Cutshort logo
Qiro Finance logo
Head of Credit Underwriting & Risk (Global)
Head of Credit Underwriting & Risk (Global)
Qiro Finance's logo

Head of Credit Underwriting & Risk (Global)

Qiro Finance's profile picture
Posted by Qiro Finance
7 - 15 yrs
₹1L - ₹1L / yr
Remote only
Skills
Risk assessment
Underwriting
Debt Fund
Hedge Fund
NBFC
NBFI
Credit Risk
Risk Management
Risk analysis
Fintech Lender
CA
CFA

Who we are:

At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.


What are we looking for:

We are seeking a highly skilled and experienced Head of Credit to lead our credit department and drive our lending strategies. As the Head of Credit, you will be responsible for overseeing all aspects of credit underwriting, risk management, credit policy, ensuring that our lending practices align with regulatory requirements and industry best practices while maximizing profitability. The borrowers are NBFIs / NBFCs / Fintech lenders / Debt Funds spread across emerging economies like SEA, LATAM, etc.


Responsibilities:

  • Head the Risk Policy, Credit Underwriting and Collection functions of NBFC / NBFI / Fintech lender / Debt fund from SEA, LATAM, etc.
  • Facilitate the development and constant update of risk policies and related frameworks.
  • Proactive risk assessment of existing portfolio on regular basis identifying weak accounts.
  • Constantly monitor and evaluate Early Warning Signals and deploy/ amend the limits structure for managing the risk concentration across a broad range of parameters.
  • Evaluating creditworthiness and financial stability of global borrowers such as NBFC / NBFI / Fintech Lenders / Debt Funds.
  • Assessing risks in lending and making informed decisions.
  • Maintaining up-to-date knowledge of lending regulations.
  • Provide detailed monthly and weekly reporting for LPs, investors, and management.
  • Build, review, update and maintain the Credit Policy.


Requirements:

  • Minimum 7 years of experience in the Banking/NBFC/Fintech space with at least 3-4 years of experience at management level.
  • Minimum Bachelor’s degree in finance, economics, or related field.
  • Experience in credit analysis or underwriting of NBFCs / Fintech lenders / FIs
  • Strong analytical and decision-making skills.
  • Excellent communication and interpersonal abilities especially to manage global (mostly SEA & LATAM) FIs (NBFC / NBFI / Fintech Lender / Debt Fund)
  • In depth knowledge of credit fund, hedge fund, debt fund, structured debt, corporate finance, and fintech lending. 
  • Strong understanding of regulatory requirements and compliance issues related to lending operations.
  • Exceptional skills in understanding data, trend analysis, score cards and behavior scores is must


Nice to have:

  • Excellent communication skills along with strong presentation and data analytics skills.
  • Professional certifications such as CA, CFA, FRM, or similar credentials are a plus. 



Benefits:

  • Global exposure 
  • Intro to Decentralised Finance world
  • Competitive salary and performance-based bonuses.
  • Flexible remote work.
  • Flexible working hours.
  • Opportunities for professional development and career growth within a dynamic global fintech company.


Salary Range : 20 LPA to 35 LPA


Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Subodh Popalwar's profile image

Subodh Popalwar

Software Engineer, Memorres
For 2 years, I had trouble finding a company with good work culture and a role that will help me grow in my career. Soon after I started using Cutshort, I had access to information about the work culture, compensation and what each company was clearly offering.
Companies hiring on Cutshort
companies logos

About Qiro Finance

Founded :
2023
Type :
Services
Size :
0-20
Stage :
Raised funding

About

Qiro is an institutional private credit protocol with robust credit underwriting infrastructure. Qiro leverages DeFi rails with regulatory standings, connecting institutional on-chain lenders to emerging market borrowers for higher net yield.

Read more

Candid answers by the company

What does the company do?
What is the location preference of jobs?

