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Job Title: Sr. / Quality Assurance Engineer – LOS/LMS
Location: Mumbai (Chembur)
Company: KreditVenture
CTC: Up to ₹8.5 LPA
Working Mode: Full-Time
Experience Required: 3–5 Years
Preference: Immediate Joiners or Candidates Serving Notice
Company Overview:
KreditVenture is a growing financial technology company focused on delivering innovative lending solutions. The organization develops and manages digital platforms for Loan Origination (LOS) and Loan Management Systems (LMS), targeting products such as Loan Against Property (LAP) and Commercial Vehicle Loans.
Job Summary:
We are looking for a Quality Assurance Engineer with experience in Loan Origination Systems (LOS) and Loan Management Systems (LMS) to test and ensure high-quality software delivery across the lending lifecycle. The ideal candidate will have hands-on experience in functional testing, especially in financial services or lending platforms, and will ensure systems comply with regulatory standards and business needs.
Key Responsibilities:
Functional Testing
- Design and execute test cases for LOS and LMS functionalities
- Perform end-to-end testing of loan lifecycle: application → underwriting → disbursement → servicing → closure
- Validate calculations for interest rates, EMIs, fees, and schedules
Test Case Development & Execution
- Develop test scripts/scenarios for LAP and CV loans
- Execute and maintain manual and regression tests
Defect Tracking
- Log, track, and retest bugs using tools like JIRA or Bugzilla
- Collaborate with developers to ensure resolution and closure of defects
Stakeholder Collaboration
- Work with Business Analysts, Developers, and Product Managers
- Participate in sprint planning and requirement reviews
Compliance Testing
- Ensure system compliance with financial regulations, disclosures, and reporting standards
Reporting & Documentation
- Prepare test reports, defect logs, test coverage, and documentation for knowledge sharing
UAT Support
- Assist in User Acceptance Testing (UAT) and help validate business readiness
Required Skills & Qualifications:
Education:
- Bachelor’s degree in Computer Science, Information Technology, Finance, or equivalent
Experience:
- 3–5 years of experience in functional testing, especially in lending/loan systems
- Strong knowledge of Loan Against Property (LAP) and Commercial Vehicle Loans
Technical Skills:
- Hands-on experience with testing tools: JIRA, TestRail, Selenium, HP ALM, QTest
- Working knowledge of SQL for database validation
- Understanding of LOS/LMS architecture and APIs
Testing Methodologies:
- Strong experience with Functional, Regression, Integration, and UAT Testing
- Familiarity with Agile/Scrum and SDLC best practices
Soft Skills:
- Strong attention to detail, communication, and time management
- Collaborative team player with problem-solving mindset
Preferred Certifications (Optional):
- ISTQB or equivalent testing certifications
- Certifications in finance, banking, or loan platforms are a plus
Why Join KreditVenture?
- Join a mission-driven company focused on financial inclusion and innovation
- Work on cutting-edge digital lending platforms with real-world impact
- Career growth and professional development opportunities
Key Responsibilities
Execute comprehensive manual test cases for our e-commerce platform
Design and implement automated test scripts using Selenium or Playwright
Work with AI-based testing tools to enhance testing efficiency and coverage
Identify, document, and track bugs throughout the testing lifecycle
Collaborate with developers and product managers to resolve issues
Participate in sprint planning and review meetings
Create and maintain testing documentation
Requirements
Minimum 2+ years of hands-on software testing experience
Strong manual testing skills with attention to detail
Experience with test automation frameworks (Selenium or Playwright)
Familiarity with AI-based testing tools and approaches
Understanding of e-commerce platforms and their testing requirements
Excellent problem-solving and analytical skills
Strong communication and collaboration abilities
Experience with agile testing methodologies
Selection Process
Our hiring process involves practical assessment to ensure candidates have the hands-on experience we require:
Initial screening and interview
First-round technical assessment (practical task)
Technical interview
Second-round technical assessment (practical task)
Final interview
Note: Completion of the practical assessment tasks is mandatory for all candidates as we prioritize demonstrated skills and hands-on experience.
Job Description:
As a QA Associate at Binocs, you will play a pivotal role in ensuring the highest quality standards for our software products. With a direct reporting line to the QA Lead, you will be involved in designing, implementing, and executing test plans to identify software issues. This role is ideal for someone with a strong technical background in engineering, experience in fintech or finance software companies, and a passion for quality assurance and detail-oriented testing.
Key Responsibilities:
- Test Plan Development: Create comprehensive and well-structured test plans and test cases based on product specifications.
- Quality Assurance: Execute test cases (manual or automated) and analyze results to ensure software quality.
- Issue Documentation: Document and track bugs, as well as collaborate with the development team to ensure timely resolution.
- Process Improvement: Identify, recommend, and implement improvements in testing processes to enhance efficiency and quality.
- Software Validation: Validate that product features meet requirement specifications and are free of defects.
- Cross-functional Collaboration: Work closely with the product management and development teams to understand product vision and deliver software that aligns with customer and market needs.
Qualifications:
- Bachelor’s degree in Engineering, Computer Science, or related field.
- 2+ years of experience in quality assurance, preferably within fintech or finance software companies.
- Familiarity with software QA methodologies, tools, and processes.
- Experience in writing clear, concise, and comprehensive test plans and test cases.
- Hands-on experience with both white box and black box testing.
- Strong knowledge of software QA metrics, including bug tracking and reporting tools.
- Excellent analytical skills and attention to detail.
- Effective communication skills and the ability to work in a fast-paced environment.
Benefits:
Joining Binocs means being part of a passionate team dedicated to transforming the loan management landscape. We offer a dynamic, innovative environment where your work directly contributes to our vision of efficient, transparent, and data-driven loan management. Our competitive compensation package, including equity, reflects our commitment to attracting and retaining top talent.
