- 3-5yrs of practical DS experience working with varied data sets. Working with retail banking is preferred but not necessary.
- Need to be strong in concepts of statistical modelling – particularly looking for practical knowledge learnt from work experience (should be able to give "rule of thumb" answers)
- Strong problem solving skills and the ability to articulate really well.
- Ideally, the data scientist should have interfaced with data engineering and model deployment teams to bring models / solutions to "live" in production.
- Strong working knowledge of python ML stack is very important here.
- Willing to work on diverse range of tasks in building ML related capability on the Corridor Platform as well as client work.
- Someone with strong interest in data engineering aspect of ML is highly preferred, i.e. can play dual role of Data Scientist as well as someone who can code a module on our Corridor Platform writing robust code.
Structured ML techniques for candidates:
- GBM
- XgBoost
- Random Forest
- Neural Net
- Logistic Regression
About A Fintech startup
Similar jobs
- Partners with business stakeholders to translate business objectives into clearly defined analytical projects.
- Identify opportunities for text analytics and NLP to enhance the core product platform, select the best machine learning techniques for the specific business problem and then build the models that solve the problem.
- Own the end-end process, from recognizing the problem to implementing the solution.
- Define the variables and their inter-relationships and extract the data from our data repositories, leveraging infrastructure including Cloud computing solutions and relational database environments.
- Build predictive models that are accurate and robust and that help our customers to utilize the core platform to the maximum extent.
Skills and Qualification
- 12 to 15 yrs of experience.
- An advanced degree in predictive analytics, machine learning, artificial intelligence; or a degree in programming and significant experience with text analytics/NLP. He shall have a strong background in machine learning (unsupervised and supervised techniques). In particular, excellent understanding of machine learning techniques and algorithms, such as k-NN, Naive Bayes, SVM, Decision Forests, logistic regression, MLPs, RNNs, etc.
- Experience with text mining, parsing, and classification using state-of-the-art techniques.
- Experience with information retrieval, Natural Language Processing, Natural Language
- Understanding and Neural Language Modeling.
- Ability to evaluate the quality of ML models and to define the right performance metrics for models in accordance with the requirements of the core platform.
- Experience in the Python data science ecosystem: Pandas, NumPy, SciPy, sci-kit-learn, NLTK, Gensim, etc.
- Excellent verbal and written communication skills, particularly possessing the ability to share technical results and recommendations to both technical and non-technical audiences.
- Ability to perform high-level work both independently and collaboratively as a project member or leader on multiple projects.
The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college
- You hold an MS/Ph.D. degree in a STEM domain and 5+ years in a relevant position
- You share your ideas and continuously improve yourself and the team around you.
- Experienced in building and scaling data teams across multiple locations and domains.
- You have a good understanding of evolving an organization’s culture based on analytics and data insights
- Natural and comfortable leader, have excellent problem-solving, organizational, and analytical skills
- Passionate about data improving business and engineering practices like continuous delivery, traceability, and observability
- Strong communication skills, high integrity, and great attention to detail
You’ll get to work with:
- Consumer-facing, as well as core platform, finance, and distribution business units
- Marketing and product teams, across to our engineering teams
- Modern infrastructure (Kubernetes, AWS, GCP)
What we offer
- We offer you a chance to be part of a truly amazing journey in a company that sets very high targets and works hard to achieve them. You will be able to work with smart, motivated, and engaged co-workers from all over the world, in an intense and very energetic environment. This leads to you having a tangible impact on the way that we operate and expand our business.
Some of the highlights of the package include:
- Strong technical culture of continuous innovation and improvement
- Chance to become a shareholder of Gelato!
- Flexible festive holidays, swap days off according to your values and beliefs.
- Work at one of our hub city offices or even remotely
- And much more!
- We are looking for an experienced data engineer to join our team.
- The preprocessing involves ETL tasks, using pyspark, AWS Glue, staging data in parquet formats on S3, and Athena
To succeed in this data engineering position, you should care about well-documented, testable code and data integrity. We have devops who can help with AWS permissions.
We would like to build up a consistent data lake with staged, ready-to-use data, and to build up various scripts that will serve as blueprints for various additional data ingestion and transforms.
If you enjoy setting up something which many others will rely on, and have the relevant ETL expertise, we’d like to work with you.
Responsibilities
- Analyze and organize raw data
- Build data pipelines
- Prepare data for predictive modeling
- Explore ways to enhance data quality and reliability
- Potentially, collaborate with data scientists to support various experiments
Requirements
- Previous experience as a data engineer with the above technologies
MTX Group Inc. is seeking a motivated Technical Lead - AI to join our team. MTX Group Inc. is a global implementation partner enabling organizations to become fit enterprises. MTX provides expertise across various platforms and technologies, including Google Cloud, Salesforce, artificial intelligence/machine learning, data integration, data governance, data quality, analytics, visualization and mobile technology. MTX’s very own Artificial Intelligence platform Maverick, enables clients to accelerate processes and critical decisions by leveraging a Cognitive Decision Engine, a collection of purpose-built Artificial Neural Networks designed to leverage the power of Machine Learning. The Maverick Platform includes Smart Asset Detection and Monitoring, Chatbot Services, Document Verification, to name a few.
Responsibilities:
- Extensive research and development of new AI/ML techniques that enables learning
the semantics of data (images, video, text, audio, speech, etc)
- Improving the existing ML and DNN models and products through R&D on cutting edge technologies
- Collaborate with Machine Learning teams to drive innovation of complex and accurate cognitive system
- Collaborate with Engineering and Core team to drive innovation of scalable ML and AI serving production platforms
- Create POCs to quickly test a new model architecture and create improvement over an existing methodology
- Introduce major innovations that can result in better product features and develop strategies and plans required to drive these
- Lead a team and collaborate with product managers, tech review complex implementations and provide optimisation best practices
What you will bring:
- 4-6 years of Experience
- Experience in neural networks, graphical models, reinforcement learning, and natural language processing
- Experience in Computer Vision techniques and image detection neural network models like semantic segmentation, instance segmentation, object detection, etc
- In-depth understanding of benchmarking, parallel computing, distributed computing, machine learning, and AI
- Programming experience in one or more of the following: Python, C, C++, C#, Java, R, and toolkits such as Tensorflow, Keras, PyTorch, Caffe, MxNet, SciPy, SciKit, etc
- Ability to perform research that is justified and guided by business opportunities
- Demonstrated successful implementation if industry grade AI solutions in the past
- Ability to lead a team of AI engineers in an agile development environment
What we offer:
- Group Medical Insurance (Family Floater Plan - Self + Spouse + 2 Dependent Children)
- Sum Insured: INR 5,00,000/-
- Maternity cover upto two children
- Inclusive of COVID-19 Coverage
- Cashless & Reimbursement facility
- Access to free online doctor consultation
- Personal Accident Policy (Disability Insurance) -
- Sum Insured: INR. 25,00,000/- Per Employee
- Accidental Death and Permanent Total Disability is covered up to 100% of Sum Insured
- Permanent Partial Disability is covered as per the scale of benefits decided by the Insurer
- Temporary Total Disability is covered
- An option of Paytm Food Wallet (up to Rs. 2500) as a tax saver benefit
- Monthly Internet Reimbursement of upto Rs. 1,000
- Opportunity to pursue Executive Programs/ courses at top universities globally
- Professional Development opportunities through various MTX sponsored certifications on multiple technology stacks including Salesforce, Google Cloud, Amazon & others