Cutshort logo
HDFC Bank logo
Collection Manager - Two Wheeler
Collection Manager - Two Wheeler
HDFC Bank's logo

Collection Manager - Two Wheeler

Agency job
2 - 10 yrs
₹5L - ₹7L / yr
Akola, Nagpur, Nashik, Pune, Mumbai
Skills
Inside Sales
Business Development
Banking

Job Purpose

• Deliver on significant portfolio indicators and maximise resolution/ roll backs/ normalization / recoveries and influence reduction in bucket inventory by enhancing performance.

• Be the executor of collection strategies implemented by the ACLM/RCLM/Centre Head.

• To ensure that all laid down processes are adhered to without any deviations. Have checks and balances to ensure smooth process adherence.

Liaison with other functions and departments viz. sales , credit, operations , RIC, Legal Receivables Management


Job Responsibilities(JR) :

• Manage and deliver monthly performance in terms of, resolution, roll backs, recovery rates/ values as per the target set for the assigned portfolio.

• Review field follow-up for the portfolio managed towards achievement of target set.

• Monitor the agency / field executive’s performances periodically.

• Achieve the money collection under principal, fees & charges as per targets.

• Regular visit to yard and reporting thediscrepancies / compliant items as a visitreport. (Applicable for Auto, Two Wheeler,

Agri & CTG Loans)

• Ensuring timely allocation and field follow- up.

• Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Area Collection Managers to prevent the same.

• Ensure trails updates are recorded in web- collections for follow-up on skip marking,deceased specifically apart from follow-up on normal portfolio.

• Ensure that the agency resources are optimally used wrt the number of visits, contacts, PTP conversion ratio etc.

• Ensure that calls are made on the portfolio thru recorded lines during the month at the agency level and field visit updates are available in the web-collections. Call recordings have to be validated and updated in the visit report submitted to the agency process Management

• All Banks process to be adhered to in totality in Unit performance

• Cash deposit process including monitoring TAT taken by agencies to deposit money collected.

• Receipt Management – including receipt recon, sighting of unused receipts, completion of lost receipt formalities.

• Settlement process involving issue of settlementletters to be in line with approvals received.

• Manage escalations and ensure resolution of all cases.

• Ensure repo process including repo kit to vendors, usage of repo app at agency level, valuation, sale of vehicle (online/ off line), RC

book updation are managed as per the laid down guideline.

• Training programs to be done monthly and all employees to be covered for minimum man hours every quarter.

• All vendor bills are processed within 30 days of work and no vendor bill is left unprocessed for 60 days at any given point of time

• Ensure 100% usage of collection system and receipt mobility (HHT).

• Ensure nil delay in cash TAT and mis-posting of payments Vendor Management

• Management of field/ referral vendors

• Ensure compliance from the vendors on laid down processes.

• Monitor performance of field agencies and address performance deficiencies.

• Ensure 100% compliance of critical items like DRA certification/ police verification etc.

• Code of conduct to be followed by the vendor across aspects of field and tele calling.

• In case of yard management, ensure set targets for the inventory movement in yard and sale process are met.

Regular review of vendors/yards basis their performance, man power invested productivity expectations and process norms.


Relationships and Roles

To ensure smooth functioning of day to day process, the position is critical to have close interaction with following functions


INTERNAL

• Sales (Sales Manager) : coordinating with sales for feedback and resolutions on Non-starters / frauds. Sharing data regarding negative profiles and areas basis portfolio trends

• Local Operations/CPU : coordinating for regular schedule uploads, receipt management, PDC management , PDC presentation. For retrieval of relevant documents for skip tracing and fraud cases

• Process team (Process Managers and Central team): For process and compliance related items EXTERNAL

• Collection Agencies : For delivery of numbers and compliance to process and regulatory requirement


Code Of Conduct & HR Trainings

To follow code of conduct guidelines of bank. Code of conduct training to be done at agency level as per process guidelines.

To nominate and get mandatory trainings done for self as per HR training schedules.


Legal

• Initiating legal in high POS delinquent cases.

