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Senior Software Development Engineer (Payments) Full-time
Senior Software Development Engineer (Payments) Full-time

Senior Software Development Engineer (Payments) Full-time at ZYSYGY · Remote only · 3 - 5 years · ₹24L - ₹34L / yr (ESOP available) · Bootstrapped · Remote only · Posted 8 Jul 2026

ZYSYGY's logo

Senior Software Development Engineer (Payments) Full-time

Shabbir Maimoon's profile picture
Posted by Shabbir Maimoon
3 - 5 yrs
₹24L - ₹34L / yr (ESOP available)
Remote only
Skills
skill iconPostgreSQL
Payments
skill iconNodeJS (Node.js)
API
skill iconRedis
skill iconPython
Payment gateways
skill iconDocker
UPI
skill iconAmazon Web Services (AWS)
skill iconReact Native

About ZYSYGY

ZYSYGY is building Germany's zero-fee payment network. Merchants pay zero transaction fees. We route payments directly over SEPA Instant, bypassing Visa, Mastercard, and the entire card network chain. No hardware. No card reader. Just a phone.

We are building the first company to combine a fully software-based merchant POS with a consumer super-app for everyday financial life: payments, transport, utilities, government services, all in one place. Think what UPI did for India. We are doing it for Germany, from the ground up, on banking rails.


Role Overview

You will join the core engineering team as a founding engineer. You will own the backend payment engine end to end: transaction flows, wallet management, SEPA Instant settlement, KYB/KYC integration, recurring mandates, refund logic, and the compliance export layer (DATEV, Kassenbuch, GoBD, fiskaltrust). On mobile, you will contribute to the React Native consumer and merchant apps alongside our mobile engineer.

You will own what you build from development through deployment, monitoring, and production reliability. The architecture decisions you make in the first six months will run in production for years.


What you will do

Design and build the backend payment engine: transaction flows, wallet management, SEPA Instant settlement, offline payment authorization, and recurring mandate billing.

Own KYB/KYC integration and the compliance export layer: DATEV, Kassenbuch, GoBD, and fiskaltrust for KassenSichV.

Build REST APIs for financial-grade reliability and high-throughput transaction processing, including full R-transaction handling and reconciliation pipelines.

Contribute to the React Native consumer and merchant mobile apps alongside our mobile engineer.

Own the full lifecycle of what you build, from development through deployment, monitoring, and continuous improvement.

Integrate AI tooling into your development workflow as a matter of course: code generation, automated testing, and intelligent review.


Who you are

Meaningful hands-on experience building payment systems, fintech infrastructure, or financial APIs.

You have designed a ledger. You understand double-entry bookkeeping, immutable transaction records, and why you never update a financial row.

You have solved the partial failure. Money left one wallet and did not arrive in the other. You know how to detect it, resolve it, and make sure it does not happen again.

You understand idempotency at a design level. You have built systems that survive client retries, duplicate webhooks, and network drops without double-charging anyone.

You have built or reasoned about reconciliation: detecting discrepancies between your internal ledger and an external settlement file, and resolving them reliably at scale.

You understand KYC and KYB state machines, what happens when verification status changes mid-transaction, and what a regulator expects from your audit trail.

You are comfortable with SQL databases and own the full lifecycle of your code from development through deployment.

You can communicate technical decisions clearly to non-technical stakeholders. At this stage of the company, that matters.

You are a continuous learner. Payments infrastructure is a deep domain and you treat it that way.

You are comfortable with ambiguity and early-stage risk. There is no playbook yet. You will help write it.

Strong academic background preferred. Demonstrated engineering ability matters more than institution.


Relocation

Relocation to Munich, Germany, is on the table for the right candidate, including visa support.


Connect with the Founder

You can also connect with me on LinkedIn at www.linkedin.com/in/shabbir-maimoon

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I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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About ZYSYGY

Founded :
2026
Type :
Product
Size :
0-20
Stage :
Bootstrapped

About

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NonStop io Technologies is a value-driven company with a strong focus on process-oriented software engineering. We specialize in Product Development and have a decade's worth of experience in building web and mobile applications across various domains. NonStop io Technologies follows core principles that guide its operations and believes in staying invested in a product's vision for the long term. We are a small but proud group of individuals who believe in the 'givers gain' philosophy and strive to provide value in order to seek value. We are committed to and specialize in building cutting-edge technology products and serving as trusted technology partners for startups and enterprises. We pride ourselves on fostering innovation, learning, and community engagement. Join us to work on impactful projects in a collaborative and vibrant environment.


Brief Description

We're seeking an experienced Senior Backend Engineer/Tech Lead to join our team. As a backend engineer, you will be responsible for designing, developing, and deploying scalable backends for the products we build at NonStop. This includes APIs, databases, and server-side logic. Also, guiding the mentoring the junior team members


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Requirements

  • At least 5+ years of experience building scalable and reliable backend systems
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  • Opportunity to work on a cutting-edge healthcare product
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  • Excellent work ethic and culture


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- Experience with sports, concert, creator, or community platforms.


This role is suitable for someone who can work independently, communicate clearly, and help us move from a Laravel MVP backend to a more scalable Node.js backend architecture.

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Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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