Who we are:
At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.
What are we looking for:
We are seeking a highly skilled and experienced Head of Credit to lead our credit department and drive our lending strategies. As the Head of Credit, you will be responsible for overseeing all aspects of credit underwriting, risk management, credit policy, ensuring that our lending practices align with regulatory requirements and industry best practices while maximizing profitability. The borrowers are NBFIs / NBFCs / Fintech lenders / Debt Funds spread across emerging economies like SEA, LATAM, etc.
Responsibilities:
- Head the Risk Policy, Credit Underwriting and Collection functions of NBFC / NBFI / Fintech lender / Debt fund from SEA, LATAM, etc.
- Facilitate the development and constant update of risk policies and related frameworks.
- Proactive risk assessment of existing portfolio on regular basis identifying weak accounts.
- Constantly monitor and evaluate Early Warning Signals and deploy/ amend the limits structure for managing the risk concentration across a broad range of parameters.
- Evaluating creditworthiness and financial stability of global borrowers such as NBFC / NBFI / Fintech Lenders / Debt Funds.
- Assessing risks in lending and making informed decisions.
- Maintaining up-to-date knowledge of lending regulations.
- Provide detailed monthly and weekly reporting for LPs, investors, and management.
- Build, review, update and maintain the Credit Policy.
Requirements:
- Minimum 7 years of experience in the Banking/NBFC/Fintech space with at least 3-4 years of experience at management level.
- Minimum Bachelor’s degree in finance, economics, or related field.
- Experience in credit analysis or underwriting of NBFCs / Fintech lenders / FIs
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal abilities especially to manage global (mostly SEA & LATAM) FIs (NBFC / NBFI / Fintech Lender / Debt Fund)
- In depth knowledge of credit fund, hedge fund, debt fund, structured debt, corporate finance, and fintech lending.
- Strong understanding of regulatory requirements and compliance issues related to lending operations.
- Exceptional skills in understanding data, trend analysis, score cards and behavior scores is must
Nice to have:
- Excellent communication skills along with strong presentation and data analytics skills.
- Professional certifications such as CA, CFA, FRM, or similar credentials are a plus.
Benefits:
- Global exposure
- Intro to Decentralised Finance world
- Competitive salary and performance-based bonuses.
- Flexible remote work.
- Flexible working hours.
- Opportunities for professional development and career growth within a dynamic global fintech company.
Salary Range : 20 LPA to 35 LPA
Shubham Vishwakarma
Full Stack Developer - Averlon
About Qiro Finance
About
Qiro is an institutional private credit protocol with robust credit underwriting infrastructure. Qiro leverages DeFi rails with regulatory standings, connecting institutional on-chain lenders to emerging market borrowers for higher net yield.
Candid answers by the company
We are a fintech lending company where we are working with both blockchain based fintech companies as well as traditional companies
Company social profiles
Similar jobs
Job Title: Communication Trainer
Location: Coimbatore
Job Type: Full-Time
Experience: 1–3 years (Freshers with excellent communication skills can also apply)
Job Summary:
We are seeking a passionate and dynamic Communication Trainer to train and groom students in verbal and written communication, soft skills, and overall personality development. The trainer will be responsible for preparing students for corporate readiness, interviews, and effective workplace communication.
Synactive India Pvt Ltd is seeking a dynamic and driven Technical Sales Executive to join our team. In this role, you will bridge the gap between our technical products and the needs of our clients, working closely with them to offer tailored solutions that drive business growth. You will be responsible for understanding our product offerings, engaging with prospective customers, conducting demos, and closing sales.
Key Responsibilities:
- Identify, prospect, and engage potential clients to introduce Synactive's product offerings.
- Conduct technical presentations and product demonstrations that effectively communicate the value and features of our solutions.
- Collaborate with clients to understand their technical requirements, presenting customized solutions that address specific business needs.
- Develop and maintain strong client relationships, focusing on long-term engagement and customer satisfaction.
- Work with cross-functional teams to ensure customer needs are met post-sale, including onboarding and support.
- Use CRM tools to track sales activities, pipeline management, and performance metrics.
Required Skills:
- Proven experience in technical sales or a similar role within the IT industry.
- Strong knowledge of relevant technologies (SaaS, cloud solutions, or other tech products).
- Excellent communication, negotiation, and relationship-building skills.
- Ability to explain technical features to both technical and non-technical audiences.
- Proficiency with CRM systems (e.g., Salesforce, HubSpot) and other sales tools.
Qualifications:
- Bachelor’s degree in Business, Information Technology, or a related field.
- 2+ years of experience in technical sales or similar role preferred.
- Strong analytical, presentation, and problem-solving skills.
