
About the Role
Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.
We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.
This is not a feature delivery role. This is a system ownership role.
You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.
What You’ll Own
- Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
- Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
- Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
- Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
- Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
- Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
- Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
- Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
- Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.
Who You Are
- 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
- Strong backend architecture experience in Python and/or TypeScript.
- Comfortable designing distributed systems and financial workflows.
- Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
- Strong understanding of API design, state management, and data modeling.
- Able to navigate ambiguity and build 0→1 infrastructure.
- Hands-on builder who leads by writing production-grade code.
We Value
- Experience with underwriting engines or policy-driven decision systems.
- Exposure to smart contracts and blockchain integrations.
- Familiarity with PostgreSQL and event-driven architectures.
- Experience in early-stage or high-growth startups.
- Strong product thinking and ability to translate complex financial logic into scalable systems.
Why Join Qiro
- Lead the architecture of a programmable credit infrastructure platform.
- Join the founding technical leadership team.
- High autonomy and ownership — your decisions shape the company.
- In-office collaboration in Bangalore for speed and iteration.
- Competitive compensation and meaningful equity.
Our Culture
We operate with:
- First-principles thinking
- Technical craftsmanship
- High ownership
- Fast execution with long-term architectural discipline

About Qiro Finance
About
Qiro Finance is an institutional on-chain private credit protocol built with robust credit underwriting infrastructure. The platform leverages DeFi rails with regulatory standings to enable structured private credit transactions on-chain. Qiro focuses on creating a reliable and transparent framework that supports institutional participation in decentralized credit markets.
By connecting institutional on-chain lenders with emerging market borrowers, Qiro facilitates access to private credit opportunities designed for higher net yield. Its infrastructure is purpose-built to support compliant, on-chain credit origination and underwriting, positioning Qiro as a marketplace for institutional-grade private credit within decentralized finance.
Candid answers by the company
We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies
Connect with the team
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Job Description: We are seeking a skilled Backend Developer to join our dynamic team. The ideal candidate will be responsible for designing, implementing, and maintaining the server-side logic, databases, and APIs of our applications. Key responsibilities include collaborating with cross-functional teams to develop scalable and efficient backend systems, troubleshooting and resolving issues, and staying updated on industry trends. Proficiency in programming languages such as Python, Java, or Node.js, along with experience in database management and API development, are essential for success in this role. Strong problem-solving skills, attention to detail, and a passion for creating robust and high-performance backend solutions are highly valued.
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Proficiency in one or more backend programming languages (e.g., Python, Java, Node.js)
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Knowledge of RESTful API design and development
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grow online businesses across multiple channels and global markets. They use data-driven tools to optimize how products are advertised and listed across marketplaces – and handle all associated shipping, logistics, taxes, and compliance.
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money if and when customers’ products sell.
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3+ Years of experience as a software engineer working on backend applications.
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From San Francisco to Chicago to Ottawa, our R&D team is comprised of talented individuals spanning across a robust tech stack. The R&D team is comprised of product, data analytics, engineers across Front End, Back End, DevOps, Business Intelligence, ETL, Data Science, Mobile Apps, and much more. Across these different groups we work towards one common goal: To build products into efficient and seamless user experiences that help our clients succeed.
About the Role
We’re looking for a well-rounded and passionate Full Stack Software Developer to join our team in creating an amazing client experience. If you’re interested in working on all layers of a system from developing new UI controls to creating flexible and scalable data architectures with the latest technologies and tools then Numerator is for you.
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Skills & Requirements
- Minimum 4+ years of relevant experience in Ruby
- Demonstrated experience working on application development projects and test-driven development
- A strong engineer with excellent Ruby experience working with Ruby on Rails
- Experience with Javascript and related frameworks -- Backbone, Angular, React, etc
- Experience with SQL databases – Elasticsearch is a plus
- Experience with REST services and API design
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- Knowledge of agile development process
- Experience with version control systems (Git, Subversion etc.)
Having experience in any of the following would be a valuable asset:
- Experience working with AWS
- Experience working with Node.js
- Basic understanding of the HTTP protocol
- Knowledge of business rules engines
- Programming experience on Unix based infrastructure
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.












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