Business Development Executive

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Strong B2B Direct Sales – Cloud Services Profile

Mandatory (Total Experience): Must have 1+years of B2B sales experience in Cloud / IT Services OR enterprise solution sales experience in BFSI, Manufacturing, or Pharmaceutical companies.

Mandatory (Experience 1 – Direct Sales / Hunting): Must have hands-on experience in direct sales, including prospecting, client outreach, requirement discovery, solution pitching, negotiation, and deal closure.

Mandatory (Experience 2 – End-to-End Sales Cycle): Must have independently handled the complete sales cycle, from enquiry to proposal submission and closure.

Mandatory (Experience 3 – Account Management): Must have experience managing existing client accounts, including renewals, upsell/cross-sell, and long-term relationship management.

Mandatory (Communication Skills): Must have excellent verbal and written communication, negotiation, and presentation skills to articulate value propositions and influence clients.Ability to listen actively, understand client needs, and provide tailored solutions.

Mandatory (Education Background): Must have a technical or IT-oriented education background —BE / BSc IT / MSc IT is mandatory.

Skills Required:

• At least 2.5 years of experience developing Backends using NodeJS — should be well versed with its asynchronous nature & event loop, and know its quirks and workarounds.
• Excellent hands-on experience using MySQL or any other SQL Database.
• Good knowledge of MongoDB or any other NoSQL Database.
• Good knowledge of Redis, its data types, and their use cases.
• Experience with graph-based databases like GraphQL and Neo4j.
• Experience developing and deploying REST APIs.
• Good knowledge of Unit Testing and available Test Frameworks.
• Good understanding of advanced JS libraries and frameworks.
• Experience with Web sockets, Service Workers, and Web Push Notifications.
• Familiar with NodeJS profiling tools.
• Proficient understanding of code versioning tools such as Git.
• Good knowledge of creating and maintaining DevOps infrastructure on cloud platforms.
• Should be a fast learner and a go-getter — without any fear of trying out new things Preferences.
• Experience building a large-scale social or location-based app.

Designation : Sr Executive - Web Developer

Job Location - Pune 

About Amura: 

Amura Marketing is a next generation Martech company, delivering end-to-end marketing and sales solutions to leading brands in India. 

The company's ethos is built upon the philosophy of 'Marketing Engineered', an approach that delivers marketing & sales solutions through innovative ideas in design, engineering and technology. 

Role in the organization: Amura is looking for a Sr Software Developer who will be a part of a tech team that is responsible for all aspects of the ongoing software development from the initial specification, to developing, testing, and launching. If you want to design and develop websites that can change the consumer experience with a team of Crazy Developers and ever-demanding clients, Amura is the place for you!

• Discuss the project goals with the client and development team.
• Designing and building web applications using WordPress, Laravel, PHP, jQuery, javascript-based frameworks like VueJS.
• Troubleshooting issues in the implementation and debug builds.
• Working with front-end and back-end developers on projects.
• Testing functionality for users and the backend.
• Ensuring that integrations run smoothly.
• Scaling projects based on client feedback.
• Recording and reporting on work done in WordPress/Laravel.
• Maintaining web-based applications.
• Website deployment assistance - Hosting websites on Godaddy or AWS EC2 ubuntu instance
• Presenting work in meetings with clients and management.

• 3-6 years experience working with PHP, performing unit testing, and managing APIs such as REST.
• A solid understanding of application design using PHP, WordPress, Laravel 8.
• Knowledge of database design and querying using MySQL, PostGre.
• Good knowledge of CRUD operations in RDBMS(MySQL) using MySQL command line, PDO and Eloquent ORM 
• Knows programming using HTML5, CSS3, PHP, JSON, JavaScript, jQuery.
• Practical experience using the OOP and MVC architecture.

• Experience in integration of 3rd party services like SMS gateway, Payment gateway, HubSpot, ZohoCRM, SalesForce etc.

