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Product Analyst
Cross border Fintech Neobank
Product Analyst

Product Analyst at Cross border Fintech Neobank · Bengaluru (Bangalore) · 0 - 3 years · ₹12L - ₹15L / yr · Posted 10 Feb 2022

Unnati's logo

Product Analyst

at Cross border Fintech Neobank

Agency job
via Unnati
0 - 3 yrs
₹12L - ₹15L / yr
Bengaluru (Bangalore)
Skills
Product Management
Product Strategy

Headquartered in Bangalore, our client is the world's first cross-border neobank that focuses on credit and banking requirements of those migrating from India to the US. This revolutionary startup helps you apply for a bank account and a high-limit credit card with minimal documentation and absolutely no application fee while you are still in your home country.


The company is truly simplifying the financial world by making global financial products easily accessible to global citizens. Their mission is backed by tier 1 VCs and they have already raised in excess of 55 mn dollars within the last one year.

 

As a Product Analyst, you will be responsible for synthesizing data to provide actionable insights to the leadership and the product team to influence strategy and growth.


What you will do:

  • Providing key data inputs needed for launching the product
  • Monitoring the performance of new features and recommending iterations based on your findings
  • Defining metrics we need to drive, setting up targets and tracking the progress of our products
  • Researching on competition and players across the world to benchmark metrics and set goals
  • Conducting customer interviews to understand the customer journey and mapping it to certain patterns we notice in our data
  • Analysing root cause and debugging for metric deviations and bugs
  • Building dashboards and tools, crafting analyses to make better decisions
  • Working with other teams - engineering, data analysts, content closely for setting up, measuring and tracking product metrics
  • Evaluating tools to measure product metrics and being a key member in setting up tools working with other teams
  • Being the gatekeeper for ensuring data governance around the organization
  • Other usual tasks like creating and maintenance of reports and dashboards for ongoing performance tracking

 

Desired Candidate Profile

What you need to have:

  • BTech Graduate from good institutes
  • Experience in product analytics is a plus (0-3 years)
  • Prior experience in a data analysis related profile for an e-commerce/internet company
  • Strong analytical skills
  • Ability to use SQL or reporting tools to derive actionable insights from user behavior
  • Strong passion for analytics and problem solving
  • A strong bias for action
  • Understanding the common metrics used in the internet industry along with business growth metrics such as retention, churn, CAC, CLTV, etc    
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Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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You're the foundational anchor that turns business complexity into crystal-clear product specifications. You don't just gather requirements—you interrogate them, map every edge case, and eliminate ambiguity before a single line of code is written. Own the creation of comprehensive documentation (BRD, PRD, FRD), bridge the gap between stakeholders and engineering, and ensure every feature is built with absolute clarity and precision.

 

Cambridge Wealth is a fast-growing, award-winning investment services and fintech firm obsessed with quality. We serve a high-profile clientele (domestic, NRI, retail, and ultra-HNI professionals) and have been recognized by the BSE and major Mutual Fund houses. You'll work on documentation and feature specs that matter to ultra-HNI wealth clients and innovative fintech users simultaneously.

 

YOUR MISSION:   

Own the requirements lifecycle—from stakeholder interviews and business analysis to comprehensive BRDs, PRDs, and FRDs. Hunt down functional bottlenecks and logical gaps before they reach development, translate complex wealth management workflows into unambiguous engineering specs, and keep the product pipeline airtight without cutting corners.

 

WHAT YOU'LL ACTUALLY BE DOING  

Documentation Mastery (BRD, PRD, FRD)  

Write comprehensive, crystal-clear Business Requirement Documents (BRDs), Product Requirement Documents (PRDs), and Functional Requirement Documents (FRDs). Translate business objectives and user feedback into specs that leave zero room for ambiguity, complete with detailed user stories, workflow diagrams, and strict acceptance criteria.

