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Senior Software Development Engineer (Payments) Full-time
Senior Software Development Engineer (Payments) Full-time

Senior Software Development Engineer (Payments) Full-time at ZYSYGY · Remote only · 3 - 5 years · ₹24L - ₹34L / yr (ESOP available) · Bootstrapped · Remote only · Posted 8 Jul 2026

ZYSYGY's logo

Senior Software Development Engineer (Payments) Full-time

Shabbir Maimoon's profile picture
Posted by Shabbir Maimoon
3 - 5 yrs
₹24L - ₹34L / yr (ESOP available)
Remote only
Skills
skill iconPostgreSQL
Payments
skill iconNodeJS (Node.js)
API
skill iconRedis
skill iconPython
Payment gateways
skill iconDocker
UPI
skill iconAmazon Web Services (AWS)
skill iconReact Native

About ZYSYGY

ZYSYGY is building Germany's zero-fee payment network. Merchants pay zero transaction fees. We route payments directly over SEPA Instant, bypassing Visa, Mastercard, and the entire card network chain. No hardware. No card reader. Just a phone.

We are building the first company to combine a fully software-based merchant POS with a consumer super-app for everyday financial life: payments, transport, utilities, government services, all in one place. Think what UPI did for India. We are doing it for Germany, from the ground up, on banking rails.


Role Overview

You will join the core engineering team as a founding engineer. You will own the backend payment engine end to end: transaction flows, wallet management, SEPA Instant settlement, KYB/KYC integration, recurring mandates, refund logic, and the compliance export layer (DATEV, Kassenbuch, GoBD, fiskaltrust). On mobile, you will contribute to the React Native consumer and merchant apps alongside our mobile engineer.

You will own what you build from development through deployment, monitoring, and production reliability. The architecture decisions you make in the first six months will run in production for years.


What you will do

Design and build the backend payment engine: transaction flows, wallet management, SEPA Instant settlement, offline payment authorization, and recurring mandate billing.

Own KYB/KYC integration and the compliance export layer: DATEV, Kassenbuch, GoBD, and fiskaltrust for KassenSichV.

Build REST APIs for financial-grade reliability and high-throughput transaction processing, including full R-transaction handling and reconciliation pipelines.

Contribute to the React Native consumer and merchant mobile apps alongside our mobile engineer.

Own the full lifecycle of what you build, from development through deployment, monitoring, and continuous improvement.

Integrate AI tooling into your development workflow as a matter of course: code generation, automated testing, and intelligent review.


Who you are

Meaningful hands-on experience building payment systems, fintech infrastructure, or financial APIs.

You have designed a ledger. You understand double-entry bookkeeping, immutable transaction records, and why you never update a financial row.

You have solved the partial failure. Money left one wallet and did not arrive in the other. You know how to detect it, resolve it, and make sure it does not happen again.

You understand idempotency at a design level. You have built systems that survive client retries, duplicate webhooks, and network drops without double-charging anyone.

You have built or reasoned about reconciliation: detecting discrepancies between your internal ledger and an external settlement file, and resolving them reliably at scale.

You understand KYC and KYB state machines, what happens when verification status changes mid-transaction, and what a regulator expects from your audit trail.

You are comfortable with SQL databases and own the full lifecycle of your code from development through deployment.

You can communicate technical decisions clearly to non-technical stakeholders. At this stage of the company, that matters.

You are a continuous learner. Payments infrastructure is a deep domain and you treat it that way.

You are comfortable with ambiguity and early-stage risk. There is no playbook yet. You will help write it.

Strong academic background preferred. Demonstrated engineering ability matters more than institution.


Relocation

Relocation to Munich, Germany, is on the table for the right candidate, including visa support.


Connect with the Founder

You can also connect with me on LinkedIn at www.linkedin.com/in/shabbir-maimoon

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About ZYSYGY

Founded :
2026
Type :
Product
Size :
0-20
Stage :
Bootstrapped

About

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What you’ll do

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•Implement business logic for work-flow, metrics, and cross-team visibility.

•Improve performance, reliability, and observability of existing services.

•Integrate backend services with data storage and analytics layers via well-designed interfaces.

•Write and maintain automated tests (unit, integration, contract) and participate in code reviews.

•Partner with product to refine requirements and break work into incremental, shippable slices.

Tech stack

•Node.js, TypeScript/JavaScript

•REST/JSON APIs (GraphQL familiarity a plus)

•Relational/NoSQL data stores

•CI/CD, logging, metrics, and alerting tools


Experience & qualifications

•~6–9 years of backend engineering experience building web or SaaS products.

•Strong Node.js skills and experience designing clean API boundaries.

•Solid understanding of data structures, algorithms, and distributed system basics.

•Experience in agile teams; comfortable collaborating across time zones.


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•Experience using AI-assisted coding tools (e.g., GitHub Copilot, Claude Code) in day-to-day development.

•Hands-on experience with React or close collaboration with React frontend teams.

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+2 more

About NonStop io Technologies:

NonStop io Technologies is a value-driven company with a strong focus on process-oriented software engineering. We specialize in Product Development and have a decade's worth of experience in building web and mobile applications across various domains. NonStop io Technologies follows core principles that guide its operations and believes in staying invested in a product's vision for the long term. We are a small but proud group of individuals who believe in the 'givers gain' philosophy and strive to provide value in order to seek value. We are committed to and specialize in building cutting-edge technology products and serving as trusted technology partners for startups and enterprises. We pride ourselves on fostering innovation, learning, and community engagement. Join us to work on impactful projects in a collaborative and vibrant environment. We're seeking an experienced Backend Software Engineer to join our team. As a backend engineer, you will be responsible for designing, developing, and deploying scalable backends for the products we build at NonStop. This includes APIs, databases, and server-side logic.


