
Key Responsibilities:
Sales and Business Development:
- Lead the branch team to achieve sales targets for Loan Against Property (LAP) products, ensuring overall growth in the branch's portfolio.
- Develop and implement strategies to acquire new clients, cross-sell products, and maintain long-term relationships with customers.
- Monitor market trends and competitor activities to identify opportunities and stay ahead of market demands.
- Promote the LAP product offerings through various channels, including partnerships, referral networks, and local events.
Team Leadership and Management:
- Manage, mentor, and guide the sales and operational teams to achieve individual and branch-wide sales goals.
- Conduct regular performance reviews and provide coaching and training to enhance the sales team’s skills.
- Ensure adherence to organizational standards and processes in customer acquisition and relationship management.
Customer Relationship Management:
- Establish and maintain strong relationships with key clients, stakeholders, and other business partners.
- Provide high-level support for the LAP product offering, including assisting clients with queries and guiding them through the loan process.
- Resolve customer issues or concerns related to LAP applications and ensure timely and efficient processing.
Operational Management:
- Oversee the day-to-day operations of the branch, including loan origination, documentation, disbursement, collections, and compliance.
- Ensure the branch maintains a smooth, efficient, and compliant operation in line with internal policies and external regulations.
- Monitor and maintain branch financials, including revenue, expenses, and profitability.
Reporting and Compliance:
- Provide regular reports to senior management on branch performance, including sales achievements, operational issues, and market trends.
- Ensure all processes comply with regulatory guidelines, including KYC (Know Your Customer) and AML (Anti-Money Laundering) policies.

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Location : Remote
Department : Engineering
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PhonePe is India’s leading digital payments platform with over 280 million registered users. Using
PhonePe, users can send and receive money, recharge mobile, DTH, data cards, pay at stores,
make utility payments, buy gold, and make investments. PhonePe went live for customers in
August 2016 and was the first non-banking UPI app and offered money transfer to individuals
and merchants, recharges and bill payments to begin with. In 2017, PhonePe forayed into
financial services with the launch of digital gold, providing users with a safe and convenient
option to buy 24-karat gold securely on its platform. PhonePe has since launched Mutual Funds
and Insurance products like tax-saving funds, liquid funds, international travel insurance, Corona
Care, a dedicated insurance product for the COVID-19 pandemic among others.
PhonePe launched its Switch platform in 2018, and today its customers can place orders on over
300 apps including Ola, Myntra, IRCTC, Goibibo, RedBus, Oyo etc. directly from within the
PhonePe mobile app. PhonePe is accepted at over 18 million merchant outlets across 500 cities
nationally.
Culture
At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating
the right environment for you is just one of the things we do. We empower people and trust
them to do the right thing. Here, you own your work from start to finish, right from day one.
Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology
that impacts millions, ideating with some of the best minds in the country and executing on your
dreams with purpose and speed, join us!
Challenges
Building for Scale, Rapid Iterative Development, and Customer-centric Product Thinking at each
step defines every day for a developer at PhonePe. Though we engineer for a 50million+ strong
user base, we code with every individual user in mind. While we are quick to adopt the latest in
Engineering, we care utmost for security, stability, and automation. Apply if you want to
experience the best combination of passionate application development and product-driven
thinking
As a Software Engineer:
3+ years of experience in the art of writing code and solving problems on a Large Scale.
You will build Robust and scalable web-based applications You will need to think of
platforms & reuse
Build abstractions and contracts with separation of concerns for a larger scope
Drive problem-solving skills for high-level business and technical problems.
Do high-level design with guidance; Functional modeling, break-down of a module
Do incremental changes to architecture: impact analysis of the same
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Mentor young minds and foster team spirit, break down execution into phases to bring
predictability to overall execution
Work closely with Product Manager to derive capability view from features/solutions, Lead
execution of medium-sized projects
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Extensive and expert programming experience in at least one general programming
language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code.
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Strong desire to solving complex and interesting real-world problems
Experience with full life cycle development in any programming language on a Linux
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Experience in building highly scalable business applications, which involve implementing
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Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life
Insurance
Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency
Support System
Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance
Program, Day-care Support Program
Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS,
Leave Encashment
Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband
Reimbursements, Salary Advance Policy
- Designation:- Business Head-IT
- Work experience:- 4-5yrs
- Location:- GIFT CITY, Gandhinagar
- Qualification:- BE (Computer Science / IT) / MCA / MSc (CAIT) or higher, MBA (Full Time) preferably from the reputed institute
- Age Limit:- Around 45 – 55 Years.
- Job Timing:- 9:30am to 5:30pm
- Language Known:- English, Hindi, Gujarati
- Required Gender Male/Female:- Male
- Do we Entertain any relocation Prospects? Yes, Have to relocate on own expense
- Transportation Facility:- Yes
- Duration:- Mini. 2yrs contract
- Current strength of Company (In Nos.):- 180
Min. work experience:-
- Around 18-25 years in the field of IT, of which at least 5 years should have been in a senior managerial position with profit center responsibilities.
- Should be well versed with strategy building for IT as Business like e-Governance, e-procurement.
- DSC-PKI will be added advantage.
- Experience in evolving area like Artificial Intelligence, Machine learning, block chain etc. preferable.
- This position is for business development of IT division and not for serving exclusively captive requirement of Company.
Skill-Sets:-
- Thorough understanding of the profitable business generation in the field of IT
- Good analytical & conceptual skills, as well as team leader
- Thorough understanding of various applicable statutory / regulatory requirement related to IT business
- Good networking Skills
- In depth experience in the domain of e-Governance, software, e-procurement. Preferable experience of PKI.
Role& Responsibilities:-
- To lead organization and exploring various business opportunities and generate the profitable revenue from the various IT business streams.
- To analyse the risks and implement the best management practice to mitigate / transfer.
- To envisage the business needs and mobilise the adequate resources, so as to deliver the solutions / systems.
- To co-ordinate with Top Management for various matters.
- To manage the day-to-day all business affairs of the IT Business Division.
- To articulate the cost effective business solutions / models and convert the leads into the business.
- Any other job / activities assigned by the Company as deemed fit.


