
Software Engineer - Lending Platform
2 - 5 years Experience · Seed Stage · On-site preferred · Mumbai
What Neenv Is
Neenv is a fintech platform building channel finance infrastructure for MSME dealer networks in India. We sit between anchor companies and their dealer ecosystems, providing the credit technology layer while lending partners provide the capital.
The platform powers four supply chain finance products: Channel Financing, Working Capital Loans, Factoring, and Supplier Financing. The lending engine is configuration-driven. New products, rate changes, new anchors, new lenders -- config changes only.
What Problems Are We Solving
India runs on dealer networks. Hundreds of thousands of distributors, resellers, and stockists sit inside large corporate supply chains - buying from anchors, selling downstream, keeping markets liquid. These are creditworthy businesses. Their anchor relationships are essentially proof of cash flow. And yet they are chronically underfinanced.
Banks are too slow. Informal credit is expensive. The anchor relationship that makes a dealer viable is invisible to traditional lenders.
We are building the infrastructure to change that. A configuration-driven lending engine for channel finance - powering working capital credit to dealer networks at scale, with the anchor relationship as the underwriting signal.
Who You'll Be Working With
The founding team brings over 50 years of combined banking and channel finance experience. Founders with 25+ years each in client coverage, trade finance, risk management, and SCF sales across Standard Chartered and IDFC First Bank - having collectively managed over $1Bn in channel finance assets with sub-1% delinquency.
The CTO brings solid supply chain finance fintech experience with a product-first, AI-native approach to lending infrastructure.
You are not joining a first-time experiment. You are joining people who have spent careers building exactly what Neenv is now automating.
What Makes Your Role
We have a production lending infrastructure in place. It handles loan origination, repayment waterfalls, interest accrual, payment processing, ledger management, and multi-product configuration. You will own this platform end to end.
Understand the codebase end to end. Drive every config change, every extension, every integration. Be the person who can answer "can the system do X?" without waiting for anyone.
That is the first act.
The second act: we are building AI-native lending workflows. A credit decisioning agent that processes bureau reports, bank statements, GST data, and ITR. A collections agent that automates follow-up and escalation. Ops agents that handle accruals, month-end, lender reporting, and anomaly detection.
You will design this architecture from day one.
What Works Well Here
Someone who gets uncomfortable when they don't fully understand a system. Who reads error logs with curiosity. Who treats financial logic correctness as non-negotiable. Who can hold a product conversation and a technical conversation in the same breath.
If you have built something non-trivial and can explain every decision you made, that is the signal.
What You Need
- PHP and Laravel -- solid working proficiency
- Python -- working proficiency for AI agents, data processing, integrations
- SQL and relational database design -- financial data where a paisa-level rounding error is a production bug
- API design and third-party integration patterns -- REST, webhooks, handling flaky vendor APIs
- LLM and agent workflows -- curiosity or working familiarity. Strong signal if you have built with Claude, GPT, or any agent framework
- Fintech, NBFC, or any domain where data accuracy has real consequences
What We Are Offering
Fixed salary, competitive for early-stage fintech in Mumbai. Direct founder access. Ownership over a production lending system and the AI layer being built on top. For the right fit, a clear path to owning the entire technical stack as we scale.
We cannot offer a large team, defined career ladders, or a 500-person safety net. We can offer a genuinely hard problem, speed, and the chance to build something that matters from nearly the beginning.

About Neenv Financial Technologies Pvt Ltd
About
Company social profiles
Similar jobs
Essential Functions/Responsibilities
• Provide hands-on development in the application development, unit test, and rollout of
strategic web and Mobile initiatives.
• Develop both front-end and back-end for web/mobile applications, working with a hybrid
internal/vendor team, to support various lines of business and functional areas
• Work with Business Owners and Business Analysis teams, to create business requirements.
• Document technical requirements and technical specifications for Web/Mobile
applications (and related integrated solutions) and provide technical solutions to support
those needs.
• Provide feedback (and approval) on technical designs and methods to support business
requirements.
• Effectively communicate relevant project planning and status information to
leadership/management.
• Deliver engaging, informa<ve, well-organized demos/presenta<ons that are effectively
tailored to the intended audience, as needed
Required Technical Skills:
Backend
- Strong proficiency in Node.js and TypeScript
- Extensive experience with NestJS framework
- Hands-on experience with Prisma ORM and complex database schemas
- Solid understanding of RESTful API design and Swagger documentation
- Proven experience writing unit and integration tests with Jest
Frontend
- Expert-level React knowledge and modern React patterns (hooks, context, etc.)
- Deep understanding of JavaScript and TypeScript fundamentals
- Experience with performance optimization techniques (code splitting, memoization, lazy loading)
- Strong grasp of responsive design and modern CSS practices
General
- Demonstrated experience conducting thorough code reviews
- Commitment to following strict development standards and best practices
- Strong understanding of software engineering principles and design patterns
Proficiency with Service Now Implementation, ITSM, CSM, Integration Hub / API integration, Java Script, UI Builder, App Engine, Scripting, Flow Designer with 4-5 yrs for service now development experience.
Experience
8-9 years of experience in Software Development Methodologies.
Experience with ServiceNow HR module development and support.