- Total experience of 10-12 years with excellent credentials in BI/DW and having retail domain experience
- Minimum 5 years of project management experience delivering medium to large engagements
- Experience in Agile project management and scrum methodology
- Must have experience of delivering engagements with Azure Data Platform (Azure, Databricks, ADF, PySpark) and/or Microstrategy/Business Objects
- Should be able to plan, manage and execute projects end to end independently
- Should have experience of drafting SOWs, project status reports and financials management
React.js
NextJs (Next.js)
JavascriptAs a Frontend Engineer with a focus on Next.js and React, you will play a crucial role in crafting and delivering exceptional user experiences for our users.
Position: Frontend Engineer (Next.js/React)
Location: Hyderabad
Type: Full-time
Job Overview:
We are seeking a skilled Frontend Engineer with a strong foundation in Next.js and React to join our talented development team. The ideal candidate will have a passion for creating visually appealing and highly functional web applications. As a Frontend Engineer, you will collaborate closely with designers and backend developers to bring our products to life while ensuring the best possible performance and user experience.
Responsibilities:
Develop user-facing features and components using Next.js and React
Collaborate with UI/UX designers to translate design mockups into responsive web applications
Optimize applications for maximum speed and scalability
Participate in code reviews, ensuring code quality, performance, and adherence to coding standards
Collaborate with backend engineers to design and integrate RESTful APIs and GraphQL endpoints
Identify and address performance bottlenecks and troubleshoot UI issues
Stay up-to-date with the latest frontend development trends and best practices
Contribute to architectural decisions and technical discussions
Mentor junior developers and provide guidance on best practices and coding techniques
Qualifications:
Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent work experience)
2 to 3 years of professional experience in frontend development
Proficiency in Next.js and React.js is a must
Strong understanding of HTML5, CSS3, and JavaScript (ES6+)
Experience working with RESTful APIs and GraphQL
Familiarity with version control systems such as Git
Solid understanding of responsive and mobile-first design principles
Experience with state management libraries (e.g., Redux, MobX) is a plus
Knowledge of build tools like Webpack and Babel
Excellent problem-solving skills and attention to detail
Strong communication and collaboration skills
Ability to work independently and as part of a team in an agile environment
Portfolio of past projects demonstrating frontend expertise is a plus
Benefits:
Competitive salary and performance-based bonuses
Comprehensive health, dental, and vision insurance
Collaborative and inclusive company culture
Opportunity to work on cutting-edge projects with a talented team
Kubernetes
Docker
Amazon Web Services (AWS)What we look for:
As a DevOps Developer, you will contribute to a thriving and growing AIGovernance Engineering team. You will work in a Kubernetes-based microservices environment to support our bleeding-edge cloud services. This will include custom solutions, as well as open source DevOps tools (build and deploy automation, monitoring and data gathering for our software delivery pipeline). You will also be contributing to our continuous improvement and continuous delivery while increasing maturity of DevOps and agile adoption practices.
Responsibilities:
- Ability to deploy software using orchestrators /scripts/Automation on Hybrid and Public clouds like AWS
- Ability to write shell/python/ or any unix scripts
- Working Knowledge on Docker & Kubernetes
- Ability to create pipelines using Jenkins or any CI/CD tool and GitOps tool like ArgoCD
- Working knowledge of Git as a source control system and defect tracking system
- Ability to debug and troubleshoot deployment issues
- Ability to use tools for faster resolution of issues
- Excellent communication and soft skills
- Passionate and ability work and deliver in a multi-team environment
- Good team player
- Flexible and quick learner
- Ability to write docker files, Kubernetes yaml files / Helm charts
- Experience with monitoring tools like Nagios, Prometheus and visualisation tools such as Grafana.
- Ability to write Ansible, terraform scripts
- Linux System experience and Administration
- Effective cross-functional leadership skills: working with engineering and operational teams to ensure systems are secure, scalable, and reliable.
- Ability to review deployment and operational environments, i.e., execute initiatives to reduce failure, troubleshoot issues across the entire infrastructure stack, expand monitoring capabilities, and manage technical operations.
Profile Summary:
Performance engineers should be proficient in any of the programming languages. One should not only a programmer but one who can do testing. Performance Engineer must then run those tests, analyse the results, and provide appropriate solutions to help enhance system performance, reliability, and scalability. They are also often required to work with engineers and developers to perform bug fixes.
Skills Required:
1. A performance engineer must be familiar with either one of the C, C++, C# or .Net, Java, Python (programming languages). Strong knowledge on any one of the programming languages is must.
2. Strong Software Development Skills
3. Experience with Logging and Performance Tools
Tools: Apache JMeter, MS VSTS, Shell, Jenkins, Dynatrace, Datadog, Splunk
4. Program Scripting
5. Experience in Database Profiling with one the standard database- SQL Server, MS SQL
6. Strong logical reasoning/ building
Experience: 3-4+ yrs
iOS App Development
Swift Lead a full product development lifecycle from requirement gathering, product design, development,
to roll out and maintenance
Participate in development life cycle activities like design, coding, testing and production release.
