Sr. PHP Developer

Role Summary

We are looking for a hands-on technology professional to build and maintain our in-house lending technology stack, including CRM, Loan Management System (LMS), Loan Origination System (LOS), reporting dashboards, and API-based integrations. The role will also involve identifying and implementing AI-led automation to streamline lending operations, reduce manual intervention, improve efficiency, and support business growth.

Key Responsibilities

• Design, develop, and maintain internal CRM software for lending operations.
• Build and manage LMS and LOS modules for end-to-end loan processing, servicing, and reporting.
• Develop automated workflows for lead capture, application processing, underwriting, disbursal, repayment tracking, collections, and customer communication.
• Integrate third-party APIs such as KYC, PAN, Aadhaar, bank statement analysis, bureau checks, e-sign, payment gateways, SMS, WhatsApp, email, and account verification systems.
• Create MIS, dashboards, and reports for management, operations, risk, and collections teams.
• Work closely with business teams to understand process gaps and convert them into scalable technology solutions.
• Ensure system reliability, data accuracy, user access control, audit trails, and information security.
• Implement AI/ML tools where relevant for automation such as document extraction, customer segmentation, fraud detection, risk triggers, collection prioritization, chatbots, and workflow intelligence.
• Maintain documentation, source control, change logs, and development standards.
• Coordinate with external vendors, developers, and internal stakeholders where required.
• Provide technical support, bug fixing, updates, and continuous system improvement.

Required Skills and Experience

• Strong experience in software development, product development, or fintech technology.
• Hands-on knowledge of CRM, LMS, LOS, and workflow automation.
• Experience with API integrations and system architecture.
• Strong understanding of databases, reporting systems, and process automation.
• Working knowledge of AI tools, automation frameworks, and data-driven systems.
• Ability to independently build, manage, and maintain business-critical software.
• Good problem-solving skills and comfort working in a fast-paced NBFC environment.

Technical Knowledge Preferred

• Backend: Node.js / Python / Java / .NET
• Frontend: React / Angular / Vue
• Database: MySQL / PostgreSQL / MongoDB
• Cloud/Hosting: AWS / Azure / GCP
• Tools: Git, CI/CD, REST APIs, webhooks, OCR/document automation, BI dashboards

Exposure to lending platforms, fintech systems, or NBFC

Who we are looking for:
- We are looking for an experienced Fullstack Web Application developer.
- You have gained around 5+ years of experience in the implementation of professional web applications using MVC frameworks.
- You are good at and follow strict OO design principles. OOP (Object Oriented Programming).

You will need a high proficiency and experience of:
- PHP based frameworks and other Open Source Technologies.
- MySQL
- REST API / JSON
- GIT
- HTML5/CSS3/JS
- Bootstrap
- Linux
- Laravel / NuxtJS
- Vue.js / React
- Memcached / Redis
- Adhere to Clean Code: SOLID principles and follow TDD
- Design Patterns like Repository pattern.
- PHPUnit
- SSO
- WebRTC
- Socket.IO

About You:
- Proud of the work you do and always being the best you possibly can
- Self-motivated and work well without supervision
- Committed to meeting deadlines
- Security conscious
- Since there is often a need to engage directly with the US Team, it is essential that you are confident and articulative.
- Able to work directly with customers at different stages of the project life cycle
- Must be willing and able to work flexible hours to accommodate client schedules

- Able to work directly with customers at different stages of the project life cycle
- Must be willing and able to work flexible hours to accommodate client schedules

Perks and Benefits:

- Work from Home or your favorite Destination

Preference:

- Candidates closer to Pune are preferred.

Requirements

• 2+ years of experience in professional Web Development
• Proven software development experience in Core PHP, Codeigniter, WordPress; Laravel is a plus.
• Must have 1+ yrs experience in VueJs or React.Js
  
• Experience in ReactJs, NodeJs is a plus.
• Excellent Software Design and Architecting capabilities
• Complete familiarity with client-side scripting and Angular JS, Ember JS , JavaScript frameworks, including jQuery.
• Complete familiarity and expertise in web markup, including HTML5, CSS3.
• Expertise in third party API integration - payment gateways, Storage, Streaming services, etc.
• Complete familiarity and experience working with JSON / XML and REST API structure
• Familiar with Continuous Integration/Continuous Deployment technologies such as Bitbucket, Jenkins and Git
• AWS/Google Cloud Deployment is a must; Devops capability is a plus.
• Excellent knowledge of relational databases, version control tools and of developing web services.
• Sound Database experience with MySQL and PostgreSQL experience
• A sound knowledge of Object-Oriented (OOPS) Programming & Design Pattern.
• Agile and Iterative (TDD) development expertise.