Working in a cloud-enabled environment is desirable
Experience in supporting discovery and service mapping in ServiceNow
ITIL certified
ServiceNow System Administrator certified
ServiceNow HR certified
A professional with Implementation, Configuration, and all types of Development in
ServiceNow and Requirement gathering from customer, designing the technical solution and
implementation documents
Essential capabilities
Sound knowledge of delivery methodologies and working experience in Agile delivery
Competent stakeholder management skills, with the ability to apply the fundamentals of
Change Management throughout the delivery lifecycle
Effective communication skills with the ability to synthetise data and communicate findings
ITSM Best Practice Knowledge/Incident, Problem, Change, SRM, SLM, HR and Asset
Management Specialist
ITOM specialist, process strategy & framework, tool implementation
API Integration
Workflow design expertise
use of BR,UI Policies, Client Script, Script Include etc fulfill the requirement raised by
legal team.
Create and Manage Service Catalog, Workflows, SLA's, Reporting etc.
Hiring PHP Developers - Durgapur, West Bengal
WORK FROM OFFICE (Durgapur)
Candidate should relocate to Durgapur to do the job.
Timing: 10 AM-7 PM
Workdays: Monday-Friday (Only last Saturday of every month is working)
Candidates having experience of minimum 3 years can apply.
Responsibilities and Duties:
Can work on live projects of international clients.
Can handle multiple projects
Error-free coding.
Requirement -
Minimum 3 Years Experience.
Knowledge in Custom PHP, Codeigniter, Laravel
Knowledge in MYSQL
Knowledge in HTML5, CSS3
Knowledge in Javascript
Knowledge in Jquery
Knowledge in Ajax
Knowledge in Web API & Rest API
Knowledge in Third Party API Integration
Education:
Bachelor's (Required)
Experience:
PHP: 3 years (Required)
Laravel: 3 years (Preferred)
CodIgnighter: 3 years (Preferred)
Job Type: Full-time
Company Overview
Established in 2014, they are a global technology services company that delivers Digital Transformation, Cloud, Data and Insights, Cybersecurity, and Strategic Staffing solutions that improve customers’ businesses and bottom line. They are a team of over 400 people, headquartered in the US and one of the operating countries is India.
Location: Remote
Skills: .Net core, C#, MVC, Angular 6 or above version, SQL
Experience – 5 to 10 Years
Max CTC for SR .net full stack developer: 20-24 LPA Based on the experience levels.
- Thorough understanding of React Native and its core principles- Strong proficiency in JavaScript, including DOM manipulation and the JavaScript object model
- Experience in React Js, Javascript, Ruby on Rails (preferred)- Experience with popular React workflows (such as Flux or Redux)
- Familiarity with newer specifications of ECMAScript (ES6 & ES5 )- Knowledge of isomorphic React is a plus
- Familiarity with RESTful APIs- Experience with relational databases (PostgreSQL preferred)
- Working knowledge of git for version control- Understanding of Unix tools
- A user-centric mentality for building products
Roles and responsibilities:
- Proficient in SQL, NoSQL, relational database design and methods for efficiently retrieving data
- Experience building complex and non-interactive systems batch, distributed, etc.
- Be responsible for the technical design and experience in guiding/mentoring others.
- Strong OOPS knowledge, including experience with design patterns
- Experience with relational databases like MySQL/Oracle
- Experience with enterprise application servers like Tomcat/Weblogic/Websphere.
- Exposure to Web Services SOAP and RESTFUL
- Exposure to Agile/Scrum, TDD, and Continuous Integration tools like Jenkins, Bamboo etc.
- Excellent analytical aptitude and problem solving skills.
- Excellent communication and customer interfacing skill
PHP/ MySQL Development & Support for diverse Web-based applications using MVC.
Knowledge of web development like Ecommerce, CMS, Custom Application Development, Blog, Social Networking and custom PHP.
Open Source (codeigniter,Laravel. . )
Fruxinfo Private Limited
Corporate office D 608 Titanium City Centre Nr, 100 Feet Anand Nagar Rd, opp. Seema Hall, Ahmedabad
https://www.fruxinfo.com/
Role: Senior Full Stack Developer
Skill Set and Competency Required:
- Java/J2EE, Spring, Spring Boot, REST, JSON, Micro Services, 12 Factor Apps, Apache.
- Strong understanding of microservice architecture
- Ability to design, develop and implement scalable, elastic microservice based platforms.
- Demonstrated knowledge of OAuth token-based authentication protocol.
- Demonstrated knowledge of PCI and Security Coding Standards.
- Performs hands on coding using Java/J2EE & unit testing.
- Contribute to the Design and develop high quality software for large scale Java/Spring Batch/Micro-service Applications.
- Proficiency in the following general areas: Java (Java 1. 7/Java 1. 8), Spring Framework, Jenkins, Gradle, and GitHub.
- Experience with RESTful services, Rabbit MQ, JSON, Unix Scripting, and Hadoop is a plus.
- Core development experience in large scale enterprise Java applications using Spring Framework.
- Experience in SQL (DB2 & SQL databases)
- Strong knowledge and experience on Nginx as APIM tool Solid experience in coding and creating APIs.
- Expertise in WSDL, XML, XSLT, JSON, XPATH and Gateway scripts
- Provide front line support for Nginx related problems by being involved in troubleshooting, root cause analysis and appropriate secure integration recommendations.
- Installation of Nginx API Gateway as per need.
- Experience in Containers and Kubernetes.
- Good linux and administration skills
- Experience on API Orchestration/Mediation/Protocol Bindings and transformation knowledge on disparate message structures
- Design, develop and implement API proxies using OpenAPI specification Analysing logs and trace for errors and exceptions Manage and publish content in Developer portal Security implementation using OAUTH, SAML, CORS
- Must Have Knowledge of API development and its technologies.
Location: Remote Working
** Preference will be given to immediate joinee