We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies

Company social profiles

linkedintwitter

Similar jobs

Saptang Labs
at Saptang Labs
2 candid answers
Kamaleshm B
Posted by Kamaleshm B
Chennai
1 - 2 yrs
₹4L - ₹8L / yr
skill iconVue.js
skill iconAngularJS (1.x)
skill iconAngular (2+)
skill iconReact.js
skill iconJavascript
+5 more

About the Role:

We are seeking a talented and motivated L2 Software Development Engineer to join our dynamic team. As an L2 engineer, you will be responsible for designing, developing, and maintaining high-quality software solutions while working closely with cross-functional teams. Your role will include troubleshooting complex issues, implementing best practices, and contributing to the architecture and scalability of our systems.

Key Responsibilities:

  • Design, develop, test, and maintain software solutions in accordance with business and technical requirements.
  • Write clean, efficient, and well-documented code, following industry standards and best practices.
  • Collaborate with cross-functional teams including product managers, designers, and other engineers to deliver new features and improvements.
  • Troubleshoot and resolve complex software issues across multiple systems and layers of the stack.
  • Optimize application performance, scalability, and security.
  • Conduct code reviews, mentor junior engineers, and contribute to continuous improvements in development processes.
  • Participate in the full software development lifecycle (SDLC), from requirement gathering to deployment and monitoring.
  • Stay updated with emerging trends and technologies in software development and actively contribute to process improvements.
  • Document technical specifications, architecture, and development processes.

Skills and Qualifications:

  • Bachelor’s degree in Computer Science, Engineering, or related field.
  • 1-2 years of experience in software development, with expertise in one or more programming languages (e.g., Python, Java, C++, JavaScript, etc.).
  • Strong knowledge of object-oriented design, algorithms, and data structures.
  • Experience with version control systems (e.g., Git) and familiarity with CI/CD pipelines.
  • Solid understanding of databases (SQL and/or NoSQL) and API design (RESTful/GraphQL).
  • Familiarity with cloud platforms (AWS, Azure, or GCP) and containerization technologies (Docker, Kubernetes) is a plus.
  • Strong problem-solving skills with the ability to troubleshoot and resolve complex software issues.
  • Excellent communication skills, both verbal and written, with the ability to collaborate effectively in a team environment.
  • Experience working in an Agile development environment.

Preferred:

  • Experience with front-end technologies (React, Angular, or Vue.js) or mobile development is a plus.
  • Knowledge of DevOps practices and tools for automation and infrastructure management.
  • Familiarity with testing frameworks and best practices in software testing (unit, integration, end-to-end testing).
  • Experience working with microservices architecture and distributed systems.

Benefits:

  • Competitive salary and benefits package.
  • Opportunities for career growth and professional development.
  • Work-life balance and flexible work arrangements.
  • Exposure to cutting-edge technologies and challenging projects.
  • A collaborative and inclusive work environment.


Read more
seed funded company backed by marque angel investors
seed funded company backed by marque angel investors
Agency job
via Qrata by Prajakta Kulkarni
Bengaluru (Bangalore)
1 - 4 yrs
₹3L - ₹6L / yr
Sales
Inside Sales

What are we looking or

  1. Women-only
  2. Experience in Sales and/or customer consulting
  3. Ability to understand and handle data sets through google sheets and Excel
  4. Experience: 1-2 Years

 

Job Role:

  1. Convert highly qualified leads into Savage members, by consulting and guiding them based on their conditions and requirement
  2. Assess ways to optimize the overall top of funnel lead flow at Savage by working with external communities
  3. Create weekly reports on work done, what worked and what did not work.
  4. Be the voice of prospective customers in the system
Read more
WebMob Technologies
at WebMob Technologies
1 video
1 recruiter
SwaraBhatt
Posted by SwaraBhatt
Ahmedabad
3 - 6 yrs
₹4L - ₹9L / yr
skill iconLaravel
skill iconPHP
MySQL

Requirements:

