Data Scientist (Kofax Accredited Developers)

Job Title: National Credit Head and Independent Director

Location: Mumbai

Experience: 15–20 Years in banking or NBFCs,

Role Overview:

We are seeking a seasoned banking professional with deep expertise in credit underwriting and risk management to join our board as an independent director. The ideal candidate will bring strong governance capabilities, regulatory understanding, and the ability to provide independent oversight on credit strategy and risk practices.

Key Responsibilities:

• Provide independent oversight on credit risk, underwriting policies, and lending frameworks

• The person will be responsible for credit and underwriting functions, as well as overseeing the collections and recovery team

• Review and guide credit approval processes, portfolio quality, and risk appetite

• Participate in Board and Committee meetings (Audit Committee, Risk Management Committee, Credit Committee)

• Ensure compliance with applicable regulations and corporate governance norms

• Challenge management decisions constructively to strengthen risk controls

• Advise on credit strategy across retail, SME, or corporate segments

• Provide independent oversight of credit underwriting frameworks, policies, and risk appetite

• Review large credit proposals, sectoral exposures, and concentration risks

• Monitor asset quality, including NPAs, restructuring, and provisioning adequacy

• Evaluate stress scenarios and portfolio resilience across economic cycles.

Eligibility Criteria:

• Registered Independent Director with the Indian Institute of Corporate Affairs (IICA)

• 15+ years of experience in banking, NBFCs, or financial services

• Strong background in credit underwriting, risk assessment, and portfolio management

• Prior experience in senior roles such as Chief Credit Officer, Risk Head, or similar

• Familiarity with RBI regulations and compliance frameworks

• The individual should clear the independent director examination.

• The individual should have a sound knowledge of tech and should be able to guide the tech team.

Preferred Qualifications:

• Experience serving on boards or committees of financial institutions

• Expertise in specific lending domains (e.g., retail, MSME, structured finance)

• Professional qualifications such as CA, CFA, MBA (Finance), or equivalent

Key Skills:

• Financial analysis and credit appraisal

• Risk governance and regulatory compliance

• Strategic thinking and independent judgment

• Strong communication and board-level presence

Regards,

Radhika Sharma

HR manager

Estabizz Fintech Private Limited

• Strong Creative Director or Design Lead profiles
• Mandatory (Experience 1) -Must have minimum 10+ YOE in Visual / Graphic Design, Branding and Marketing Campaigns
• Mandatory (Experience 2) - Must have strong experience in Brand campaigns for Consumer Electronics / Durable products (like Smartphones, Smart Watch, Consumer Electronics) Or Automobile Brands - Read clients / brands worked for
• Mandatory (Experience 3) - Must be a Design focused profile, not copywriting focused
• Mandatory (Experience 4) - Must be managing a Creative team currently (Lead or Above in Current role)
• Mandatory (Portfolio) - Very Strong portfolio of Visual Design / branding works for Physical Consumer Products (Candidate should demonstrate strong portfolio evidence of creative direction, with competency in ideation, visualization, and Design)
• Mandatory (Company) - Consumer Electronics Brands OR Top Advertising Companies (Eg- Oglivy, McCann, Glitch, FoxyMoron etc)

Preferred

• Preferred (Experience 1) - Candidates with international exposure and experience on global brands are highly preferred.
• Preferred (Experience 2) - Must be managing a Creative team currently (Lead or Above in Current role)

Preferred Companies

Design Agencies / UX-UI Studios / Creative Consultancies (India + Global):

India-based:

StudioFibonacci, Lollypop Design Studio, Think Design, NetBramha Studios, YUJ Designs, Codesign, Fractal Ink, Parallel, DesignStrings, Turian Labs, Obvious (acquired by Flipkart), Open Strategy & Design, Studio Tilt, BC Web Wise, WowMakers, Foley Designs, Ogilvy, McCann, Dentsu, Lowe Lintas, Leo Burnett, FCB Ulka, MullenLowe Lintas, Wunderman Thompson, BBH India, BBDO India, Publicis, VML India (formerly Wunderman Thompson), The Glitch, FoxyMoron, Schbang, Kinnect, White Rivers Media, Tonic Worldwide, Interactive Avenues, RepIndia, WATConsult, Mirum India, DDB Mudra Group, Talented, Creativeland Asia, Brave New World.

