
Job Purpose
• Deliver on significant portfolio indicators and maximise resolution/ roll backs/ normalization / recoveries and influence reduction in bucket inventory by enhancing performance.
• Be the executor of collection strategies implemented by the ACLM/RCLM/Centre Head.
• To ensure that all laid down processes are adhered to without any deviations. Have checks and balances to ensure smooth process adherence.
Liaison with other functions and departments viz. sales , credit, operations , RIC, Legal Receivables Management
Job Responsibilities(JR) :
• Manage and deliver monthly performance in terms of, resolution, roll backs, recovery rates/ values as per the target set for the assigned portfolio.
• Review field follow-up for the portfolio managed towards achievement of target set.
• Monitor the agency / field executive’s performances periodically.
• Achieve the money collection under principal, fees & charges as per targets.
• Regular visit to yard and reporting thediscrepancies / compliant items as a visitreport. (Applicable for Auto, Two Wheeler,
Agri & CTG Loans)
• Ensuring timely allocation and field follow- up.
• Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Area Collection Managers to prevent the same.
• Ensure trails updates are recorded in web- collections for follow-up on skip marking,deceased specifically apart from follow-up on normal portfolio.
• Ensure that the agency resources are optimally used wrt the number of visits, contacts, PTP conversion ratio etc.
• Ensure that calls are made on the portfolio thru recorded lines during the month at the agency level and field visit updates are available in the web-collections. Call recordings have to be validated and updated in the visit report submitted to the agency process Management
• All Banks process to be adhered to in totality in Unit performance
• Cash deposit process including monitoring TAT taken by agencies to deposit money collected.
• Receipt Management – including receipt recon, sighting of unused receipts, completion of lost receipt formalities.
• Settlement process involving issue of settlementletters to be in line with approvals received.
• Manage escalations and ensure resolution of all cases.
• Ensure repo process including repo kit to vendors, usage of repo app at agency level, valuation, sale of vehicle (online/ off line), RC
book updation are managed as per the laid down guideline.
• Training programs to be done monthly and all employees to be covered for minimum man hours every quarter.
• All vendor bills are processed within 30 days of work and no vendor bill is left unprocessed for 60 days at any given point of time
• Ensure 100% usage of collection system and receipt mobility (HHT).
• Ensure nil delay in cash TAT and mis-posting of payments Vendor Management
• Management of field/ referral vendors
• Ensure compliance from the vendors on laid down processes.
• Monitor performance of field agencies and address performance deficiencies.
• Ensure 100% compliance of critical items like DRA certification/ police verification etc.
• Code of conduct to be followed by the vendor across aspects of field and tele calling.
• In case of yard management, ensure set targets for the inventory movement in yard and sale process are met.
Regular review of vendors/yards basis their performance, man power invested productivity expectations and process norms.
Relationships and Roles
To ensure smooth functioning of day to day process, the position is critical to have close interaction with following functions
INTERNAL
• Sales (Sales Manager) : coordinating with sales for feedback and resolutions on Non-starters / frauds. Sharing data regarding negative profiles and areas basis portfolio trends
• Local Operations/CPU : coordinating for regular schedule uploads, receipt management, PDC management , PDC presentation. For retrieval of relevant documents for skip tracing and fraud cases
• Process team (Process Managers and Central team): For process and compliance related items EXTERNAL
• Collection Agencies : For delivery of numbers and compliance to process and regulatory requirement
Code Of Conduct & HR Trainings
To follow code of conduct guidelines of bank. Code of conduct training to be done at agency level as per process guidelines.
To nominate and get mandatory trainings done for self as per HR training schedules.
Legal
• Initiating legal in high POS delinquent cases.
• Coordination with legal team for effective use and execution of legal tools.
Educational Qualifications
Graduate / Post Graduate / MBA
Key Skills
• Should possess good communication skills
• Good leadership quality and molding and supporting the team for desired results as per management expectations(for \agencies/off-rolls staff)
• Should be able to handle deadlines and compliance items
• Should be good on follow up and accomplishment of targeted achievements
Experience Required
Sufficient hands on work experience of min. 2 years and above in financial industry
• Should have managed a team of agencies staff/outsourced staff demonstrating high level of competence.