  • A candidate must have in-depth knowledge of Laravel and Illuminate.
  • Must have an understanding of Relationships & Eloquent.
  • Should have proven experience to use Laravel in any of the projects either on the job or during the academics.
  • Should have developed minimum 3 to 4 projects during the work experience.
  • Basic Knowledge of creating REST API in Laravel.
  • Basic knowledge of front-end technologies such as HTML, Javascript/jQuery, Ajax and CSS3
  • Ability to understand security compliance of PHP
  • An implication of OOP is must, hence in-depth understanding is necessary.
Will be a Plus:
  • ​Knowledge of Cloud-Server.
  • Knowledge of CI/CD.
  • Knowledge advance Front-End Technologies.
  • Basic knowledge of NodeJS.
​We Offer:
  • 5 Days Working
  • Competitive Salary.
  • Knowledge-Based Hierarchy
  • Trending Technology Development
  • Career Development Programs.
  • Reskilling Programs.
  • Comapny Sponsored National & International Certification Courses.
  • Tremendous Scope of Responsibilities and KPIs Aligned with Individual and Organisational Goals.
  • Exposure to working with a team size of 65+.
  • Good Project Incentives and Rewards.
  • Monthly Rewards and Recognition Program- Star Performer of the Month.
  • Work-Life Balance.
  • Fantastic Team Spirit with Creative, Fun and Open Office Work Culture.
Responsibility:
  • Write “clean”, well-designed code
  • Design overall architecture of the web application and maintain quality and ensure responsiveness of applications.
  • Collaborate with the rest of the engineering team and work on code versioning tools such as GIT.
  • Carry out risk analysis of introducing new technology for development and infrastructure to ensure security and ultimate goal.
  • Maintaining existing codebase, to include troubleshooting bugs and adding new features.
  • Understanding and implementation of security and data protection.
  • Documenting application changes and developing updates.
  • Develop the quality product using best practices of Laravel.
Read more
Neewee
Hemanshi Bharmani
Posted by Hemanshi Bharmani
Bengaluru (Bangalore)
4 - 8 yrs
₹10L - ₹15L / yr
Project Management
Software project management
IT project management
skill iconJava
User Interface (UI) Development
+7 more

Profile: Project Manager 

Experience: 6+ years

Education Qualification: Graduate/Postgraduate


Neewee is an Industrial Analytics start-up, focused in making manufacturing visible, transparent, efficient, and autonomous to its clients. 

Started in 2014 our journey has evolved from making manufacturing complexity and risk a thing of the past. 

Bodhee is our in-house product. We are looking for Project Managers to work with our Product team .


Responsibilities:


· Manage technical aspects of projects, including planning, execution, and delivery

· Translate product strategy into detailed requirements for prototype construction and final product development

· Create Functional and Technical specification documents, translate application storyboards and use cases into functional applications

· Track project progress, identify and mitigate risks, and ensure project deliverables are completed on time and within budget

· Delivering new Bodhee features using AGILE delivery programs

· Ensure project quality and adherence to industry standards and best practices

· To act as a single point of contact from the team to Bodhee Stakeholders

· Identify and implement process improvements to increase efficiency and reduce costs

· Promote teamwork, motivate, mentor and develop subordinates

· Manage and take ownership of product including defining scope and developing requirements for product launch


Requirements


· Overall 6+ years’ experience with 3+ years of experience as Project Manager for any development projects and hands-on technical    experience

· Proven experience as a technical project manager, with a track record of delivering projects on time and within budget

· Experience with agile software development methodologies.

· Strong experience with Java and UI design and development

· Strong experience leading development teams utilizing Java and UI technologies.

· Working experience with Data Analytics products is a plus

· Strong understanding of RDBMS and working experience with SQL

· Experience with developing Micro-services Based applications

· Excellent problem-solving and analytical skills

· Excellent communication skills


Read more
Anarock Technology
at Anarock Technology
1 video
3 recruiters
Arpita Saha
Posted by Arpita Saha
Mumbai, Gurugram, Bengaluru (Bangalore)
3 - 6 yrs
₹15L - ₹30L / yr
Product design
Product Designer
User Experience (UX) Design
User Research
Wireframing
+7 more

At Anarock Tech, we are building a modern technology platform with automated analytics and reporting tools. This offers timely solutions to our real estate clients, while delivering financially favorable and efficient results.

If it excites you to - drive innovation, create industry-first solutions, build new capabilities ground-up, and work with multiple new technologies, Anarock is the place for you.

