Cutshort logo
Qiro Finance logo
Head of Credit Underwriting & Risk (Global)
Head of Credit Underwriting & Risk (Global)
Qiro Finance's logo

Head of Credit Underwriting & Risk (Global)

Qiro Finance's profile picture
Posted by Qiro Finance
7 - 15 yrs
₹1L - ₹1L / yr
Remote only
Skills
Risk assessment
Underwriting
Debt Fund
Hedge Fund
NBFC
NBFI
Credit Risk
Risk Management
Risk analysis
Fintech Lender
CA
CFA

Who we are:

At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.


What are we looking for:

We are seeking a highly skilled and experienced Head of Credit to lead our credit department and drive our lending strategies. As the Head of Credit, you will be responsible for overseeing all aspects of credit underwriting, risk management, credit policy, ensuring that our lending practices align with regulatory requirements and industry best practices while maximizing profitability. The borrowers are NBFIs / NBFCs / Fintech lenders / Debt Funds spread across emerging economies like SEA, LATAM, etc.


Responsibilities:

  • Head the Risk Policy, Credit Underwriting and Collection functions of NBFC / NBFI / Fintech lender / Debt fund from SEA, LATAM, etc.
  • Facilitate the development and constant update of risk policies and related frameworks.
  • Proactive risk assessment of existing portfolio on regular basis identifying weak accounts.
  • Constantly monitor and evaluate Early Warning Signals and deploy/ amend the limits structure for managing the risk concentration across a broad range of parameters.
  • Evaluating creditworthiness and financial stability of global borrowers such as NBFC / NBFI / Fintech Lenders / Debt Funds.
  • Assessing risks in lending and making informed decisions.
  • Maintaining up-to-date knowledge of lending regulations.
  • Provide detailed monthly and weekly reporting for LPs, investors, and management.
  • Build, review, update and maintain the Credit Policy.


Requirements:

  • Minimum 7 years of experience in the Banking/NBFC/Fintech space with at least 3-4 years of experience at management level.
  • Minimum Bachelor’s degree in finance, economics, or related field.
  • Experience in credit analysis or underwriting of NBFCs / Fintech lenders / FIs
  • Strong analytical and decision-making skills.
  • Excellent communication and interpersonal abilities especially to manage global (mostly SEA & LATAM) FIs (NBFC / NBFI / Fintech Lender / Debt Fund)
  • In depth knowledge of credit fund, hedge fund, debt fund, structured debt, corporate finance, and fintech lending. 
  • Strong understanding of regulatory requirements and compliance issues related to lending operations.
  • Exceptional skills in understanding data, trend analysis, score cards and behavior scores is must


Nice to have:

  • Excellent communication skills along with strong presentation and data analytics skills.
  • Professional certifications such as CA, CFA, FRM, or similar credentials are a plus. 



Benefits:

  • Global exposure 
  • Intro to Decentralised Finance world
  • Competitive salary and performance-based bonuses.
  • Flexible remote work.
  • Flexible working hours.
  • Opportunities for professional development and career growth within a dynamic global fintech company.


Salary Range : 20 LPA to 35 LPA


Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About Qiro Finance

Founded :
2023
Type :
Services
Size :
0-20
Stage :
Raised funding

About

Qiro Finance is an institutional on-chain private credit protocol built with robust credit underwriting infrastructure. The platform leverages DeFi rails with regulatory standings to enable structured private credit transactions on-chain. Qiro focuses on creating a reliable and transparent framework that supports institutional participation in decentralized credit markets.


By connecting institutional on-chain lenders with emerging market borrowers, Qiro facilitates access to private credit opportunities designed for higher net yield. Its infrastructure is purpose-built to support compliant, on-chain credit origination and underwriting, positioning Qiro as a marketplace for institutional-grade private credit within decentralized finance.

Read more

Candid answers by the company

What does the company do?
What is the location preference of jobs?

