Entrepreneur

Job Title: Credit Risk Analyst

Company: FatakPay FinTech

Location: Mumbai, India

Salary Range: INR 8 - 15 Lakhs per annum

Job Description:

FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.

Key Responsibilities:

• Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
• Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
• Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
• Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
• Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
• Prepare comprehensive reports on credit risk analyses and present findings to senior management.
• Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
• Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
• Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
• Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.

Qualifications:

• Minimum qualification: B.Tech or Engineering degree from a reputed institution.
• 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
• Proficiency in data analysis, statistical modeling, and machine learning techniques.
• Strong analytical and problem-solving skills.
• Excellent communication skills, with the ability to present complex data insights clearly.
• A proactive approach to work in a fast-paced, technology-driven environment.
• Up-to-date knowledge of financial regulations and compliance standards.

We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

We are seeking a highly motivated and experienced Sales Representative to join our team. The Sales Representative will be responsible for selling our product to local businesses in the United States. This individual will be responsible for developing and maintaining relationships with new and existing clients, as well as identifying and pursuing new sales opportunities. The ideal candidate will have a proven track record of success in sales and a strong ability to build and maintain relationships with clients.

Key Responsibilities:

• Identify and pursue new sales opportunities with local businesses in the United States
• Develop and maintain relationships with new and existing clients
• Understand the needs of potential and current clients and tailor product presentations and demonstrations accordingly
• Collaborate with the marketing team to develop and implement sales strategies
• Meet or exceed sales targets and goals
• Stay up-to-date on industry trends and changes, as well as new products and services offered by the company
• Attend industry events and conferences to network and generate leads

Qualifications:

• 2+ years of sales experience, preferably in the B2B space
• Proven track record of success in sales
• Strong communication and relationship-building skills
• Self-starter with the ability to work independently
• Proficiency in Microsoft Office and CRM systems
• Bachelor's degree in business, marketing, or a related field (preferred)

We are an equal opportunity employer and welcome candidates of all backgrounds to apply.

About the Company:

We are a dynamic and innovative company committed to delivering exceptional solutions that empower our clients to succeed. With our headquarters in the UK and a global footprint across the US, Noida, and Pune in India, we bring a decade of expertise to every endeavour, driving real results. We take a holistic approach to project delivery, providing end-to-end services that encompass everything from initial discovery and design to implementation, change management, and ongoing support. Our goal is to help clients leverage the full potential of the Salesforce platform to achieve their business objectives.

What Makes VE3 The Best For You We think of your family as our family, no matter the shape or size. We offer maternity leaves, PF Fund Contributions, 5 days working week along with a generous paid time off program that benefits balance your work & personal life.

Job Overview:

We are looking for a talented and experienced Senior Full Stack Web Developer who will be responsible for designing, developing, and implementing software solutions. As a part of our innovative team in Pune, you will work closely with global teams, transforming requirements into technical solutions while maintaining a strong focus on quality and efficiency.

Requirements

Key Responsibilities:

Software Design & Development:

Design software solutions based on requirements and within the constraints of architectural and design guidelines.

Derive software requirements, validate software specifications, and conduct feasibility analysis.

Accurately translate software architecture into design and code.

Technical Leadership:

Guide Scrum team members on design topics and ensure consistency against the design and architecture.

Lead the team in test automation design and implementation.

Identify opportunities for harmonization and reuse of

components/technology.

Coding & Implementation:

Actively participate in coding features and bug-fixing, ensuring adherence to coding and quality guidelines.

Lead by example in delivering solutions for self-owned components.

Collaboration & Coordination:

Collaborate with globally distributed teams to develop scalable and high-quality software products.

Ensure seamless integration and communication across multiple locations.

Required Skills and Qualifications:

Education: Bachelor's degree in Engineering or a related technical field.

Experience: 4-5 years of experience in software design and development.

Technical Skills:

Backend Development:

Strong experience in microservices API development using Java, Python, Spring Cloud.

Proficiency in build tools like Maven.

Frontend Development:

Expertise in full stack web development using JavaScript, Angular, React JS, NodeJS HTML5, and CSS3.

Database Knowledge:

Working knowledge of Oracle/PostgreSQL databases.

Cloud & DevOps:

Hands-on experience with AWS (Lambda, API Gateway, S3, EC2, EKS).

Exposure to CI/CD tools, code analysis, and test automation.

Operating Systems:

Proficiency in both Windows and Unix-based environments.

Nice to Have:

Experience with Terraform for infrastructure automation.

Soft Skills:

Individual Contributor: Ability to work independently while being a strong team player.

Problem-Solving: Strong analytical skills to identify issues and implement effective solutions.

Communication: Excellent verbal and written communication skills for collaboration with global teams.

Benefits

• Competitive salary and benefits package.
• Unlimited Opportunities for professional growth and development.
• Collaborative and supportive work environment. 
• Flexible working hours
• Work life balance
• Onsite opportunities
• Retirement Plans
• Team Building activities
• Visit us @ https://www.ve3.global

Job Description

The candidates for senior development role will perform the following responsibilities:

• Mentor and lead a team of developers.
• Accept ownership of teams projects and deliverables
• Should derive and design technical specifications from general product requirements.
• Advise ways and means to obtain performance metrics of applications and optimize applications. 
• Experience own and work on end to end on an application.
• Set Milestones and deadline.
• Must possess excellent attention to detail and be able to familiarize and quickly learn new Software/ framework/ languages/ technology with ease.
• Excel in solving complex problems and exhibit independent decision making. 
• Act as an information resource and the subject matter expert for assigned areas of responsibility.
• Experience delivering software in a scrum /agile environment.

Communicate with Web developer to better our existing website

Communicate with SEO agency to assign task to them and take reporting on weekly basis

Creating templates and send bulk emails through Mailchimp

Making posts for SMO and posting them

Maintaining different MIS for measuring the progress of digital marketing efforts

Job Types: Full-time, Permanent

Job Role : Audit Analytics – Need from Non Banking domain

Job Location : Gurgaon / Mumbai / B’lore

• Understanding of business processes and potential risk scenarios.
• Ability to conceptualize appropriate logic for analyzing potential risk scenarios
• Ability to understand requirements clearly and to be flexible in learning new data sources and technologies, meeting tight deadlines, and delivering quality reports for auditors.
• Maintain strong client focus by building positive relationships with clients, scheduling, conducting and presenting on key client meetings.
• Should be able to write/optimize complex scripts in the technology of expertise. Should be able to review results and identify false positives basis business understanding
• Should be a self-starter and eager to tackle business problem using experience and skills
• Play a key role in the development of less expert staff through mentoring, training and advising.
• 30% Travel in India and Overseas, if required
• Excellent communication skills and willingness to stretch and multi-task
• May be assigned on a project on a long term basis.
• Responsibilities include managing projects involving audit analytics and continuous control monitoring.
  • Understanding of business process (Accounts Payable, Revenue, Fixed Asset, Inventory, MJEs) from analytics requirements
  • Understanding of ERPs (SAP\ JDE\ Oracle\ Concur etc.) – Techno Functional side (Tables and Reports)

Qualifications

Minimum qualifications

• Preferred Post Graduates– MCom\ MSc (IT)\ MBA (IT)\ BE
• Years of experience in related field of Audit\ Business \ Financial analytics (Non-banking).
• Working knowledge of analytical / BI tools –

• ACL, SQL / R / Python, Alteryx – Should have any 2 or more
• VBA, Power BI / Tableau / QlikView
• GRC Solutions, AWS/Azure cloud based analytical solutions – Good to have

• Have worked on data analytics support work either as tool implementation, automation of control or MIS development