
Position of the role
The Principal Engineer reports to the Domain Lead and plays a key role in driving the technical vision, strategy, and execution of development initiatives. The Principal Engineer collaborates with multiple teams to ensure that software solutions are scalable, cost-optimized, performant, and aligned with business objectives.
Result expectation in terms of result areas and core activities
The Principal Engineer is responsible for defining, designing, and overseeing the implementation of complex software solutions. This role involves deep technical expertise, mentorship, and architectural guidance across multiple teams. The Principal Engineer also acts as a thought leader, influencing technology choices, best practices, and innovation within the organization.
Main objectives of the role
✔ Leading the design and architecture of the software by following best practices that ensure scalability, maintainability, cost optimization, and high performance.
✔ Driving innovation and continuous improvements in software development practices.
✔ Providing technical mentorship and coaching to engineers across teams.
✔ Ensuring the successful delivery of high-quality software aligned with business requirements.
✔ Defining and maintaining coding standards, best practices, and governance frameworks.
✔ Collaborating with product management and other stakeholders to shape the technical roadmap.
✔ Identifying technical debt and implementing strategies to mitigate it effectively.
✔ Promoting a culture of continuous learning, knowledge sharing, and cross-team collaboration.
✔ Leading DevOps, CI/CD, and automation to improve software delivery processes and efficiency.
Specialisation
✔ Deep understanding of software architecture, system design, and performance optimization.
✔ Translating complex business requirements into scalable and efficient software solutions.
✔ Handling large data transformations and ensuring system efficiency under the required load conditions.
✔ Leading initiatives for modernizing the technology stack and implementing best practices.
✔ Ensuring that security, scalability, and maintainability are embedded into development processes.
✔ Driving research and development efforts to explore emerging technologies and their business impact.
✔ Enabling teams to develop and maintain high-quality software through code reviews, architecture guidance, and technical strategy.
✔ Collaborating with product owners and stakeholders to ensure that development aligns with business goals and user needs.
Key processes in the role
✔ Agile / Scrum / Kanban development methodologies.
✔ CI/CD and DevOps practices to streamline delivery.
✔ Cloud-native architecture, monolith and microservices-based development.
✔ Scalable and high-performance computing strategies.
✔ Secure software development lifecycle (SDLC).
✔ Data-driven decision-making.
✔ Performance optimization.
Key relationships (teams and/or position titles)
✔ Engineering Teams (Developers, QA, DevOps).
✔ Head of Engineering and Technology Leadership.
✔ Product Management and Business Stakeholders.
✔ Customer Success and Solution Architects.
✔ External Technical Partners and Vendors.
Requirements
✔ Bachelor's or Master’s degree in Computer Science, Software Engineering, or a related field.
✔ 10+ years of experience in software development, with a proven track record .
✔ Strong experience in Python and modern software engineering practices.
✔ Expertise in cloud computing platforms (AWS, Azure, or GCP).
✔ Experience in architecting and developing scalable, high-performance applications.
✔ Hands-on experience with CI/CD pipelines, DevOps tools, and automation.
✔ Deep understanding of microservices, monolith, APIs, and distributed systems.
✔ Strong experience with database technologies, including SQL and NoSQL.
✔ Excellent communication and leadership skills, with the ability to influence technical decisions across teams.
✔ A passion for mentoring, coaching, and fostering a strong engineering culture.
✔ Experience in defining and implementing technical governance and best practices.
Competences
✔ Strategic Thinking - 4
✔ Analytical Problem Solving - 4
✔ Technical Leadership & Mentorship - 4
✔ Communication & Collaboration - 3
Measures of success
✔ Technical leadership impact - measurable improvements in code quality, architecture, and scalability.
✔ Delivery of high-quality software within agreed timelines and business requirements.
✔ Successful mentorship - improvement in team skill levels, problem-solving capabilities, and innovation.
✔ Reduction of technical debt through strategic refactoring and modernization.
✔ Engineering team satisfaction - based on feedback and collaboration effectiveness.