• Coordination with legal team for effective use and execution of legal tools.


Educational Qualifications

Graduate / Post Graduate / MBA


Key Skills

• Should possess good communication skills

• Good leadership quality and molding and supporting the team for desired results as per management expectations(for \agencies/off-rolls staff)

• Should be able to handle deadlines and compliance items

• Should be good on follow up and accomplishment of targeted achievements


Experience Required

Sufficient hands on work experience of min. 2 years and above in financial industry

• Should have managed a team of agencies staff/outsourced staff demonstrating high level of competence.

• Should be mature enough to handle customer and agency xecutives/vendors pressurized situations and ensure targets /deadlines

• Should be mature enough to handle people in pressurized situations and ensure targets /deadlines met.


Major Stakeholders

Customers

• Branch Banking Team

• Operations / Sales / Process / RIC / Legal

Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About HDFC Bank

Founded :
2019
Type :
Products & Services
Size :
0-20
Stage :
Raised funding

About

CareerSMITH is an executive search and recruiting firm for the engineering, construction, oil and gas, federal, power, energy, environmental, architectural, mining and metals industries.
Read more

Company social profiles

N/A

Similar jobs

NeoGenCode Technologies Pvt Ltd
Remote only
2 - 5 yrs
₹1L - ₹6L / yr
skill iconReact Native
skill iconReact.js
skill iconJavascript
Fullstack Developer

Job Description : React Native Developer (Full Stack)

Location : Remote

Joining : Immediate


Summary :

We are looking for an experienced React Native Developer with full-stack development expertise and a proven track record of handling end-to-end project delivery. If you thrive in a fast-paced environment and enjoy working on impactful projects, we want to hear from you!


Key Responsibilities :

  • Design, develop, and maintain cross-platform mobile applications using React Native.
  • Implement backend services using Node.js, Express, or similar technologies.
  • Handle end-to-end project delivery, including requirement gathering, design, development, testing, and deployment.
  • Collaborate with cross-functional teams to ensure seamless integration of front-end and back-end systems.
  • Optimize performance and ensure scalability for mobile and web applications.
  • Debug, troubleshoot, and resolve technical issues promptly.

Requirements :

  • 2+ Years of experience in full-stack development with a focus on React Native.
  • Proficiency in JavaScript, TypeScript, Node.js, and RESTful APIs.
  • Hands-on experience with databases like MongoDB, PostgreSQL, or MySQL.
  • Strong understanding of mobile UI/UX design principles.
  • Proven experience in delivering end-to-end projects.
  • Familiarity with version control systems (e.g., Git).
  • Immediate availability for joining.

Why Join Us?

  • 100% remote work environment.
  • Work on exciting projects with cutting-edge technology.
  • Collaborate with a team of talented professionals.
Read more
HireVeda
Sonali Pati
Posted by Sonali Pati
Remote only
3 - 4 yrs
₹17L - ₹27L / yr
skill iconPython
skill iconDjango

We are seeking a talented and motivated Backend Developer to join our dynamic team. As a senior Backend Developer, you will play a crucial role in enhancing and expanding our AI productivity tool, working on the intersection of natural language understanding (NLU), event-condition-action (ECA) frameworks.


Key Responsibilities:


  • Collaborate with cross-functional teams to design and implement advanced features for our AI productivity tool.
  • Innovate and propose creative solutions to enhance the functionality and user experience of the platform.
  • Develop back-end components of the AI productivity tool, ensuring performance and scalability.
  • Design and implement robust backend services and APIs using Python- Django.


Requirements:


  • Bachelor's/Master's degree in Computer Science or a related field.
  • Proven experience (3-4 years) as a Software Development Engineer, with a focus on Python- Django
  • Strong problem-solving skills and the ability to think creatively.
  • Ability to take up different tech stacks.
  • Mathematical experience preferred.
  • Proficiency in Backend Technologies as well as a basic understanding of Frontend technologies.


