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Software Engineer - Lending Platform
2 - 5 years Experience · Seed Stage · On-site preferred · Mumbai
What Neenv Is
Neenv is a fintech platform building channel finance infrastructure for MSME dealer networks in India. We sit between anchor companies and their dealer ecosystems, providing the credit technology layer while lending partners provide the capital.
The platform powers four supply chain finance products: Channel Financing, Working Capital Loans, Factoring, and Supplier Financing. The lending engine is configuration-driven. New products, rate changes, new anchors, new lenders -- config changes only.
What Problems Are We Solving
India runs on dealer networks. Hundreds of thousands of distributors, resellers, and stockists sit inside large corporate supply chains - buying from anchors, selling downstream, keeping markets liquid. These are creditworthy businesses. Their anchor relationships are essentially proof of cash flow. And yet they are chronically underfinanced.
Banks are too slow. Informal credit is expensive. The anchor relationship that makes a dealer viable is invisible to traditional lenders.
We are building the infrastructure to change that. A configuration-driven lending engine for channel finance - powering working capital credit to dealer networks at scale, with the anchor relationship as the underwriting signal.
Who You'll Be Working With
The founding team brings over 50 years of combined banking and channel finance experience. Founders with 25+ years each in client coverage, trade finance, risk management, and SCF sales across Standard Chartered and IDFC First Bank - having collectively managed over $1Bn in channel finance assets with sub-1% delinquency.
The CTO brings solid supply chain finance fintech experience with a product-first, AI-native approach to lending infrastructure.
You are not joining a first-time experiment. You are joining people who have spent careers building exactly what Neenv is now automating.
What Makes Your Role
We have a production lending infrastructure in place. It handles loan origination, repayment waterfalls, interest accrual, payment processing, ledger management, and multi-product configuration. You will own this platform end to end.
Understand the codebase end to end. Drive every config change, every extension, every integration. Be the person who can answer "can the system do X?" without waiting for anyone.
That is the first act.
The second act: we are building AI-native lending workflows. A credit decisioning agent that processes bureau reports, bank statements, GST data, and ITR. A collections agent that automates follow-up and escalation. Ops agents that handle accruals, month-end, lender reporting, and anomaly detection.
You will design this architecture from day one.
What Works Well Here
Someone who gets uncomfortable when they don't fully understand a system. Who reads error logs with curiosity. Who treats financial logic correctness as non-negotiable. Who can hold a product conversation and a technical conversation in the same breath.
If you have built something non-trivial and can explain every decision you made, that is the signal.
What You Need
- PHP and Laravel -- solid working proficiency
- Python -- working proficiency for AI agents, data processing, integrations
- SQL and relational database design -- financial data where a paisa-level rounding error is a production bug
- API design and third-party integration patterns -- REST, webhooks, handling flaky vendor APIs
- LLM and agent workflows -- curiosity or working familiarity. Strong signal if you have built with Claude, GPT, or any agent framework
- Fintech, NBFC, or any domain where data accuracy has real consequences
What We Are Offering
Fixed salary, competitive for early-stage fintech in Mumbai. Direct founder access. Ownership over a production lending system and the AI layer being built on top. For the right fit, a clear path to owning the entire technical stack as we scale.
We cannot offer a large team, defined career ladders, or a 500-person safety net. We can offer a genuinely hard problem, speed, and the chance to build something that matters from nearly the beginning.
Full Stack Developer – React + Node.js + SQL + Team Lead + Excellent comms
Job Title: Full Stack Developer (React + Node.js + SQL)
Experience: 7+ years
Job Summary:
We are seeking a highly capable full stack developer proficient in React, Node.js, and SQL. The ideal candidate will be responsible for developing scalable web applications and APIs, integrating with relational databases, and delivering high-quality, maintainable code.
Key Responsibilities:
- Design and develop front-end interfaces using React with Redux/Context API.
- Build RESTful APIs and backend services using Node.js (Express.js).
- Integrate and optimize SQL queries with PostgreSQL, MySQL, or MS SQL Server.
- Ensure responsive design and cross-browser compatibility.
- Collaborate with UI/UX designers, testers, and backend engineers.
- Write unit and integration tests to ensure code quality and reliability.
Required Skills:
- Strong hands-on experience with React.js and Node.js.
- Proficiency in SQL and experience with relational database systems.
- Knowledge of RESTful API design and microservices architecture.
- Familiarity with version control systems (Git), CI/CD pipelines.
- Strong understanding of HTML, CSS, and JavaScript (ES6+).
Good to Have:
- Experience with GraphQL, TypeScript, or NoSQL databases.
- Cloud deployment experience (AWS/Azure).
- Containerization knowledge (Docker/Kubernetes).
- Agile/Scrum project methodology experience.
- Architect and Develop: Design, implement, and maintain high-performance backend services using Java/Golang and intuitive frontend interfaces using React.
