Who we are:
At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.
What are we looking for:
We are seeking a highly skilled and experienced Head of Credit to lead our credit department and drive our lending strategies. As the Head of Credit, you will be responsible for overseeing all aspects of credit underwriting, risk management, credit policy, ensuring that our lending practices align with regulatory requirements and industry best practices while maximizing profitability. The borrowers are NBFIs / NBFCs / Fintech lenders / Debt Funds spread across emerging economies like SEA, LATAM, etc.
Responsibilities:
- Head the Risk Policy, Credit Underwriting and Collection functions of NBFC / NBFI / Fintech lender / Debt fund from SEA, LATAM, etc.
- Facilitate the development and constant update of risk policies and related frameworks.
- Proactive risk assessment of existing portfolio on regular basis identifying weak accounts.
- Constantly monitor and evaluate Early Warning Signals and deploy/ amend the limits structure for managing the risk concentration across a broad range of parameters.
- Evaluating creditworthiness and financial stability of global borrowers such as NBFC / NBFI / Fintech Lenders / Debt Funds.
- Assessing risks in lending and making informed decisions.
- Maintaining up-to-date knowledge of lending regulations.
- Provide detailed monthly and weekly reporting for LPs, investors, and management.
- Build, review, update and maintain the Credit Policy.
Requirements:
- Minimum 7 years of experience in the Banking/NBFC/Fintech space with at least 3-4 years of experience at management level.
- Minimum Bachelor’s degree in finance, economics, or related field.
- Experience in credit analysis or underwriting of NBFCs / Fintech lenders / FIs
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal abilities especially to manage global (mostly SEA & LATAM) FIs (NBFC / NBFI / Fintech Lender / Debt Fund)
- In depth knowledge of credit fund, hedge fund, debt fund, structured debt, corporate finance, and fintech lending.
- Strong understanding of regulatory requirements and compliance issues related to lending operations.
- Exceptional skills in understanding data, trend analysis, score cards and behavior scores is must
Nice to have:
- Excellent communication skills along with strong presentation and data analytics skills.
- Professional certifications such as CA, CFA, FRM, or similar credentials are a plus.
Benefits:
- Global exposure
- Intro to Decentralised Finance world
- Competitive salary and performance-based bonuses.
- Flexible remote work.
- Flexible working hours.
- Opportunities for professional development and career growth within a dynamic global fintech company.
Salary Range : 20 LPA to 35 LPA

About Qiro Finance
About
Qiro is an institutional private credit protocol with robust credit underwriting infrastructure. Qiro leverages DeFi rails with regulatory standings, connecting institutional on-chain lenders to emerging market borrowers for higher net yield.
Candid answers by the company
We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies
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Job Overview:
We are seeking a skilled PHP Laravel Developer to join our team. The successful candidate will be responsible for designing, developing, and maintaining web applications using Laravel framework.
Key Responsibilities:
- Develop high-quality web applications using PHP, Laravel framework, and related technologies.
- Collaborate with cross-functional teams to define, design, and ship new features.
- Write clean, secure, and scalable code that meets coding standards and best practices.
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- Troubleshoot and debug complex issues and provide timely solutions.
- Develop and maintain API integrations with third-party services.
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- Participate in project planning and estimation.
- Keep up-to-date with the latest trends and best practices in web development.
Qualifications:
- Bachelor's degree in Computer Science, Software Engineering, or related field.
- Minimum 1-3 years of experience in PHP development, with a focus on Laravel framework.
- Proficient in PHP, MySQL, HTML5, CSS3, JavaScript, jQuery, and Ajax.
- Experience with RESTful API development and integration.
- Solid understanding of object-oriented programming, MVC design patterns, and software development principles.
- Familiarity with Git version control and Agile development methodology.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
If you are a self-motivated individual with a passion for product development and want to work in a challenging environment, we encourage you to apply for this position.
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Overall 2+ years of experience in IT industry
Mid level experience in NodeJS and ExpressJS
Design and Develop JavaScript application
Mid level experience in JavaScript frontend usage
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Experience in GIT, JIRA is necessary
Experience in usage of postman
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Experience in Unit testing for NodeJS using Jest Framework will be useful
Here is your chance to work with a global teaching and evaluation program, where you will BE developing web-apps that make a difference to the users.
Our client is an online education and assessment platform founded by a group of teachers, technologists, and parents who got together to create a system that can help their own children. Their primary aim in creating this system was to provide a service that could help students hone their understanding of mathematics. What they offer today is an assessment infrastructure that focuses on helping a child understand the various aspects (categorized by class and topics) that are relevant to their age. The company currently provides the ability to generate unlimited questions for various grades and provide solutions to best solve these questions The assessments can be done online or can be printed out and will provide a holistic picture of a child is faring.
