Analyst

Process

Description

ODA file

Update limits, limit expiry dates, calculate availment of limits for multi-currency OD limits, limits against FD etc

Limit Sanction statement

Preparation of list covering all the credit facilities sanctioned during the reporting month

Consolidated data

Preparation of industry-wise, country-wise data of entire credit portfolio of the bank

Credit dashboard

Pictorial representation of the credit portfolio based on various parameters

India based exposure

Reporting of India based exposure to parent bank

Real estate exposure

Add new accounts opened

Real estate exposure

Update exposure by updating the latest position of undisbursed loan amounts as on reporting date

Real estate exposure

Update value of security, cost of project, Gross Development Value etc

Real estate exposure

Add loans under process and loans sanctioned but not disbursed. Remove loans which have been disbursed.

Key risk indicators

Update the KRIs as requirement of Risk Department

Largest and second largest exposure

Select largest and second largest inflow

Restructured accounts

Reporting of accounts which have been restructured

Loan file

Instalment-wise breakup of the term loans in the credit portfolio and identification of addition of irregular accounts

Control of capital adequacy

Analysis of inflow and outflow based on proposals under process and expected repayments

Valuation, Visit, Insurance

Reporting of pending valuations, visits and insurance

IFRS 9

1. Collating information from various sources to populate respective information sheet (3c File data).
2. To assign staging to each loan account as per bank approved document.

BTL regulatory reporting

Reporting for Residential BTL Loans