Senior BI Engineering

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

About Snabbit: Snabbit is India’s first Quick-Service App, delivering home services in just 15 minutes through a hyperlocal network of trained and verified professionals. Backed by Nexus Venture Partners, Elevation Capital and Lightspeed Venture Partners (investors in Zepto, Unacademy, and Ultrahuman), Snabbit is redefining convenience in home services with quality and speed at its core. Founded by Aayush Agarwal, former Chief of Staff at Zepto, Snabbit is pioneering the Quick-Commerce revolution in services. In a short period, we’ve completed thousands of jobs with unmatched customer satisfaction and are scaling rapidly. At Snabbit, we don’t just build products—we craft solutions that transform everyday lives. This is a playground for engineers who love solving complex problems, building systems from the ground up, and working in a fast-paced, ownership-driven environment. You’ll work alongside some of the brightest minds, pushing boundaries and creating meaningful impact at scale. Responsibilities:

● Develop and architect complex UI features for iOS and Android apps using Flutter

● Write high-quality, efficient, and maintainable code, adhering to industry best practices.

● Participate in design discussions to develop scalable solutions and implement them.

● Take ownership of feature delivery timelines and coordinate with cross-functional teams

● Troubleshoot and debug issues to ensure smooth system operations. ● Design, develop, and own end-to-end features for in-house software and tools

● Optimize application performance and implement best practices for mobile development

● Deploy and maintain services infrastructure on AWS. Requirements:

Experience: ○ 5-9 years of hands-on experience as a flutter/full-stack developer.

○ Expertise in developing backend services and mobile applications. ○ Experience in leading small technical projects or features ○ Proven track record of delivering complex mobile applications to production ● Technical Skills: ○ Strong knowledge of data structures, algorithms, and design patterns. ○ Advanced proficiency in Flutter with deep understanding of widget lifecycle and state management

○ Knowledge of mobile app deployment processes and app store guidelines

○ Experience with AWS or other relevant cloud technologies. ○ Experience with databases (SQL, NoSQL) and data modeling. ○ Familiarity with version control systems (Git) and agile development methodologies

● Soft Skills: ○ Strong problem-solving and debugging abilities with ability to handle complex technical challenges and drive best practices within the team

○ Leadership qualities with ability to mentor and guide junior developers

○ Strong stakeholder management and client communication skills

○ A passion for learning and staying updated with technology trends

• Strong UI / Product / Visual Designer Profile (Not UX-focused)
• Mandatory (Experience 1) – Must have 2+ Years of hands-on experience in UI / Product / Visual Design, with strong exposure to web and mobile app design (from concepting, wireframes, prototypes to final UI).
• Mandatory (Portfolio) – Must have a strong visual/UI design portfolio showcasing product, web, and app UI work with clear emphasis on visual hierarchy, interaction detail, color, and layout.
• Mandatory (Tools) – Proficiency in Figma, Adobe XD, FigJam, Photoshop, Illustrator (knowledge of Sketch, Axure, Zeplin is a plus).

Preferred

• Preferred (Skill) - Exposure of design AI tools is a plus
• Preferred (Additional Tools) – Familiarity with Google Analytics, Hotjar, Microsoft Clarity, Miro, and other collaboration or analytics tools.

Job Profile/ Responsibility:

• Sourcing candidates of suitable calibre from various job portals (Naukri, Monster, Indeed, LinkedIn, Cutshort etc), Posting, Head Hunting, Social media, Internal and External References
• The recruiter is responsible for assessing and short-listing candidates through a systematic and multi-layered approach to create a pool of eligible candidates for Job Dost Client Organizations.
• Carrying out the prescribed Assessment for the candidates and identifying profile as per client expectation as per job roles.
• Arranging telephone, video, or in-person interviews, online assessments, coding tests for candidates.
• Maintain database of candidates in JobDost portal and also ensuring all applicants are routed through JobDost platform from interview schedule to offer
• Performing background and reference checks.

Job Requirement:

For successful execution of the job, a candidate should possess the following:

• Hands on experience in hiring positions like SAP consultants, System/Cloud Architect, Front/Backend Developer, React, Java/J2EE Developers, .Net Engineers, ASP.Net, C#.Net, VB.Net, etc.
• Bachelor’s degree in Human Resources Management or a relevant field. Handling candidates in Information Technology is a plus.
• Minimum 1 years of prior experience of as a Recruiter
• Experience with resume databases and Applicant Tracking Systems
• Experience with various sourcing methods
• Experience with conducting Assessments
• Strong verbal as well as non-verbal communication skills
• Exceptional time-management and organizational skills

Remuneration: At par with Industry along with attractive Incentives.

Why Join Us?

You will be working closely with a highly experienced team and the founders of JobDost - surely a great opportunity to learn!

As the first few members of an ever-growing team, you will play a key part in the cultures, values, and success story of our company!

We have a budding business with a solid expansion plan ahead of us and we want you to be a part of this game-changing journey!

