
Designation - Product Manager
Experience - 4 to 6 Years
Work Location - Whitefield, Bengaluru
We’re hiring Product Managers to own product lines within our LOS platform end-to-end. You’ll work directly with credit union clients to gather requirements, write user stories, run sprints with your engineering pod, manage vendor integrations, and ship features used by real customers. You’ll also lead full client implementations — from discovery to go-live.
Beyond execution, you’ll help shape the platform roadmap by identifying patterns across clients and driving what should be configurable vs. custom to scale the product. This is a high-ownership, hands-on role — focused on real problem-solving, close collaboration with users and engineers, and making practical trade-offs to deliver impact.
A typical week looks like
- 2-3 client calls with US credit union stakeholders — CXOs, managers, underwriters,
- Act as the bridge between US team & India Engineering team
- Writing PRFAQs, stories and acceptance criteria for upcoming work
- Sprint ceremonies with your engineering pod — planning, grooming, retro
- Coordinating with 2-3 vendor integration teams — API specs, test data, certification
- Ensuring alignment across organisation for delivery for your product line & client implementation
What you'll ship in the first 6 months
- Own a product line end-to-end
- Own a client implementation from requirements through go-live
- Ship features that go live in production for real credit union users
- Manage 3-5 vendor integrations through to QA sign-off
- Run your pod's sprint cycle independently
- Contribute at least one platform-level improvement that benefits all clients
What we're looking for
- Biased for action, grounded in first principles — you ship fast, but you think before you build.
- AI-native — you use AI tools daily to multiply your output, not as a novelty. You write specs faster, research deeper, and make better decisions because AI is part of how you work.
- Comfortable working directly with clients (US business hours overlap required — expect 2-3 late evening calls per week)
- Writes clearly — PRFAQs, story documents, acceptance criteria
- Can own an engineering pod's backlog — sprint planning, grooming, prioritization
- Understands lending workflows — origination, decisioning, underwriting, funding
- Can navigate vendor integrations — read API docs, coordinate with external teams, unblock engineers
- Uses data and judgment to make scope calls fast — you won't have perfect information
- Takes feedback well and gives it directly
Qualifications
Required:
- 3-5 years total experience with at least 2 years in product management
- Lending, banking, or fintech domain experience
- Experience working with engineering teams in an agile environment
- Actively uses AI tools in daily PM work — research, writing, analysis, decision-making
- Familiar with Claude Code to leverage AI & work at 10x productivity
- BTech/BE. MBA preferred.
Preferred / Bonus:
- Familiar with Claude Code to leverage AI & work at 10x productivity
- US lending industry experience
- US indirect auto lending (dealer-lender workflows, RouteOne, DealerTrack)
- US home equity / HELOC product experience
- Credit union operations experience
- Experience with loan origination systems (any vendor)
- Familiarity with core banking integrations (Jack Henry, Fiserv, Corelation)
- Familiarity with credit bureau data (TransUnion, Equifax, Experian)
- Experience with decision engines or business rules platforms

About Incred Finance
About
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Conducts systems and requirements analysis, creates and contributes to task lists, cost and time analysis
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vantage
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b. Experience working in GCP or AWS or Azure
c. Experience working in Containers & Unix Platforms
d. Relational Databases (PostgreSQL, MySQL, SQL, etc.)
e. Messaging (RabbitMQ, ActiveMQ, Kafka etc.)
f. Agile Methodologies (Scrum, TDD, BDD, etc.)
g. Understanding of Microservices Architecture, Domain Driver Design, Test Driven Development and
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i. Strong organizational skills
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Develop and Implement Technology Solutions
Understand Functional Specifications and transform into technical programs specs to code, test and debug programs
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Troubleshooting and resolving issues to optimize performance
Support functional consultants in designing solutions for the gaps identified.
Desired Candidate Profile
7- 12 Years of ABAP Experience
Strong Object Orientation experience
SAP ABAP and Netweaver / Webdynpro Development
SAP H4 HANA 1709 and above
Experience in third party integration
Knowledge and experience of delivering projects in an agile framework
Strong analytical and problem solving skills
Ability to write technical speficifications
Great interpersonal and communication skills
SAP Certification is a plus
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