- Technical Leadership: Provide technical guidance and mentorship to junior developers, promoting best practices and fostering a collaborative environment.
- Code Quality: Write clean, efficient, and well-documented code following industry best practices and coding standards.
- Collaboration: Work with backend developers, frontend developers, product managers, and other stakeholders to gather requirements and deliver robust solutions.
- Performance Optimization: Identify and address performance bottlenecks and scalability issues.
- Debugging and Troubleshooting: Diagnose and resolve complex issues in both backend and frontend components.
- Testing: Implement comprehensive testing strategies, including unit tests, integration tests, and end-to-end tests.
- Continuous Learning: Stay current with the latest industry trends, technologies, and best practices in full stack development.
1) Understand client requirements and functionalities.
2) Write well-designed, testable, efficient code.
3) Responsible for solving complex technical issues.
4) Ensure quality projects are delivered within defined timelines.
5) Active involvement in client communication to understand functional requirements.
6) Maintain high standards of quality for code, documentation and other deliverables
Required Skills
1) Experience in Angular with lates version
2) Hand on experience Node.JS./Express JS
3) Database: MYSQL/MongoDB
4) Experience in JavaScript, Typescript.
5)Good experience in , JavaScript, Jquery
6) Experience working in an Agile environment.
7) Good communication skills
A network of the world's best developers - full-time, long-term remote software jobs with better compensation and career growth. We enable our clients to accelerate their Cloud Offering, and Capitalize on Cloud. We have our own IOT/AI platform and we provide professional services on that platform to build custom clouds for their IOT devices. We also build mobile apps, run 24x7 devops/site reliability engineering for our clients.
You will be working on AI/IOT cloud and responsible for architecture and hands on coding.
We need someone who can engage in conversations about technical architecture with internal teams and external customers. Write well designed, testable, efficient code by using the best software.
We are looking for a Senior full-stack preferred with a demonstrated track
record of developing and maintaining production services, innovative thinking, and technical
excellence. As a senior engineer, you will be responsible for the end-to-end ownership of
systems, from conception to launch and maintenance. You should have a solid understanding of
software development lifecycle and software design principles.
.
This person MUST have:
- BE Computer Science, MCA or equivalent
- Cloud app development experience
- Strong Django and ReactJS experience
- Advanced knowledge of Python and relational databases
- Understanding of APIs, pagination, searching, sorting
- Experience with building, modifying and extending API endpoints (REST or
GraphQL) for data retrieval and persistence.
- Creating high performance UI etc.
- Experience with SQL and NOSQL databases
- Experience with the full software development life cycle, including requirements
collection, design, implementation, testing, and operational support.
- Experience with scrum or other agile software development methodology.
- Excellent verbal and written communication, teamwork, decision making and
influencing skills.
Experience:
- Min 3 year experience
- Startup experience is a must.
Location
- Remotely, anywhere in India
Timings:
- 40 hours a week but with 4 hours a day overlapping with client timezone.
Typically clients are in California PST Timezone.
Position:
- Full time/Direct
- We have great benefits such as PF, medical insurance, 12 annual company holidays, 12 PTO leaves per year, annual increments, Diwali bonus, spot bonuses and other incentives etc.
- We dont believe in locking in people with large notice periods. You will stay here because you love the company. We have only a 15 days notice period.
JOB DESCRIPTION
- Programming Language: Python.
- Familiarity with some ORM (Object Relational Mapper) libraries Experience in Python web framework such as Django, Flask, etc.
- Good Knowledge in any SQL database administration Understanding of the threading limitations of Python, and multi-process architecture.
- Experience in developing modular plugins for any open source enterprise business web applications
- Knowledge in integrating third-party applications using any web service is also preferred.
- Strong background in Object-Oriented Programming Strong experience in PostgreSQL. Knowledge in HTML 5, CSS and XML/RML is must.
Responsibilities and Duties:
- Knowledge in Python programming and Odoo ERP
- Knowledge in developing applications using Python.
- Knowledge about Web Technologies, Web Services Sound knowledge of coding, server deployment and troubleshooting.
Technical knowledge
- Design and implement software components using up-to-date technologies and best practices.
- Comprehensive understanding of the REST architecture.
- Strong working experience in Angular,HTML5, CSS3
- Strong working experience in Container Orchestration Management on-premise and public cloud (Docker, Kubernetes or similar)
- Overall understanding of the Service Oriented Architecture
- Experience with widely used design patterns.
- Should possess prior experience in building distributed multi-tier applications with single sign-on.
- Continuous Integration (CI) and Automated Deployment on AWS/Azure
- Static and dynamic code quality analysis
- Should understand the dynamics of the full-stack development and guide junior team members.
- Experience in developing enterprise-scale software platforms
- Should have hands-on experience in managing releases.
- Build applications using Azure Services and deploy them on Azure Infrastructure.
