AbleCredit

About AbleCredit:

AbleCredit uses Generative AI with Voice, Vision, and Language capabilities, to solve the Credit Gap of emerging economies. In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index, and lack of opportunities. Our Vision is to deploy AI reliably, and safely to solve some of humanity's greatest problems. We believe in Impact and integrity above all else.

Key Responsibilities:

• Develop high-quality, responsive, and performant mobile applications.
• Collaborate with cross-functional teams to define, design, and ship new features.
• Maintain and improve existing codebases, ensuring the best possible performance, quality, and responsiveness of the applications.
• Write clean, maintainable, and testable code following best practices and design patterns.
• Excellent problem-solving and troubleshooting skills.
• Troubleshoot and debug applications, identifying and fixing bugs and performance issues.
• Stay up-to-date with the latest industry trends, technologies, and best practices to ensure continuous improvement.
• Participate in code reviews and provide constructive feedback to peers.
• Assist in the planning, design, and implementation of application features and architecture.
• Work closely with product managers, designers, and other stakeholders to deliver a seamless user experience.

What you should have:

• Proven experience as a Android Developer with at least 8 years of experience in mobile application development.
• Experience in building, deploying and scaling an Android or Flutter with more than 10000 users.
• Any experience with Flutter will be a huge bonus.
• Solid understanding of mobile application architecture, design principles, and best practices.
• Experience with third-party libraries and APIs.
• Familiarity with RESTful APIs and integration with backend services.
• Proficient in version control systems like Git.
• Experience with continuous integration/continuous deployment (CI/CD) practices is a plus.

Benefits:

• Medical/Dental/Vision Insurance
• PTO & Holidays
• Life Insurance

Note on Compensation Policy:

Hiring and nurturing the best talent is the central part of our business focus. As a result, we try and provide not just better than market salary, but have a strong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.

Salary: INR 15 to INR 30 lakhs per annum

Performance Bonus: Up to 10% of the base salary can be added

Location: Bangalore or Pune

Experience: 2-5 years

About AbleCredit:

AbleCredit is on a mission to solve the Credit Gap of emerging economies. In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index and lack of opportunities. Our Vision is to deploy AI reliably, and safely to solve some of the greatest problems of humanity.

Job Description:

This role is ideal for someone with a strong foundation in deep learning and hands-on experience with AI technologies.

• You will be tasked with solving complex, real-world problems using advanced machine learning models in a privacy-sensitive domain, where your contributions will have a direct impact on business-critical processes.
• As a Machine Learning Engineer at AbleCredit, you will collaborate closely with the founding team, who bring decades of industry expertise to the table.
• You’ll work on deploying cutting-edge Generative AI solutions at scale, ensuring they align with strict privacy requirements and optimize business outcomes.

This is an opportunity for experienced engineers to bring creative AI solutions to one of the most challenging and evolving sectors, while making a significant difference to the company’s growth and success.

Requirements:

• Experience: 2-4 years of hands-on experience in applying machine learning and deep learning techniques to solve complex business problems.
• Technical Skills: Proficiency in standard ML tools and languages, including:
• Python: Strong coding ability for building, training, and deploying machine learning models.
• PyTorch (or MLX or Jax): Solid experience in one or more deep learning frameworks for developing and fine-tuning models.
• Shell scripting: Familiarity with Unix/Linux shell scripting for automation and system-level tasks.
• Mathematical Foundation: Good understanding of the mathematical principles behind machine learning and deep learning (linear algebra, calculus, probability, optimization).
• Problem Solving: A passion for solving tough, ambiguous problems using AI, especially in data-sensitive, large-scale environments.
• Privacy & Security: Awareness and understanding of working in privacy-sensitive domains, adhering to best practices in data security and compliance.
• Collaboration: Ability to work closely with cross-functional teams, including engineers, product managers, and business stakeholders, and communicate technical ideas effectively.
• Work Experience: This position is for experienced candidates only.

Additional Information:

• Location: Pune or Bangalore
• Work Environment: Collaborative and entrepreneurial, with close interactions with the founders.
• Growth Opportunities: Exposure to large-scale AI systems, GenAI, and working in a data-driven privacy-sensitive domain.
• Compensation: Competitive salary and ESOPs, based on experience and performance
• Industry Impact: You’ll be at the forefront of applying Generative AI to solve high-impact problems in the finance/credit space, helping shape the future of AI in the business world.

