Territory Business Manager (Gold Loan) at Rupeek · Visakhapatnam · 4 - 6 years · ₹4L - ₹5L / yr · Bootstrapped · Posted 8 Jan 2025
Responsibilities:
- Business Development: Drive revenue generation by implementing effective sales and retention strategies to achieve AUM targets in the territory.
- Operations Management: Oversee and ensure smooth day-to-day operations of the branch, adhering to operational guidelines and compliance standards.
- Recruitment of Frontline Employees: Identify staffing needs, recruit talented individuals, and build a high-performing team of frontline employees.
- Training and Nurturance: Provide training, mentoring, and ongoing support to frontline employees to enhance their skills, product knowledge, and customer service abilities.
- Risk and Audit and Compliance Adherence: Implement risk management protocols, ensure compliance with internal policies and external regulations, and conduct periodic audits to maintain a secure and compliant environment. Ensure adherence to regulatory and compliance requirements at all times, maintaining the highest standards of ethical conduct.
- Liaising with Lending Partner Banks: Foster strong relationships with lending partner banks, collaborate on business strategies, and ensure seamless communication and cooperation.
- Cross-Selling of Third-Party Products: Identify opportunities for cross-selling various third-party products to customers, increasing revenue and enhancing the customer experience.
- Building Rupeek Business Partners and DSA Channel: Establish and nurture partnerships with local businesses and develop a robust DSA channel to drive business growth.
- Reporting and Analysis: Prepare regular reports on business performance, monitor key metrics, analyze trends, and make data-driven decisions to improve operational efficiency and effectiveness.
Ideal Persona:
- Should be a graduate or above in any stream.
- Minimum 5 years of experience in sales and operations management, with at least 2 years in a team-leading role.
- Candidates from BFSI/Fintech/Telecom would be an ideal fit
- Strong background in the BFSI lending business is highly preferred.
- Proven track record of achieving sales targets and driving business growth.
Essential Skills:
- Excellent leadership and team management skills, with the ability to motivate and inspire a diverse team.
- In-depth knowledge of loan products, lending processes, and regulatory frameworks.
- Strong analytical and problem-solving abilities, with a keen eye for detail.
- Excellent communication, negotiation, and relationship-building skills.
- Ability to work in a fast-paced, target-driven environment and adapt to changing market conditions.
- Demonstrated ability to handle multiple priorities and meet deadlines effectively.
- Ability to do demand generation in the market and build offline channels.
- Should be good at relationship management across various stakeholders (Customer, Channel partner, Internal team, cross functional)
- Local language proficiency and geography knowledge are preferred.

About Rupeek
About
Founded in 2015 by IIT Alumnus Sumit Maniyar & backed by investment partners including Sequoia Capital, Accel Partners, Bertelsmann and GGV Capital, Rupeek exists to create equal access to credit for every Indian.
Rupeek is India’s leading asset-backed, digital lending fintech platform. Driven by the mission to make credit accessible to Indians in a fair and convenient way, Rupeek is pioneering innovative financial products to help monetize India’s $2 trillion gold.
Rupeek is currently present in over 60+ cities in India and has touched over 5,00,000+ customers. Powered by state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the way gold loans are disbursed in India. Through partnerships with leading banks and financial institutions, it is building gold-backed assets, in a low-risk, low-touch and friction-free manner.
Tech stack
Candid answers by the company
Rupeek is an Indian digital Fintech platform that provides online, asset-backed gold loans, allowing customers to get loans by pledging their gold with convenient doorstep services and a mobile application for loan applications, disbursement, and management.
The company partners with banks and NBFCs, uses technology for gold evaluation and security, and offers transparent terms, minimal documentation, and 100% insurance coverage for the gold during the loan period.
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