Ruptok Fintech Private Limited

Founded in 2015 by IIT Alumnus Sumit Maniyar & backed by investment partners including Sequoia Capital, Accel Partners, Bertelsmann and GGV Capital, Rupeek exists to create equal access to credit for every Indian.

Rupeek is India’s leading asset-backed, digital lending fintech platform. Driven by the mission to make credit accessible to Indians in a fair and convenient way, Rupeek is pioneering innovative financial products to help monetize India’s $2 trillion gold.

Rupeek is currently present in over 60+ cities in India and has touched over 5,00,000+ customers. Powered by state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the way gold loans are disbursed in India. Through partnerships with leading banks and financial institutions, it is building gold-backed assets, in a low-risk, low-touch and friction-free manner.

Rupayya (rupayya.com) is a fintech startup building a next-generation social Lending platform that enables secure and digital lending among trusted connections. Our core mission is to redefine how people access credit by leveraging social trust, data intelligence, and modern financial infrastructure.At the heart of Rupayya lies the concept of community-driven lending, where users can create lending circles or “pods” and transact within known networks. By combining peer-to-peer (P2P) lending models with a social credit graph, Rupayya enables more reliable and transparent credit decisions while reducing default risks.We are building a social credit infrastructure that uses behavioral data, relationships, and transaction patterns to enhance creditworthiness assessment beyond traditional financial metrics. This allows us to serve users who are often underserved by conventional banking systems

Want to solve a trillion-dollar problem and improve the lives of millions?

We are on our way to disrupting how B2B transactions are done globally! We started with solving the “Buy Now Pay Later” payment option for the online marketplaces - having partnered with 30+ B2B marketplaces, including Walmart, Jumbotail, Arzoo, NurtureFarm, etc. we are the first to introduce B2B BNPL in India. Over the last 2 years, even though the impact of the pandemic, we have powered ₹1200 Crore+ transactions for 100,000+ retailers from across India and are accelerating at ~50% Q-o-Q!

Now, we are looking to simplify the complex ecosystem of B2B transactions holistically across the globe - by solving pain points for every node in this ecosystem. It frustrates us to see how inefficient B2B transactions continue to be even in this day and age. We are backed by top fintech investors - Tiger Global, Bessemer Venture Partners, Quona Capital, Ankur Capital, Binny Bansal, and Gokul Rajaram - who have put their faith in us to spearhead this revolution.

Join us on this rocketship if you are someone who hates inefficiencies as much as us!

A fast growing fin-tech startup creating a financial marketplace helping people discover the best investment / financial solution. A brilliant startup office located at Lower Parel, Mumbai. Founders with deep experience in financial services and creating/ scaling tech startups.

RupeePro is at an interesting stage where we are offering unique & scalable solutions to customers and partners. We are building our core team and looking for smart & driven people across sales & tech profiles.