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What you need to have:- Bachelor’s degree in human-computer interaction or Design or Fine Art or Architecture or Engineering or IT technical discipline or in place of 2+ years of internship or 1+ years of industry design experience
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- Superlative visual design skills, excellent problem solving skills, and the ability to work well in a collaborative team environment
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Business Development Manager- Job Description
Responsibilities
- Lead generation through various marketing activities, cold call and networking.
- Meet potential clients by growing, maintaining, and leveraging your network.
- Developing sales plan, prospecting / identification of opportunities, customer presentations, managing RFI / RFP responses, and winning opportunities.
- Achieve set targets in terms of revenue, profitability, collection and other result areas.
- Work with technical team and other internal colleagues to meet customer needs.
- Arrange and participate in internal and external client debriefs.
- Manage Key Accounts, develop and maintain client relationship.
- New Account Development, Developing relationships with key decision-makers in target organizations for business development.
- Understanding and coordinating client's needs / enhancements and consulting with team to provide solutions in adherence to delivery schedules.
Skill Sets
- Knowledge of IT Infrastructure Solutions and Services.
- Knowledge of Networking products like Switches, Routers, structured cabling , NAS SAN Storage, CCTV etc.
- Knowledge of of IT Security products like UTM, firewall, VA-PT Cyber Security and End Point Security.
- Knowledge of Computing like Servers, Desktops etc.
Requirements
- Technical Background (BE, B.Tech, B Sc, BCA, B.com, Diploma) MBA a strong plus.
- Good track record in IT Hardware, Software & Services sales.
- 3 to 12 years of Corporate Sales experience in IT Industry mandatory.
- Excellent interpersonal, diplomacy and conflict-resolution skills.
- Good Personal Networking Skills.

-Proficient understanding of web markup, including HTML5, CSS3
-Knowledge of JS based build tools like Grunt, Gulp, and Bower
-Knowledge of Unit Testing with Jest
-Exposure in SEO, Web Service integration, asynchronous request handling, partial page update etc.
-Exposure to Node.js would be an added advantage
-Knowledge of different process tools like Git, SVN, Jenkins etc.
DESIRED SKILLS:
-Strong experience in Responsive Design, React JS
-Understanding of Native and Cross Platform mobile applications and user experience best practices
-Exposure to Node.js, Angular and React Native would be an added advantage
Job Title: Software Development Manager
Job Type: Full – Time
Location: Pune
Work Timings – General Shift
Main Job Tasks and Responsibilities:
- Provide project management and overall leadership on every aspect of the software and infrastructure
- Engage in external customer and client discussions at all stages of a project lifecycle as needed, including initial project scoping efforts through development and project presentation.
- Get involved to provide directions for different projects inclusive of research, development, design, evaluation, testing along with delivery.
- Supervise architecture planning and lead efforts to develop a technical roadmap for projects.
- Breakdown the Project stories into Sprints and ensure project completion on time by delegating, monitoring, and mitigating risks.
- Establish and stimulate software development standards and processes along with best practices.
- Perform closely with Engineers, Developers, and Product Management throughout the organization.
- Brainstorming new product development strategies and solutions.
- Constantly find ways to improve efficiency, introduce automation and smart measures for robust quality.
- Ensure quality design reviews to meet the customer’s SLA.
- Supervise resource allocation to assure the attainment of apt business and personnel development goals.
- Involve in strategic plans to accomplish technical as well as business with leadership chain, team, and customers.
- Evaluate projects, develop and update schedules plus supervise project status.
- Collaborate effectively with all team members as well as hold regular team meetings.
- Provide a safe and healthy environment for the team to develop and grow into highly productive, self-motivated, and competitive intellectuals
Skills and Experience:
Qualifications:
- BE/B-Tech/MBA in any related field.
- Experience: 5+ years
Skills:
- Strong Verbal and Written Communications Skills.
- Strong Relationship Building Ability with teams at all locations.
- Ability to work Collaboratively with various Verticals across multiple Geographical Locations.
- Ability to handle multiple projects simultaneously, efficiently & accurately.
- Should have technical knowledge of product development over Mobile, desktop, and enterprise infrastructure.
- Should have the ability to independently manage development from design through testing and deployment.
- Should have had experience tech stacks like MERN, MEAN, LAMP, or equivalent.
- UI experience is preferred.
- 2+ years of application development experience using Cloud technologies.
Personal Qualities and Behavior traits:
- Be a good team worker demonstrating loyalty and commitment to the organization and team members.
- Good organizational and communication skills and excellent attention to details
- Interact with individuals to facilitate information and feedback.