• Candidate should be able to write the sample programs using the Tools (Bash, PowerShell, Python or Shell scripting)
• Analytical/logical reasoning
• GitHub Actions
• Should have good working experience with GitHub Actions
• Repository/Workflow Dispatch, writing reusable workflows, etc
• AZ CLI commands
• Hands-on experience with AZ CLI commands

• FULL-STACK PHP/MySQL development in CODEIGNITOR FRAMEWORK (LARAVEL, ZEND, CAKE, SYMPHONY frameworks acceptable) using AGILE METHODOLOGY
• Cross-functioning with our product development team wherein you’ll tackle complex tasks and transform them into intuitive, accessible and easy-to-use UIs and API interfaces
• Follow the coding guideline standards to ensure a bug free code as per industry norms
• Complete unit testing of the code before sending it for review
• Participate in the complete agile software delivery cycle, including development, testing, troubleshooting etc.
• Participate in process improvement program to improve the overall quality of the delivery process.
• This role offers good exposure in E-COMMERCE SEGMENT with HIGHLY SCALABLE design solutions
• Min of 3 years of relevant experience in PHP/MySQL using CODEIGNITOR framework development is a must (exposure to LARAVEL, ZEND, CAKE, SYMPHONY framework is acceptable)

• Proven knowledge of PHP/MySQL stack using CODEIGNITOR (preferable) framework for FULL-STACK development
• Responsive Front End Designs with adaptability to various screen sizes
• Scalable Back-End design architecture with DBMS and Caching
• Familiarity with REST web services and RESTful APIs. Knowledge of SOAP would be an added advantage
• UI design principles, patterns, and best practices, preferably MVC, MVVM, MVP
• Good knowledge of MySQL, JS/JQuery for database management
• Proficiency in code versioning tools/Source Code Repositories like GIT, SVN
• Experience with offline storage, threading (AJAX), and performance tuning
• Agile/Scrum methodology using JIRA or any agile tool
• Knowledge of the open-source PHP ecosystem, OOPs and the libraries
• A knack for benchmarking and optimization
• Familiarity with continuous integration

• Self-learner with passion for learning new technologies along with a creative problem-solving approach
• Strong communication skills (verbal & written)
• Should be adaptable to new ideas and have an out of box thinking approach
• Effective interpersonal communication skills in a highly collaborative team environment

• 2-5 years of relevant experience
• B.E/ B. Tech/ M. Tech in Computer Science/ Electronics Communication/ IT engineering
• M.Sc. (Computer Science or IT)/ MCA from a reputable institute
• Good communication in written and spoken English

CoverSelf is an InsurTech start-up, empowers payers and providers with a truly NEXT-GEN cloud-native, holistic & customizable platform preventing and adapting to the ever-evolving claims & payment inaccuracies. Reduce complexity and administrative costs with a unified healthcare dedicated platform. Founded in August, 2021, we are backed by industry veterans.

We foster an environment of employee empowerment whereby each team member is given the freedom to demonstrate excellence through their skills, character, and background. Our team members are motivated individuals who help each other do remarkable things every day.

About the role:

We are looking for a Frontend developer who would be working on the bleeding edge of technologies. We work primarily with React, Typescript and Redux.

Responsibilities:

• Understand why a particular design was chosen and code accordingly 
• Will have to deliver clean bug free unit tested code with minimal guidance
• Strive for continuous improvement by refactoring and applying best practices 
• Learn and adapt to new technologies as necessary.

 Requirements:

• Must be proficient in React, Redux, Redux Toolkit and Typescript
• Used Typescript for React Components
• Unit testing, Component testing and Custom React hook tests with React Testing Library
• Integration tests with Cypress
• Data fetching libraries like Axios, React Query, RTK Query etc.
• Should have maintained React Components with Storybook.
• Used various CSS stylings methods like CSS Modules, LESS, SCSS, Tailwind, Styled Components, Emotion etc.
• Should understand Git 
• Ability to work in a fast-paced and dynamic work environment
• Exceptional interpersonal skills and demonstrated leadership abilities

Work Location: Jayanagar, Bangalore, Karnataka

Work Mode: Onsite

Benefits: Competitive Compensation, Health & Personal Accident Insurance, Friendly Leave Policy, Certificate Reimbursement and many more. 
To Apply: https://coverself.kekahire.com/jobdetails/22318

Additional Information:

At CoverSelf, we are creating a global workplace that enables everyone to find their true potential, purpose, and passion irrespective of their background, gender, race, sexual orientation, religion and ethnicity. We are committed to providing equal opportunity for all and believe that diversity in the workplace creates a more vibrant, richer work environment that advances the goals of our employees, communities and the business.

• Proven SEO experience
• Proven SEM experience managing PPC campaigns across Google, Yahoo and Bing
• In-depth experience with website analytics tools
• Responsible for analysing, reviewing and implementing websites that are optimized to be picked up by search engines
• Research and analyse competitor advertising links
• Develop and implement link building strategy
• Work with the development team to ensure SEO best practices are properly implemented on newly developed code
• Work with editorial and marketing teams to drive SEO in content creation and content programming
• Recommend changes to website architecture, content, linking and other factors to improve SEO positions for target keywords