
REVIEW CRITERIA:
- Strong Credit & Risk strategist profile
- Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
- Must have strong understanding of automated underwriting and SMS underwriting for lending
- Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
- B2C Fintech Product companies
ROLE & RESPONSIBILITIES:
We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.
WHAT YOU’LL DO:
- Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
- Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
- Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
- Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
- Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
- Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
- Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
- Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
- Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.
IDEAL CANDIDATE:
- 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
- Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
- Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
- Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
- Strong communication, cross-functional collaboration, and a proactive, analytical mindset.
PERKS, BENEFITS AND WORK CULTURE:
- Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
- Best of both worlds: startup energy + listed company stability.
- Competitive pay and fast-track growth.

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Logistics:
- Daily freight rate Update to concerned departments.
- Negotiation of Ocean freight rate and arrange Quotation
- Booking Vessel and Container
- Daily Shipment status updation on excel sheet
- Monitoring the Lift on and Lift out of containers
- Monitoring daily Containers stuffing
- Monitoring the movement of export documents
- Co-ordination with operations team, CHA and Forwarder
- Tracking the shipment till delivery at destination
- Third party agency certifications & coordination
- Monitor freight & transportation invoices & coordinate on the same with Accounts department, CHA,
Forwarder, Vendors
- Reporting and tracking additional local charges
- Handling trouble shooting situations
- Miscellaneous routine tasks
- Follow up with Forwarders for release of D.O & container bookings etc.
- Prepare and maintain daily/Weekly & Monthly MIS Report
Reporting/Filing:
Conduct periodic reporting of all activities
- Manage documentation, filing, and record-keeping
Ad-hoc Activities:
- Assist in Ad-hoc activities
- Preparing reports - as required by Reporting Manager / Directors/ MD
- Develop and update Standard Operating Procedures (SOPs)
- Periodic logistics related visits, & meeting with vendors, CHA, forwarders as & when required by Reporting
Manager for smooth work
Working Relationship:
- External: Customers, Suppliers, and Service Providers
- Internal: Directors, Managing Director Reporting Manager, Assistant, employees from other departments, and
colleagues within the same department
KNOWLEDGE & EXPERIENCE
List educational requirements to qualify for
this position, including Specific Degrees,
Technical Training, Post-High School Course
Work, Field of Study, etc. Any licenses/
Certifications
- Sex: Male
- Age: 25-40 years
- Qualification: Any Graduate and Diploma holder
-
Ideal Experience/ Knowledge
Please list any other key attributes such as
knowledge, skills, or abilities crucial to
fulfilling the position’s duties.
- Post Qualification Experience: 4-5 Years
- Industry Experience: Shipping Line/ Forwarder/CHA
- Advanced skills in Excel and MS Office
- Ability to provide accurate and timely reports to the Reporting Manager and
Directors Experience in implementing company policies and procedures
- Skilled in document management and official correspondence
- Strong communication skills · Excellent interpersonal abilities, with
experience interacting with various levels of staff
- Effective time management and reporting skills
- Strong attention to detail
Job Title: Telecaller – Insurance Process
Process: Kotak Mahindra Bank Insurance
Location: Malad, Mumbai
Openings: 4 (Female candidates only)
Job Responsibilities:
Make outbound/inbound calls to customers regarding Kotak Mahindra Bank insurance products
Explain insurance plans, benefits, and policy details clearly
Handle customer queries and provide accurate information
Maintain proper call records and customer data
Achieve daily/weekly calling and conversion targets
Follow company scripts and compliance guidelines
Eligibility Criteria:
Qualification: Graduate (any stream)
Good communication skills in English & Hindi (regional language is a plus)
Freshers and experienced candidates both can apply
Basic knowledge of MS Excel/CRM preferred
Salary & Benefits:
Salary: ₹20,000 in-hand
Fixed salary + performance incentives
Day shift
Stable banking & insurance process
Preferred Skills:
Customer handling skills
Convincing and negotiation abilities
Positive attitude and willingness to learn
- Overall Synopsis (Skills to focus)
- Brush up your skills in Photoshop & Illustrator
- Illustrator tools - Pen tool, Gradient, Pathfinder, Blending modes, type on a path, rotate and reflect, mesh tool, selection tool, etc.