• Should be mature enough to handle customer and agency xecutives/vendors pressurized situations and ensure targets /deadlines
• Should be mature enough to handle people in pressurized situations and ensure targets /deadlines met.
Major Stakeholders
Customers
• Branch Banking Team
• Operations / Sales / Process / RIC / Legal

About HDFC Bank
About
Company social profiles
Similar jobs
Frontend Developer (Angular) – 2-3 Year’s Experience
Role & Responsibilities:
· Develop scalable, high-performance web applications using Angular.
· Work closely with Spring Boot microservices via REST and GraphQL APIs.
· Ensure responsive and accessible UI using Material UI, Tailwind CSS, or Bootstrap.
· Optimize state management using NgRx.
· Follow best coding practices, code reviews, and agile development.
· Write unit and integration tests using Jest, Cypress.
· Collaborate with UI/UX designers for intuitive, modern user experiences.
Skills Required:
· Frontend: Angular, TypeScript, JavaScript (ES6+).
· State Management: NgRx.
· API Integration: REST, GraphQL (Apollo Client, Relay).
· CSS Frameworks: Tailwind CSS, Material UI, Bootstrap.
· Testing: Jest, Cypress.
· Build Tools: Webpack, Babel, Vite.
· Version Control: Git, SVN.
Role Description
Need a graphic designer who should be able to conceptualise campaigns and execute eye-catching and professional email designs. With the desire to learn organisational and business values, they should be able to determine the requirements and produce exceptional work.
Responsibilities
- Understand the brief, participate in brainstorming and produce creative designs that result in an engaging consumer journey.
- Collaborate with the marketing team and copywriters to understand the exact requirements and expectations.
- Be a great team player and coordinate with other design teams to seek and provide design assistance.
- Use proficient creative software skills to create variety of static and motion graphics for communication design.
- Learn business requirements and organisational values to adapt the same in designs.
- Understand how creatives are performing via analysing performance data, and incorporate the same understanding into subsequest creatives.
Requirements
Strong Knowledge of Photoshop and Illustrator.
• Excellent visual design skills in both static and basic motion graphics.
• Basic knowledge of HTML and Adobe XD will be advantageous.
• Ability to present your designs and defend your solutions to various stakeholders.
• 2-4 years of experience as a graphic designer in a relevant field. Good layout designing skills and sense of colour usage.
• E-commerce background is a plus point.
Professional written and interpersonal skills.
• Understanding the Beauty Space is a plus.
• Experienced in determining requirements and meeting deadlines.
Project Manager cum Product manager job responsibilities: -
- Define specifications and business requirements.
- Create User Stories/Acceptance criteria.
- Work with all the stakeholders to understand the pain areas and needs. Identify opportunities to address pain points and provide a seamless experience for end users.
- Closely work with the technology team and other stakeholders to communicate the requirements and develop features.
- Perform quality assurance; make sure the newly developed solutions are working as per the acceptance criteria.
- Perform RCA and identify solutions for customer complaints and issues.
- Constantly be on the lookout for ways to improve, discover issues and deliver the highest value to the customer.
- Research and come up with Innovative ideas to improve the application and customer experience.
- Competition landscape tracking. Analyze leading market players and competitors to gain insights and implement innovative solutions to gain a competitive advantage over other apps.
Primary Responsibilities
1. Responsible for working with the tech lead and coding the assigned tasks.
2. Responsible for delivering the assigned tasks with the highest quality on time.
3. Responsible to code and documenting for required projects.
4. Responsible for submitting Daily/weekly status reports to the Tech lead.
5. Responsible for debugging, troubleshooting the bugs and fixing them.
Secondary Responsibilities
1. Responsible for attending internal SCRUM meetings.
2. Responsible for peer review.
3. Interaction with the Tech lead, Product Owner, and QA team.
4. Experience with full Software Development Life Cycle (SDLC) and Agile Methodology.
Eligibility:
Angular (10+), Angular JS, Web API, C#, Asp.Net (Asp.Net Core & Angular), Azure DevOps, Webservices,
Windows services
PHP Developer SKILLS & Responsibilities:
Extensive experience in PHP and Laravel.
