Credit Analyst
Education Loans Fintech
Credit Analyst at Education Loans Fintech · Remote only · 1 - 4 years · ₹3L - ₹5L / yr · Remote only · Posted 26 Aug 2021
1 - 4 yrs
₹3L - ₹5L / yr
Remote only
Skills
Credit
Credit Analyst
credit
Do you wish to be a part of a disruptive team, passionate towards democratizing education for students across India? Then read more.
They also offer the best resources for exams like IELTS, TOEFL and GRE apart from organising webinars and events to connect with industry experts, alumni and fellow students - that helps to prepare for these travels, loans and more. Partnered with the most prominent Banking and non-banking financiers, the team is led by FinTech-experienced IIT Kanpur alumni, passionate about offering sustainable financial offerings.
Our client is an expert in education financing and counselling related to higher studies abroad. They help students to understand about scholarships in various colleges abroad, whether they are eligible and how to apply for such esteemed institutions. Their dedicated page enlists every scholarship available across the globe, apart from other facilities required by students like visa counselling, forex, accommodation, Peer contacts etc.
They also offer the best resources for exams like IELTS, TOEFL and GRE apart from organising webinars and events to connect with industry experts, alumni and fellow students - that helps to prepare for these travels, loans and more. Partnered with the most prominent Banking and non-banking financiers, the team is led by FinTech-experienced IIT Kanpur alumni, passionate about offering sustainable financial offerings.
As a Credit analyst, you will be responsible for conducting thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence.
What you will do:
- Providing recommendations tied to analysis and assessment of credit risk
- Presenting analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
- Keeping up to date with the company’s lending protocols
- Reconciling credit files and identifying discrepancies and variances
- Developing and preparing spreadsheets and models to support analysis of new and existing credit applications
Desired Candidate Profile
What you need to have:- 6 months to 3 years credit underwriting experience
- Strong proficiency in MS Office and general computer use
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of credit report analysis, bank statement analysis, financial statements, etc
- This position will support the evening shift
- Mon to Sat: 6PM – 12 midnight
- All Sundays: 1PM – 10PM
- There will be no weekly off
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Shubham Vishwakarma
Full Stack Developer - AverlonI had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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