- Photoshop tools – change the color of the background, remove a selection, pen tool etc.
- Make sure to revise to recreate curves, and nodes smoothly while doing vectorization.
- Try making some logo designs, and work on the curves & texture.
This is FULL TIME WFH NIGHT SHIFT role.
The role is fully Remote but the client is conducting Drive at a given date and place.
19th, 20th April: Kolkata
About SuperHuman Race
In 2016, we started imagining a world where 'good' is valued and rewarded. Based on this lofty mission of making the world a better place, powered by human kindness, we started looking for our answers in data and technology. At the SuperHuman Race, we take pride in using creativity and data to solve intersections. In working out these solutions, we discover the engineers, the architects, and the authors that live and breathe deep inside the colorful fabric of society. We automate social purposes for organizations and deliver impact-related insights to all of our users. At the core of the SuperHuman Race is the belief that while good work is important and aspiring to make an impact is necessary, it cannot be sustainable unless it is also fun!
Job Summary
We are looking for an Android Developer who is passionate about pushing mobile technologies to their limits. You will work with our team of talented engineers to design, build, and enhance the next generation of our mobile applications. This role will give you the opportunity to work on impactful projects while collaborating with cross-functional teams to create secure, scalable, and user-friendly Android solutions.
Key Responsibilities:
- Design and build advanced applications for the Android platform.
- Collaborate with cross-functional teams to define, design, and ship new features.
- Integrate with outside data sources and APIs.
- Unit-test code for robustness, including edge cases, usability, and general reliability.
- Identify and fix bugs while improving overall application performance.
- Continuously discover, evaluate, and implement new technologies to maximize development efficiency.
Qualifications:
- Bachelor’s/Master’s degree in Computer Science, Engineering, or related field.
- Proven software development experience with strong Android development skills.
- At least one original Android app published on the Play Store.
- Hands-on experience with the Android SDK.
- Experience working with remote data via REST and JSON.
- Strong experience with third-party libraries and APIs.
- Solid understanding of the mobile app landscape, architectures, trends, and emerging technologies.
- Clear understanding of the full mobile development life cycle.
Preferred Skills:
- Familiarity with Android UI/UX design principles and best practices.
- Knowledge of Kotlin in addition to Java.
- Experience with cloud message APIs and push notifications.
- Understanding of version control systems (e.g., Git).
- Problem-solving mindset with the ability to think critically about edge cases and scalability.
Why Join Us?
- Build mobile applications that create social and environmental impact.
- Work with a talented and purpose-driven team.
- Opportunity to design and implement apps used by communities and organizations worldwide.
- Exposure to cutting-edge technologies and innovation-driven projects.
- 5 Days Working.
- Informal Dress Code.
How to apply?
Send your resume and portfolio (if available) with a brief overview of your work, current CTC & Notice Period details to arman @ mysuperhumanrace dot com
Subject: Application for Android Developer
At SHR, we believe in meritocracy and are proud of the diverse team we have built. We welcome talent from all regions, geographies, languages, backgrounds, cultures, genders, and age groups in our attempt to accelerate progress and deliver on our shared goals of sustainability & equity.
- At least 4 to 7 years of relevant experience as Big Data Engineer
- Hands-on experience in Scala or Python
- Hands-on experience on major components in Hadoop Ecosystem like HDFS, Map Reduce, Hive, Impala.
- Strong programming experience in building applications/platform using Scala or Python.
- Experienced in implementing Spark RDD Transformations, actions to implement business analysis
We are specialized in productizing solutions of new technology.
