excelsior research

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

The company is a team of experienced professionals dedicated to guiding businesses in establishing a profitable and appealing online presence. They offer services such as website development, mobile app development, e-commerce store, website design, software development, social media marketing, UI/UX design, SEO optimization, and tech support. They handle the project from creative ideation to execution, putting businesses in the digital realm. The company solves the problem of businesses struggling to establish an online presence and offers solutions to help them succeed in the digital space. They operate in various industries, including but not limited to, e-commerce, software, and technology.

VDart Digital is a High-growth, Global Digital Solutions, Product Development and Professional Services firm, headquartered in Atlanta, GA, USA with global presence in Canada, Mexico, Belgium, UK, Malaysia, UAE & India with a proven track record in building next generation solutions and connected platforms to transform business and operations.

VDart Digital provides turnkey Digital Transformation, Mobility and Supply Chain Management Solutions using AI/ML/GenAI/Agentic AI, Intelligent Automation, Data Analytics, Blockchain, Cloud, IOT, Identity & Access management, UI/UX, Full-stack and mobile development, Integration etc.

VDart Digital’s Products include TestSamurAI, LendSmartAI; IDocLens, Fleet Management (VGo); Document Verification/Validation Platform (Vvalidate); Employee Engagement Mobile App (V Engage).

Gradera delivers AI enterprise transformation through Software-Orchestrated Services and Neural IQ, deploying intelligent digital workers with governance.

At AltInvest, we are on a mission to democratize wealth creation by providing investors access to institutional-quality alternative investment opportunities. Through our technology-enabled platform, we offer curated investment options across REITs, InvITs, commercial real estate, private credit, global real estate, and other alternative asset classes that have traditionally been accessible primarily to institutional investors.

Backed by global institutional investors and led by a team with deep expertise in investing and financial services, we have built one of India's leading alternative investment platforms. Today, we serve over 300,000 users and manage more than $250 million in assets, helping investors diversify their portfolios and achieve long-term wealth creation through alternative investments.

At J&F, we are a globally established engineering consultancy with over 500 engineers and detailers across five countries, delivering high-quality engineering solutions for buildings and infrastructure projects. We specialize in BIM-enabled Structural and MEP engineering, combining deep technical expertise with digital innovation to help clients execute complex projects efficiently, accurately, and at scale.

Through our two core business lines—Virtual Technical Office and End-to-End Engineering Solutions—we provide tailored engineering support as well as fully integrated project planning and supervision. By partnering closely with our clients, we deliver sustainable, cost-effective, and technology-driven solutions across a wide range of sectors, ensuring engineering excellence throughout every stage of the project lifecycle.