Role: SDE 3- Senior Sofware Engineer (Backend)

Salary: INR 15 to INR 25L per annum

Performance Bonus: Up to 10% of the base salary can be added

Location: Hulimavu, Bangalore, India

Experience: 5-8 years

About AbleCredit:

AbleCredit is on a mission to solve the Credit Gap of emerging economies. 

In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index and lack of opportunities. 

Ablecredit is a rare startup because we are probably the only revenue generating GenAI startup in India.

Key Responsibilities:

• Solving highly complex technical challenges and driving large-scale projects; developing robust and scalable web applications using Node.js, MongoDB
• Participate in system design, architecture, and help build scalable, high-performance systems
• Mentor junior engineers (SDEs and SDE-2s), driving technical decisions, and leading entire projects or initiatives
• Conduct code reviews and provide constructive feedback to team members.
• Architect efficient and reusable back-end systems and optimize applications for maximum speed and scalability.
• Implement security and data protection measures.
• Stay updated on emerging technologies and best practices in web development.

Qualifications:

• Bachelor's degree in Computer Science, Engineering, or a related field.
• Minimum of 5 years of experience in backend web development.
• Proficiency in Node.js and typescript along with their core principles.
• Experience with server-side frameworks such as Express.js.
• Familiarity with database systems such as MongoDB, or PostgreSQL.
• Knowledge of RESTful APIs and asynchronous request handling.
• Excellent problem-solving and troubleshooting skills.
• Ability to work independently and as part of a team in a fast-paced environment.
• Effective communication skills and the ability to collaborate with stakeholders.

Highlights:

• Medical/Dental/Vision Insurance
• PTO & Holidays
• Life Insurance
• Opportunity to work with a revenue generating Gen AI startup
• Flexible hours and an extremely positive work environment

Note on Compensation Policy:

Hiring and nurturing the best talent is the central part of our business focus. As a result, we try an provide not just better than market salary, but have a stong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.

Title: Software Development Engineer - Frontend

Salary: INR 15 to INR 20L per annum

Performance Bonus: Up to 10% of the base salary can be added

Location: Hulimavu, Bangalore, India

Experience: 3-5 years

About AbleCredit:

AbleCredit is on a mission to solve the Credit Gap of emerging economies. 

In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index and lack of opportunities. 

Ablecredit is a rare startup because we are probably the only revenue generating GenAI startup in India.

Key Responsibilities:

• Design, develop, and optimize user-facing features using React.
• Collaborate with back-end developers and designers to implement functional and appealing web applications.
• Ensure the technical feasibility of UI/UX designs and contribute to making them intuitive.
• Optimize applications for speed, scalability, and performance.
• Maintain and improve the front-end codebase, ensuring high-quality standards.
• Stay updated on emerging front-end technologies and implement best practices.
• Bonus: Collaborate on projects using other frameworks such as Angular or Vue.js when necessary.

Qualifications:

• Bachelor's/Master’s degree in Computer Science, Engineering, or a related field. 
• 3-5 years of relevant front-end development experience, with a strong focus on React.
• Proficient in JavaScript, HTML5, CSS3, and modern front-end build tools.
• Experience with state management libraries such as Redux or Context API.
• Familiarity with RESTful APIs and integrating with backend services.
• Understanding of code versioning tools, such as Git.
• Strong problem-solving skills and attention to detail.
• Experience working in a Series A+ startup environment is a plus.
• Experience in B2B SaaS product development is highly desirable.

Bonus Skills:

• Proficiency in Angular, Vue.js, or other modern front-end frameworks.
• Experience with testing libraries such as Jest, Mocha, or Cypress.
• Familiarity with TypeScript.
• Experience with CI/CD pipelines.

Highlights:

• Medical/Dental/Vision Insurance
• PTO & Holidays
• Life Insurance
• Opportunity to work with a revenue generating Gen AI startup
• Flexible hours and an extremely positive work environment

Note on Compensation Policy:

Hiring and nurturing the best talent is the central part of our business focus. As a result, we try an provide not just better than market salary, but have a stong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.