We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies

Connect with the team

Profile picture
Nishikant Bahalkar
Profile picture
Akshay Poshatwar

Company social profiles

bloglinkedintwitter

Similar jobs

Technology Industry
Technology Industry
Agency job
via Peak Hire Solutions by Dhara Thakkar
Bengaluru (Bangalore)
5 - 8 yrs
₹38L - ₹50L / yr
skill iconJava
skill iconSpring Boot
CI/CD
Spring
Microservices
+16 more

Job Details

- Job Title: SDE-3

Industry: Technology

Domain - Information technology (IT)

Experience Required: 5-8 years

Employment Type: Full Time

Job Location: Bengaluru

CTC Range: Best in Industry

 

Role & Responsibilities

As a Software Development Engineer - 3, Backend Engineer at company, you will play a critical role in architecting, designing, and delivering robust backend systems that power our platform. You will lead by example, driving technical excellence and mentoring peers while solving complex engineering problems. This position offers the opportunity to work with a highly motivated team in a fast-paced and innovative environment.

 

Key Responsibilities:

Technical Leadership-

  • Design and develop highly scalable, fault-tolerant, and maintainable backend systems using Java and related frameworks.
  • Provide technical guidance and mentorship to junior developers, fostering a culture of learning and growth.
  • Review code and ensure adherence to best practices, coding standards, and security guidelines.

System Architecture and Design-

  • Collaborate with cross-functional teams, including product managers and frontend engineers, to translate business requirements into efficient technical solutions.
  • Own the architecture of core modules and contribute to overall platform scalability and reliability.
  • Advocate for and implement microservices architecture, ensuring modularity and reusability.

Problem Solving and Optimization-

  • Analyze and resolve complex system issues, ensuring high availability and performance of the platform.
  • Optimize database queries and design scalable data storage solutions.
  • Implement robust logging, monitoring, and alerting systems to proactively identify and mitigate issues.

Innovation and Continuous Improvement-

  • Stay updated on emerging backend technologies and incorporate relevant advancements into our systems.
  • Identify and drive initiatives to improve codebase quality, deployment processes, and team productivity.
  • Contribute to an advocate for a DevOps culture, supporting CI/CD pipelines and automated testing.

Collaboration and Communication-

  • Act as a liaison between the backend team and other technical and non-technical teams, ensuring smooth communication and alignment.
  • Document system designs, APIs, and workflows to maintain clarity and knowledge transfer across the team.

 

Ideal Candidate

  • Strong Java Backend Engineer.
  • Must have 5+ years of backend development with strong focus on Java (Spring / Spring Boot)
  • Must have been SDE-2 for at least 2.5 years
  • Hands-on experience with RESTful APIs and microservices architecture
  • Strong understanding of distributed systems, multithreading, and async programming
  • Experience with relational and NoSQL databases
  • Exposure to Kafka/RabbitMQ and Redis/Memcached
  • Experience with AWS / GCP / Azure, Docker, and Kubernetes
  • Familiar with CI/CD pipelines and modern DevOps practices
  • Product companies (B2B SAAS preferred)
  • have stayed for at least 2 years with each of the previous companies
  • (Education): B.Tech in computer science from Tier 1, Tier 2 colleges


Read more
GradRight
at GradRight
4 recruiters
Patrali M
Posted by Patrali M
Gurugram
5 - 10 yrs
Best in industry
Product Lifecycle Management (PLM)
Fintech

GradRight is an ed-fin-tech company committed to driving transparency and accountability in the global higher education sector.

We are the world's first platform that integrates 'Selection' with 'Financing'. and brings students, banks, and universities into a SaaS environment to make smarter decisions. Using data science, technology, and strategic partnerships across the industry, we enable students to find the “Right University” at the “Right Cost”. We are on a mission to aid a million students to find their best-fit universities and financial offerings by 2025.

Our flagship product - FundRight, is the world’s first student loan bidding platform. In just two years, we have enabled students to get the best deals on $ 1 Billion of loan requests and facilitated disbursements of more than $ 120 Million in loans. We are India's largest single pipeline of education loans and are poised to scale up globally.

Our second product, SelectRight, is the world's first MarTech SaaS platform that redefines how students select the right colleges and how colleges find and engage with the right students.

GradRight is a Delaware, USA-registered company with a wholly-owned subsidiary in India.

Brief:

Obsession with customer needs, passionate about customer experience, and thrive on data - if you resonate with these, then we’d love to hear from you. As a product manager, you’ll be the voice of reason for our entire product ecosystem. You’ll join a fast-paced environment and work with cross-functional teams to design and deliver products aligned with the company’s vision and strategy.

