strong communication, cross-functional collaboration, and a proactive, analytical mindset.
PERKS, BENEFITS AND WORK CULTURE:
- Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
- Best of both worlds: startup energy + listed company stability.
- Competitive pay and fast-track growth.
Strong inside sales profile
Mandatory (Experience 1): 6 month+ experience in sales (Open to fresh graduates / entry-level candidates, no prior experience is mandatory)
Mandatory (Experience 2): Must be comfortable with high-volume outbound calling and appointment setting
Mandatory (Experience 3): Must have a strong sales mindset, quick rapport building, and follow-up discipline
Mandatory (Language): Must have excellent verbal communication in English & Hindi, confident and persuasive on calls
Mandatory (Tools): Must have working knowledge of MS Office & G-Suite
Mandatory (Note 1): Must be willing to work full-time, in-office
Mandatory (Note 2): Female candidates only
Design, implement, and improve the analytics platform
Implement and simplify self-service data query and analysis capabilities of the BI platform
Develop and improve the current BI architecture, emphasizing data security, data quality
and timeliness, scalability, and extensibility
Deploy and use various big data technologies and run pilots to design low latency
data architectures at scale
Collaborate with business analysts, data scientists, product managers, software development engineers,
and other BI teams to develop, implement, and validate KPIs, statistical analyses, data profiling, prediction,
forecasting, clustering, and machine learning algorithms
Educational
At Ganit we are building an elite team, ergo we are seeking candidates who possess the
following backgrounds:
7+ years relevant experience
Expert level skills writing and optimizing complex SQL
Knowledge of data warehousing concepts
Experience in data mining, profiling, and analysis
Experience with complex data modelling, ETL design, and using large databases
in a business environment
Proficiency with Linux command line and systems administration
Experience with languages like Python/Java/Scala
Experience with Big Data technologies such as Hive/Spark
Proven ability to develop unconventional solutions, sees opportunities to
innovate and leads the way
Good experience of working in cloud platforms like AWS, GCP & Azure. Having worked on
projects involving creation of data lake or data warehouse
Excellent verbal and written communication.
Proven interpersonal skills and ability to convey key insights from complex analyses in
summarized business terms. Ability to effectively communicate with multiple teams
Good to have
AWS/GCP/Azure Data Engineer Certification
Key Responsibilities:
- Write creative and engaging copies for product descriptions, advertisements, blogs, and content marketing.
- Maintain brand voice and tone guidelines for consistent communication.
- Edit and refine creative content and curate short stories for social media.
- Collaborate with internal teams (Marketing, Design, Product Development) for content strategies.
- Coordinate brand communication with external partners, such as PR agencies.
- Research industry trends, competitors, and audience preferences to inform content.
- Edit and proofread content for accuracy, clarity, and brand adherence.
- Stay updated on trends in copywriting, digital marketing, and industry developments.
Requirements and Skills:
- Proven experience as a Copywriter with a strong creative portfolio.
- Knowledge of online content strategy and creation.
- Excellent writing, editing, and proofreading skills.
- Creative thinking, problem-solving, and the ability to simplify complex ideas.
- Strong research skills and a collaborative spirit.
- Excellent time-management and organizational skills.
- Familiarity with SEO principles (preferred).
- Graduation in any field is required.
Pranam. We wish you good health and best wishes. Please apply only if you have a professional experience for more than 1 year.
We are a Yoga Institute , based out of Bengaluru, looking for a skilled and technically equipped person to edit / shoot/ handle creative design works/ social media postings and related Skills:
1. Proficiency in Design Software: The candidate should be proficient in Adobe Photoshop, Illustrator, and After Effects. Familiarity with Microsoft Office and video editing software such as Adobe Premiere Pro, Final Cut Pro, or Davinci Resolve is also required.
2. Experience: A minimum of three years of experience in creative designing and video editing is essential.
3. Understanding of Design Measurements: The candidate should have a thorough understanding of different sizes and measurements used in designing.
4. Adaptability: A creative designer should be adaptable and able to work on a variety of projects, each with its own unique requirements.
5. Attention to Detail: A keen eye for detail is crucial in design. Small elements can make a big difference in the overall impact of a design.