Responsibilities:

● Design, develop, and deploy backend systems, including APIs, databases, and server-side logic

● Write clean, efficient, and well-documented code that adheres to industry standards and best practices

● Participate in code reviews and contribute to the improvement of the codebase

● Debug and resolve issues in the existing codebase

● Develop and execute unit tests to ensure high code quality

● Work with DevOps engineers to ensure seamless deployment of software changes

● Monitor application performance, identify bottlenecks, and optimize systems for better scalability and efficiency

● Stay up-to-date with industry trends and emerging technologies; advocate for best practices and new ideas within the team

● Collaborate with cross-functional teams to identify and prioritize project requirements


Requirements:

● At least 3+ years of experience building scalable and reliable backend systems

● Strong expertise in NodeJS/NestJS, Express, PostgreSQL

● Experience with microservices architecture and distributed systems

● Proficiency in database design (SQL and NoSQL)

● Knowledge of cloud platforms (AWS, Azure, or GCP) and CI/CD pipelines

● Deep understanding of design patterns, data structures, and algorithms

● Hands-on experience with containerization technologies like Docker and orchestration tools like Kubernetes

● Exceptional communication and leadership skills

● Strong understanding of object-oriented programming principles and design patterns

● Familiarity with automated testing frameworks and methodologies

● Excellent problem-solving skills and attention to detail

● Strong communication skills and ability to effectively lead and maintain a collaborative team environmen

● Ready to be a tech-agnostic engineer and comfortable to shift on any tech stack (Java, Node, Python etc)

● Comfortable working with AI (Claude code, Cursor etc)

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Dataflow Group
Sharan Mithran
Posted by Sharan Mithran
Bengaluru (Bangalore)
8 - 12 yrs
₹40L - ₹60L / yr
skill iconNodeJS (Node.js)
skill iconJava
High-level design
Software architecture
skill iconAmazon Web Services (AWS)
+3 more

About the Organisation

DataFlow Group is a pioneering global provider of specialized Primary Source Verification (PSV) solutions, and background screening and immigration compliance services that assist public and private organizations in mitigating risks to make informed, cost-effective decisions regarding their Applicants and Registrants.

DataFlow with its best practices in this field such as a high level of data security, cutting-edge technology, rigorous processes, qualified research analysts, and a global network of over 100,000 issuing authorities, verifies professionals credentials from the primary issuer of the document - regardless of its nature.The company complements its advanced verification processes and long-standing industry expertise by adhering to the highest regulatory standards, including the Joint Commission International (JCI), International Organization for Standardization (ISO), and the European Union’s General Data Protection Regulation (GDPR).


About the Role:

We are looking for a Backend Architect / Lead who lives and breathes code. This isn't a role for someone who wants to delegate; it’s for a technical heavyweight who wants to own core product development, define backend architecture patterns, and build scalable, secure, and resilient systems from the ground up. You will join a fast-paced environment where we ship high-quality code under tight timelines. You’ll be expected to take full ownership of our server-side ecosystem, database design, and API layer, ensuring high availability, bulletproof operational excellence, and top-tier performance.


Duties and Responsibilities:

● Architect & Build: Design and implement complex, scalable microservices and monolithic architectures using Node.js, Express.js, and MongoDB (MERN backend stack).

● Heavyweight Coding: Spend the majority of your time writing high-quality, production-ready backend code. You should be comfortable solving complex systems problems using efficient Data Structures, Algorithms, and clean architecture principles.

● Performance & Data Engineering: Own database optimization, query performance, indexing strategies, caching layers (Redis), and system throughput to ensure low-latency API response times.

● Technical Leadership: Establish and enforce industry best practices for REST/GraphQL API design, security standards, code reviews, and automated CI/CD pipelines.

● End-to-End Ownership: Participate in the full SDLC—from initial ideation and system design to deployment, infrastructure setup, and production monitoring on AWS


Qualifications:

● The Deep Diver: You have spearheaded at least one large-scale, complex backend project or system redesign. You can explain every architectural decision, trade-off, database schema choice, and line of code in a deep-dive technical discussion.

● Experience: You have at least 8 years of professional software development experience, with a significant focus on high-traffic, distributed backend systems.


● Tech Stack Mastery: Expert-level proficiency in Node.js, Express.js, MongoDB (Mongoose/Aggregation framework), and TypeScript. Strong hands-on experience with AWS (EC2, S3, ECS/Lambda, CloudWatch) and containerization (Docker).

● Architectural Fluency: A solid understanding of modern backend patterns (Microservices, Event-Driven Architecture, Pub/Sub, Caching strategies, Message Queues like RabbitMQ/Kafka, State Management, and Authentication/Authorization protocols).

● Optimization Expert: Proven experience in tuning database performance, scaling server instances, managing connection pools, and debugging memory leaks or high CPU usage under heavy load.

● Grit & Speed: You thrive in high-pressure environments and enjoy the challenge of meeting tight deadlines without compromising on quality or system reliability.

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