Global:

IDEO, Frog Design, Pentagram, ustwo, R/GA, Huge Inc., AKQA, Designit, Fjord (Accenture), Smart Design, Fantasy Interactive, Work & C

·                    Design, develop, and implement AI/ML models and algorithms.

·                    Focus on building Proof of Concept (POC) applications to demonstrate the feasibility and value of AI solutions.

·                    Write clean, efficient, and well-documented code.

·                    Collaborate with data engineers to ensure data quality and availability for model training and evaluation.

·                    Work closely with senior team members to understand project requirements and contribute to technical solutions.

·                    Troubleshoot and debug AI/ML models and applications.

·                    Stay up-to-date with the latest advancements in AI/ML.

·                    Utilize machine learning frameworks (e.g., TensorFlow, PyTorch, Scikit-learn) to develop and deploy models.

·                    Develop and deploy AI solutions on Google Cloud Platform (GCP).

·                    Implement data preprocessing and feature engineering techniques using libraries like Pandas and NumPy.

·                    Utilize Vertex AI for model training, deployment, and management.

·                    Integrate and leverage Google Gemini for specific AI functionalities.

Qualifications:

·                    Bachelor’s degree in computer science, Artificial Intelligence, or a related field.

·                    3+ years of experience in developing and implementing AI/ML models.

·                    Strong programming skills in Python.

·                    Experience with machine learning frameworks such as TensorFlow, PyTorch, or Scikit-learn.

·                    Good understanding of machine learning concepts and techniques.

·                    Ability to work independently and as part of a team.

·                    Strong problem-solving skills.

·                    Good communication skills.

·                    Experience with Google Cloud Platform (GCP) is preferred.

·                    Familiarity with Vertex AI is a plus.

Our client is India’s first non- preservative brand for natural aroma products. Their offerings include skincare, haircare, body care, bath salts, carrier oils, massage oils, essential oils, handmade soaps, aroma diffusers, foot care and others. All their spa and aromatherapy products are a combination of the best of ingredients that are locally sourced from the freshest and purest sustainable resources. This homegrown D2C startup also has an impressive B2B portfolio and has tied up with well known brands for corporate gifting solutions and signature scents.

It sells its products through its own website, prominent retail stores and pharmacies as well as all the leading ecommerce portals. It has also stepped into the international market and has a strong overseas presence.

Founded by alumni of Stanford University Graduate School of Business and ISB, Hyderabad, this ISO certified company is indeed revolutionizing beauty care by harmonizing body, mind and soul.

As a Sr Manager - Marketplaces, you will be responsible for managing the ecommerce business on key accounts like Amazon, Flipkart or International Business on Amazon in USA and UAE. (Allocation of accounts based on business/ opportunity/ experience)

What you will do:

• Conducting, operating and achieving the business on key account with sales plan to achieve budgeted numbers
• Connecting/ coordinating with Account/ Category Managers of the key account/ Marketplaces
• Ensuring strong healthy relationship with the account team to drive business
• Understanding price sensitivity and managing pricing, ensuring there is price parity as per the policy
• Creating and managing ads, evaluating which ads are working and optimising the same to achieve
• Managing inventory, optimizing content for listings, listing hygiene as per platform standards/guidelines
• Inventory planning and management aligned with sales and marketing plan, focussing on top- sellers, to improve inventory turn and optimised discounting
• Ensuring our top-sellers are in category/ sub-category sales ranks with good visibility and discoverability
• Managing and tracking payments from the partner websites, reconciliation and ensuring there is no variance in the same
• Managing brand reputation through reviews/ ratings/ feedback on the account
• Constantly tracking competitor brands and product, comparative category share to be tracked and working on increasing it
• Using all the tools/ services available on the account that can help in increasing our customer base

What you need to have:

