Hr Generalist

Job Title: Credit Risk Analyst

Company: FatakPay FinTech

Location: Mumbai, India

Salary Range: INR 8 - 15 Lakhs per annum

Job Description:

FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.

Key Responsibilities:

• Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
• Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
• Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
• Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
• Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
• Prepare comprehensive reports on credit risk analyses and present findings to senior management.
• Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
• Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
• Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
• Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.

Qualifications:

• Minimum qualification: B.Tech or Engineering degree from a reputed institution.
• 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
• Proficiency in data analysis, statistical modeling, and machine learning techniques.
• Strong analytical and problem-solving skills.
• Excellent communication skills, with the ability to present complex data insights clearly.
• A proactive approach to work in a fast-paced, technology-driven environment.
• Up-to-date knowledge of financial regulations and compliance standards.

We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

Job Description:

We are looking for an experienced Mainframe COBOL Developer to join our team in Pune. The ideal candidate will have strong technical expertise in COBOL, JCL, DB2, and other mainframe technologies, along with good problem-solving skills and the ability to work independently.

Key Responsibilities:

• Design, develop, test, and implement COBOL programs on IBM Mainframe.
• Maintain and enhance existing applications using COBOL, JCL, and DB2.
• Work closely with business analysts and QA teams to understand requirements and deliver solutions.
• Perform impact analysis, code reviews, and production support activities.
• Ensure adherence to SDLC processes and project guidelines.
• Troubleshoot and debug production issues in a timely manner.

Technical Skills:

• Strong experience with COBOL, JCL, DB2, VSAM.
• Proficiency in working on IBM Mainframe systems (z/OS).
• Experience with tools like TSO/ISPF, Endevor/Changeman, File-AID, Abend-AID.
• Understanding of CICS (if applicable).
• Exposure to batch processing and job scheduling tools (e.g., CA7, Control-M) is a plus.

Preferred Qualifications:

• Bachelor's degree in Computer Science, IT, or related field.
• Good communication and documentation skills.
• Ability to work in an Agile or waterfall development environment.

Business Development Executive (0–3 Years Experience)

Location: Gurgaon (On-site)

Experience Required: 0–3 Years

Education: B.Tech or MBA (Preferred)

About the Role:

We are looking for dynamic and ambitious Business Development Executives to join our growing team in Gurgaon. The ideal candidate should have hands-on experience in IT sales, lead generation, cold emailing, and B2B sales. You will play a key role in identifying business opportunities, nurturing client relationships, and driving revenue growth across domestic and overseas markets.

Key Responsibilities:

• Identify, qualify, and generate new business leads through various channels (cold emailing, LinkedIn, cold calling, etc.)
• Develop and maintain strong relationships with domestic and international clients in the IT services domain
• Collaborate with internal teams to understand client requirements and provide customized IT solutions
• Create and execute effective sales and marketing strategies to achieve revenue targets
• Manage the full sales cycle from lead generation to deal closure
• Maintain a strong understanding of IT services and technologies to communicate value propositions effectively
• Ensure consistent follow-ups with potential clients to convert leads into long-term partnerships

Required Skills & Qualifications:

• 0–3 years of proven experience in IT sales, lead generation, or B2B business development
• Experience in IT services or staff augmentation companies is a plus, but this role focuses on broader IT business development, not staffing sales
• Excellent communication, presentation, and negotiation skills
• Strong understanding of overseas client communication and business development
• Proficiency in CRM systems, LinkedIn Sales Navigator, and cold emailing tools is an advantage
• B.Tech or MBA in Marketing, IT, or a related field

Job description for Python/Backend Developer

We are actively looking for backend software engineers who are passionate about building cutting-edge systems that work on the latest tech stack (Python, Django) but also help save lives. You’ll have the opportunity to learn and lead the development of several AI-enabled products and solutions within the company that are geared to help accelerate the development of new cures and to reduce the inefficiencies in how healthcare information is managed. 

Key Responsibilities:

• Design, develop, and deploy scalable APIs using Python/Django.
• Integrate third-party APIs like Facebook page API, Google Business API, and all other social APIs (10+)
• Collaborate with cross-functional teams to define, design, and ship new features.
• Write clean, maintainable, and testable code.
• Develop and maintain authentication mechanisms, including OAuth, JWT, and SSO integration with third-party providers.
• Optimize and maintain existing APIs for performance and scalability.