Responsibilities:

  1. Collect and analyze customer needs, collaborate with key stakeholders to ideate and deliver compelling solutions that create incremental value for customers
  2. Create buy-in for product vision across all stakeholders
  3. Develop positioning strategies that can drive growth and improve market share
  4. Create and maintain detailed product requirements and roadmap
  5. Create and track product success metrics and use them to identify problems and opportunities to pursue
  6. Work with designers to build wireframes, validate and translate them into full-blown designs
  7. Collaborate with engineering teams to drive feasibility analysis and refine product requirements
  8. Work closely with engineering teams to deliver the roadmap while optimizing for time-to-market
  9. Own the design <> engineering teams hand-off, release timelines, and work with business teams to plan and execute product launches
  10. Evaluate marketing and sales strategies to ensure that they are in line with product strategy
  11. Standardize the product design process and evangelize the same across all stakeholders

Requirements:

  1. At least 6 years experience as a product manager at a B2C startup, with war stories to share
  2. Proven track record of managing all aspects of product development lifecycle
  3. Strong understanding of software development workflows and ability to work with top-notch engineering teams
  4. Strong problem-solving skills and willingness to roll up one’s sleeves to get the job done
  5. Excellent written and verbal communication skills
  6. Strong presentational and public speaking skills
  7. Bias for experimentation and ability to ask the right questions

Good to have:

  1. Both B2C and B2B experience, preferably on marketplace-like initiatives
  2. Exposure to edTech and/or finTech domains
  3. Worked on products that addressed an international audience
  4. Worked on products that scaled to millions of users

Location: Hyderabad

Additional resources:

  1. Our team - https://gradright.com/team.html
  2. Customer Testimonials - https://gradright.com/testimonials.html

GradRight on social media - LinkedInInstagram

Read more
Top startup of India -  News App
Top startup of India - News App
Agency job
via Jobdost by Sathish Kumar
Noida
1 - 5 yrs
₹15L - ₹27L / yr
skill iconReact.js
skill iconJavascript
skill iconRedux/Flux
skill iconNodeJS (Node.js)
react
Front End Developer Responsibilities:
1. Determining the structure and design of web pages.
2. Ensuring user experience determines design choices.
3. Developing features to enhance the user experience.
4. Ensuring web design is optimized for smartphones.
5. Building reusable code for future use.
6. Optimizing web pages for maximum speed and scalability.
7. Utilizing a variety of markup languages to write web pages.
8. Maintaining brand consistency throughout design.

Front End Developer Requirements:
1. Degree in Computer Science or related field.
2. Understanding of key design principles.
3. Proficiency with nodejs, react, redux.
4. Understanding of server-side rendering.
5. Good problem solving skills
Read more
Kolkata
2 - 7 yrs
₹3L - ₹5L / yr
International sales
Team leadership

IGLOBAL IMPACT ITES PVT. LTD. is hiring Experienced Team Leaders for Website Sales Process for Kolkata location (Night Shift).

Job description

ROLES AND RESPONSIBILITIES:

Leading a team of Customer Services Associates

Define monthly target for Team and devise a strategy to achieve the goals

Guide the team to achieve the daily, weekly and monthly goals

Proactive in identifying the opportunity areas in the program and work towards solution

Conduct rigorous performance reviews with the advisors in the team, on the target management

Identify opportunity areas, review daily reports like APR, agent Quality scores etc. and provide constructive feedback to the advisors

Listen to calls daily to keep a close track on the advisors call quality

Strong planning skills and abilities to project the months performance with the ongoing trends and do a course correction, if needed to bring back the desired performance

Act as a mentor for the team and lead by example

Acts as a subject matter expert by demonstrating and training team on consultative sales approach

Responsible for all aspects of performance management for the program - setting goals / expectations, observing, coaching, counseling, recognizing and rewarding Ensure proper escalation procedures.

Must be Fluent in English (verbal and written)

Out- bound Sales, International sales experienced.

Soft calling to Business and talking feedback for their web work that we have done before.

Maintain strong-relationship with the clients and customers Send quotations to the customers on the basis of inquiries and telephonic discussions. Follow- up quotations / proposals and try to convert them to customer and achieve sales targets set by the Company.

Responsible for handling customer complaints, and efficient daily operations.

To explain the concept of company s services to clients.

Keep track of developments and price changes that take place in the competitive products.

Responsible for interacting for entire Sales Process.

Responsible for accurate and timely issue of quotations.

Responsible for completion of Order process smoothly.