 

Gap Analysis & Requirements Engineering  

Proactively hunt for functional gaps, logical flaws, and edge cases in proposed features. Conduct rigorous root-cause analysis on requirement mismatches and clarify cross-system dependencies. You identify what is missing from a spec before engineering even looks at it.

 

Stakeholder & Business Alignment  

Act as the primary bridge between business stakeholders, UI/UX designers, and engineering teams. Facilitate requirement-gathering workshops, extract unstated assumptions, and translate complex financial and wealth management workflows into structured functional specifications.

 

Process & Workflow Mapping  

Design clear process flows, system interaction diagrams, and data mapping blueprints. Ensure that internal operational workflows (such as investor onboarding, KYC, and portfolio tracking) are thoroughly documented and optimized for digital execution.

 

UAT & Quality Assurance Support  

Partner closely with QA and engineering team to ensure implementation matches intent. Design comprehensive User Acceptance Testing (UAT) test cases, validate releases against original BRD/FRD criteria, and document post-release discrepancies.

 

Backlog Grooming & Refinement Support  

Collaborate with Product Managers/Owners to help refine, prioritize, and structure the product backlog. Ensure user stories are fully fleshed out with technical constraints, business rules, and precise acceptance criteria prior to sprint planning.

 

THIS ROLE IS NOT FOR YOU IF...  

  • You prefer high-level vision setting over writing detailed granular specifications and functional requirements.
  • You are uncomfortable digging deep into complex operational and financial workflows to find hidden logic gaps.
  • You struggle with structuring ambiguous business ideas into formal, structured documentation.
  • You treat documentation as an afterthought rather than a core engineering asset.

 

WHAT YOU NEED TO BRING  

Core Skills:  

  • 2+ years as a Business Analyst/Product Analyst, or similar role writing detailed BRDs, PRDs, and FRDs in fast-paced fintech or startup environments.
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  • Strong Communication & Technical Writing: You write pristine specs that developers can build directly from, aligning business goals with technical execution.
  • Basic understanding of UX principles and user-centered design methodologies to ensure functional specs align with intuitive user journeys.

 

Technical Toolkit:  

  • Advanced Zoho/Google Sheets: Pivot tables, VLOOKUP, complex formulas, and data structuring.
  • Documentation & Diagramming Tools
  • SQL (basic-to-intermediate): For data extraction, querying requirements, and quick analysis.
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Domain Knowledge (Bonus Points):  

  • Understanding of mutual funds, wealth management, fintech, or regulated financial services.
  • Familiarity with complex investor onboarding flows, KYC compliance, or client delivery in financial services.
  • Hands-on experience working within Agile/Scrum development teams as a requirement writer or scrum master

 

WHY JOIN US?  

  • Massive Learning Curve: Learn how to build a Tech-led organization and a global-quality digital product from the ground-up (not just adding features to old software).
  • You Matter: You’ll be a core contributor with a clear growth trajectory, not just a small cog in a huge wheel.
  • Real Responsibility: Get competitive compensation and the flexibility that comes with proving yourself in a fast-growth, results-oriented environment.

 

OUR HIRING PROCESS  

  1. Application & Initial Screen: Quick application with a few brief questions. (5 min)
  2. Online Challenge: Showcase your aptitude, documentation skills, and gap-analysis capabilities. (70-90 min)
  3. People Sync: Cultural and value alignment conversation. Do we think alike? (30 min)
  4. Deep Dive In-Person Interview: Discussion with product and senior leadership on requirement structuring. (1 hour)
  5. Founder Vision Alignment: Meet leadership to discuss product impact and your role in scaling. (1 hour)
  6. Offer & Onboarding: Reference and BGV checks post-offer.

 

Note: This is a WFO opportunity at Prabhat Road, Pune.

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These principles define how we work at Incubyte. They are non-negotiable. 


Relentless Pursuit of Quality with Pragmatism 

  We build high-quality systems without losing sight of delivery. 


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Active Pursuit of Mastery 

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Job Description

This is a remote position.