Own the delivery of multiple features of the product end to end while hands-on in development as well
Advocate best development practices such as continuous integration/continuous delivery, automation
(testing and infrastructure) and code modularity, extensibility, quality
Lead by example and mentor other developers in the team both technically and professionally
Experience in building Apps from Scratch is a big plus
Experience & Skills Min 7+ Years in IOS Application Development
Deep understanding of iOS SDKs
Experience in multithreaded programming and excellent memory management know how
Proficient in Swift. Experience with third-party libraries and APIs
Hands on experience with RxSwift, MVVM, Viper, Audio/Video Framework, Animation, Google Map APIs
Managing systems in production and understands release process, monitoring, and debugging
Experience working with iOS frameworks
Experience working with Kotlin Multiplatform/Flutter/Xamarin will be an added advantage.
Amazon Web Services (AWS)- Must have the experience of leading teams and drive customer interactions
- Must have multiple successful deployments user stories
- Extensive hands on experience in Apache Spark along with HiveQL
- Sound knowledge in Amazon Web Services or any other Cloud environment.
- Experienced in data flow orchestration using Apache Airflow
- JSON, XML, CSV, Parquet file formats with snappy compression.
- File movements between HDFS and AWS S3
- Experience in shell scripting and scripting to automate report generation and migration of reports to AWS S3
- Worked in building a data pipeline using Pandas and Flask FrameworkGood Familiarity with Anaconda and Jupyternotebook
HTML/CSSYears of Experience Required: 5+ Years
What You’ll Do:
Intake requirements and collaborate with other designers, product managers and engineers to design, prototype, and deliver new interaction models and experiences to our customers
Develop expert-level knowledge of the industry and bring new ideas to the team
Support in user testing and research activities to uncover further customer and business needs
Ideally, candidates will have:
- Deep knowledge of design and the process, including fluency in Adobe Creative Cloud and Sketch
- Strong problem solving skills
- An understanding and ability to create 3D content and apply it to mixed realities
- A trailblazer in visual and interaction design creation
- Brilliant design portfolio to exhibit your work and design process
- A high level of comfort building wireframes and prototypes based on functional requirements
- Ability to work with constantly changing priorities and tasks
- Excellent verbal and written skills
- Empathy—and not just for users
- Abilities to gracefully give and receive critical design feedback
Bonus Points for:
- Fluency in HTML, CSS, JavaScript, and Accessibility (WCAG2.0/Section 508) Guidelines
- Fluency in 3D programs such as Blender or Cinema4D
- Community involvement: workshops, articles, or similar to a Dribble account
- Familiarization with conducting usability testing and research
NodeJS (Node.js)
Django
Ruby on Rails (ROR)Javascript● 3-5 Years of hands-on experience creating public, complex web and mobile systems using multiple languages.
● Proficient in at least three core development technologies used within XSEED.
● Good knowledge of AGILE product development lifecycle and the process tools: SCRUM, JIRA-like tools; Familiarity with Pair Programming is a must.
● Proficient understanding of code versioning tools, such as Git.
● Passion for learning, fiddling, tinkering, researching, teaching and sharing. You should have strong interpersonal skills in order to collaborate with colleagues on correcting software issues. In addition, you should also have a continuous desire to learn new things. Technology is constantly evolving, and you will need to learn new programming languages and software design methods as they arise.
● Knowledge in NLP, ML and Computer Vision frameworks would make you stand apart and be a major plus point.
Front-End
● Proficient understanding of web markup, including HTML5, JavaScript, CSS3.
● Proficient understanding of at-least one of these JavaScript frameworks: ReactJS, VueJS, AngularJS.
● Proficient understanding of asynchronous request handling, partial page updates, and AJAX.
● Proficient understanding of cross-browser compatibility issues and ways to work around them.
● Good understanding of server-side CSS pre-processing platforms, such as LESS and SASS.
Back-End
● Proficient knowledge of one or more back-end programming languages and frameworks such as NodeJS, Ruby on Rails or Django.
● Proficient understanding of both relational and non-relational database technologies such as MySQL, PostgreSQL and MongoDB.
● Good understanding of user authentication and authorization between multiple systems, servers, and environments.
● Good understanding of building light, API-only microservices and deploy them using Docker and Kubernetes.
Familiarity with mobile technologies would be a significant bonus, like the iOS Swift SDK, Android Kotlin SDK, or better yet, the Flutter Dart framework.
Follow CutshortShubham Vishwakarma
Full Stack Developer - Averlon