
Associate - Customer Solutions - Customer Service

About Branch International
About
Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Nairobi, Mumbai and Mexico City, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility.
Branch's mission-driven team is led by founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. Most recently, Branch announced its Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms.
Our mission is to deliver world-class financial services to the mobile generation.
We're interested in the rising stars with a worldly perspective, a deep interest in financial technology, and an appetite for growth.
Why Branch?
The future looks bright:
We've built a profitable business model, secured multiple rounds of funding, and already disbursed millions of loans. Now it's time to scale exponentially.
Passion is rewarded:
We're not just building a new gadget or solving for far-out futures – we're designing financial services that impact real people, communities and economies.
Your work matters:
Our teams are lean and agile which means every person not only contributes but can leave a lasting mark on the product, the business, and the lives of our global customers.
Challenges await:
The work we do at Branch isn't superficial or easily tackled – it's a real utility for people and with that comes tough challenges. That's why we need the best minds on the forefront of our mission.
More than just a paycheck
While we believe interesting work is the best reward, we also like to incentivize our employees with unlimited time off, discretionary travel to global offices, equity, and more.
Get out of your bubble
We don't solve problems for people, we solve problems with people. As part of Branch, you'll get to work in exciting places and meet people from all over the globe. And yes, you'll want to have a passport handy.
Company video


Candid answers by the company
Branch makes it easy for people to access a loan, anytime, anywhere. People can complete the application in seconds and receive loan straight into their bank account. Visit our website to learn more.
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Required Skills and Qualifications :
- Bachelor’s degree in Computer Science, Information Technology, or a related field.
- Proven experience as a Data Modeler or in a similar role at a asset manager or financial firm.
- Strong Understanding of various business concepts related to buy side financial firms. Understanding of Private Markets (Private Credit, Private Equity, Real Estate, Alternatives) is required.
- Strong understanding of database design principles and data modeling techniques (e.g., ER modeling, dimensional modeling).
- Knowledge of SQL and experience with relational databases (e.g., Oracle, SQL Server, MySQL).
- Familiarity with NoSQL databases is a plus.
- Excellent analytical and problem-solving skills.
- Strong communication skills and the ability to work collaboratively.
Preferred Qualifications:
- Experience in data warehousing and business intelligence.
- Knowledge of data governance practices.
- Certification in data modeling or related fields.
Key Responsibilities :
- Design and develop conceptual, logical, and physical data models based on business requirements.
- Collaborate with stakeholders in finance, operations, risk, legal, compliance and front offices to gather and analyze data requirements.
- Ensure data models adhere to best practices for data integrity, performance, and security.
- Create and maintain documentation for data models, including data dictionaries and metadata.
- Conduct data profiling and analysis to identify data quality issues.
- Conduct detailed meetings and discussions with business to translate broad business functionality requirements into data concepts, data models and data products.
Job Purpose
• Deliver on significant portfolio indicators and maximise resolution/ roll backs/ normalization / recoveries and influence reduction in bucket inventory by enhancing performance.
• Be the executor of collection strategies implemented by the ACLM/RCLM/Centre Head.
• To ensure that all laid down processes are adhered to without any deviations. Have checks and balances to ensure smooth process adherence.
Liaison with other functions and departments viz. sales , credit, operations , RIC, Legal Receivables Management
Job Responsibilities(JR) :
• Manage and deliver monthly performance in terms of, resolution, roll backs, recovery rates/ values as per the target set for the assigned portfolio.
• Review field follow-up for the portfolio managed towards achievement of target set.
• Monitor the agency / field executive’s performances periodically.
• Achieve the money collection under principal, fees & charges as per targets.
• Regular visit to yard and reporting thediscrepancies / compliant items as a visitreport. (Applicable for Auto, Two Wheeler,
Agri & CTG Loans)
• Ensuring timely allocation and field follow- up.
• Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Area Collection Managers to prevent the same.
• Ensure trails updates are recorded in web- collections for follow-up on skip marking,deceased specifically apart from follow-up on normal portfolio.
• Ensure that the agency resources are optimally used wrt the number of visits, contacts, PTP conversion ratio etc.
• Ensure that calls are made on the portfolio thru recorded lines during the month at the agency level and field visit updates are available in the web-collections. Call recordings have to be validated and updated in the visit report submitted to the agency process Management
• All Banks process to be adhered to in totality in Unit performance
• Cash deposit process including monitoring TAT taken by agencies to deposit money collected.
• Receipt Management – including receipt recon, sighting of unused receipts, completion of lost receipt formalities.
• Settlement process involving issue of settlementletters to be in line with approvals received.
• Manage escalations and ensure resolution of all cases.
• Ensure repo process including repo kit to vendors, usage of repo app at agency level, valuation, sale of vehicle (online/ off line), RC
book updation are managed as per the laid down guideline.
• Training programs to be done monthly and all employees to be covered for minimum man hours every quarter.
• All vendor bills are processed within 30 days of work and no vendor bill is left unprocessed for 60 days at any given point of time
• Ensure 100% usage of collection system and receipt mobility (HHT).
