AbleCredit
https://ablecredit.comAbout
AI that writes Credit Reports on its own !!
AbleCredit is a friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
Candid answers by the company
AI that writes Credit Reports on its own !!
AbleCredit is your friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
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Jobs at AbleCredit
Position: AVP, Customer Success: Generative AI SaaS Product
Department: Customer Success
Reports to: VP Customer Success / Co-founder
Location: Bangalore
Job Type: Full-time
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
The company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
Position Summary
You will be responsible for driving customer outcomes, retention, and expansion by owning the post-sales relationship with enterprise clients across Banks and NBFCs. This includes onboarding, workflow mapping, driving adoption, resolving escalations, and ensuring that customers achieve measurable business impact through our Generative AI products. You will collaborate closely with Product, Delivery, and Sales teams to create a seamless customer experience.
What You Will Do:
- Enable Banks and NBFCs to transform their credit, risk, and operations workflows using AbleCredit’s Generative AI systems across voice, vision, and language automation.
- Lead the end-to-end onboarding journey for enterprise customers, ensuring smooth implementation, configuration, and go-live.
- Understand customer credit, underwriting, risk, operations, and collection workflows; identify where AI can improve efficiency, reduce costs, or increase throughput.
- Drive product adoption by defining success plans, usage targets, and measurable business outcomes for each customer.
- Build strong relationships with CXOs, risk heads, credit heads, and ops leaders to position AbleCredit as a strategic partner.
- Proactively engage customers through regular reviews, performance insights, and value-realization sessions.
- Own renewal strategy and collaborate with Sales on upselling and expansion opportunities.
- Act as the primary escalation point for customer issues; work with Delivery / Product to ensure timely resolution.
- Monitor account health using product analytics; identify churn risks early and execute recovery plans.
- Gather product feedback from customers and work closely with Product teams to influence roadmap direction.
- Develop playbooks and repeatable processes for onboarding, support, and customer lifecycle management.
- Mentor junior Customer Success Managers and help scale the function as the customer base grows.
- Stay updated on digital lending, AI automation trends, risk frameworks, and compliance norms within BFSI.
You Should Have:
- 7–12 years of experience in Customer Success or Delivery roles for enterprise SaaS, preferably in BFSI.
- Mandatory experience working with Banks, NBFCs, or Financial Institutions—either as a vendor or within their digital/credit/risk teams.
- Strong understanding of lending workflows: credit underwriting, KYC, risk operations, collections, or loan lifecycle management.
- Experience driving adoption of complex enterprise SaaS or AI/analytics products.
- Excellent communication, program management, and executive stakeholder management skills.
- Ability to translate customer problems into product workflows and measurable value.
- A proactive problem-solver with the ability to navigate ambiguity and manage cross-functional dependencies.
- Ambition to grow into a senior Customer Success Leader role.
Javascript
NodeJS (Node.js)
Python
MongoDB
PostgreSQLRole: Lead Software Engineer (Backend)
Salary: INR 28 to INR 40L per annum
Performance Bonus: Up to 10% of the base salary can be added
Location: Hulimavu, Bangalore, India
Experience: 6-10 years
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
The company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
What Work You’ll Do
- Build best-in-class AI systems - that enterprises can trust, where reliability and explainability are not optional.
- Operate in founder mode — build, patch, or fork, whatever it takes to ship today, not next week.
- Work at the frontier of AI x Systems — making AI models behave predictably to solve real, enterprise-grade problems.
- Own end-to-end feature delivery — from requirement scoping to design, development, testing, deployment, and post-release optimization.
- Design and implement complex, distributed systems that support large-scale workflows and integrations for enterprise clients.
- Operate with full technical ownership — make architectural decisions, review code, and mentor junior engineers to maintain quality and velocity.
- Build scalable, event-driven services leveraging AWS Lambda, SQS/SNS, and modern asynchronous patterns.
- Work with cross-functional teams to design robust notification systems, third-party integrations, and data pipelines that meet enterprise reliability and security standards.
The Skills You Have..
- Strong background as an Individual Contributor — capable of owning systems from concept to production without heavy oversight.
- Expertise in system design, scalability, and fault-tolerant architecture.
- Proficiency in Node.js (bonus) or another backend language such as Go, Java, or Python.
- Deep understanding of SQL (PostgreSQL/MySQL) and NoSQL (MongoDB/DynamoDB) systems.
- Hands-on experience with AWS services — Lambda, API Gateway, S3, CloudWatch, ECS/EKS, and event-based systems.