What You’ll Be Doing

• 🛠 Write code for web and mobile apps, fix bugs, and work on features that people will actually use.
• 💡 Join brainstorming sessions and help shape our products.
• 🚀 Things move fast here, and you’ll learn as you go.
• 🤝 Work closely with everyone—designers, developers, and even marketing folks.
• 🔧 Diving into Our Tech Stack: React, React Native Node, Express, Python, FastAPI, and PostgreSQL.

What We’re Looking For

We’re not looking for perfection, but if you’re curious, motivated, and excited to learn, you’ll fit right in!

For Backend Engineers

• 💻 Strong knowledge of Python, FastAPI, and PostgreSQL.
• 🔍 Solid understanding of Low-Level Design (LLD) and High-Level Design (HLD).
• ⚡ Ability to optimize APIs, manage databases efficiently, and handle real-world scaling challenges.

For Frontend Engineers

• 💻 Expertise in React Native.
• 🎯 Knowledge of native Kotlin (Android) and Swift (iOS) is a big bonus.
• 🚀 Comfortable with state management, performance optimization, and handling platform-specific quirks.

General Expectations for All Engineers

• 🛠 While you’ll be specialized in either frontend or backend, you should be good enough to fix bugs in both.
• 🔍 You enjoy figuring things out and experimenting until you get it right.
• 🤝 Great communication skills and a collaborative mindset.
• 🚀 You’re ready to dive in and make things happen.

Interview Process

If we like your application, Be ready to:

1. Solve a data structures and algorithms (DSA) problem in your preferred programming language.
2. Answer questions about your specialized area (frontend/backend) to showcase your depth of knowledge.
3. Discuss a real-world problem and how you’d debug & fix an issue in both frontend and backend

Why Join Us?

• 💡 Your work will matter here—no busy work, just real projects with real outcomes.
• 🚀 Help shape the future of our company.
• 🎉 We’re all about solving cool problems and having fun while we do it.

1. Rails 6 or 7
2. Writing integration tests And Mini-Test or rSpec
3. Simple_form and nested attributes
4. Hotwire / Turbo
5. ActionText

1. Administrate
2. Devise
3. Pundit
4. Acts as Tenant

• 8+ years of industry work experience
• Proven experience as a Full Stack Developer or similar role
• 3+ years of web application development with JavaScript as full stack
• Full stack experience designing and building scalable applications from end-to-end 
• Excellent JavaScript / Typescript skills
• Strong proficiency in React (hooks knowledge is plus)
• Strong proficiency in Nodejs
• Good HTML5 / CSS3 skills with expertise on responsive web design 
• Must have Design and development experience in Micro services using NodeJS and TypeScript
• Experience with NoSQL databases such as MongoDB, mongoose, aggregation framework and Redis 
• Experience with Web sockets and related frameworks (e.g. Socket.IO) 
• Experience in using and developing GraphQL APIs
• Experience in performance tuning
• Knowledge of code versioning tools such as Git, Mercurial or SVN.
• Open minded to take up any challenge, research and provide solutions Great attention to detail

• Testing libraries – jest, testing-library is plus
• TDD / BDD experience is plus
• Experience with AWS, K8S, CI/CD is plus
• Familiar with SDLC methodologies like SCRUM, AGILE, Continuous Integration

• Design – Analyze, design & document the system / solution based on the business needs which is scalable, resilient and maintainable with low overhead for both client and server side
• Problem solving – Solve the challenges and problems faced by team by guiding and team with best practices
• Coordinate - Communicate system requirements to developers; explain system structure to them and provide assistance

• • Code Reviews – Perform code reviews 

• • Planning – Plan and assign tasks to team members

We are looking for a full stack developer to produce scalable software solutions.

As a full stack developer, you should be comfortable around both front-end and back-end coding languages, development frameworks and third-party libraries. You should also be a team player with a knack for visual design and utility.

If you’re also familiar with Agile methodologies, we’d like to meet you.

Responsibilities:

• Developing front end website architecture.
• Designing user interactions on web pages.
• Developing back end website applications.
• Creating servers and databases for functionality.
• Ensuring cross-platform optimization for mobile phones.
• Ensuring responsiveness of applications.
• Working alongside graphic designers for web design features.
• Seeing through a project from conception to finished product.
• Designing and developing APIs.
• Meeting both technical and consumer needs.
• Staying abreast of developments in web applications and programming languages.

Requirements:

• Degree in Computer Science or related field
• Strong organizational and project management skills.
• Proficiency with fundamental front end languages such as HTML, CSS and JavaScript.
• Familiarity with JavaScript frameworks such as Angular JS, React and Amber.
• Proficiency with server side languages such as Python, Ruby, Java, PHP and .Net.
• Familiarity with database technology such as MySQL, Oracle and MongoDB.
• Excellent verbal communication skills.
• Good problem solving skills.
• Attention to detail.

Reporting directly to the Founder

The job requires a great deal of responsibility early on, but we're working on something exciting and there's lots of opportunity of growth and learning.

The job is full-time, remotely based, and with flexible hours.