
Software Engineer - Lending Platform
2 - 5 years Experience · Seed Stage · On-site preferred · Mumbai
What Neenv Is
Neenv is a fintech platform building channel finance infrastructure for MSME dealer networks in India. We sit between anchor companies and their dealer ecosystems, providing the credit technology layer while lending partners provide the capital.
The platform powers four supply chain finance products: Channel Financing, Working Capital Loans, Factoring, and Supplier Financing. The lending engine is configuration-driven. New products, rate changes, new anchors, new lenders -- config changes only.
What Problems Are We Solving
India runs on dealer networks. Hundreds of thousands of distributors, resellers, and stockists sit inside large corporate supply chains - buying from anchors, selling downstream, keeping markets liquid. These are creditworthy businesses. Their anchor relationships are essentially proof of cash flow. And yet they are chronically underfinanced.
Banks are too slow. Informal credit is expensive. The anchor relationship that makes a dealer viable is invisible to traditional lenders.
We are building the infrastructure to change that. A configuration-driven lending engine for channel finance - powering working capital credit to dealer networks at scale, with the anchor relationship as the underwriting signal.
Who You'll Be Working With
The founding team brings over 50 years of combined banking and channel finance experience. Founders with 25+ years each in client coverage, trade finance, risk management, and SCF sales across Standard Chartered and IDFC First Bank - having collectively managed over $1Bn in channel finance assets with sub-1% delinquency.
The CTO brings solid supply chain finance fintech experience with a product-first, AI-native approach to lending infrastructure.
You are not joining a first-time experiment. You are joining people who have spent careers building exactly what Neenv is now automating.
What Makes Your Role
We have a production lending infrastructure in place. It handles loan origination, repayment waterfalls, interest accrual, payment processing, ledger management, and multi-product configuration. You will own this platform end to end.
Understand the codebase end to end. Drive every config change, every extension, every integration. Be the person who can answer "can the system do X?" without waiting for anyone.
That is the first act.
The second act: we are building AI-native lending workflows. A credit decisioning agent that processes bureau reports, bank statements, GST data, and ITR. A collections agent that automates follow-up and escalation. Ops agents that handle accruals, month-end, lender reporting, and anomaly detection.
You will design this architecture from day one.
What Works Well Here
Someone who gets uncomfortable when they don't fully understand a system. Who reads error logs with curiosity. Who treats financial logic correctness as non-negotiable. Who can hold a product conversation and a technical conversation in the same breath.
If you have built something non-trivial and can explain every decision you made, that is the signal.
What You Need
- PHP and Laravel -- solid working proficiency
- Python -- working proficiency for AI agents, data processing, integrations
- SQL and relational database design -- financial data where a paisa-level rounding error is a production bug
- API design and third-party integration patterns -- REST, webhooks, handling flaky vendor APIs
- LLM and agent workflows -- curiosity or working familiarity. Strong signal if you have built with Claude, GPT, or any agent framework
- Fintech, NBFC, or any domain where data accuracy has real consequences
What We Are Offering
Fixed salary, competitive for early-stage fintech in Mumbai. Direct founder access. Ownership over a production lending system and the AI layer being built on top. For the right fit, a clear path to owning the entire technical stack as we scale.
We cannot offer a large team, defined career ladders, or a 500-person safety net. We can offer a genuinely hard problem, speed, and the chance to build something that matters from nearly the beginning.

About Neenv Financial Technologies Pvt Ltd
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REVIEW CRITERIA:
MANDATORY:
- Strong Forward Deployed / Client-Facing Software Engineer / Integration / Product Support Engineer profiles
- 1–6 years of professional experience or strong internship/project work in software engineering.
- Strong proficiency in at least one programming language (Python / Java / JavaScript / TypeScript)
- Solid foundation in Data Structures, Algorithms, System Design, and ability to build production-grade solutions quickly
- Experience working on API integrations, backend services, data pipelines, or workflow-based systems
- Excellent analytical and problem-solving capability; ability to work directly with enterprise clients to diagnose and solve complex technical issues
- Strong communication skills and proven ability to collaborate with product, engineering, and customer teams
- Willingness to travel frequently to global client sites for deployments and solution delivery
- B.Tech / B.E. in Computer Science from Tier-1 institutes (IITs, BITS, NSIT, DAIICT, DTU, etc.)
- Product Company only
PREFERRED SKILLS:
- Exposure to cloud services, data integration, ETL/Reverse ETL, or workflow automation tools.
- Experience with React / frontend frameworks, low-code development, or building internal tools.
- Familiarity with AI/ML, GenAI tools, LLM-driven automation, or experience applying them to real use cases.