Nice-to-Haves:


  • Experience with cloud platforms and services.
  • Experience with Frontend Technologies.
  • Track record of contributing to open-source projects.
  • Passion for staying updated on the latest trends in AI and technology.
Read more
Cornerstone Softech Pvt Ltd
Bengaluru (Bangalore)
2 - 3 yrs
₹3L - ₹4L / yr
Human Resources (HR)
HR management
Policies and procedures

Recognizing the manpower needs and taking them to the HR Manager for approval

• Creating job descriptions for various roles and advertising them on various 

platforms

• Managing HR activities like meetings, interviews, and other schedules.

• Managing and handling the orientation of new employees.

• Assessing the training needs and coordinating the training and development 

programs for employees with HR Heads.

• Provide support to employees in various HR related topics such as leaves, 

compensation etc. and resolve issues and problems.

• Process, verify and maintain documentation relating to HR activities such as 

staffing, training and performance evaluations.

• Conduct employee onboarding and help plan training & development

• Maintain employee files and records in electronic and paper form

• Overlooking the daily operations of the HR department.

• Exit interviews and Full & Final Settlement.

• Payroll, Time office and attendance management.

Requirements

• Must have proven experience working as an HR executive or its equivalent.

• Experienced with recruiting and its full cycle.

• Good knowledge of employment/labor laws

• Outstanding knowledge of MS Office

• Excellent verbal and written communication skills

• Excellent communication, interpersonal and collaboration skills

• Strong analytical and problem-solving skills

• Ability to prioritize and multi-task

• High ethical conduct

• BSc/BA in Business administration or relevant field

• Additional HR training is an advantag

Read more
Nsr
at Nsr
Jamuna Singh
Posted by Jamuna Singh
Remote only
5 - 10 yrs
₹5L - ₹10L / yr
skill iconAngular (2+)
skill iconAngularJS (1.x)
Angular 2+ years of experience angular developer anywhere and permanent work from home...............................................................................................................................................................................
Read more
BrandzGarage
at BrandzGarage
3 recruiters
Saquib Jawed
Posted by Saquib Jawed
Remote, Pune
0 - 3 yrs
₹2L - ₹4L / yr
User Interface (UI) Design
User Experience (UX) Design
Wireframing
Job brief:
We are looking for a UI/UX Designer to turn our software into easy-to- use products for our clients.
UI/UX Designer responsibilities include gathering user requirements, designing graphic elements and building navigation components. To be successful in this role, you should have experience with design software and wireframe tools. If you also have a portfolio of
professional design projects that includes work with web/mobile applications, we’d like to meet you.
Ultimately, you’ll create both functional and appealing features that address our clients’ needs and help us grow our customer base.

Responsibilities
 Gather and evaluate user requirements in collaboration with product managers and engineers
 Illustrate design ideas using storyboards, process flows and sitemaps
 Design graphic user interface elements, like menus, tabs and widgets
 Build page navigation buttons and search fields
 Develop UI mockups and prototypes that clearly illustrate how sites function and look like
 Create original graphic designs (e.g. images, sketches and tables)
 Prepare and present rough drafts to internal teams and key stakeholders
 Identify and troubleshoot UX problems (e.g. responsiveness)
 Conduct layout adjustments based on user feedback
 Adhere to style standards on fonts, colors and images

Requirements

 Proven work experience as a UI/UX Designer or similar role
 Portfolio of design projects
 Knowledge of wireframe tools (e.g. Wireframe.cc and InVision)
 Up-to-date knowledge of design software like Adobe Illustrator and Photoshop
 Team spirit; strong communication skills to collaborate with various stakeholders
 Good time-management skills
Read more
DATASEE.AI, INC.
at DATASEE.AI, INC.
1 video
3 recruiters
BHASKAR RAGHUNATHAN
Posted by BHASKAR RAGHUNATHAN
Chennai
2 - 4 yrs
₹7L - ₹11L / yr
skill iconPython
skill iconJavascript
skill iconReact.js
skill iconAngular (2+)
skill iconAngularJS (1.x)
+6 more

The FullStack Developer primarily participates in designing and implementing new services as well as participates in customer delivery. It will be possible to influence your work profile based on your interests.