✔ Improvements in system performance, stability, cost-optimization, and security.
✔ Adoption of best practices and emerging technologies across teams.
✔ Contribution to company-wide strategic initiatives through technical innovation and leadership.

About Indigrators solutions
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About the Role
Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.
We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.
This is not a feature delivery role. This is a system ownership role.
You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.
What You’ll Own
- Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
- Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
- Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
- Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
- Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
- Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
- Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
- Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
- Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.
Who You Are
- 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
- Strong backend architecture experience in Python and/or TypeScript.
- Comfortable designing distributed systems and financial workflows.
- Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
- Strong understanding of API design, state management, and data modeling.
- Able to navigate ambiguity and build 0→1 infrastructure.
- Hands-on builder who leads by writing production-grade code.
We Value
- Experience with underwriting engines or policy-driven decision systems.
- Exposure to smart contracts and blockchain integrations.
- Familiarity with PostgreSQL and event-driven architectures.
- Experience in early-stage or high-growth startups.
- Strong product thinking and ability to translate complex financial logic into scalable systems.
Why Join Qiro
- Lead the architecture of a programmable credit infrastructure platform.
- Join the founding technical leadership team.
- High autonomy and ownership — your decisions shape the company.
- In-office collaboration in Bangalore for speed and iteration.
- Competitive compensation and meaningful equity.
Our Culture
We operate with:
- First-principles thinking
- Technical craftsmanship
- High ownership
- Fast execution with long-term architectural discipline
Must have :
- Strong Experience in Python development
- Familiarity with Data Structures and Algorithms
- Experience in developing Enterprise scale applications
- Exposure to NLP
- Exposure / awareness of AI, ML
- Exposure to Windows Azure is an added advantage
- God understanding of project architecture and software development processes such as Agile and Scrum
Responsibilities :
- Partner with Business Stakeholders to translate business objectives into clearly defined analytical Projects
- Own the end-end process, from recognizing the problem to implementing the solution
- Understand customer’s requirements and design the optimum solution using Icertis’ AI applications
- Configure, Extend, and optimize Icertis AI app through Python scripts, NLP NER Analysis and other mechanisms
- Take full ownership of project / product features to implement, provide bug fixes and write tests and tooling for those features to ensure they work well at cloud scale.
- Plan and identify solutions and risks in assigned work
- You are expected to be hands on and write code on day to day basis and also mentor other team members
● Fluency or understanding of specific languages, such as Python or Go.
● Strong understanding of the web development cycle and programming techniques and tools.
● Solid understanding of how REST APIs work: GET, POST, PUT and PATCH
● Basic understanding of AWS cloud and its services like lambda, EC2, Document DB, EKS etc.
● Understanding MongoDB would be a bonus.
● Excellent project management skills.
● Ability to work independently or with a group.
Job Description:
Excellent Java development skills using J2EE, J2SE, Servlets, JSP, JDBC, Java, Spring, Springboot, Hibernate, Microservices, Webservices, Extensive experience designing, developing RESTful APIs, coding experience with either Java/J2EE/Spring, Good SQL knowledge
Required experience in Core Java, Spring, Springboot, Hibernate, Microservices, rest services
Able to understand SDLC process, Extensive experience designing and, developing RESTful APIs, Extensive coding experience with either Java/J2EE/Spring
Qualification Any Graduate
• Should have a B.Tech / M.Tech / MCA in CS / IT / IS from premier college with 6+
years of experience in software development.
• Strong OOPS and OOD Fundamentals.
• E-commerce domain experience of 2-3 Years is mandatory.
• Good Coding, Problem Solving Skills, algorithms and data structures.
• Knowledge of My SQL database or any other RDBMS with a good understanding of
SQL language.
• Prior experience in web technologies is a plus.
• Ability to work on UNIX / Linux platform.
• Good Communication & Interpersonal Skills.
Job Description :
• You will be involved in all phases of development : architecture & design,
prototyping, implementation & testing, analysis & documentation, deployment.