ROLE & RESPONSIBILITIES:
As a Forward Deployed Software Engineer (FDSE) at UnifyApps, you’ll work at the intersection of engineering, problem-solving, and customer impact. You’ll embed with enterprise clients, understand real-world problems, and design and implement solutions using the UnifyApps platform. This role is ideal for high-potential engineers from Tier-1 colleges who want to work on real enterprise-scale problems, gain full-stack exposure, and grow rapidly in a high-impact SaaS environment.
KEY RESPONSIBILITIES:
- Work with client and internal teams to understand complex business processes, legacy systems, and integration needs.
- Design, build, and deploy solutions using the UnifyApps platform across data, workflows, and GenAI/LLM use cases.
- Develop data pipelines, API integrations, and low-code apps to solve high-impact problems.
- Collaborate closely with UnifyApps’ product and engineering teams to shape platform capabilities through real deployments.
- Rapidly prototype, iterate, and deliver production-grade solutions with high ownership.
- Contribute to internal accelerators, templates, and best practices.
IDEAL CANDIDATE:
QUALIFICATIONS - REQUIRED:
- B.Tech / B.E. in Computer Science from Tier-1 institutes such as IITs, BITS, NSIT, DAIICT, DTU etc.
- 1–6 years of professional experience or strong internship/project work in software engineering.
- Proficiency in at least one programming language: Python, Java, JavaScript, or TypeScript.
- Strong foundation in data structures, algorithms, and system design.
- Excellent analytical and problem-solving skills.
- Strong communication and ability to work collaboratively.
- Willingness to travel frequently to client sites across the globe.
QUALIFICATIONS - PREFERRED:
- Exposure to data integration, APIs, cloud services, or workflow tools.
- Experience with React / frontend frameworks or low-code platforms.
- Familiarity with AI/ML concepts or GenAI tools.
- Prior internships in SaaS, enterprise tech, or consulting environments.
PERKS, BENEFITS AND WORK CULTURE:
- Competitive salary package.
- Opportunity to learn from and work with senior leadership & founders.
- Build solutions for large enterprises that move from concept to real-world impact.
- Exceptional career growth pathways in a highly innovative and rapidly scaling environment.
Candidates MUST HAVE :
● Deep expertise with JavaScript. Extensive hands-on experience building microservices using NodeJs.
● Substantial experience in building complex and scalable solutions.
● Strong computer science fundamentals: data structures, algorithms, design patterns
● Strong experience and understanding of various APIS / Web Services and SQL/NoSQL databases
● Architected non-trivial solutions for a company at a scale
● Proficient in unit testing, writing mocks, automated functional tests, and end-end tests
● Experience with a variety of languages, stacks, and programming paradigms
● Capability to contribute across the web and mobile stacks
● Strong desire to drive change, and ability to adapt to change quickly
● The ability to independently lead problem-solving and build elegant, maintainable solutions to complex problems.
Good to Have
● Experience in building projects with TypeScript, ExpressJs, NextJS, ReactJs, Flutte,r etc.
● Experience with gRPC or GraphQL API implementations.
● Experience in any other programming languages such as Python/Go/Scala
● Experience with Kubernetes, Docker and
● Understanding the nature of asynchronous programming and its quirks and workarounds
● Good hand-on with data streaming technologies like Kafka
● Experience with cloud APIs (e.g., GCP, AWS, Azure)
● Understanding on information security and data privacy
● Experience in open-source development and contribution to open-source technology
Roles and Responsibilities :
● Write clean, reliable, reusable, scalable, testable and maintainable code.
● Produce best in class documentation, testing and monitoring
● Estimate effort, identify risks
● Mentor/coach other engineers in the team to facilitate their development and to provide technical leadership to them.
● Rise above details as and when needed to spot broader issues/trends and implications for the product/team as a whole
● Practice and promote craftsmanship in software engineering (coding, testing, code reviews, documentation, scalability, performance, etc.)
● Break down requirements, estimate tasks, and assist in planning roadmap accurately
● Develop iterative solutions to address expansive product goals
● Platformism components as libraries, utilities and promote reuse
● Be able to conceptualize and develop prototypes quickly
● Own large technical deliverables and execute in a structured manner.
● Take accountability for the overall health of the products you build and ensure predictability of the deliverables of your team 1
● Drive technical roadmap of the team in collaboration with Product and Business Teams.