Evaluating new business opportunities and exploring potential markets by conducting market research to understand gather the market area to get the maximum business and projects.

Ability to work under pressure and meet deadlines.



Read more
Anarock Technology
at Anarock Technology
1 video
3 recruiters
Arpita Saha
Posted by Arpita Saha
Bengaluru (Bangalore)
4 - 7 yrs
₹5L - ₹12L / yr
skill iconDocker
Terraform
skill iconAmazon Web Services (AWS)
skill iconKubernetes
DevOps
+2 more

ApnaComplex is one of India’s largest and fastest-growing PropTech disruptors within the Society & Apartment Management business.  The SaaS based B2C platform is headquartered out of India’s tech start-up hub, Bangalore, with branches in 6 other cities. It currently empowers 3,600 Societies, managing over 6 Lakh Households in over 80 Indian cities to effortlessly manage all aspects of running large complexes seamlessly.

ApnaComplex is part of ANAROCK Group. ANAROCK Group is India's leading specialized real estate services company having diversified interests across the real estate value chain.

If it excites you to - drive innovation, create industry-first solutions, build new capabilities ground-up, and work with multiple new technologies, ApnaComplex is the place for you.

 

Must have-

 

  • Knowledge of Docker
  • Knowledge of Terraforms
  • Knowledge of AWS

 

Good to have -

  • Kubernetes
  • Scripting language: PHP/Go Lang and Python
  • Webserver knowledge
  • Logging and monitoring experience
  • Test, build, design, deployment, and ability to maintain continuous integration and continuous delivery process using tools like Jenkins, maven Git, etc. 
  • Build and maintain highly available production systems.
  • Must know how to choose the best tools and technologies which best fits the business needs. 
  • Develop software to integrate with internal back-end systems.
  • Investigate and resolve technical issues.
  • Problem-solving attitude.
  • Ability to automate test and deploy the code and monitor. 
  • Work in close coordination with the development and operations team such that the application is in line with performance according to the customer's expectation.
  • Lead and guide the team in identifying and implementing new technologies.

 

 

Skills that will help you build a success story with us

 

  • An ability to quickly understand and solve new problems
  • Strong interpersonal skills
  • Excellent data interpretation
  • Context-switching
  • Intrinsically motivated
  • A tactical and strategic track record for delivering research-driven results

 

Quick Glances:

 

 

ANAROCK Ethos - Values Over Value:

Our assurance of consistent ethical dealing with clients and partners reflects our motto - Values Over Value.

We value diversity within ANAROCK Group and are committed to offering equal opportunities in employment. We do not discriminate against any team member or applicant for employment based on nationality, race, color, religion, caste, gender identity / expression, sexual orientation, disability, social origin and status, indigenous status, political opinion, age, marital status or any other personal characteristics or status. ANAROCK Group values all talent and will do its utmost to hire, nurture and grow them.

Read more
Japanese based startup company in chennai.
Japanese based startup company in chennai.
Agency job
Chennai
6 - 12 yrs
₹6L - ₹18L / yr
SAP MM
SAP MM-PUR
SAP MM/WM
SAP
HANA
+4 more
Designation: SAP MM Consultant
Location: Chennai
Experience: 6 to 15 years

Job Description

Must have minimum 6 years of experience in SAP MM consultant.
1. SAP MM(Materials Management) Expertise, specifically HANA Procurement of S/4 HANA
2. Good knowledge of P2P(Procure to Pay ) business process.
3. SAP MM Implementation/Support/Development project expertise.
4. Exposure to P2P processes, Pricing Procedure, Taxation, Automatic account determination, release procedure, consignment, stock transport orders, subcontracting etc.
5. S/4 Migration/Implementation/AMS experience - Must
Read more
Capgemini
at Capgemini
14 recruiters
Agency job
via Randstad India by Shreya Chaudhary
Kolkata
1 - 5 yrs
₹1L - ₹3.3L / yr
Customer Support
Help desk
contact center
inbound calls
outbound calls
+1 more
Position – A3 (Process Associate) – Multiple Opening

Job Description:

 Contact Center – Process Associate

Contact Center Agent Job Responsibilities:

