Back End Engineer

About ZYSYGY

ZYSYGY is building Germany's zero-fee payment network. Merchants pay zero transaction fees. We route payments directly over SEPA Instant, bypassing Visa, Mastercard, and the entire card network chain. No hardware. No card reader. Just a phone.

We are building the first company to combine a fully software-based merchant POS with a consumer super-app for everyday financial life: payments, transport, utilities, government services, all in one place. Think what UPI did for India. We are doing it for Germany, from the ground up, on banking rails.

Role Overview

You will join the core engineering team as a founding engineer. You will own the backend payment engine end to end: transaction flows, wallet management, SEPA Instant settlement, KYB/KYC integration, recurring mandates, refund logic, and the compliance export layer (DATEV, Kassenbuch, GoBD, fiskaltrust). On mobile, you will contribute to the React Native consumer and merchant apps alongside our mobile engineer.

You will own what you build from development through deployment, monitoring, and production reliability. The architecture decisions you make in the first six months will run in production for years.

What you will do

Design and build the backend payment engine: transaction flows, wallet management, SEPA Instant settlement, offline payment authorization, and recurring mandate billing.

Own KYB/KYC integration and the compliance export layer: DATEV, Kassenbuch, GoBD, and fiskaltrust for KassenSichV.

Build REST APIs for financial-grade reliability and high-throughput transaction processing, including full R-transaction handling and reconciliation pipelines.

Contribute to the React Native consumer and merchant mobile apps alongside our mobile engineer.

Own the full lifecycle of what you build, from development through deployment, monitoring, and continuous improvement.

Integrate AI tooling into your development workflow as a matter of course: code generation, automated testing, and intelligent review.

Who you are

Meaningful hands-on experience building payment systems, fintech infrastructure, or financial APIs.

You have designed a ledger. You understand double-entry bookkeeping, immutable transaction records, and why you never update a financial row.

You have solved the partial failure. Money left one wallet and did not arrive in the other. You know how to detect it, resolve it, and make sure it does not happen again.

You understand idempotency at a design level. You have built systems that survive client retries, duplicate webhooks, and network drops without double-charging anyone.

You have built or reasoned about reconciliation: detecting discrepancies between your internal ledger and an external settlement file, and resolving them reliably at scale.

You understand KYC and KYB state machines, what happens when verification status changes mid-transaction, and what a regulator expects from your audit trail.

You are comfortable with SQL databases and own the full lifecycle of your code from development through deployment.

You can communicate technical decisions clearly to non-technical stakeholders. At this stage of the company, that matters.

You are a continuous learner. Payments infrastructure is a deep domain and you treat it that way.

You are comfortable with ambiguity and early-stage risk. There is no playbook yet. You will help write it.

Strong academic background preferred. Demonstrated engineering ability matters more than institution.

Relocation

Relocation to Munich, Germany, is on the table for the right candidate, including visa support.

Connect with the Founder

You can also connect with me on LinkedIn at www.linkedin.com/in/shabbir-maimoon

We are looking for a passionate Software Engineer to design, develop and install software
solutions. You will form part of a team that will build infrastructure to revolutionize the way
real-estate transactions work in India.
We are looking for a solid Rockstar engineer who can hack around multiple technologies and
build highly scalable, low latency, distributed systems with RESTful services, the latest frontend
MVC frameworks, native apps for android & IOS, and part of building core front-end frameworks.
The pace of our growth is incredible – if you want to tackle hard and interesting problems at
scale, and create an impact within an entrepreneurial environment, join us!

Job Responsibilities:
Execute full software development life cycle (SDLC)
Develop flowcharts, layouts, and documentation to identify requirements and solutions
Write well-designed, testable code
Produce specifications and determine operational feasibility
Integrate software components into a fully functional software system
You will build robust secure and scalable micro-services to power the NoBroker platform for end customers.
● You will be contributing to NoBrokers customer success cloud and enable data-driven
decisions using bots, machine learning & artificial intelligence algorithms.
● You will be responsible to implement RESTful services with metric-driven KPIs. You will
be working closely with other team members to develop world-class reusable UI
components.

Primary Requirements:
B.Tech/B.E. from a reputed college or related technical discipline with 2+years of hands-on
experience in the following Technology and programming methodology :
● Proven work experience as a Software Engineer or Software Developer
● Experience designing interactive applications
● exposure in building RESTful APIs, Hands-on working experience with the Scalable and
fault-tolerant application.
● Working experience with databases like SQL and NoSQL (MySQL, MongoDB,
Redis, and elastic search)
● Provenance experience with any ORM tools like JEE, Spring, Hibernate.
● Experience with test-driven development
● Proficiency in the software engineering tool
● High adaptability in a dynamic start-up environment.

Description:

1. Hands-on backend web and API development experience.

2. Has strong MySQL and Database knowledge.

3. Working experience in building and deploying applications on servers like AWS, etc.

4. Good understanding of architectural patterns (e.g., MVC) is required.

5. Good communication and analytical skills.

6. Experience in building REST APIs in NodeJS and/or TypeScript.

7. Code repositories management in GIT.

8. Provide leadership to the team around new approaches, workflows, and technologies.

9. Experience in client requirement analysis and estimating projects timeline and efforts.

• Lead a full product development lifecycle from ideation, design, development, to roll out and support
• Own the delivery of multiple features of the product end to end while hands-on in development as well
• Advocate best development practices such as continuous integration/continuous delivery, automation (testing and infrastructure)

1. 7+ Years’ of experience, managing teams of 5+ people
2. Must have excellent programming, debugging and scripting skills with a solid understanding of Object Oriented Design principles.
3. Proficiency in at least two of the following: Java, NodeJS, Go, JavaScript, Python programming stacks, and passion for software engineering and craftsman-like coding prowess
4. Knowledge of software practices like refactoring, clean code, domain driven design, Encapsulation etc
5. Hands on experience managing databases like MongoDB, Cassandra, Redis.
6. Exposure to event driven systems and event streaming engines like Kafka
7. Good knowledge of DevOps tooling like docker, kubernetes, ansible/chef, AWS.