Skills Required
- 5+ years of strong programming experience on the .NET platform(C#.NET)
- Proficient with Web application development – we leverage ASP.NET MVC/Asp.net core / Web API / Typescript / Angular (open to candidates experienced with Web development and zeal to learn)
- Experience building applications leveraging Azure (or AWS)
- Hands on experience on Html, CSS, JavaScript, and Bootstrap (or any other CSS framework)
- Experience with SQL Server (Stored Procedures & UDF) and NoSQL (Cosmos DB or others)
- Good grip on Fundamentals of CS, OOPS Concepts, SOLID Principles, Design Patterns and its usages
- Ability to prepare both high level and low-level design of the system
- Familiarity with TDD, CI/CD, GIT, DevOps
- Experience with microservices architecture
- Hands-on exposure to cloud technologies like( azure/ AWS)
Expectations
- Provide technical leadership and functional help working closely with team members
- Design, implement and maintain application within all phases of the software development life cycle (SDLC) on Microsoft Azure (or AWS)
- Independently carry out the activities without much of guidance
- Create, understand, and validate design and estimates and be able to justify them
- Applies knowledge of principles and techniques to solve technical problems.
- Works closely with other functions to understand customer needs and to develop product roadmaps
- Strong troubleshooting and analytical skills and detail oriented
- Comprehensive understanding of OOPS concepts, data structures, algorithms and product development techniques and theories
- Should be able to design schema for enterprise level applications
- Should be able to apply design patterns
- Should be open to face new challenges and learn new technologies.
- Should be ready to create proof of concepts and explain the value created out of it.
- Responsible for Deliverables on time
- Experience with debugging, performance profiling and optimization
Company Profile: A US based SaaS based Product firm in Fire & EMS Services
Customer Platform is a SaaS data aggregation, visualization, and mobile response solution, which helps emergency response agencies to respond more effectively to incidents of all kinds.
Client is starting a new development center at Hyderabad, India and looking for core team members for the development of their platform
Senior PHP FullStack Developer | 5-13 Y | Hyderabad | 3M Remote + WFO |
This role is for 2-3 M remote option initially, should move to Hyderabad / WFO aftermath.
Interview Process: R1 - System Test + R2 Technical Session (CTO, India) + R3 Technical Session (Tech Director, USA) + HR discussion.
Job description :
Overall 7+ years of experience, with 5+ years in full stack PHP development
Experience creating user-friendly webpages and enhance our user's experience.
Experience 3+ years using Angular, React, Vue.JS, ECS6, CSS 3, and CSS preprocessors like SASS, LESS, plain JavaScript DOM manipulation, selectors, etc.
Converting UI design from Figma to HTML Animations with CSS and JavaScript
Hands-on development in various front-end web frameworks - HTML5, CSS3, JavaScript
Strong knowledge in PHP backend coding, best practices, ability to produce & consume REST services
Communicating design ideas using user flows, process flows, site maps, and wireframes.
Good understanding on Figma and producing UI design from Figma to HTML Animations with CSS and JavaScript
Optimize application for max. speed & scalability
Collaborate with back-end developers & web designers to improve usability Maintain & improve websites
Deliver features with high quality, on-time as per project plans and delivery commitments.
Agile development methodology
Vue.js experience is preferred
Job Description:
At Helios Tech Labs we are looking for a Full Stack Developer with <2 - 5 yr Exp> to build and maintain functional websites and applications with highly skilled computer programmer who is comfortable with both front and back end programming.
To be successful in this role, you should have extensive experience building web-apps from scratch and in-depth knowledge of at least one of the following programming languages:
- JavaScript
- Java
- HTML
- CSS
- React
- Angular
- Objective C
- Scala
- Python
- C#
- C++
- PHP
- Perl
- Node JS
- Ruby (RoR)
Responsibilities:
- Identify user and system requirements for new websites and applications
- Designing user interactions on web pages.
- Developing back-end website applications.
- Creating servers and databases for functionality.
- Ensuring cross-platform optimization for mobile phones.
- Ensuring responsiveness of applications.
- Seeing through a project from conception to finished product.
- Meeting both technical and consumer needs.
- Staying abreast of developments in web applications and programming languages.
- Prioritize software development projects, set timelines, and assign tasks to team members.
- Write or review code for various applications.
- Run functionality testings and debug code.
- Oversee junior web developers and evaluate their performance.
- Liaise with designers to decide on UI/UX elements (like graphics and navigation buttons).
- Understanding of business requirements and the process of translating them into well-engineered and integrated technical solutions and reusable components.
- Write elegant and clean code as a PHP Developer.
- Implement new features as well as enhance existing ones.
- Good knowledge of Core PHP concepts, laravel and WordPress. Should have knowledge of any one framework like CodeIgniter.
- Create clean, well-documented products, software and services.
- Develop technical solutions to complex problems which require the regular use of ingenuity and creativity.
- Design, code, test, debug and document software according to the functional requirements.
- Coordinating with co-developers.
- Should have in-depth Knowledge of MySql and basic knowledge of HTML, CSS, JavaScript and Jquery
- Should have good debugging skills
- Requirement gathering and analysis skills
- Experience in application and database designing
Technical and Professional Requirements-
3+ years of relevant experience as a Full Stack Developer.
Job Brief:
We are looking for a Full Stack Developer to produce scalable software solutions. You'll be part of a cross-functional team that's responsible for the full software development life cycle, from conception to deployment.
As a Full Stack Developer, you should be comfortable around both front-end and back-end coding languages, development frameworks, and third-party libraries. You should also be a team player with a knack for visual design and utility.
If you're also familiar with Agile methodologies, wed like to meet you.
Requirements
• Proven experience as a Full Stack Developer or similar role
• Experience developing desktop and mobile applications
• Familiarity with common stacks
• Knowledge of multiple front-end languages and libraries (e.g. HTML/ CSS, JavaScript, XML, jQuery)
• Knowledge of multiple back-end languages (e.g. C#, Java, Python) and JavaScript frameworks (e.g. Angular, React, Node.js)
• Excellent communication and teamwork skills
• Great attention to detail
• Organizational skills
• An analytical mind.
• Expert level in Java and OOP concepts
• Expert level with REST APIs
• Intermediate level with Spring
• Intermediate level with SQL programming in SQL Server
• Beginner to Intermediate level with UI development and JS frameworks like React or Angular.
• Good knowledge of Design Patterns, Algorithms, and Data Types, and Open-Source libraries
• Strong analytical and reasoning skills
• Strong communication skills
Nice to Haves:
• Familiarity with NoSQL/BigData frameworks like ElasticSearch, MongoDB, Redis.
• Familiarity with Python
• Familiarity with Docker
• Familiarity with Shell scripting
Responsibilities
• Work with development teams and product managers to ideate software solutions
• Design client-side and server-side architecture
• Build the front-end of applications through appealing visual design
• Develop and manage well-functioning databases and applications
• Write effective APIs
• Test software to ensure responsiveness and efficiency
• Troubleshoot, debug and upgrade software
• Create security and data protection settings
• Build features and applications with a mobile responsive design
• Write technical documentation
• Work with data scientists and analysts to improve software
The ideal candidate is a self-motivated, multi-tasker, and demonstrated team player. You will be a lead developer responsible for the development of new software products and enhancements to existing products. You should excel in working with large-scale applications and frameworks and have outstanding communication and leadership skills.
RESPONSIBILITIES:
- Writing clean, high-quality, high-performance, maintainable code.
- Develop and support software including applications, database integration, interfaces, and new functionality enhancements.
- Coordinate cross-functionally to ensure the project meets business objectives and compliance standards.
- Support test and deployment of new products and features.
- Participate in code reviews.
KEY SKILLS AND QUALIFICATIONS REQUIRED: - A minimum of 3+ years of relevant work experience in the development of scalable scale web applications.
- Proven experience in Full stack web development using Typescript, Angular1,2,4+, HTML5 and CSS3, Microservice API development, and experience in PHP/Python/Laravel and MVC frameworks is a must.
- Exposure to CI/CD tools, Code Analysis, and Test automation is preferred.
- Expertise in Object-Oriented Design, Database Design, and XML Schema.
- Experience with Agile or Scrum software development methodologies.
- Ability to multi-task, organize, and prioritize work.
- Knowledge of advanced PHP concepts, MySQL, JSON, XML & ability to work in a LAMP/WAMP environment.
- Strong Knowledge of DB & code security along with basic server operations like Curl, Crud, cPanel.
- 4-8 years of relevant experience in designing & developing and architecting systems/software
- for large business environments (Java, J2EE).
- • Strong design and coding skills in Enterprise Java, Hibernate, Spring, Spring Boot, REST web
- services, JMS (ActiveMQ), XML, JSON.
- • Must have good experience in Unix/Oracle/SQL.
- • Experience in any communication framework (MQ) is an added advantage.
- • Experience in Agile Development, Scrum, and Iterative approaches
- • Participate in requirement gathering JAD sessions and support documentation
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7+ years of overall software development experience.
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Hands-on experience with backend languages like Python, Java and Javascript.
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2+ years of distributed cloud systems architecture.
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Good understanding of SQL and experience in designing database structures.
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Understanding of frontend development and frameworks at a high level.
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High availability and fault tolerance systems design experience.
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Test Driven Design practitioner and good understanding of unit Testing and comprehensive test suite building.
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Customer focused with good analytical thinking and problem solving.
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Metrics based progress monitoring and reporting capabilities.
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Flexibility to interface with cross timezone teams.
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Should have led cross-functional teams like frontend, backend, UI/UX, devops, QA, etc.
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Experience in security practices for web applications.
Note: Hands on experience in Angular is also must.