  • Managing a team that obtains client information by answering telephone calls; interviewing clients; verifying information.
  • Determines eligibility by comparing client information to requirements.
  • Informs clients by explaining procedures; answering questions; providing information.
  • Maintains communication equipment by reporting problems.
  • Maintains and improves team quality results by adhering to standards and guidelines, recommending improved procedures.
  • Updates job knowledge by studying new product descriptions; participating in educational opportunities.
  • Accomplishes team and service delivery mission by completing related results as needed.
  • Team performance reporting and management

Work Hours:

  • Should be flexible

 

Location: Kolkata

Qualifications / Skills:

  • Verbal communication
  • Phone skills & Listening
  • Reporting & Data entry skills
  • Informing
  • Customer focus
  • Customer service
  • Attention to detail
  • Professionalism
  • Multi-tasking

Band: A3

Education, Experience

  • University/college degree is an asset
  • Previous customer service experience of 1 years to 2 years, especially in Voice process.

 

Position – A4 (Senior Associate) – Multiple Positions

Experience – 3 to 5 Years

Skillset – Helpdesk, Contact Center, Inbound Calls, Outbound Calls, Call Center, ETC.

Salary Range – Max 3.25 LPA

Location – Kolkata

Notice Period – Immediate or Max 30 days

SPOC – Arnab Sarkar

 

Job Description:

  Contact Center – Senior Associate

Contact Center Agent Job Responsibilities:

  • Managing a team that obtains client information by answering telephone calls; interviewing clients; verifying information.
  • Determines eligibility by comparing client information to requirements.
  • Informs clients by explaining procedures; answering questions; providing information.
  • Maintains communication equipment by reporting problems.
  • Maintains and improves team quality results by adhering to standards and guidelines; recommending improved procedures.
  • Updates job knowledge by studying new product descriptions; participating in educational opportunities.
  • Accomplishes team and service delivery mission by completing related results as needed.
  • Team performance reporting and management

Work Hours:

  • Should be flexible

 

Location: Kolkata

Qualifications / Skills:

  • Verbal communication
  • Phone skills & Listening
  • Reporting & Data entry skills
  • Informing
  • Customer focus
  • Customer service
  • Attention to detail
  • Professionalism
  • Multi-tasking

Band: A4

Education, Experience

  • University/college degree is an asset
  • Previous customer service experience of 3 years to 5 years, especially in Voice process.

 

Read more
Hyderabad
3 - 10 yrs
₹6L - ₹18L / yr
3D CAD
AutoCAD
skill iconC++
Kernel Programming
CAD
+1 more
-Exp 3-9 yrs with major exp in CAD development.
-Exp in C++ as IT dev exp
-strong exp in CAD programming
Read more
Cue Blocks Technologies Pvt Ltd
Ketaky Sharma
Posted by Ketaky Sharma
Chandigarh
2 - 7 yrs
₹4L - ₹7L / yr
magento 2.0
skill iconPHP
Magento
Looking for kick-ass developers with 2+ years of real-time eCommerce experience in Magento development (Enterprise Edition preferred) If you're an expert at understanding Magento's code structure and have worked on extensions, apply now!
Read more
Tipagency
at Tipagency
1 recruiter
Divya Hegde
Posted by Divya Hegde
Bengaluru (Bangalore)
3 - 7 yrs
₹5L - ₹9L / yr
Business Development
Sales
Client Servicing
Presales
Salesforce

The Integrated Penguin is a young, award-winning creative tech outfit that crafts branding, website, apps and design solutions.

Our Business Offerings:

Branding & Communications

Digital Solutions

Interactive Design (UI/UX)

 

TIP Gaming is our brand new offering

that uses technology to reimagine customer engagement and marketing for our clients.

 

We have worked with both Indian and international brands, from working for the State Government to helping a world-famous cosmetic brand get online with an e-learning platform.

 

The ideal candidate will lead initiatives to generate and engage with business partners to build new business for the company. This candidate will be focused and have strong communication skills. They should be able to think critically when making plans and have a demonstrated ability to execute a particular strategy. 

 

Responsibilities

  • Identify partnership opportunities
  • Develop new relationships in an effort to grow business and help the company expand
  • Maintain existing business
  • Think critically when planning to assure project success

 

Qualifications

  • Bachelor's degree or equivalent experience
  • 3 - 4 years' prior industry-related business development experience
  • Strong communication and interpersonal skills
  • Strong Creative-Tech Agency background
  • Proven knowledge and execution of successful development strategies
  • Focused and goal-oriented
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos