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head of credit card collection
42 cards
head of credit card collection
42 cards's logo

head of credit card collection

at 42 cards

Agency job
via Qrata
10 - 20 yrs
₹10L - ₹20L / yr
Bengaluru (Bangalore)
Skills
credit cards

Responsibilities & Qualification:

 

· Should have managed a regional or pan-India team in credit card collections.


·  Strong people management skills and ability to motivate a team across multiple

locations.


· Must have strong relationships with collection agencies across the country and be

able to drive their performance.


· Ability to set targets and ensure goal orientation among the team members.


·  Must have a basic understanding of underwriting policies that work and don’t work

for unsecured lending.


· Sound knowledge of how to read credit bureau reports / data and credit bureau

processes. Must be able to suggest ways to leverage credit bureau data for

improving underwriting and collections.


· Familiarity with collection systems for collection of dues from delinquent borrowers.

Experience in implementing a collection system would be preferable.


·  Should be data driven and comfortable with numbers; should be comfortable with typical

credit risk portfolio reports.


· Familiarity with incentive plans for collectors/collection agencies including their

pitfalls.


·Should be ethical and act with integrity to ensure there is no reputational risk to

the organization.


· Must have sound knowledge about all rules and regulation (particularly those

relating to credit card collections) and ensure compliance with these across

the risk organization.

 


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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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