Required Skills and Qualifications:

• Education: Bachelor’s degree in Computer Science, Information Technology, or related field.
• Experience:
• 2+ years of experience in Python development.
• Proven experience in designing and developing RESTful APIs.
• Advanced proficiency in Python programming.
• Strong experience with databases (e.g., MySQL, Elasticsearch).
• Hands-on experience with SSO protocols and implementation (e.g., OAuth, SAML, OpenID Connect).
• Experience integrating SSO with third-party providers.
• Proficiency in using JSON Web Tokens (JWT) for secure data exchange

• Technical Skills:
• Proficiency in Python and Python frameworks (Django, Flask).
• Solid understanding of web technologies (HTTP, SSL/TLS, JSON, XML).
• Familiarity with API documentation tools (e.g., Swagger, Postman).
• Experience with version control systems (e.g., Git).
• Expertise in authentication and authorization methods.
• Ability to write clean, maintainable, and efficient code following best practices.
• Experience in writing unit tests for code to ensure reliability and maintainability

• Job Title:- Service Engineer with experience in the water & wastewater field
• Job Location: Ahmedabad
• Exp:- 2 to 5 years of exp. in waste water equipment / water treatment plant
• Desired Candidate profile in Diploma/Bachelor in Engineer.

 Roles and Responsibilities

• Having Good knowledge of water treatment plants like Softer, RO, DM, ETP & STP plants.
• Having Good knowledge about job service in the water treatment Industry.
• Having Knowledge about plants operation, troubleshooting of WTP.
• Knowledge about plants.
• The candidate is expected to get sales of spares, consumables, service, AMC and O&M of plants.

Airflow developer:

Exp: 5 to 10yrs & Relevant exp must be above 4 Years.

Work location: Hyderabad (Hybrid Model)

Job description:  

·        Experience in working on Airflow.

·        Experience in SQL, Python, and Object-oriented programming. 

·        Experience in the data warehouse, database concepts, and ETL tools (Informatica, DataStage, Pentaho, etc.).

·        Azure experience and exposure to Kubernetes. 

·        Experience in Azure data factory, Azure Databricks, and Snowflake. 

Required Skills: Azure Databricks/Data Factory, Kubernetes/Dockers, DAG Development, Hands-on Python coding.

• Developing new user-facing features using React.js
• Building reusable components and front-end libraries for future use
• Translating designs and wireframes into high quality code
• Optimizing components for maximum performance across a vast array of web-capable devices and browsers

Designing and developing advanced applications for the Android platform

Unit-testing code for robustness, including edge cases, usability, and general reliability

Bug fixing and improving application performance

• Gathering business and functional requirements.
• Developing requirements documents: goal model, functional modeling, business process, customer interactions/wireframes; writing high-level user requirements (Epics and User Stories) and Process flows/analysis in JIRA
• Preparing use cases and formal requirements documentation.
• Analyzing and simplifying the requirement scenarios and be able to write prerequisites, Acceptance Criteria. Work closely with the business and technology to gather & write end to end business testing requirements and acceptance criteria.  
• Ensuring that releases are getting completed as per timeline and quality by working closely with the product delivery team and keeping daily track of progress.  
• Coordinate UAT activities prior to new product releases and client onboarding events including tracking of defects and progress of resolution.
• Escalation of issues in a timely manner.
• Ensure adherence to audit, SLA and operational standards.
• Demonstrations of new functionality to business and technology users.  
• Work in tandem with the Documentation team to produce user manual and system documents.
• Work closely with the support team to ensure timely knowledge transfer  
• Providing analysis and support for the project management, application development, and QA teams throughout the development lifecycle.
• Acting as a liaison between the technology department and other business units.
• Working on RFI or RFP proposals. Participating in process studies or pre-sales process of responding to RFI, RFP, and proposals.
• Leading business and technical analysis sessions to support new development efforts to meet current and projected business needs.
• Quickly understanding the business issues and data challenges of clients organization and industry.
• Providing expertise on the system's capabilities/limitations as it relates to business goals.
• Preparing impact and opportunity assessments regarding the cost/benefit of proposed projects.
• Aligning stakeholders on business requirements, system requirements, program functions, and strategy.

• 4 + years of hands-on experience with software applications as a BA
• Proficient with tools like Jira, Confluence, Wiki, Ms-Word, Excel, and Visio, etc. 
• Have a good experience of the Agile Process(SCRUM) 
• Can validate, refine and optimize solution option models, Through analysis of options, can select the option with the greatest business benefit bearing in mind the customer's & product objectives
• Can form a recommendation or recommendations, with justification, to the decision making authority/s, Applies effective influencing strategies to enable Decisions.
• Is able to take fresh views and avoid rigid thought patterns, Is prepared to investigate and challenge the unknown, Applies common sense and doesn't go over the top
• Comprehends end to end business life cycle and stated/unstated needs of the customer in order to provide value  
• Shows a good understanding of the domain and visualize new features and requirements from industry best practice and document them for technical implementation  
• Is clear and concise and writes in a format which is focused on the reader, avoids unnecessary detail, Documents are presented in a professional format with good spelling and grammar, clearly identifying any missing or incomplete content.  
• Demonstrates active listening and values others input/expertise, diversity of views/opinions and responds appropriately.