We’re hiring Product Managers to own product lines within our LOS platform end-to-end. You’ll work directly with credit union clients to gather requirements, write user stories, run sprints with your engineering pod, manage vendor integrations, and ship features used by real customers. You’ll also lead full client implementations — from discovery to go-live.

Beyond execution, you’ll help shape the platform roadmap by identifying patterns across clients and driving what should be configurable vs. custom to scale the product. This is a high-ownership, hands-on role — focused on real problem-solving, close collaboration with users and engineers, and making practical trade-offs to deliver impact.

A typical week looks like

2-3 client calls with US credit union stakeholders — CXOs, managers, underwriters,
Act as the bridge between US team & India Engineering team
Writing PRFAQs, stories and acceptance criteria for upcoming work
Sprint ceremonies with your engineering pod — planning, grooming, retro
Coordinating with 2-3 vendor integration teams — API specs, test data, certification
Ensuring alignment across organisation for delivery for your product line & client implementation

What you'll ship in the first 6 months

Own a product line end-to-end
Own a client implementation from requirements through go-live
Ship features that go live in production for real credit union users
Manage 3-5 vendor integrations through to QA sign-off
Run your pod's sprint cycle independently
Contribute at least one platform-level improvement that benefits all clients

What we're looking for

Biased for action, grounded in first principles — you ship fast, but you think before you build.
AI-native — you use AI tools daily to multiply your output, not as a novelty. You write specs faster, research deeper, and make better decisions because AI is part of how you work.
Comfortable working directly with clients (US business hours overlap required — expect 2-3 late evening calls per week)
Writes clearly — PRFAQs, story documents, acceptance criteria
Can own an engineering pod's backlog — sprint planning, grooming, prioritization
Understands lending workflows — origination, decisioning, underwriting, funding
Can navigate vendor integrations — read API docs, coordinate with external teams, unblock engineers
Uses data and judgment to make scope calls fast — you won't have perfect information
Takes feedback well and gives it directly

Qualifications

Required:

3-5 years total experience with at least 2 years in product management
Lending, banking, or fintech domain experience
Experience working with engineering teams in an agile environment
Actively uses AI tools in daily PM work — research, writing, analysis, decision-making
Familiar with Claude Code to leverage AI & work at 10x productivity
BTech/BE. MBA preferred.

Preferred / Bonus:

Familiar with Claude Code to leverage AI & work at 10x productivity
US lending industry experience
US indirect auto lending (dealer-lender workflows, RouteOne, DealerTrack)
US home equity / HELOC product experience
Credit union operations experience
Experience with loan origination systems (any vendor)
Familiarity with core banking integrations (Jack Henry, Fiserv, Corelation)
Familiarity with credit bureau data (TransUnion, Equifax, Experian)
Experience with decision engines or business rules platforms

Designation - Product Manager

Experience - 4 to 6 Years

Work Location - Whitefield, Bengaluru

A typical week looks like

2-3 client calls with US credit union stakeholders — CXOs, managers, underwriters,
Act as the bridge between US team & India Engineering team
Writing PRFAQs, stories and acceptance criteria for upcoming work
Sprint ceremonies with your engineering pod — planning, grooming, retro
Coordinating with 2-3 vendor integration teams — API specs, test data, certification
Ensuring alignment across organisation for delivery for your product line & client implementation

What you'll ship in the first 6 months

Own a product line end-to-end
Own a client implementation from requirements through go-live
Ship features that go live in production for real credit union users
Manage 3-5 vendor integrations through to QA sign-off
Run your pod's sprint cycle independently
Contribute at least one platform-level improvement that benefits all clients

What we're looking for

Biased for action, grounded in first principles — you ship fast, but you think before you build.
AI-native — you use AI tools daily to multiply your output, not as a novelty. You write specs faster, research deeper, and make better decisions because AI is part of how you work.
Comfortable working directly with clients (US business hours overlap required — expect 2-3 late evening calls per week)
Writes clearly — PRFAQs, story documents, acceptance criteria
Can own an engineering pod's backlog — sprint planning, grooming, prioritization
Understands lending workflows — origination, decisioning, underwriting, funding
Can navigate vendor integrations — read API docs, coordinate with external teams, unblock engineers
Uses data and judgment to make scope calls fast — you won't have perfect information
Takes feedback well and gives it directly

Qualifications

Required:

3-5 years total experience with at least 2 years in product management
Lending, banking, or fintech domain experience
Experience working with engineering teams in an agile environment
Actively uses AI tools in daily PM work — research, writing, analysis, decision-making
Familiar with Claude Code to leverage AI & work at 10x productivity
BTech/BE. MBA preferred.

Preferred / Bonus:

Familiar with Claude Code to leverage AI & work at 10x productivity
US lending industry experience
US indirect auto lending (dealer-lender workflows, RouteOne, DealerTrack)
US home equity / HELOC product experience
Credit union operations experience
Experience with loan origination systems (any vendor)
Familiarity with core banking integrations (Jack Henry, Fiserv, Corelation)
Familiarity with credit bureau data (TransUnion, Equifax, Experian)
Experience with decision engines or business rules platforms

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About Incred Finance

Founded :

2016

Type :

Products & Services

Size :

1000-5000

Stage :

Profitable

About

InCred is a new-age financial services platform that leverages technology and data-science to make lending quick and easy. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience.

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