Backend Developer

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

• Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
• Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
• Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
• Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
• Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
• Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
• Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
• Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
• Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

• 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
• Strong backend architecture experience in Python and/or TypeScript.
• Comfortable designing distributed systems and financial workflows.
• Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
• Strong understanding of API design, state management, and data modeling.
• Able to navigate ambiguity and build 0→1 infrastructure.
• Hands-on builder who leads by writing production-grade code.

We Value

• Experience with underwriting engines or policy-driven decision systems.
• Exposure to smart contracts and blockchain integrations.
• Familiarity with PostgreSQL and event-driven architectures.
• Experience in early-stage or high-growth startups.
• Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

• Lead the architecture of a programmable credit infrastructure platform.
• Join the founding technical leadership team.
• High autonomy and ownership — your decisions shape the company.
• In-office collaboration in Bangalore for speed and iteration.
• Competitive compensation and meaningful equity.

Our Culture

We operate with:

• First-principles thinking
• Technical craftsmanship
• High ownership
• Fast execution with long-term architectural discipline

Responsibilities:

● Design, develop, and maintain scalable backend services and APIs using Java and Spring

Boot.

● Create and optimize SQL database schemas and queries in PostgreSQL to ensure efficient

data storage and retrieval.

● Implement RESTful APIs to facilitate seamless communication between frontend and backend

components.

● Configure and manage Nginx web servers to efficiently handle incoming requests and improve

application performance.

● Deploy and manage applications on AWS or GCP, ensuring scalability, reliability, and

security.

● Configure and optimize message broker systems using Kafka for real-time data processing

and communication.

● Containerize applications using Docker for easy deployment, scaling, and management.

● Create detailed Low-Level Designs (LLDs) and High-Level Designs (HLDs) to guide the

development and architecture of backend systems.

● Automating CI/CD pipelines and streamlining the software development lifecycle.

● Integrate AI/ML models into backend workflows using Python, PyTorch/TensorFlow, or

third-party AI APIs.

● Leverage AI tools (e.g., OpenAI APIs, Hugging Face, AWS AI services) to build intelligent

features.

● Collaborate closely with frontend developers, product managers, data scientists, and other

stakeholders to deliver high-quality AI-powered solutions.

● Monitor and troubleshoot production systems to ensure optimal performance, reliability, and

uptime.

What We’re Looking For:

● Bachelor’s degree in Computer Science, Engineering, or related field.

● 3-5 years of experience in backend development.

● Proficiency in Java, Spring Boot, PostgreSQL, SQL, and GitActions.

● Strong understanding of RESTful API design principles and best practices.

● Experience with configuring and optimizing Nginx web servers.

● Experience with configuring and optimizing Kafka service.

● Hands-on experience with AWS or GCP.

● Familiarity with Docker containers and container orchestration.

● Ability to create comprehensive Low-Level Designs (LLDs) and High-Level Designs (HLDs)

for backend systems.

● Experience with Python for AI/ML model integration in backend services.

● Familiarity with AI platforms and APIs such as OpenAI, Hugging Face, AWS AI/ML, or GCP

Vertex AI.

● Excellent problem-solving skills and attention to detail.

● Strong communication and collaboration skills, with the ability to work effectively in a team

environment.

Preferred Qualifications:

● Knowledge of microservices architecture and related technologies.

● Experience with cloud-native development and serverless computing.

● Understanding of software development best practices, including Agile methodologies