 

 

We’re looking for an experienced UX/Product designer to take on the end-to-end design of the web and mobile product suite experience. As a pivotal member the Anarock’s team, this portfolio will support Product Managers and Engineering for a broad set of digital experiences.

You will be responsible for translating business objectives into product concepts by iterating and optimising UI designs while maintaining a consistent and user-friendly experience across mobile and web platforms.

We have 3 key focus areas: Product Design, User Research, and Visual Design.


Key job responsibilities

  • Design web and native mobile app experiences that delight our users and help drive the company vision
  • Collaboration with the product, engineering, data, marketing, and other teams to ensure a quality end-to-end customer experience
  • Create consistent and thoughtful designs that include user flows, interaction designs, information architecture, and more
  • Pitch and present designs to stakeholders for sign-off
  • Provide accurate specifications for the engineering team
  • Create design system to ensure consistent experience across various features
  • Participate in design reviews and feedback sessions to help the design team  

 

Basic Qualifications

  • 3+ years of product design experience (Product Based Company) in all phases of the design process: user research, wire-framing, prototyping, visual design, interaction design, and usability
  • Experience in complex UX/UI design and end-to-end processes in B2B SaaS and B2C
  • Strong understanding of iOS and Android native app patterns
  • Strong understanding of visual design basics (color theory, typography, spacing)
  • Strong understanding of digital design fundamentals (forms, interaction methods, responsive design etc.)
  • Expertise with user-centered design principles
  • Deep knowledge of design tools, such as Photoshop, Sketch, Illustrator, Figma,

 

 

Skills that will help you build a success story with us

  • Experience in working with a cross-functional team of developers, product managers, and
  • Communicating and storytelling to present your work and articulate design rationale for efficient design
  • Zooming out to product concepts and zooming in to design details while wire- framing, prototyping, and reusing components from a design
  • Integrate and manage the ANAROCK brand through a visual design

 

Experience: 3 - 6 years

 

Locations: Bangalore or Mumbai or Gurgaon

 


 

Quick Glances:

 

 

Anarock Ethos - Values Over Value:

Our assurance of consistent ethical dealing with clients and partners reflects our motto - Values Over Value.

We value diversity within ANAROCK Group and are committed to offering equal opportunities in employment. We do not discriminate against any team member or applicant for employment based on nationality, race, color, religion, caste, gender identity / expression, sexual orientation, disability, social origin and status, indigenous status, political opinion, age, marital status or any other personal characteristics or status. ANAROCK Group values all talent and will do its utmost to hire, nurture and grow them

 

Read more
Extramarks
at Extramarks
4 recruiters
Prachi Sharma
Posted by Prachi Sharma
Remote, Noida, Delhi, Gurugram, Ghaziabad, Faridabad
2 - 6 yrs
₹8L - ₹18L / yr
User Interface (UI) Design
skill iconAdobe XD
Interaction Design
skill iconAdobe Illustrator
Adobe Photoshop
+2 more

 

Responsibilities: 

Plan and implement new designs 

Optimise existing user interface designs 

Test for intuitively and experience. 

Understand the business problems and work closely with the UX team and take lead in converting wireframes into intuitive visual design experiences. 

Working closely with product, business and design teams to improve the overall user experience. 

Testing UIs and user flows after development. 

Present and defend your design decisions. All your design decisions should be based on the overall design roadmap as well as your own design thinking and fundamental principles (i.e. color theory, visual weight, etc.) 

Continually keep yourself and your design team updated with the latest changes in your industry's standards. 

Read more
senrysa technologies (p) ltd
Joyita Guha
Posted by Joyita Guha
Bengaluru (Bangalore)
3 - 6 yrs
₹3L - ₹10L / yr
skill iconJava
skill iconKotlin
skill iconAndroid Development
Model-View-View-Model (MVVM)
RxJava
+1 more
  • Strong knowledge of Android SDK, different versions of Android, and how to deal with different screen sizes
  • Familiarity with RESTful APIs to connect Android applications to back-end services
  • Strong knowledge of Android UI design principles, patterns, and best practices
  • Experience with offline storage, threading, and performance tuning
  • Ability to design applications around natural user interfaces, such as “touch”
  • Familiarity with the use of additional sensors, such as gyroscopes and accelerometers
  • Knowledge of the open-source Android ecosystem and the libraries available for common tasks
  • Ability to understand business requirements and translate them into technical requirements
  • Familiarity with cloud message APIs and push notifications

