
About us:
Optimo Capital is a newly established NBFC founded by Prashant Pitti, who is also a co-founder of EaseMyTrip (a billion-dollar listed startup that grew profitably without any funding).
Our mission is to serve the underserved MSME businesses in India with their credit needs. With less than 15% of MSMEs having access to formal credit, we aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
As a technology and data-first company, tech and data enthusiasts play a crucial role in building the infrastructure at Optimo, and help the company thrive.
What we offer:
Join our dynamic startup team as a Backend Developer and play a crucial role in building robust web APIs, credit risk and underwriting decision engines, third-party tech integrations, data pipelines, and cloud infrastructure.
This is an exceptional opportunity to learn, grow, and make a significant impact in a fast-paced startup environment. We believe that the freedom and accountability to make decisions in system architecture and technical design bring out the best in you — and help us build the best for the company.
What We Look For:
We're looking for individuals with strong proficiency in Python, Django, and RESTful API development. Experience with Flask, FastAPI, or AWS is a strong plus. Beyond skills, we value your attitude - your hunger to learn, take ownership, and thrive both independently and as part of a team.
We encourage picking up new technologies fast, understanding them deeply, and shipping them into production with confidence.
Skills:
>Core Backend
- Python: Strong proficiency in writing clean, production-level Python code.
- Django & Django REST Framework: Working knowledge in building and maintaining server-side applications.
- Flask / FastAPI: Experience building lightweight RESTful APIs is highly valued
- REST APIs: Strong understanding of API design principles; prior experience building or integrating REST APIs from scratch is essential.
>Databases
- Solid understanding of relational databases (PostgreSQL, MySQL) and NoSQL databases (MongoDB)
- Basic knowledge of query design, database management, and performance optimization.
>Cloud & DevOps
- Basic understanding of AWS (EC2, S3, Lambda, or similar services) is beneficial.
- Familiarity with CI/CD pipelines, server deployments, and cloud infrastructure management is a plus.
>Data
- Understanding of data pipelines and ETL processes is a plus.
- Exposure to dashboarding or data layer tools is appreciated but not required.
>Version Control
- Proficiency in Git — branching, merging, pull requests, and conflict resolution.
- Experience contributing to collaborative codebases is highly valued.
What You'll Work On:
- Design and build backend systems for end-to-end lending workflows — from customer onboarding to loan disbursement — with a focus on credit and risk assessment.
- Develop and maintain REST APIs and rule engines that power straight-through processing for property loans.
- Integrate third-party APIs and services into our core platform.
- Support cloud infrastructure management, including source code repositories, CI/CD pipelines, and deployments.
- Take projects from ideation to production with ownership and accountability.
Other Requirements:
- 2–5 years of industry experience in a backend or software engineering role is required.
- Full-time availability in Bangalore; immediate joiners preferred.
- Strong passion for technology and backend problem-solving.
- Self-motivated, with the ability to work independently and collaboratively in a fast-moving environment.
If you are ready to embark on an exciting journey of growth, learning, and innovation, apply now to join our pioneering team in Bangalore.

About Optimo Capital
About
Optimo Capital is a newly established NBFC with a mission to serve the underserved MSME businesses with their credit needs in India. Less than 15% of MSMEs have access to formal credit. We aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
Being a technology and data-first company, tech and data enthusiasts play a crucial role in building the tech & infra to help the company thrive.
Candid answers by the company
Optimo offers secured and unsecured business loans to the MSMEs in India.
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