
REVIEW CRITERIA:
- Strong Credit & Risk strategist profile
- Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
- Must have strong understanding of automated underwriting and SMS underwriting for lending
- Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
- B2C Fintech Product companies
ROLE & RESPONSIBILITIES:
We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.
WHAT YOU’LL DO:
- Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
- Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
- Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
- Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
- Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
- Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
- Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
- Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
- Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.
IDEAL CANDIDATE:
- 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
- Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
- Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
- Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
- Strong communication, cross-functional collaboration, and a proactive, analytical mindset.
PERKS, BENEFITS AND WORK CULTURE:
- Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
- Best of both worlds: startup energy + listed company stability.
- Competitive pay and fast-track growth.

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About Us:
We are a fast-growing startup building AI-powered solutions centered around intelligent agents. Our mission is to deliver seamless, intuitive interfaces that make advanced AI accessible to real users through modern, responsive web applications.
Role: Full Stack Developer Developer
We’re looking for a Full Stack Developer who can design and develop production-ready web applications with excellent frontend user experiences and robust backend systems. You’ll work closely with our AI, product, and design teams to build interactive platforms connecting users with intelligent AI agents.
Responsibilities:
- Develop, test, and maintain end-to-end web applications with modern frontend frameworks and scalable backends.
- Collaborate with AI engineers to integrate agent-driven APIs and real-time data into the UI.
- Design and implement RESTful/GraphQL APIs and efficient database structures.
- Optimize application performance, load times, and user responsiveness.
- Write clean, modular, and reusable code following software design principles.
Requirements:
- THE CANDIDATE MUST BE COMFORTABLE WITH FRONTEND DEVELOPMENT AND HAVE A STRONG UNDERSTANDING OF UI/UX DESIGN PRINCIPLES.
- Strong expertise in Frontend Technologies:React.js,HTML, CSS
- JavaScript,TypeScript, and DOM manipulation.
- State management (Redux, Zustand, Context API,Rest API).
- UI libraries like Material UI, Tailwind CSS, or Bootstrap.
- Proficiency in Node.js and Express.js for backend development.
- Strong understanding of database design (MongoDB, PostgreSQL, or MySQL).
- Knowledge of API design patterns, MVC architecture, and low-level OOP design.
- Hands-on experience with Git/GitHub, version control, and collaborative workflows.
- Awareness of real-time data handling (WebSockets), security, and performance optimization.
- Prior experience building or deploying production-grade web applications through past experience and internships.
- Exposure to AI-powered or multi-agent systems.
- Familiarity with Figma or other design collaboration tools.
What You’ll Gain:
- Hands-on experience building real-world AI-integrated full-stack applications.
- Opportunity to work on frontend architecture, design systems, and API integrations.
- Mentorship from experienced full-stack and AI engineers.
- Pathway for conversion to a full-time position based on performance.

Hello Connections,
DSS Software Solutions Sdn. Bhd. #hiring for Java Developer
Experience, Required : 3+ Years
Job Type- Permanent
Location-Bangsar South City
Citizenship- Local Malaysian Prefer
#jobseeking #javadeveloper #kualalumpur #malaysiajobs #javadeveloperjobs
skills and requirements:
University degree in Computer Science, Electrical Engineering, Physics or equivalent
▪ 5 years' experience in developing high-quality software in Java
▪ Knowledge of Test Driven Development
▪ In-depth knowledge of major Java frameworks and technologies (SpringFramework, OSGi, SpringBoot,
ActiveMQ)
▪ Familiarity with development tools (Maven, Jenkins, Sonar, etc.)
▪ Database design and experience in Oracle
▪ Highly aware of current technologies and upcoming trends in software development
▪ Ability to perform full life-cycle software development: requirements, design, implementation, unit testing,
debugging, integration, system testing
Kritika MittalAkash SharmaPrashanthi ReddyGitika PandeySparsh BansalAjay PathivadaKristel KJason ChenV S Durgaprasad PerepuAlex smith
Thanks&Regards
Niky
We are seeking an enthusiastic and motivated HR Recruiter to join our team. As an HR Recruiter, you will be responsible for sourcing, screening, interviewing, and hiring top talent for our organization. The ideal candidate will possess excellent communication skills, a strong work ethic, and a passion for finding the right candidates for the job.
Responsibilities:
- Source and recruit candidates through various channels, including job boards, social media, and referrals
- Screen resumes and applications to identify qualified candidates
- Conduct initial phone and in-person interviews to assess candidate qualifications
- Manage the interview process, including scheduling and coordinating interviews with candidates and hiring panel
- Communicate effectively with candidates throughout the hiring process, providing feedback and updates as necessary
- Negotiate offers with candidates and extend job offers to successful candidates
- Conduct reference and background checks on potential employees
- Maintain accurate and up-to-date records of candidate information and hiring processes
Requirements:
- Bachelor's degree in Human Resources or related field
- Proven experience as an HR Recruiter or similar role
- Excellent communication skills, both written and verbal
- Strong organizational skills and attention to detail
- Ability to work independently and in a team environment
- Familiarity with applicant tracking systems and recruitment software
- Strong negotiation skills and ability to close job offers
- Knowledge of employment laws and regulations
- Positive attitude and willingness to learn and grow in the role
If you are passionate about finding the best candidates for the job and thrive in a fast-paced, collaborative environment, we encourage you to apply for this exciting opportunity.