Database Management tools such as MySQL.
The candidate has worked on the web application or REST API for apps, Laravel, Node Js.Has experience or can work in a team as well as a single person.
Experience building or maintaining a CMS.
Seeking a senior, dynamic, highly motivated full stack developer interested in working for a very early stage bootstrap startup. We have a Beta/MVP live, but need to get bug free and fast ASAP. The position has pay commensurate with local salaries in low-cost countries but will earn equity equivalent to their salary which could be worth up to more than that when the company is successful. I can show you our assumptions and estimates once you sign an NDA).
About Us
We are a company dedicated to helping people find the food they love, no matter what food interests or dietary preferences they may have. You’ll be joining in the very early stages of the company, and have the chance to influence the direction of the company with your ideas and contributions.
Our Tech Stack (Front End):
- JQuery
- Bootstrap
- EJS templates
- HTML/CSS All new modules
- js with a team-maintained and crowd-sourced component library Middleware/Back end.
- Express
- js
- MongoDB
- MySQL
- API layer
- Elastic Search
Desired attributes:
- Enjoys iterative/agile development – We will iterate based on internal and customer feedback until we make an awesome product! We also have a very deep and compelling product roadmap we make consistent progress against.
- Works well collaboratively with other developers, contributing to the codebase, performing code reviews, and mentoring a team of junior developers. We have a lot of junior developers learning to code that need mentorship/leadership.
- A passion for food would be great, our business is to help pair people up with amazingly good food.
- Results-oriented
Responsibilities:
- Ability to build on and maintain a fully functional responsive web application
- Experience building API-driven applications
Qualifications:
- CS Degree is great but development skills are more important than degrees
- Ability to build and maintain a fully responsive website
- Prefer proficiency in our tech stack, but willing to teach people who are highly motivated and can spend significant time on the project for equity.
- GitHub or similar source code management system experience
- Nice to have: Experience developing customer-facing web applications
• Deep ABAP development experience including ABAP on HANA & ABAP OO development
• Strong understanding of Web / Enterprise Services including ABAP Proxy and SAP API’s
• Expert IDOC enhancement and ALE/IDOC
• Experience in OData creation via CDS views or experience in complex CDS views along with Odata
• Experience in SAP NetWeaver GW oData services, CDS views / annotations
• Worked in Workflow, Forms Responsibility · Create the technical specifications for reports, forms, enhancements, interfaces, and conversions as defined in planning and scoping · Perform development and testing of reports, forms, enhancements, interfaces and conversions · Work with legacy system experts to develop appropriate solutions for interfaces and conversions · Resolve application program problems related to SAP scope of Services
What we are looking for?
- At least 3 years of experience of development on full-stack applications
- Experience with usage of NoSQL databases like MongoDB
- Familiarity with SQL and RDBMS Systems
- Experience in creating applications with NodeJS and MERN stack
- Experience with developing frontend interfaces using React framework
- Experience in creating responsive frontend applications
- Able to use versioning systems like Github or Gitlab
- Understanding of basic tools provided by AWS and their configuration
- Understanding of Unix bases operating systems, ability to configure them for optimum usage
- Experience in basic command-line utilities and shell scripting language
- Understanding of rest API implementation
- Ability to script quickly with Python for writing ad hoc jobs
What you will be working on?
- Leading a team of engineers
- Working on creating performant and fault-tolerant systems which are scalable
- Design, build and maintain high performance, reusable, and reliable Typescript code
- Effectively work with product to gather requirements, gain a deep understanding of use cases and business needs, and translate into design and implementation.
- Maintain code integrity and organization.
- Manage basic DevOps related to CI/CD
- Creating secure systems
- Lead other junior developers
- Define optimal and minimal architecture to achieve product requirements