Our Core Value

  • Client Success: Our clients’ success is our success
  • Extreme Ownership: We own our work and its outcomes fully
  • Proactive Collaboration: Teamwork elevates us all 
  • Quality with Pragmatism: We aim for excellence with a focus on practical solutions
  • Effective Feedback: Honest, constructive feedback fosters improvement
  • Proactive Collaboration: Teamwork elevates us all


Experience Level

​We're looking for a seasoned Product Manager with at least 4 years of experience building user-centric products. You should be a "product craftsperson" who can demonstrate a history of driving tangible, impactful results


Role Overview 

As a Product Manager, you will be responsible for the entire product lifecycle, from initial concept to launch and beyond. You'll act as the central hub, working with stakeholders and clients to define product roadmaps and success metrics.

A key part of your role will be to deeply understand customer and business needs and translate them into clear, actionable requirements for the development team. You will own the product backlog, analyze performance data to identify opportunities, and partner closely with design and engineering to ensure successful execution


Key Responsibilities

  • Product Strategy & Execution: You will define and document product requirements, create and maintain a prioritized backlog, and ensure business needs are met throughout the design, development, and delivery phases.
  • Data-Driven Decision Making: You will use your strong analytical and problem-solving skills to gather, analyze, and interpret data to prove or disprove hypotheses and guide product evolution. Expertise in Excel and SQL is essential for this.
  • Stakeholder & Client Management: You will communicate with internal and external teams, including clients, to manage expectations, present product status, and gather feedback. Strong consultative, listening, and presentation skills are crucial.
  • Cross-Functional Collaboration: You will coordinate with various teams—including design, engineering, sales, and support—to build, manage, and evolve the product. A solid understanding of software engineering concepts will help you drive product strategy effectively



Requirements

What We're Looking For

  • Product Mindset: You'll be a central figure, coordinating with various teams to build and support the product
  • Agile Experience: You must have experience working within Agile and Extreme Programming methodologies in a continuous deployment environment
  • Technical Acumen: You should have a solid understanding of software engineering concepts to help drive product strategy
  • Exceptional Communication: You should have strong consultative, listening, and presentation skills to effectively communicate with clients and stakeholders
  • Analytical and Problem-Solving Skills: We need someone with a strong ability to understand complex business environments and to dive into data using Excel and SQL to derive meaningful insights.
  • Attention to Detail: You will need to create clear and precise product documentation and assist in the sales and pre-sales process



Benefits

What We Offer 

  • Dedicated Learning & Development Budget: Fuel your growth with a budget dedicated solely to learning.  
  • Conference Talks Sponsorship: Amplify your voice! If you’re speaking at a conference, we’ll fully sponsor and support your talk. 
  • Cutting-Edge Projects: Work on exciting projects with the latest AI technologies   
  • Employee-Friendly Leave Policy: Recharge with ample leave options designed for a healthy work-life balance. 
  • Comprehensive Medical & Term Insurance: Full coverage for you and your family’s peace of mind. 
  • And More: Extra perks to support your well-being and professional growth. 


Work Environment 

  • Remote-First Culture: At Incubyte, we thrive on a culture of structured flexibility — while you have control over where and how you work, everyone commits to a consistent rhythm that supports their team during core working hours for smooth collaboration and timely project delivery. By striking the perfect balance between freedom and responsibility, we enable ourselves to deliver high-quality standards that our customers recognize us by. With asynchronous tools and a push for active participation, we foster a vibrant, hands-on environment where each team member’s engagement and contributions drive impactful results. 
  • Work-In-Person: Twice a year, we come together for two-week sprints to collaborate in person, foster stronger team bonds, and align on goals. Additionally, we host an annual retreat to recharge and connect as a team. All travel expenses are covered. 
  • Proactive Collaboration: Collaboration is central to our work. Through daily pair programming sessions, we focus on mentorship, continuous learning, and shared problem-solving. This hands-on approach keeps us innovative and aligned as a team. 

Incubyte is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Read more
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Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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