Indifi Technologies

About Mintifi 
We are Mintifi, a Mumbai based fin-tech working on India's first data-driven supply chain financing platform.

We are solving huge problem of inefficient and costly access to credit for millions of Indians distributors and retailers. We use hi-tech data driven and new-age credit models and IT solutions to solve this.

We are founded by experienced entrepreneurs having experience in Investment Banking, SME Lending and Distributed Processing systems and building the businesses ground up.

We have big ambitions and dreams of disrupting the supply chain lending landscape in India. In fact, we are already doing it from last 1 year. Yet, we have only scratched the surface of the problem and the underlying opportunity and that’s where the fun begins.

If you want to part of exciting and challenging journey, love to solve complex problems, if finding the path amid uncertainties excites you, we are the place for you.

QuantiFi‘s core hypothesis rests on working with consumer internet companies such as Bounce, Quikr, MakeMyTrip, Swiggy and TrueCaller to leverage their data and distribution – ultimately reducing acquisition costs, operating costs and risk. QuantiFi aims to manufacture and distribute competitive financial products, through innovation on segment coverage, products and delivery – in leading B2B2C partnerships.

Embedded finance is the revolutionising distribution in the financial services space by working in close liaison with brands that have large, engaged customer bases. As of today, embedded offerings predominantly focus on increasing consumers’ propensity to purchase products – the most popular structures being: add-on insurance, ‘buy-now-pay-later’, and consumption loans. These structures make a compelling use-case for mid-to-high ticket sized purchases, and for brands having a well-defined commercial value proposition.

Hypotheses for embedded finance, however, can be extended to practically any business regardless of frequency and size of transaction. Consumers of any platform can be solicited for targeted, competitive financial products by providing a native user-friendly experience. Targeting is performed using data models and algorithms on platform generated user behaviours. QuantiFi aims to achieve such frictionless delivery of financial products that could range from anything between a Personal Loan, Credit Line to a Bank Deposit or Investment advisory.

The founders of QuantiFi have a plethora of experience in the financial services - Corporate as well as the Fintech start-up ecosystem. Aditya started his career as an Investment Banker with Lehman Brothers and later founded Qbera in late 2015. Between the two experiences he founded an international school in Kolkata and grew his family-owned businesses. Qbera was acquired by InCred Financial Services in 2020 and he headed the personal loans and platform business at InCred upto 2021.

Sankalp is an engineer from IIT, Kanpur class of 2003. He has spent a large majority of his career with Banks like HSBC, Citi and Barclays and the last 5 years with start-up’s KredX and MoneyTap. During his stint with corporates, he worked across multiple geographies and on different products like Cards, Loans and Premium Banking. He worked on Invoice discounting products and personal credit line products with the two high growth start-ups. He has extensive experience in Analytics, Underwriting, Collections, Modeling and Forecasting.

QuantiFi is striving to hire and build the core key team members spanning across Technology, Data Science, Product, Revenue, Collections and Operations. We are aiming to build a great team of leaders which could deliver across the board, drive decision-making and build an explosive growth engine for the years to come.

IDfy is an Integrated Identity Platform offering products and solutions for KYC, KYB, Background Verifications, Risk Mitigation, Digital Onboarding and Digital Privacy. We establish trust while delivering a frictionless experience for you, your employees, customers and partners. Only IDfy combines enterprise-grade technology with business understanding and has the widest breadth of offerings in the industry.

With more than 12+ years of experience and 2 million verifications per day, we are pioneers in this industry. Our clients include HDFC Bank, Induslnd Bank, Zomato, Amazon, PhonePe, Paytm, HUL and many others. We have successfully raised $27M from Elev8 Venture Partners, KB Investment, and Tenacity Ventures!

We're building go to financial app for millennials, starting out with aggregating payments, lending, and investing applications in the first phase of our launch. Think of us as a thin layer on top of all the finances out there, here's a link to our website:https://getinfino.com

We are simplifying how Indians pay online and offline, by organizing all payments apps (Wallets, Credit, Debit cards, bank accounts) and linking it all to one interface, using our patented approach

About Us:-

FlexiLoans, a dynamic digital financing platform, emerged with a mission to address the challenges that small businesses encounter in securing quick, flexible, and adequate funds to foster their growth. With a vision to provide "Financial access at a click," our team comprises seasoned professionals from diverse backgrounds, including ex-founders, investment bankers, and experts in e-commerce and payments, all driven by a passion to make a positive impact on the lives of over 70 million MSME businesses in India.

As pioneers in the ecosystem-based digital lending landscape for small businesses in India, FlexiLoans.com has disrupted the conventional lending model. Remarkably, we have successfully disbursed over 58,000+ loans, totaling over Rs. 3,000 crores, to small-sized businesses across 1,600+ cities – all without maintaining a physical branch. Our strength lies in leveraging cutting-edge technology and innovative risk models, focusing on alternative and surrogate methods for customer scoring.

Our 100% digital origination process is fortified by over 100 embedded partnerships with industry giants such as Amazon, Flipkart, Nykaa, Paisabazaar, and more, facilitating seamless credit access for MSME businesses. Founded by CA/ISB alumni, FlexiLoans has garnered support from marquee funds and high-net-worth individuals, including MAJinvest, Fasanara Capital, Sanjay Nayar, Dr. Harry Banga, Yogesh Mahansaria, Gunit Chaddha, Anil Jaggia, Vikram Sud, Narayan Seshadri, Gopal Srinivasan, and Siddharth Parekh.

Explore our diverse range of financial solutions on our website: https://www.flexiloans.com/. Join us in revolutionizing financial access for small businesses, one click at a time.

Why Join Us:-

At FlexiLoans we are a three-time certified ‘Great Place to Work’ workplace. You will be working with top-tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front-row seat to the MSME Fintech revolution in India.

Fi is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment options.

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.