 

 

Read more
TheCapitalNet
at TheCapitalNet
1 recruiter
Kulwant Kaur
Posted by Kulwant Kaur
Hyderabad
5 - 12 yrs
₹6L - ₹22L / yr
MEAN stack
MERN Stack
skill iconAngularJS (1.x)
skill iconAngular (2+)
skill iconNodeJS (Node.js)
+2 more
We are looking for MEAN Stack Developers with strong Angular and/or NodeJS development skills. Your primary focus will be to implement a complete user interface in the form of a mobile and desktop web application, with a focus on performance. Your main duties will include creating modules and components and coupling them together into a functional app. The artistic design will be delivered to you, in form of JPEG/PNG/SVG, and you would be required to generate CSS and HTML which should be responsive & adaptive in nature. You will work in a team with the back-end developer, and communicate with the API using standard methods. A thorough understanding of all of the components of our platform and infrastructure is required.

What you get to do in this role:

Delivering a complete front end application

Creating custom, general use modules and components which extend the elements and modules of core Angular

Ensuring high performance on mobile and desktop

Writing tested, idiomatic, and documented JavaScript, HTML and CSS

Cooperating with the back-end developer in the process of building the RESTful API

Communicating with external web services

Validating user actions on the client side and providing responsive feedback

To be successful in this role, we need someone who has this:

Graduate in computer science, B Tech, with a keen interest in technology and engineering

Looking for experience range of 4-12 years for positions, Developer I, Developer II and Developer III.

Deep knowledge of Angular practices and commonly used modules based on extensive work experience

Proficiency in NodeJS would be highly desirable

Proficiency with JavaScript and HTML5.

Creating self-contained, reusable, and testable modules and components

Ensuring a clear dependency chain, in regard to the app logic as well as the file system

Professional, precise communication skills

Writing non-blocking code, and resorting to advanced techniques such as multi-threading, when needed
Read more
Niyati Technologies
at Niyati Technologies
4 recruiters
Ashwin Jebaz
Posted by Ashwin Jebaz
Chennai
1 - 4 yrs
₹2L - ₹8L / yr
skill iconRuby on Rails (ROR)
skill iconRuby
skill iconJavascript
MySQL
skill iconMongoDB
Niyati Technologies is an IT Services company from Chennai. We are currently looking for experienced RoR developers for our upcoming SaaS product. Is this something of interest to you? Details here: https://www.niyati.com/careers-ruby-rails.htm
Read more
Codebrahma Technologies Pvt. Ltd.
Bengaluru (Bangalore)
2 - 10 yrs
₹4L - ₹17L / yr
skill iconJavascript
skill iconReact.js
skill iconRedux/Flux
React JS Developer @ Bangalore Skills Required : I hope this Job finds you in good spirit. We're looking for a talented Software Developer for our organization. For this role, we need people who are eager to take ownership and love learning new things. - Looking for a minimum of 1.5 + years of hands-on work experience in React JS.- Someone who has a strong understanding of ReactJS and Redux, must has built at least 1-2 projects on it. - Has written unit tests and integration tests in Javascript - Understands design patterns in Javascript - Has a good understanding of how to architect single page applications on the front-end - Has dabbled around with Javascript ES 2016 - Proficient understanding of code versioning tools (Git) - Cares for Scalability - Good at estimating and architecture. Let us know your contributions to the open source community at GitHub. Here is our company link, checkout to know us better. https://codebrahma.com/
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly. No 3rd party agencies here.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
21,01,133
Matches delivered
37,12,187
Network size
15,000
Companies hiring
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Subodh Popalwar's profile image

Subodh Popalwar

Software Engineer, Memorres
For 2 years, I had trouble finding a company with good work culture and a role that will help me grow in my career. Soon after I started using Cutshort, I had access to information about the work culture, compensation and what each company was clearly offering.
Companies hiring on Cutshort
companies logos