- Experience in designing and scaling notification systems and third-party API integrations.
- Proficiency in event-driven architectures and multi-threading/concurrency models.
- Strong understanding of data modeling, security practices, and performance optimization.
- Familiarity with CI/CD pipelines, automated testing, and monitoring tools.
- Strong debugging, performance tuning, and code review skills.
What You Should Have Done in the Past
- Delivered multiple complex backend systems or microservices from scratch in a production environment.
- Led system design discussions and guided teams on performance, reliability, and scalability trade-offs.
- Mentored SDE-1 and SDE-2 engineers, enabling them to deliver features independently.
- Owned incident response and root cause analysis for production systems.
- (Bonus) Built or contributed to serverless systems using AWS Lambda, with clear metrics on uptime, throughput, and cost-efficiency.
Highlights:
- PTO & Holidays
- Opportunity to work with a core Gen AI startup.
- Flexible hours and an extremely positive work environment
React.jsNodeJS (Node.js)Join the startup that’s defining how the enterprise world uses AI.
You’ll ship experiences — not just screens — that bring complex AI workflows to life.
This is an action-packed engineering role where you’ll move quickly from idea to production, working across React, Node.js, APIs, and live data pipelines.
You’ll operate in founder mode — if it’s broken, fix it; if it’s missing, build it.
What Work You’ll Do
- Build interfaces for the invisible magic — help users see, control, and trust AI systems.
- Operate in founder mode — if it’s broken, fix it; if it’s missing, build it.
- You’ll ship experiences, not just screens — what you build will shape how enterprises interact with AI.
- Build the front-end experience for our agentic systems — dashboards that visualize complex AI workflows, outputs, and performance metrics in real time.
- Design and develop full-stack applications using React and Node.js, integrating deeply with our internal APIs and event-driven backend systems.
- Implement live updates and collaboration using WebSockets and asynchronous communication patterns.
- Own features end-to-end — from wireframe to deployed product, including testing, performance, and UX refinement.
What Skills You Should Have
- Strong proficiency in React (hooks, context, component architecture, state management).
- Expertise in Node.js and RESTful API design and integration.
- Experience building data-heavy dashboards — charts, tables, and visual analytics.
- Knowledge of WebSockets, real-time data streams, and asynchronous front-end updates.
- Deep understanding of frontend architecture and performance optimization.
- Strong grasp of authentication, routing, and session management in web apps.
- Experience working with modern build tools — Vite, Webpack, or similar.
What You Should Have Done in the Past
- Built and shipped production-grade dashboards or web applications with real-time or data-intensive features.
- Designed and implemented REST APIs and consumed them efficiently in front-end systems.
- Integrated complex backend systems or AI/analytics services into usable interfaces.
- Developed graph or workflow visualizations that made technical data understandable to non-technical users.
- Owned features or subsystems end-to-end — from database to deployment.
- Worked closely with design and product teams to create UX that balances performance and polish.
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
Well-funded and working with top clients in the Indian BFSI space, the company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
Highlights:
- PTO & Holidays
- Opportunity to work with a core Gen AI startup.
- Flexible hours and an extremely positive work environment
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𝐎𝐮𝐫 𝐚𝐧𝐬𝐰𝐞𝐫:
AI voice employees that handle the work nobody wants to do. Customer calls at 11 PM. Follow-ups that slip through the cracks. Onboarding that takes forever. These aren't just tasks—they're the things that keep great people from doing great work.
𝐖𝐡𝐚𝐭 𝐰𝐞'𝐯𝐞 𝐥𝐞𝐚𝐫𝐧𝐞𝐝:
The best technology feels invisible. Our AI employees don't feel like software—they feel like that reliable teammate who just gets things done. No hand-holding, just consistent results that make everyone's day better.
𝐇𝐨𝐰 𝐰𝐞 𝐭𝐡𝐢𝐧𝐤 𝐚𝐛𝐨𝐮𝐭 𝐢𝐭:
This isn't about replacing anyone. It's about giving your team superpowers. When AI handles the repetitive conversations, your people can focus on solving problems, building relationships, and creating things that matter.
𝐖𝐡𝐚𝐭 𝐝𝐫𝐢𝐯𝐞𝐬 𝐮𝐬:
Every business has incredible people doing mundane work. We think that's backwards. So we built AI employees that free up human potential—one conversation at a time.
We're not trying to change the world overnight. We're just making tomorrow a little better than today, for teams who believe work should be meaningful.
Ready to give your team superpowers?
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