AbleCredit
https://ablecredit.comAbout
AI that writes Credit Reports on its own !!
AbleCredit is a friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
Candid answers by the company
AI that writes Credit Reports on its own !!
AbleCredit is your friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
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Jobs at AbleCredit
Javascript
NodeJS (Node.js)
Python
MongoDB
PostgreSQLRole: Lead Software Engineer (Backend)
Salary: INR 28 to INR 40L per annum
Performance Bonus: Up to 10% of the base salary can be added
Location: Hulimavu, Bangalore, India
Experience: 6-10 years
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
The company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
What Work You’ll Do
- Build best-in-class AI systems - that enterprises can trust, where reliability and explainability are not optional.
- Operate in founder mode — build, patch, or fork, whatever it takes to ship today, not next week.
- Work at the frontier of AI x Systems — making AI models behave predictably to solve real, enterprise-grade problems.
- Own end-to-end feature delivery — from requirement scoping to design, development, testing, deployment, and post-release optimization.
- Design and implement complex, distributed systems that support large-scale workflows and integrations for enterprise clients.
- Operate with full technical ownership — make architectural decisions, review code, and mentor junior engineers to maintain quality and velocity.
- Build scalable, event-driven services leveraging AWS Lambda, SQS/SNS, and modern asynchronous patterns.
- Work with cross-functional teams to design robust notification systems, third-party integrations, and data pipelines that meet enterprise reliability and security standards.
The Skills You Have..
- Strong background as an Individual Contributor — capable of owning systems from concept to production without heavy oversight.
- Expertise in system design, scalability, and fault-tolerant architecture.
- Proficiency in Node.js (bonus) or another backend language such as Go, Java, or Python.
- Deep understanding of SQL (PostgreSQL/MySQL) and NoSQL (MongoDB/DynamoDB) systems.
- Hands-on experience with AWS services — Lambda, API Gateway, S3, CloudWatch, ECS/EKS, and event-based systems.
- Experience in designing and scaling notification systems and third-party API integrations.
- Proficiency in event-driven architectures and multi-threading/concurrency models.
- Strong understanding of data modeling, security practices, and performance optimization.
- Familiarity with CI/CD pipelines, automated testing, and monitoring tools.
- Strong debugging, performance tuning, and code review skills.
What You Should Have Done in the Past
- Delivered multiple complex backend systems or microservices from scratch in a production environment.
- Led system design discussions and guided teams on performance, reliability, and scalability trade-offs.
- Mentored SDE-1 and SDE-2 engineers, enabling them to deliver features independently.
- Owned incident response and root cause analysis for production systems.
- (Bonus) Built or contributed to serverless systems using AWS Lambda, with clear metrics on uptime, throughput, and cost-efficiency.
Highlights:
- PTO & Holidays
- Opportunity to work with a core Gen AI startup.
- Flexible hours and an extremely positive work environment
React.jsNodeJS (Node.js)Join the startup that’s defining how the enterprise world uses AI.
You’ll ship experiences — not just screens — that bring complex AI workflows to life.
This is an action-packed engineering role where you’ll move quickly from idea to production, working across React, Node.js, APIs, and live data pipelines.
You’ll operate in founder mode — if it’s broken, fix it; if it’s missing, build it.
What Work You’ll Do
- Build interfaces for the invisible magic — help users see, control, and trust AI systems.
- Operate in founder mode — if it’s broken, fix it; if it’s missing, build it.
- You’ll ship experiences, not just screens — what you build will shape how enterprises interact with AI.
- Build the front-end experience for our agentic systems — dashboards that visualize complex AI workflows, outputs, and performance metrics in real time.
- Design and develop full-stack applications using React and Node.js, integrating deeply with our internal APIs and event-driven backend systems.
- Implement live updates and collaboration using WebSockets and asynchronous communication patterns.
- Own features end-to-end — from wireframe to deployed product, including testing, performance, and UX refinement.
What Skills You Should Have
- Strong proficiency in React (hooks, context, component architecture, state management).
- Expertise in Node.js and RESTful API design and integration.
- Experience building data-heavy dashboards — charts, tables, and visual analytics.
- Knowledge of WebSockets, real-time data streams, and asynchronous front-end updates.
- Deep understanding of frontend architecture and performance optimization.
- Strong grasp of authentication, routing, and session management in web apps.
- Experience working with modern build tools — Vite, Webpack, or similar.
What You Should Have Done in the Past
- Built and shipped production-grade dashboards or web applications with real-time or data-intensive features.
- Designed and implemented REST APIs and consumed them efficiently in front-end systems.
- Integrated complex backend systems or AI/analytics services into usable interfaces.
- Developed graph or workflow visualizations that made technical data understandable to non-technical users.
- Owned features or subsystems end-to-end — from database to deployment.
- Worked closely with design and product teams to create UX that balances performance and polish.
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
Well-funded and working with top clients in the Indian BFSI space, the company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
Highlights:
- PTO & Holidays
- Opportunity to work with a core Gen AI startup.
- Flexible hours and an extremely positive work environment
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