• Capable of independent full systems design, including requirements gathering,
specifications, and coding.
• Knowledge in performance, scalability, enterprise system architecture, and
engineering best practices.
• Take the product/feature idea from the conceptualization phase to delivery with all
the relevant high-quality artifacts during the cycle.
• Flexibility and collaboration, coupled with strong object-oriented design & software
development skills are keys to success in this position.
* Understanding of building architecture from product requirements.
* Experience of leading teams of developers to maximise performance.
* Knowledge of Multithreading, Thread Pooling, Background Jobs and Schedule Jobs with supporting tools and libraries.
* Working on Microservices based architecture using spring cloud, distributed application pattern and multiple data source management in the application.
* Working on Linux and Windows based OS and their command line tools.
* Working with unit testing frameworks.
* Object-Oriented development and Metaprogramming.
* Experience in working with the SQL Databases (MySQL or PostgreSQL) and No SQL. Databases (Cassandra or MongoDB).
* Knowledge of server configuration management and deployment techniques. Good to have experience in handling DevOps tools like Jenkins and containerization using Docker.
* Experience in working with different AWS cloud services.
We are looking for a Backend Developer who has 4-6 years of experience in designing, developing, and implementing backend services using Python and Django.
- Responsibilities-
- Design highly scalable, testable code and follow Test Driven Development methodology
- Able to write well-organized, modularised code with test cases.
- Contribute to the design and architecture of our backend APIs and deployment of microservices
- Ensure adherence to engineering best practices and maintain the overall quality of our codebase.
- Work with the product team to translate powerful ideas into everyday business value.
- Skills-
- Back-end programming language: Python
- Familiarity with Django or Flask framework
- Familiarity with AWS and Elastic Search
- Experience in SQL and NoSQL databases with an insight into various data modeling use cases
- Experience with system & unit testing
- Familiarity with containerized deployment
- Proficiency with Git
- Sound with data structures and algorithms and have a good understanding of design patterns, software architectures
Coding in Java8, Spring, Microservices, WebFlux/Reactive Programing, Rest services, Kafka, PCF, Azure, Spring Cloud Config and NoSQL technologies.
Solve technical problems using cutting-edge technologies and best practices.
Ensure code meets the required development standards and is optimized for performance.
Unit testing for each line of new code introduced (JUnit/Mockito)
Peer code review process using GIT pull requests and Crucible (for SVN)
Propose multiple solutions to a problem, show how one option is better than another.
Ensure all aspects of technical design are correctly incorporated.
Contribute in research and implementing POCs as required.
Collaborating with onsite team in scrum ceremonies.
Who you are:
Hands on experience on Java/J2EE programming, especially on Java 8 features
Experience using latest frameworks like Spring, Spring Boot, Spring Rest, Spring Cloud Config and Webflux.
Experience in Microservices architecture & development
Experience with Test Driven Development
Experience with SQL on any of the RDBMS Oracle, PostgreSQL, My SQL
Exposure to NoSQL DB is added advantage, preferred MongoDb / Cassandra
Experience with any of the ORM frameworks Hibernate/iBatis, JDBC, JPA
Exposure to JMS Kafka, IBM MQ or Active MQ is good to have
Experience with JUNIT and any of the mocking frameworks Mockito, EasyMock, JMock
with hands on any one of the cloud platforms like PCF, Azure
Use of code repository tools like SVN, GIT
Exposure to any of the build and deployment tools like Gradle, Maven, Ant
Experience in CI/CD pipeline such as JENKINS
Experience using different design patterns, especially GoF, J2EE and Integration design patterns
Exposure to performance testing using JMeter is good to have
Ensuring the code meets the required development standards and is optimized for performance
Experience managing teams and deliveries
Providing technical design or approach for a business problem
Leading the team towards the right solution with expected quality and timelines
Experience with Agile practices
With good collaboration skills to coordinate with US based onsite team and client team.
Good team player and coordination skills