Job Description: -
Comm-IT is seeking an enthusiastic Web Developer to help our fast-growing development team in India. You will play an important role and be a part of creating a product used by millions of people.
Responsibilities: -
- Design and build advanced web applications / products for desktop browsers, mobile web & feature phone.
- You work in agile cross-functional team to create great customer experiences and implement high quality code into production.
- Work on bug fixing and improving application performance.
- Continuously discover, evaluate, and implement new technologies to maximize development efficiency.
- You prioritize performance in all your development - both network and rendering
Requirements: -
- Minimum of 6 months - 1 year of experience in software development.
- This project requires full stack experience creating applications and products using .Net and C# development, HTML 5, jQuery library and CSS3.
- Strong Web backend knowledge in Asp.Net Web API, Razer pages, .Net Entity Framework and MS SQL scripting.
- Experience developing REST-based APIs.
- Knowledge in TypeScript / JavaScript front-end back-end development experience
- Knowledge in CSS & layout skills – modern Bootstrap, CSS layout techniques
- Good understanding of object-oriented programming and its implementation
- Interest working in Cloud-based technologies.
- Confidence to work as part of a Scrum Team.
- Desire to learn new
Nice to have (Add-On): -
- Knowledge of multiple back-end languages (e.g., C#, Java, Python) and JavaScript frameworks (e.g., Angular, React, Node.js, Blazor Framework)
- Familiarity with databases (e.g., MySQL, MongoDB), web servers (e.g., Apache) and UI/UX design
- Experience creating automated unit tests and functional test.
● Ability to deep dive hands on into coding, building scalable architecture and backend
infrastructure
● Strong knowledge of “how to scale” a product, Dev ops, (Docker/ Kubernetes), Messaging
queues, Testing, Database design, Security Log management system
● Extremely hands-on in coding along with a strong interest in leading a team.
● Knowledge of tech stack, which in our case is Node.js/GraphQL/TypeScript for API
development, PostgreSQL, AWS, Python for data processing.
● Proven technical experience of 4-10 years of work-ex coupled with a strategic growth mindset
Responsibilities
● Lead the software design, architecture, development, debugging, documentation, testing,
deployment, maintenance and improvement efforts
●
Establish the roadmap and architecture based on the latest proven technologies and Hora’s
needs
● Manage, lead and mentor other engineers and demonstrate best engineering practices with the
team
●
Lead the team to follow our software development process including writing unit tests,
performing code reviews, doing daily standups, setting OKRs and milestones, etc.
●
Excellent experience in coding including the ability to write well-crafted, well-tested, readable,
maintainable code
● Develop backend code for mobile applications and internal web tools
● Develop APIs for the mobile platform
● Own, innovate and maintain the backend infrastructure
● Code using cutting-edge tools in close collaboration with our Machine Learning team
● Stay on top of state-of-the-art technologies and apply them
● Collaborate with teams and share knowledge via tech talks and promote tech and engineering
best practices within the team
Minimum Qualifications
● B.S., M.S., or Ph.D. degree in Computer Science or a related technical field or equivalent
practical experience
● 4-10 years of relevant work experience in system design, algorithms, data structures, scalability,
DevOps, security and testing
● Demonstrated experience in delivering reliable, scalable, performant, and secure web-based
systems and services in production
● Experience working with three or more from the following: web application development,
Unix/Linux environments, mobile application development, distributed and parallel systems,
machine learning, natural language processing, networking, developing large software systems,
security for software development.
● Strong experience in system design, scalability, DevOps, security and testing
● Strong and proven passion for code quality
● Knowledge of a wide-range of front and back-end technologies.
Experience with any of the following technologies is particularly desirable: TypeScript,
GraphQL, node.js, Python, Go, Java, HTML/CSS, React, Redis, PostgreSQL, Kafka,
Spark, ElasticSearch, Docker/Kubernetes, AWS, Git. ○
Experience in writing backend code with modern languages and frameworks
(JavaScript/node.js or Python/Django)
● Strong relational database experience (PostgreSQL, MySQL, etc.)
● Experience in API development for mobile/web
● Strong Computer Science fundamentals: data structures, algorithms, memory management,
concurrency
Preferred Qualifications (Added advantage)
● Excellent written communication, verbal communication, and presentation skills
● Competitive programming experience
● Familiarity with data science and/or machine learning, experience in credit and risk models,
NLP and network analysis expertise
● Experience of working on fintech products
● Experience in managing a distributed set of engineers/developers
Personal Attributes
● Self-guided missile
● Enjoys finding novel solutions to hard technical problems
● Optimistic team player
● A hard-working, humble disposition - we are looking for doers who think, and thinkers who
do.
● Enjoys hands-on, day-to-day work while having a bigger picture view of the goals to
accomplish.
● Strong sense of ethics and integrity.
● Desire to make a strong impact on the lives of millions through their work








