Tech Lead - Credit

at Qiro Finance

Tech Lead - Credit

Qiro Finance

Company

Home

Tech Lead - Credit

at Qiro Finance

Posted by Bisman Gill

5yrs+

Upto ₹45L / yr (Varies

)

Bengaluru (Bangalore)

Skills

Python

TypeScript

Amazon Web Services (AWS)

Artificial Intelligence (AI)

Team Management

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

6-8+ years of engineering experience, with 3+ years in technical leadership roles.
Strong backend architecture experience in Python and/or TypeScript.
Comfortable designing distributed systems and financial workflows.
Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
Strong understanding of API design, state management, and data modeling.
Able to navigate ambiguity and build 0→1 infrastructure.
Hands-on builder who leads by writing production-grade code.

We Value

Experience with underwriting engines or policy-driven decision systems.
Exposure to smart contracts and blockchain integrations.
Familiarity with PostgreSQL and event-driven architectures.
Experience in early-stage or high-growth startups.
Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

Lead the architecture of a programmable credit infrastructure platform.
Join the founding technical leadership team.
High autonomy and ownership — your decisions shape the company.
In-office collaboration in Bangalore for speed and iteration.
Competitive compensation and meaningful equity.

Our Culture

We operate with:

First-principles thinking
Technical craftsmanship
High ownership
Fast execution with long-term architectural discipline

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

6-8+ years of engineering experience, with 3+ years in technical leadership roles.
Strong backend architecture experience in Python and/or TypeScript.
Comfortable designing distributed systems and financial workflows.
Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
Strong understanding of API design, state management, and data modeling.
Able to navigate ambiguity and build 0→1 infrastructure.
Hands-on builder who leads by writing production-grade code.

We Value

Experience with underwriting engines or policy-driven decision systems.
Exposure to smart contracts and blockchain integrations.
Familiarity with PostgreSQL and event-driven architectures.
Experience in early-stage or high-growth startups.
Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

Lead the architecture of a programmable credit infrastructure platform.
Join the founding technical leadership team.
High autonomy and ownership — your decisions shape the company.
In-office collaboration in Bangalore for speed and iteration.
Competitive compensation and meaningful equity.

Our Culture

We operate with:

First-principles thinking
Technical craftsmanship
High ownership
Fast execution with long-term architectural discipline

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About Qiro Finance

Founded :

2023

Type :

Services

Size :

0-20

Stage :

Raised funding

About

Qiro Finance is an institutional on-chain private credit protocol built with robust credit underwriting infrastructure. The platform leverages DeFi rails with regulatory standings to enable structured private credit transactions on-chain. Qiro focuses on creating a reliable and transparent framework that supports institutional participation in decentralized credit markets.

By connecting institutional on-chain lenders with emerging market borrowers, Qiro facilitates access to private credit opportunities designed for higher net yield. Its infrastructure is purpose-built to support compliant, on-chain credit origination and underwriting, positioning Qiro as a marketplace for institutional-grade private credit within decentralized finance.

Candid answers by the company

What does the company do?

What is the location preference of jobs?

We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies

Connect with the team

Nishikant Bahalkar

Connect

Akshay Poshatwar

Connect

Company social profiles

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