• Graduation is a must.
• Minimum 2-3 years experience in beauty and personal care as in Category(FMCG), Merchandising, KAM role or Business Manager Role on the E-commerce platform
• Experience in a highly analytical, results-oriented environment. (OKR’s). (Plan your work ; work on your plan)
• Proven operational skills and demonstrated ability to manage the business “by the numbers”. Must be metrics-driven.
• Desire to work in a fast-paced, challenging environment with business on mind
• Excellent written and oral communication and presentation skills and the ability to express thoughts logically and succinctly
• Demonstrated active listening skills, highly consultative and solutions-oriented.
• Ability to comprehend questions and ask the right people
• Advanced IT literacy especially in Microsoft Office applications.
• Proficiency in MS excel
• Track record of managing and troubleshooting technical, compliance and business problems
• Strong process definition and optimization skills
• Proven ability to define effective, efficient and scalable processes and drive continuous improvement through root cause identification and defect elimination in consumer experience, business process, product visibility
• Attention to detail and capability to work on multiple projects in parallel
• Easy with numbers and calculations, Ad account management is integral part of growth managers
• Experience with e-commerce, retail, would be an advantage
• Engineering Student (Drop outs also welcome)
• Excellent Communication Skills (Written/ Verbal)
• Strong sense of urgency ability to manage details and multiple tasks while responding to changing priorities and feedback
• A hands-on self-starter, with a can-do positive attitude, willing to roll up their sleeves to do whatever it takes to get the job done, and a strong work ethic will also be essential
• Relationship management: Managing team and working with external and internal stakeholders
• Managing Expectations: Can define Business ASK’s clearly (Number Specific)
• Negotiation skill for getting better visibility on Amazon, Flipkart and like portals (free and paid both)
• Marketing to Operation mindset (Size the Opportunity and how will you Seize the same)

• Engage in Node.js back-end development with MongoDB
• Work on Backend programming
• Work on databases
• Coordinate with front end teams for overall project overview
• Create User stories and UML, documentation of the business goals

• Must have knowledge of Node.Js, HTML, CSS
• Knowledge of git and AWS  
• Proficient in Data Structures and Algorithms  
• Good in Object oriented design
• Ability to work independently and manage the entire backend of all platforms associated with Rejolut
• Exemplary tasks – Explore something new every day!
• Responsibility – Bring in your own ideas and get supported in executing them. 
• Fun – Experience a family culture & celebrate with the founders & team.
• Team – Be a part of a high-performance & cultural diverse team

• Freshers can apply
• Students in their last semester or passed out in 2020 can also apply

• Working days: Monday to Friday
• Timings: 11:00 am to 7:00 pm
• Duration of internship: 6 months/PPO(Performance Basis)

• You are available for the above said duration.
• You prefer to work in a fast paced environment with growth & learning opportunities
• If you have not applied for an internship before with us.
•  have relevant skills and interests

•  Health Insurance
•  Work from Home
•  Fast growth and more visibility into the company
•  Experience to work on the latest technology
•  Competitive Learning Environment with supportive co-workers
•  Employee friendly HR Policies
•  Paid leaves up to certain limits
•  Liberal working atmosphere
• Get mentored by the best in the industry

• Work with creative and business partners to understand, build, and adjust web application functionality and visual presentation to support business goals
• Develop reusable, maintainable, accessible cross-platform HTML, CSS, and JavaScript for front end web application components while adhering to web and team standards
• Working in an AT/CI/CD paradigm develops with testing in mind; authors unit tests to provide sufficient testing coverage for each developed component
• Identifies opportunities to optimize and improve front end performance
• Remain curious and current with new developments in front end web development industry

Qualifications

• 0-2 years of practical front-end web development experience in writing and testing valid, web standards-based HTML, CSS, JS
• Understanding of basics of computer science such as Object-Oriented Programming, Data Structures, Development Patterns
• Good experience in front end development with both technical and visual expertise
• Some exposure to agile methodologies and supporting practices, tools, and technology
• Comfortable learning new technologies, tools, development/CI/CD processes, and best practices
• Ability to collaborate effectively with teams across different locations
• Possess effective verbal communication, writing, and presentation skills
• Analytical thinker with attention to detail
• E-commerce experience is a plus
• Knowledge of WCAG 2.0 AA is a plus
• Experience with react framework a plus
• Bachelor’s degree or equivalent relevant experience