• Good Experience with DevOps version control/continuous integration. (GIT/GitHub/bitbucket) and Unix/Linux.
• Problem-solving skills and critical mindset.
• Great communication skills.
• The desire and ability to learn.
• Is passionate about and knows how to build quality products on the web
• Is comfortable with agile working, fast shipment of code, and releasing new versions fast as per client feedback.
• Is extremely detail oriented. Strives for pixel-perfect implementation on all browsers.
• Is passionate about performance debugging and benchmarking.
• A keen eye for style and fast turn-around on tasks with attention to detail is a must

Additional Skills: (will be an added advantage)

• API development for mobile applications
• Ecommerce website development using woo-commerce, shopify
• Provisioning server for deployment
• SSL certificate configuration
• Knowledge of javascript frameworks like VueJS(Nuxt), ReactJS(Next) 

• Tally experience is must
• Account Receivable

Location - Pune

Experience - 1-3 years

Who We Are Looking For:

We are looking for a driven Blockchain & Solidity Developer who learns fast, who is humble and values teamwork. The ideal candidate will be technical, data-driven, creative, and efficient. The kind of person who joins our Team is passionate and willing to think outside of the box and execute on it. We are committed to helping you grow, challenging you with hard, meaningful work and celebrating our successes and failures together.

Preferred Experience:

• 3+ years of software experience ( Full stack) , 1+ years of Solidity development experience
• Presently leading as CTO, Tech Lead or Technical Project manager at established crypto project

Technical Skills

• Experience in development of solidity smart contracts and operating mechanism of blockchain encryption algorithms, consensus mechanism, security protocols etc.
• Proven work experience of deployments on ETH/BSC/MATIC networks and other EVM Chains
• Understanding of virtual machine architecture, memory, and stack.
• Familiar with Truffle, Waffle, and Hardhat, and the pros and cons of each framework.
• Familiarity with code versioning tools (git) and repo management.
• (Plus) Understanding of mainstream DeFi ecosystems like Uniswap, Compound, Curve etc.

Soft Skills

• Proficiency in English & Communication
• Team Collaboration and task management

What You Will Be Doing:

• Collaborates with the team on conceptualizing and developing new applications. Write high-quality, pragmatic code as part of a multidisciplinary agile team.
• Participate in design, development and code reviews.
• Take accountability for end-to-end production, testing, and shipping of code.

Our Offering:

• Purpose: You’ll be part of something bigger, working towards building a decentralized financial ecosystem.
• Culture: You’ll work in a thriving, friendly, and fun environment that promotes open discussions, jokes, learning, video games, and lots of fun.
• People: You’ll work with some of the most driven and intelligent people in the crypto space, engaging with a network of diverse talent team members & advisors.
• Flexible vacation policy: work with your manager to take time off when you need it

• Field manage audit engagements, including management of client relationships;
• Plan and deliver a range of audit and assurance services;
• Supervise teams to successfully execute engagements and mentor more junior members of staff;
• Working effectively in diverse teams within an inclusive team culture where people are recognised for their contribution
• Help to drive our continuous improvement in audit methodology and develop new ways of working through innovation and transformation; and
• Participate in practice management activities, including facilitation of internal training courses and staff development.

Requirements

• Minimum 2+ years' experience as a software developer.
• Highly experienced with backend programming languages - NodeJs or Java etc, Highly experienced with front-end programming languages - HTML, CSS JavaScript, etc Proficient experience using - advanced JavaScript libraries and frameworks.
• Familiarity with Git.
• Experience consuming API endpoints.
• Good to have - Kafka/queuing system
• Should be well-versed in using multiple Databases - SQL/NO SQL.
• Should have experience using in- memory Data Bases-Redis.
• Experience with Unit-Testing.
• Experience building web applications with responsive design.
• Experience with Node.js and/or other server-side JavaScript technologies and tools.
• Strong knowledge of design principles, user interfaces, web standards and usability.
• ES6 React JS/JSX, Redux, Web pack, Immutable.js .

Responsibilities 
- Develop new user-facing features 
- Ensure the technical feasibility of UI/UX designs 
- Optimize application for maximum speed

Skills And Qualifications 
- 2+ years of experience in ReactJS and Redux 
- 1+ completed project of reasonable size using server-side rendering 
- Knowledge of Preact is a plus 
- Proficient understanding of web markup, including HTML5, CSS3 
- Basic understanding of server-side CSS pre-processing platforms, such as LESS and SASS 
- Good understanding of asynchronous request handling, partial page updates, and AJAX 
- Proficient understanding of cross-browser compatibility issues and ways to work around them. 
- Proficient understanding of Git