While not mandatory, a generic understanding of user interfaces and being able to position oneself as an end-user is highly desirable. We appreciate also prior knowledge of the Image Processing domain.

We are looking for well-rounded people who care about their craft and understand software development. While we value a formal degree in computer science we do not require one - a candidate with a strong background, open mind and ability to learn would be an ideal addition to our team.

That being said, here is what we think the ideal team member would be:

Responsibilities :

  • Develop and Integrate Django backend and API's with frontend framework.
  • Develop Angular applications
  • Working closely with UX and Front-end Developers
  • Participating in architectural, design and product discussions
  • Designing and creating RESTful APIs for internal and partner consumption
  • Working in an agile environment with an excellent team of engineers

Requirements :

  • Good experience developing Angular applications into production
  • Good experience with the Django REST framework
  • Strong understanding of the Angular framework as well as javascript, jQuery and HTML/CSS
  • Good experience on designing and structuring of database most likely ORM (i.e MongoDB)
  • Knowledge of how to build and use with RESTful APIs
  • Good experience of Python coding skills
  • Strong knowledge of version control (i.e. git, svn, etc.)
  • Experience deploying Python applications into production

Qualification: Engineering from CSE/IT

Read more
Quess Corp Limited
at Quess Corp Limited
6 recruiters
Dipika Tanna
Posted by Dipika Tanna
Bengaluru (Bangalore), Kolkata
4 - 8 yrs
₹1L - ₹12L / yr
Tableau

Tableau Developer

Tableau Prep-MUST+Tableau+SQL

 

Must have expereince in Tableau Prep
miimum 4 years of expereince 
should have expereince in SQL
Read more
IT Company
IT Company
Agency job
via Kalibre global konnects by Taksh Rawal
Ahmedabad
3 - 5 yrs
₹5L - ₹8L / yr
DevOps
skill iconPython
CI/CD
skill iconAmazon Web Services (AWS)
skill iconKubernetes
+1 more
  • Have 3+ years of experience in Python development
  • Be familiar with common database access patterns
  • Have experience with designing systems and monitoring metrics, looking at graphs.
  • Have knowledge of AWS, Kubernetes and Docker.
  • Be able to work well in a remote development environment.
  • Be able to communicate in English at a native speaking and writing level.
  • Be responsible to your fellow remote team members.
  • Be highly communicative and go out of your way to contribute to the team and help others
Read more
Opening for MNC Client
Opening for MNC Client
Agency job
Bengaluru (Bangalore)
3 - 6 yrs
₹6L - ₹18L / yr
Virtualization
skill iconC++
TCP/IP
Voice Over IP (VoIP)
skill iconC
Responsibilities: • Analysis & Design for the new enhancements in server, design and implement the features with high quality. • Analyze the customer/field issues of the server application and debug the issues spanning multiple modules. • Participate in technical discussions, deployment and planning meetings • Provide technical guidance to the team analysis, debugging and implementation. • Improve the Quality based on the causal analysis and preventive actions. • Requirements: • Candidates must have 3 to 6 years’ experience developing software • Excellent programming skills in C and C++ • Experience in S/W development and debugging • Excellent troubleshooting and problem solving skills • Knowledge of TCP/IP & Networking concepts • Knowledge of VoIP technologies like SIP, RTP will have added advantage • The successful applicant must be able to work with minimal supervision and must be a quick learner
Read more
Magic Crate
at Magic Crate
3 recruiters
Karthik Lakshman
Posted by Karthik Lakshman
Chennai
1 - 7 yrs
₹2L - ₹6L / yr
Telesales
Sales
Marketing
Magic Crate (www.magiccrate.in) is a start-up founded by alumni from IIT, IIM and Georgia Tech that is backed by Industry veterans and funded by top-tier VC firms. We design, develop and deliver activity kits to people’s home every month on a subscription basis. The boxes contain all material & instructions for hands on fun activities that children in the age group of 2-12 years can do with their parents.
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly. No 3rd party agencies here.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
21,01,133
Matches delivered
37,12,187
Network size
15,000
Companies hiring
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos