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Fullstack Developer at Neenv Financial Technologies Pvt Ltd · Mumbai · 2 - 5 years · ₹8L - ₹10L / yr · Bootstrapped · Posted 6 Apr 2026

Neenv Financial Technologies Pvt Ltd's logo

Fullstack Developer

Rahul Chaplot's profile picture
Posted by Rahul Chaplot
2 - 5 yrs
₹8L - ₹10L / yr
Mumbai
Skills
skill iconPHP
SQL
API
skill iconLaravel
Information architecture

Software Engineer - Lending Platform

2 - 5 years Experience · Seed Stage · On-site preferred · Mumbai


What Neenv Is

Neenv is a fintech platform building channel finance infrastructure for MSME dealer networks in India. We sit between anchor companies and their dealer ecosystems, providing the credit technology layer while lending partners provide the capital.

The platform powers four supply chain finance products: Channel Financing, Working Capital Loans, Factoring, and Supplier Financing. The lending engine is configuration-driven. New products, rate changes, new anchors, new lenders -- config changes only.


What Problems Are We Solving

India runs on dealer networks. Hundreds of thousands of distributors, resellers, and stockists sit inside large corporate supply chains - buying from anchors, selling downstream, keeping markets liquid. These are creditworthy businesses. Their anchor relationships are essentially proof of cash flow. And yet they are chronically underfinanced.

Banks are too slow. Informal credit is expensive. The anchor relationship that makes a dealer viable is invisible to traditional lenders.

We are building the infrastructure to change that. A configuration-driven lending engine for channel finance - powering working capital credit to dealer networks at scale, with the anchor relationship as the underwriting signal.


Who You'll Be Working With

The founding team brings over 50 years of combined banking and channel finance experience. Founders with 25+ years each in client coverage, trade finance, risk management, and SCF sales across Standard Chartered and IDFC First Bank - having collectively managed over $1Bn in channel finance assets with sub-1% delinquency.

The CTO brings solid supply chain finance fintech experience with a product-first, AI-native approach to lending infrastructure.

You are not joining a first-time experiment. You are joining people who have spent careers building exactly what Neenv is now automating.


What Makes Your Role

We have a production lending infrastructure in place. It handles loan origination, repayment waterfalls, interest accrual, payment processing, ledger management, and multi-product configuration. You will own this platform end to end.

Understand the codebase end to end. Drive every config change, every extension, every integration. Be the person who can answer "can the system do X?" without waiting for anyone.

That is the first act.

The second act: we are building AI-native lending workflows. A credit decisioning agent that processes bureau reports, bank statements, GST data, and ITR. A collections agent that automates follow-up and escalation. Ops agents that handle accruals, month-end, lender reporting, and anomaly detection.

You will design this architecture from day one.


What Works Well Here

Someone who gets uncomfortable when they don't fully understand a system. Who reads error logs with curiosity. Who treats financial logic correctness as non-negotiable. Who can hold a product conversation and a technical conversation in the same breath.

If you have built something non-trivial and can explain every decision you made, that is the signal.


What You Need

  • PHP and Laravel -- solid working proficiency
  • Python -- working proficiency for AI agents, data processing, integrations
  • SQL and relational database design -- financial data where a paisa-level rounding error is a production bug
  • API design and third-party integration patterns -- REST, webhooks, handling flaky vendor APIs
  • LLM and agent workflows -- curiosity or working familiarity. Strong signal if you have built with Claude, GPT, or any agent framework
  • Fintech, NBFC, or any domain where data accuracy has real consequences


What We Are Offering

Fixed salary, competitive for early-stage fintech in Mumbai. Direct founder access. Ownership over a production lending system and the AI layer being built on top. For the right fit, a clear path to owning the entire technical stack as we scale.

We cannot offer a large team, defined career ladders, or a 500-person safety net. We can offer a genuinely hard problem, speed, and the chance to build something that matters from nearly the beginning.


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About Neenv Financial Technologies Pvt Ltd

Founded :
2025
Type :
Products & Services
Size :
0-20
Stage :
Bootstrapped

About

Neenv is an NBFC-powered channel finance platform offering revolving credit, working capital loans, and supply chain financing to MSME dealer networks across India.
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Company social profiles

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Responsibilities


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Rapidly acquire domain expertise through direct observation, translate between business and engineering seamlessly, and mentor engineers in your area on immersion. Influence senior stakeholders effectively, manage complex stakeholder landscapes with competing agendas, and build trust rapidly with new stakeholders.


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• Documentation: Define documentation standards across teams in your area, create documentation systems and templates, train engineers on spec-driven development, and ensure documentation quality across projects. Lead pattern generalization initiatives, defining criteria for when to generalize versus keep custom.


• Reliability: Define reliability standards across teams in your area, drive post-incident improvements systematically, design capacity planning processes, andmentor engineers on SRE practices.


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  • Strong Staff Software Engineer / FDE profile (full-stack + production GenAI, multi-team technical leadership)
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  • Mandatory (Experience 2) – Must have deep production experience with Python AND JavaScript/TypeScript, working comfortably across the full stack.
  • Mandatory (Experience 3) – Must have 2+ years of experience in generative AI applications developement — LLM integrations, vector databases, RAG systems, and evaluation pipelines
  • Mandatory (Experience 4) – Must have strong experience with modern frontend frameworks (Next.js / React) and backend API development.
  • Mandatory (Experience 5) – Must have extensive experience with cloud platforms (AWS preferred; Azure/GCP valued), including infrastructure-as-code (CloudFormation / Terraform).
  • Mandatory (Experience 6) – Must have working knowledge of multiple database paradigms — relational (PostgreSQL), document, and key-value (Redis) — with ability to select the right storage per problem.
  • Mandatory (Experience 7) – Must have strong experience with CI/CD pipelines (e.g. GitHub Actions), containerization, and production deployment strategies.
  • Mandatory (Experience 8) – Must have demonstrable fluency with AI coding tools (Claude Code, Cursor, GitHub Copilot, or similar) and proven ability to design agentic engineering workflows and train teams on them
  • Preferred (Experience) – Advanced RAG techniques — hybrid search, reranking, query expansion — and establishing RAG standards across teams


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Rajesh Ravi
Posted by Rajesh Ravi
Remote only
3 - 5 yrs
₹4L - ₹8L / yr
skill iconPython
skill iconDjango

We are looking for an experienced Software Engineer to join an AI engineering startup developing a document collection platform for accountants and professional services firms. 


Preference to candidates from Kerala, India.


The product eliminates the friction involved in gathering client files by automating document requests, centralising their collection, and organising incoming documents according to each organisation’s preferred folder structure.


The ideal candidate will be able to take ownership of work from start to finish, communicate clearly, and deliver high-quality solutions within tight timeframes.


What You’ll Work On


You’ll work with Python and Django daily, including models, views, templates, background jobs, and the wider product around them.


The frontend uses Django templates with HTMX and Alpine.js, built with Vite, TypeScript, and Tailwind CSS. The stack runs in Docker using PostgreSQL, Redis, RabbitMQ, and Celery.


You may also assist with ancillary projects, including custom integrations.


Project-based training will be provided.


Technology Stack


Backend: Python, Django, PostgreSQL, Celery, Redis and RabbitMQ

Frontend: Django Templates, HTMX, Alpine.js, Vite, TypeScript and Tailwind CSS

Infrastructure: Docker


Must Have

  • Strong Python and Django skills
  • Comfortable working with Docker
  • Fluent written and spoken English
  • Clear communication skills, including providing concise updates, asking honest questions, and writing information that others can act on
  • Evidence of exceptional ability—not simply a list of tools, but something challenging you have built or solved

Preference will be given to candidates with at least three years of relevant professional experience.


Nice to Have

  • Frontend experience with HTML, CSS and JavaScript
  • Experience with HTMX, Alpine.js, TypeScript or Tailwind CSS
  • Knowledge of PostgreSQL, Celery or pytest
  • Experience with integrations, including APIs, OAuth and cloud storage
  • Basic accounting knowledge

How to Apply

Please do not send a generic CV alone. Your application must include:

  1. Evidence of exceptional ability: Describe a project, open-source contribution, production system or challenging problem you solved. Include a link to the repository, write-up or demo where possible. Focus on your personal contribution by detailing the specific parts of the project where you played a critical role and explaining precisely what you built or solved.
  2. What you accomplished: Provide a short explanation of the outcome in your own words.
  3. The hardest part: Explain the hardest part of the problem and how you dealt with it.
  4. Your use of AI: Explain whether you use AI in your work and, if so, how you use it.
  5. Your professional experience and interests: Include a brief paragraph summarising your professional experience and general interests.

Applications that do not include the above Croissant details above will not be considered.


What We Offer

  • For the right candidate, salary will not be a constraint
  • Project-based training
  • A rewarding career with genuine opportunities for professional growth
  • The opportunity to work on an innovative AI-driven product
  • A remote, full-time position

Job Details and Application Submission


Location: Remote

Employment Type: Full-time

Contract: One-year contract, with the possibility of extension based on satisfactory performance

Probationary Period: Six months

Preferred Experience: Three or more years

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Shubham Vishwakarma

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