Principle Engineer Backend

About StrideOne

StrideOne is a leading fintech platform enabling businesses with innovative supply chain finance and working capital solutions. We partner with enterprises, MSMEs, and financial institutions to simplify access to credit through technology-driven lending solutions. At StrideOne, you'll work in a fast-paced, collaborative environment where innovation, ownership, and continuous learning are encouraged.

About the Role

We're building Credit Engine, a lending platform on top of Apache Fineract that powers credit assessment, disbursement, repayment, and portfolio management for our clients. We're looking for a Java Developer to help build and scale the backend services behind these workflows.

What You'll Work On

• Build and maintain backend services for lending functions — organisation/office management, portfolio and product configuration, cash margin engines, and credit workflows.
• Design and consume REST APIs integrating with internal modules and external banking/financial partners.
• Extend Apache Fineract to support custom lending products and business rules.
• Design and optimize MySQL schemas/queries for transactional, audit-heavy financial data.
• Translate lending/credit policies (interest computation, grace periods, margin calculations) into tested, production-grade code.
• Debug production issues in systems handling real money movement, with focus on correctness and data integrity.
• Participate in code reviews and API/service design discussions.

Must-Have Skills

• 2+ years hands-on Core Java (Java 8+) — OOP, collections, concurrency basics.
• Experience building REST APIs with Spring Boot.
• Strong MySQL skills — schema design, indexing, query optimization, transactions.
• Understanding of transactional consistency, data integrity, and audit trails.
• Comfortable with Git-based collaborative workflows.

Good to Have

• Experience with Apache Fineract or similar core banking/lending platforms.
• Exposure to microservices, message queues, or event-driven systems.
• Familiarity with cloud platforms (AWS/GCP/Azure) and CI/CD.
• Frontend exposure (Angular/React) for API contract collaboration.
• Prior experience in fintech, NBFC, banking, or supply chain finance