About Us:
Binocs.co empowers institutional lenders with next-generation loan management software, streamlining the entire loan lifecycle and facilitating seamless interaction among stakeholders.
Team: Binocs.co is led by a passionate team with extensive experience in financial technology, lending, AI, and software development.
Investors: Our journey is backed by renowned investors who share our vision for transforming the loan management landscape: Beenext, Arkam Ventures, Accel, Saison Capital, Blume Ventures, Premji Invest, and Better Capital.
Skills Required -
- No handholding
- Logical thinking (scenario)
- API testing (POSTMAN)
- Database SQL (think of null & able to write join query)
- Why & when regression and different types of testing
- Able to write test case
- Web testing
• Responsible for the quality of product delivery to customers and ensure we put out certified releases to customers
• Be responsible for leading and managing the QA team
• To be able to establish a solid relationship with other team members to understand the vision, requirements, and priorities of our business partners
• Participate in product and feature design with developers, product managers, and business systems analysts
• Design, Develop and Execute test strategies, test scenarios and test plans for new components and help root-cause issues working with software development teams
• Understand requirements and review the Test Cases and all other documents created by the QA team
• Develop plans, schedules, metrics, data needs and scenarios for end to end integration testing including areas such as database impacts, software scenarios, or usability as well as environment set ups and build plans
• Maintaining and Reporting on important QA metrics periodically
• Implement tools and technologies consistent with scaling processes in growing companies including helping speed up regression cycles by identifying areas of automation opportunities
• Maintain complete traceability of issues all the way from roadmap to production environments
Desired Skills & Qualifications:
• A Minimum of a Bachelor’s degree in Computer Science or related software engineering discipline, or equivalent
• Ability to learn and adapt quickly; ability to motivate people, instil accountability and achieve results
• Possess good oral and written documentation skills and be able to interact with other team members to deliver with quality
• Be a self-starter with the ability to deliver on time with quality and also handle multiple tasks simultaneously
• Must have experience in performing quality assurance testing -functional, performance (load, stress, reliability) and regression
• Experience with Agile development methodology (e.g. Scrum)
• Passion for testing with the "break it" mentality
• Have Experience in SELENIUM(JAVA), JMeter and hands on experience on MySQL would be a plus
- Review requirements, specifications, and technical design documents to provide timely and meaningful feedback
- Create detailed, comprehensive, and well-structured test plans and test cases
- Estimate, prioritize, plan and coordinate testing activities
- Design, develop and execute automation scripts using open source tools
- Identify, record, document thoroughly, and track bugs
- Perform thorough regression testing when bugs are resolved
- Develop and apply testing processes for new and existing products to meet client needs
- Liaise with internal teams (e.g. developers and product managers) to identify system requirements
- Monitor debugging process results
- Investigate the causes of non-conforming software and train users to implement solutions
- Track quality assurance metrics, like defect densities and open defect counts
- Stay up-to-date with new testing tools and test strategies
Requirements
- Knowledge of the quality assurance and testing concepts, methodologies, metrics, automated testing frameworks, and documentation standards.
- Should have knowledge/experience in creating Test Plans, Test scripts, Test cases.
- Collaborate well with others. Ability to translate technical concepts into easy-to-understand terms.
- Preferred knowledge/understanding of different mobile operating systems (Android, iOS)
- Preferred knowledge/experience testing both front-end (GUI)and back-end (database query) applications
- Experience using Git / Github
- BE Computer Science, MCA or equivalent
- Familiarity with Cloud security
- Hands on experience with AWS setup troubleshooting.
- Working knowledge of any messaging system [ Kafka prefer] , application server
client-server architecture , any DB (preferably, MongoDB )
- Good understanding of Protocols: http, https, FTP
- Experience over: Windows & Linux Operating systems [ more than user level] or Mac
- Basic knowledge of automation know-how [ API automation, Selenium Java]
- Test to fail mindset, Solid test strategy experience, well versed with QA processes.
- Hands on experience on Performance test angle.
- Should have worked on defining test cases for enterprise products [ prefer on cloud]
Experience:
- Min 4 year experience
- Not more than 10 year experience.
Location
- Remotely, anywhere in India
Timings:
- 40 hours a week (11 AM to 7 PM).
Position:
- Full time/Direct
Other Benefits
- We have great benefits such as PF, medical insurance, 12 annual company holidays, 12
PTO leaves per year, annual increments, Diwali bonus, spot bonuses and other
incentives etc.
- We dont believe in locking in people with large notice periods. You will stay here
because you love the company. We have only a 15 days notice period
automated testing. You will be responsible for finding and reporting bugs and glitches.
In this role, you should have a keen eye for detail and excellent communication skills.
If you are also competent in executing test cases and are passionate about quality.
Ultimately, you will ensure that our products, applications and systems work correctly.
Responsibilities
• Review and analyse system specifications
• Develop effective strategies and test plans
• Execute test cases (manual or automated) and analyse results
• Evaluate product code according to specifications
• Create logs to document testing phases and defects
• Report bugs and errors to development teams
• Help troubleshoot issues
• Conduct post-release/ post-implementation testing
• Work with cross-functional teams to ensure quality throughout the software
development lifecycle
Requirements
• Proven experience as a Quality Assurance Tester or similar role
• Familiarity with Agile frameworks and regression testing is a plus
• Ability to document and troubleshoot errors
• Working knowledge of test management software (e.g. qTest, Zephyr) and
SQL
Educational Competency:
• BCA/MCA/ B.Tech
Experience:
• Relevant Experience should be 1-3 years