• Ensure nil delay in cash TAT and mis-posting of payments Vendor Management
• Management of field/ referral vendors
• Ensure compliance from the vendors on laid down processes.
• Monitor performance of field agencies and address performance deficiencies.
• Ensure 100% compliance of critical items like DRA certification/ police verification etc.
• Code of conduct to be followed by the vendor across aspects of field and tele calling.
• In case of yard management, ensure set targets for the inventory movement in yard and sale process are met.
Regular review of vendors/yards basis their performance, man power invested productivity expectations and process norms.
Relationships and Roles
To ensure smooth functioning of day to day process, the position is critical to have close interaction with following functions
INTERNAL
• Sales (Sales Manager) : coordinating with sales for feedback and resolutions on Non-starters / frauds. Sharing data regarding negative profiles and areas basis portfolio trends
• Local Operations/CPU : coordinating for regular schedule uploads, receipt management, PDC management , PDC presentation. For retrieval of relevant documents for skip tracing and fraud cases
• Process team (Process Managers and Central team): For process and compliance related items EXTERNAL
• Collection Agencies : For delivery of numbers and compliance to process and regulatory requirement
Code Of Conduct & HR Trainings
To follow code of conduct guidelines of bank. Code of conduct training to be done at agency level as per process guidelines.
To nominate and get mandatory trainings done for self as per HR training schedules.
Legal
• Initiating legal in high POS delinquent cases.
• Coordination with legal team for effective use and execution of legal tools.
Educational Qualifications
Graduate / Post Graduate / MBA
Key Skills
• Should possess good communication skills
• Good leadership quality and molding and supporting the team for desired results as per management expectations(for \agencies/off-rolls staff)
• Should be able to handle deadlines and compliance items
• Should be good on follow up and accomplishment of targeted achievements
Experience Required
Sufficient hands on work experience of min. 2 years and above in financial industry
• Should have managed a team of agencies staff/outsourced staff demonstrating high level of competence.
• Should be mature enough to handle customer and agency xecutives/vendors pressurized situations and ensure targets /deadlines
• Should be mature enough to handle people in pressurized situations and ensure targets /deadlines met.
Major Stakeholders
Customers
• Branch Banking Team
• Operations / Sales / Process / RIC / Legal
Looking for Fresher Python /Django intern candidate who want to make carrer in IT company and want to learn some live project on it
location : Indore work from office
Responsibilities:
● Assist in the design, development, and maintenance of RESTful APIs using FastAPI
or Flask.
● Integrate third-party APIs and develop internal API connections.
● Support debugging and optimization tasks to enhance API performance and
reliability.
● Collaborate with front-end developers to ensure seamless integration with the
backend.
● Contribute to code reviews and maintain best practices in API development.
● (Optional) Utilize machine learning knowledge to support the development of
************************
Please call and visit office for detail discussion and for free counseling Monday To Saturday 11 Am to 7 P.M
Company name : Logical Soft Tech Pvt Ltd, Indore(M.P)
Contact : - +91-826.982.972.9(HR), +91-786.973.159.5(HR), +91-741.595.091.9(HR), +91-821.025.182.4 (technical Department),
Address: - 2nd floor, 388,PU4, Scheme 54 PU4, Next to Krozzon hotel, Infront of Old Eye Retina Hospital, Vijay Nagar, Indore, M.P
This is a full-time on-site role for a Graphic Designer located in Hyderabad. The Graphic Designer will be responsible for creating graphics, graphic design, logo design, branding, and typography for various projects.
• Integration and development of various microservices
• Creating unit tests using RSpec
• Reviewing other developers code as well as suggesting improvements
• Algorithm development and general optimization
• Setting up CI/CD pipelines
• Collaborating with various stakeholders including QA, DevOps, PMs and other
developers
• At Least 4 years solid experience on Ruby on Rails, including at least one start to
finish project where you were the lead developer or a primary contributor.
• Solid understanding of deploying and maintaining Rails apps within the AWS
environment.
• Ability to set up workers and deploy across multiple instances.
• Git experience, some would say you are a git master.
• If I asked your previous co-workers about you, they would say you were a good
team player
6 Months Deliverable:
• Collaborate with designers, product managers, and other software developers to
deliver compelling user-facing products
• Lead teams of developers in architecting efficient and reusable systems that drive
complex applications across the stack
• Create instrumentation, monitoring, and alerting tools to ensure
availability/scalability during peak traffic times and implement solutions to
maximize uptime
• Identify and resolve performance and scalability issues
Requirements
• A strong drive and sense of ownership of the challenges we take on, coupled with a
team-oriented, can-do attitude
• Working knowledge of standard CS fundamentals (data structures, algorithms,
complexity analysis)
• A professional proficiency in English
• A systematic debugging and problem solving methodology
• Minimum of four years of experience with Rails 4/5
Benefits
• Health and wellness benefits
• Performance-based bonuses and stock options
• Employee friendly policies
• Generous vacation and time off benefits, including paid holidays
• Generally flexible working hours
Our client is a decade-old software development company, that offers its clients a wide range of customized web, mobile, and eCommerce tools and software. They are known to use advanced languages and platforms used to build reliable, secure, and scalable solutions for their business clients as well as individual customers. Their disruptive craftsmanship and strategy help in high-performance growth and allows customers to transform digitally and competitively.
Their products are being used by most of the banks and NBFCs in India, apart from clients from other industries. The founder is an IIM and MDI alumni and has experience of more than 13 years in business and strategic roles in MNCs. The company has been accredited by the government as a premier IT company, committed to quality and driven by customer success.
- Architecting and building the applications and coordinating with the teams
- Building other layers of the product infrastructure.
- Building pixel-perfect UIs across both mobile platforms.
- Leveraging native APIs for deep integrations with both platforms.
- Diagnosing and fixing bugs and performance
- Bottlenecks for performance that feels native.
- Reaching out to the open source community
- Implementing mission-critical software fixes
- Maintaining code and writing automated tests to ensure the product is of the highest quality.
What you need to have:
- Experience in building React-Native mobile apps for both Android and iOS platforms.
- Strong understanding of Javascript, ES6 and Clojure Scripts and ES6+ syntax
- Experience in building local storage-based caching and fast performing applications
- Experience with test suites like Mocha or Jest
- Strong understanding of how Redux
- Strong understanding of component state Management
- Experienced in RESTful API integration and good knowledge of how APIs work.
- Experienced in building modular app components that can be reused
- Experienced in creating React Native Bridges for deep integration with Native APIs
- Experience in writing automated test cases for mobile apps.
- Strong understanding of javascript and UI layouts in React Native
- Knowledge of ecommerce application development
Requirements
You will make an ideal candidate if you have:
-
Experience of building a range of Services in a Cloud Service provider
-
Expert understanding of DevOps principles and Infrastructure as a Code concepts and techniques
-
Strong understanding of CI/CD tools (Jenkins, Ansible, GitHub)
-
Managed an infrastructure that involved 50+ hosts/network
-
3+ years of Kubernetes experience & 5+ years of experience in Native services such as Compute (virtual machines), Containers (AKS), Databases, DevOps, Identity, Storage & Security
-
Experience in engineering solutions on cloud foundation platform using Infrastructure As Code methods (eg. Terraform)
-
Security and Compliance, e.g. IAM and cloud compliance/auditing/monitoring tools
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Customer/stakeholder focus. Ability to build strong relationships with Application teams, cross functional IT and global/local IT teams
-
Good leadership and teamwork skills - Works collaboratively in an agile environment
-
Operational effectiveness - delivers solutions that align to approved design patterns and security standards
-
Excellent skills in at least one of following: Python, Ruby, Java, JavaScript, Go, Node.JS
-
Experienced in full automation and configuration management
-
A track record of constantly looking for ways to do things better and an excellent understanding of the mechanism necessary to successfully implement change
-
Set and achieved challenging short, medium and long term goals which exceeded the standards in their field
-
Excellent written and spoken communication skills; an ability to communicate with impact, ensuring complex information is articulated in a meaningful way to wide and varied audiences
-
Built effective networks across business areas, developing relationships based on mutual trust and encouraging others to do the same
-
A successful track record of delivering complex projects and/or programmes, utilizing appropriate techniques and tools to ensure and measure success
-
A comprehensive understanding of risk management and proven experience of ensuring own/others' compliance with relevant regulatory processes
Essential Skills :
-
Demonstrable Cloud service provider experience - infrastructure build and configurations of a variety of services including compute, devops, databases, storage & security
-
Demonstrable experience of Linux administration and scripting preferably Red Hat
-
Experience of working with Continuous Integration (CI), Continuous Delivery (CD) and continuous testing tools
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Experience working within an Agile environment
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Programming experience in one or more of the following languages: Python, Ruby, Java, JavaScript, Go, Node.JS
-
Server administration (either Linux or Windows)
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Automation scripting (using scripting languages such as Terraform, Ansible etc.)
-
Ability to quickly acquire new skills and tools
Required Skills :
-
Linux & Windows Server Certification
● Good knowledge of Dimensional data warehouse systems
● Reporting data models with SSIS and MS SQL Server
● Knowledge of all aspects of BI preferably data modeling, data
● integration, data analysis, and reporting
● Good working knowledge of MS Azure environment
● Knowledge of BI tools like Tableau or PowerBI
● Good communication skills
Location: Noida
Roles and Responsibilities:
Expertise in JavaScript, React JS, React Native, Redux with enterprise grade mobile app
development experience.
Knowledge of industry best practices in React Native implementation.
Firm grasp of the JavaScript and TypeScript language and its nuances, including
ES6+syntax
Knowledge of functional or object-oriented programming
Familiarity with native build tools, like XCode, Android Studio
Understanding of REST APIs, the document request model, and offline storage
Specific hands-on knowledge in following:
a. Styling with React Native
b. App Authentication
c. Pre-built components usage
d. Third-party plugin usage, Redux, Handling Data, Hooks
e. Code Reuse in React

