We are hiring for Java / Spark Developer.
Good IT experience in JAVA technology and its frameworks
Hands on experience in JAVA FULL STACK development including MINIMUM 2YEAR IN SPARK
Experience in writing SQL for any one Relational database ex. Oracle
Extensive knowledge in HiveSQL Hadoop
Experience in Version control through Bitbucket Issue tracking through JIRA CICD
- This role sits within the project management vertical of the organization. It will support the project delivery and execution of project tasks related to clients and is expected to bring an understanding of the importance of data in value creation and process efficiency, alongside demonstrated success working as part of a team.
- Assumes responsibility for maintaining documentary support of projects and delivery of assigned project tasks. Supports ongoing administrative and compliance activities in the team, identifying issues and proposing solutions.
- The position is very hands-on and requires an energetic self-starter and innovative team player, comfortable with an agile way of project delivery. Willingness to undertake varied tasks, apply thought processes to data management and process improvement, share ideas, and work resolution of issues with customers and internal teams.
- This role must develop strong working relationships with the development team for product support.
RESPONSIBILITIES
- Execute the delivery of customer project tasks, processes, and solutions, especially within the SAP IAM/ASPM platform, including maintaining a project office and status reporting using MS office & internal project management tools up to intermediate skill level with MS Excel, PowerPoint, and MS Word
- Utilize Excel and database skills to execute project tasks involving data mining and normalization for agile delivery
- Demonstrate technical aptitude to execute project activities
- Provide resolution to client’s support tickets through customer interaction and communication
- Interact with customers through defined communication channels for any information
- Create and edit customer Power BI reports as per the client’s business needs
- Support development of training material as per the requirements
- Testing AsInt’s applications with the support of the development team
- Document management and versioning for up-to-date documentation
- Have the desire and ability to work in a fast-paced agile project delivery environment
EXPERIENCE :
- 2 to 5 years of strong project management experience, preferably in SAP product implementation.
- BE or B. Tech degree with a minimum of 2 years of professional project delivery experience
- Advanced Excel skills for data mining and normalization. Must be able to write excel formulas and VBA Macros, create graphs and visualizations
- Power BI intermediate level proficiency – Create basic visualization as an end user
- MS Access for data management
- Excellent communication (Good Verbal, Written, and Presentation) and soft skills for client interaction
- Basic SQL query
- Application Testing from an end user perspective to create test scenarios
- Working in Agile Methodology
GOOD TO HAVE
- SAP Intelligent Asset Management product basic hands-on as an end-user
- Basic Asset Management understanding
- Proven experience as a Full Stack Developer or similar role
- Experience developing desktop and mobile applications
- Knowledge of multiple front-end languages and libraries (e.g. HTML/ CSS, JavaScript, XML, jQuery)
- Minimum 1 years of experiance in ROR or Angular.
- Excellent communication and teamwork skills
- Great attention to detail
- An analytical mind
● Requirements-
● Experience: 1+
Having knowledge of React JS. Having knowledge of Node JS Having Knowledge of HTML,
CSS, and JavaScript. Knowledge of web services integration and writing. Need to have strong
R&D power Knowledge of GitHub and Jira. A bit of knowledge of code building and docker
activity.
Profile- NodeJs Developers
Overall Experience- 1 Years minimum
Pure Node.js Experience- At 1 Years
● Required Skills:- A person who is superb in node.js first and foremost. Needs to understand
the intricacies of promises and the asynchronous programming paradigm.
● A close second is experience in Graphql. Understanding Queries, Mutations and Apollo.
● Tertiary is DynamoDb and Mysql Being able to pick up a non-standard ORM and being able to
program against it.
● Developers must have experience with AWS, and preferably AppSync, Serverless Framework,
Lambdas, Codebuild and Codepipeline
● Experience building Automated Testing Frameworks using selenium, phantomjs, etc. is
preferred
- Your primary focus will be the development of Android applications and their integration with back-end services.
- You will be working alongside other engineers and developers working on different layers of the infrastructure. Therefore, commitment to collaborative problem solving, sophisticated design, and creating quality products is essential.
Skills :
- Strong knowledge of Android SDK, different versions of Android, and how to deal with different screen sizes
- Familiarity with RESTful APIs to connect Android applications to back-end services
- Strong knowledge of Android UI design principles, patterns, and best practices
- Experience with offline storage, threading, and performance tuning
- Ability to design applications around natural user interfaces, such as touch
- Familiarity with the use of additional sensors, such as gyroscopes and accelerometers
- Knowledge of the open-source Android ecosystem and the libraries available for common tasks
- Ability to understand business requirements and translate them into technical requirements
- Familiarity with cloud message APIs and push notifications
- A knack for benchmarking and optimization
- Understanding of Google's Android design principles and interface guidelines
- Proficient understanding of code versioning tools, such as Git
- Familiarity with continuous integration - Kotlin, Java
- Important libraries include Dagger, RxJava, Realm - MVP Clean Architecture
- Understanding of Data Structures and Algorithm.
- Basic Knowledge of Kotlin
- Skills : - Android, Web Sockets, MVP Development, Rxjava, Realm Mobile Database,