Our vision is to build engineers with entrepreneurial and leadership mindsets who can create highly impactful products and solutions using technology to deliver immense value to our clients.
We strive to develop innovation and passion into everything we do, whether it is services or products, or solutions.
We are looking for a Smart Product Marketer Intern or Consultant who can own the marketing responsibilities for our software products.
Skills Required
1. Marketing skills
- Drafting Marketing Plans,
- Growth Hacking
- A/B testing
- Landing page creation(HTML)
- Content Creation
- Understanding Google Analytics
- Google Ads.
2. Content
- Emails
- Content for Website
- App Store
- PlayStore
- SEO
Roles and Responsibilities
- Take the product to new heights to increase our revenue.
- Understanding the competitors, market, user problems, customer requirements, market trends.
- Collect and analyze data and create reports to help assess the right moves to capture the target market.
- Assist the assigned Manager and the team.
-
Brainstorm ideas with the team for planning the right strategy for the Product.
About Us:
Spacenos is the fastest-growing start-up which is innovating in the finance, edtech and marketing domain since 2015 and won multiple awards and recognitions from more than 40+ MNCs and Fortune 500 companies. Our Clients are based out of the U.S.A and Australia. We are funded & Supported by Government of Karnataka, Angel Investors and International Grants.
Hiring Process:
- Apply for your CV and past work to be reviewed.
- Receive a telephonic interview or assessment upon filling the final step form.
- Receive offer letter if selected.
Hiring Duration:
Our hiring process takes less than 24 hours from the time you receive the Final Step form.
Validity: Up to Dec 2023
- Apply soon, the earliest applicant would be preferred over the late applicants.

Location: Bangalore
Job Description:
* Make mature decisions to support a high-performance and scalable product with a minimal footprint
* Address and improve any technical issues
* Collaborate well with engineers, researchers, and data implementation specialists to design and create
advanced, elegant, and efficient systems
* Ability to translate and design functional web apps using HTML5, AngularJS, React, Node.js, and
Mongo
* Binding of UI elements to JavaScript object models
* Create Unit and Integration tests to ensure the quality of code
* Be responsive to change requests and feature requests
* Write code that is cross-platform and cross-device compatible
Experience:
* 1-4 years minimum as MERN/ MEAN Stack Developer
* Detail-oriented experience as a Web Developer creating Angular based solutions
* 1-2 years with Node.js and Javascript
* Ability to work both independently and in collaborative teams to communicate design and build ideas
effectively
Requirements:
* Working knowledge on Nodejs and javascript
* Working knowledge of Angular and Express
* Solid understanding of HTTP protocol and how server-side code is processed on the client
* Some experience with Photoshop or Sketch is a plus (creating sprites, optimizing, cutting, or adjusting
images)
* Working knowledge of front end optimization and performance techniques
* Obsession with lean, clean, and organized front-end code
* Cross-browser development and troubleshooting
* Experience building Responsive websites for web, tablet, and mobile devices
* Able to handle multiple projects and competing deadlines
* Good understanding of overall web design including basic usability, accessibility, industry standards,
architecture, and navigation.
- We are looking for candidates who have good programming skills. Strong on data structures, algorithms, understand time space complexity, able to come up with multiple solutions and then arrive at most optimized one keeping in mind customer requirements. Should also be well aware of OO concepts. If he / she has a strong background on these areas ( in any programming language), half the job is done. – 50% weightage
- Next the candidate should have worked on JS with good hands on experience in a few projects mainly in backend development like making api calls, handling exception, models, data transformations, controllers etc. – 20-30% weightage
- The last would be having some experience in any one of react.js/ node.js or even angular.js since some of these are being used in the current project. – 20-30% weightage
- Prefer candidates with Angular (ver 8+), react (ver 16+), Node (Ver 14+) and extremely good in JavaScript, HTML & CSS
- Experience : 4-6 years relevant