6. Problem-Solving Skills: Design often involves solving problems, whether it's finding the most effective way to communicate a message or figuring out how to make a design work within certain constraints.
7. Knowledge of Current Design Trends: Staying up-to-date with the latest design trends can help a designer create work that feels fresh and relevant.
8. Time Management Skills: Design projects often have tight deadlines, so it's important for a designer to be able to manage their time effectively.
9. Understanding of Color Theory: Color can greatly affect how a design is perceived, so a good understanding of color theory is important.
10. Typography Skills: The ability to use type effectively is a key skill in design. This includes understanding which fonts to use, how to pair them, and how to use type to enhance a design.
11. Researching and Referencing: Should have strong research skills to gather ideas and inspiration for their designs and should also understand how to properly reference any work or ideas that are not their own to avoid plagiarism and respect intellectual property rights.
12. Proficiency in Hindi Literature: Should be proficient in typing Hindi literature. This skill is crucial for creating content that resonates with our Hindi-speaking audience and expands our reach.
- Has led engineering teams before with full-stack developers preferably and can contribute to building the team as per requirement
- Lead the team to plan, deign and build solutions
- Work closely with the founders to decide the direction of the product
- Have experience redefining the MSME sector
- Have worked on digitizing the supply side of the organization
- Have an experience of 6-8 years in the industry
- Preferable SaaS experience with a B2B set up
- OWASP Secure Code review,• Basic programing knowledge in any programming language and knowledge on secure development practices.
- OWASP TOP 10 vulnerabilities and their mitigations
- Hands on experience in Web Application Security Testing tools (SAST & DAST) and Penetration testing tools such as HP Fortify, Checkmarx, Acunetix, Nessus, Burp Suite, Metasploit., Qualys Guard, Kali Linux , etc.
- Understand/modify exploit code and find logical security flaws in applications
- Should have knowledge and experience on Network Security, Application Security, Internet Security, attack vectors.
- To carry out technical vulnerability assessments, identify potential vulnerabilities and provide recommended controls and support to mitigate them.
- Working towards achieving team and individual sales targets + incentives.
- Knowledge of all travel destinations and handling the client.
- Candidate must have an experience of working in the same field for at least 2 years (Telephonic Travel Sales)
- Candidate should be able to do follow on leads and explain about tour packages to the clients.
- Experience expected 2 - 7 years. Freshers can also apply having degree or diploma in same field.
We are hiring a Recruitment Specialist who can take care of hiring and team building.
Job Roles and Responsibilities:
- Coordinate with managers to identify staffing needs.
- Determine selection criteria.
- Source potential candidates through online channels (e.g. Job portals , Social media platforms, Professional networks).
- Plan interview and selection procedures, including screening calls, assessments and in-person interviews.
- Assess candidate information, including resumes and contact details, using our Applicant Tracking System.
- Design job descriptions and interview questions that reflect each position's requirements.
- Lead employer branding initiatives and manage a team of Recruitment executives.
- Forecast monthly, quarterly and annual hiring needs by department.
- Foster long-term relationships with past applicants and potential candidates.
Requirements:
- Must have experience in IT, Non IT and leadership roles hiring, preferably for startups.
- Proven work experience (minimum 3+ years) as a Recruitment Specialist or similar role.
- Experience in volume/bulk hiring for Sales roles.
- Familiarity with social media, resume databases and professional networks.
- Hands-on experience with full-cycle recruiting using various interview techniques and evaluation methods.
- Excellent verbal and written communication skills.
- A keen understanding of the differences between various roles within organisations.
- B-Tech or MBA in Human Resources Management.
We are looking for a react.js developer to join our front-end development team. In this role, you will be responsible for developing and implementing user interface components using React.js concepts and workflows such as Redux, Flux, and Webpack. You will also be responsible for profiling and improving front-end performance and documenting our front-end codebase.
- Reviewing application requirements and interface designs.
- Identifying web-based user interactions.
- Developing and implementing highly responsive user interface components using react concepts.
- Writing application interface codes using JavaScript following react.js workflows.
- Troubleshooting interface software and debugging application codes.
- Developing and implementing front-end architecture to support user interface concepts.
- Monitoring and improving front-end performance.
- Documenting application changes and developing updates.












